Just so you know sextoyking, Anal hobbit = Boneprone, he loves to create threads where he talks to himself.

By the way BP, did you get Blazer season tickets again this year?

He did with his Charged Off Amex :) LOL

Not true.
9 times out of 10 after you settle a debt, you get your credit report a few months later. Protest the blemishes on it and the bank doesnt report back becaue you are done with them.

Thus they remove it from your report.

Even Sex Toy King just said this. However, yes it is true what Sex Toy King said, that other credit card companies during this window can all see what is going on and it will affect your credit with them. They wont report you casue they cant, but they may decrease your credit limit, or increase your APR becasue you are a risk. they may even cancel you.

But who cares. If they do, use this tip on them too. Fuck em all.

Yes I am Boneprone.

9 out of 10 times the other unsecured creditors will lower your credit limit or in today's climate they will cancel your account......

Tip: always pay what you owe and in full if possible...

Fuck off Prick. You've been pulling this shit for years.
Im not sure people are falling for this much anymore.

Btw, who waits a few months to check your reports. I check every 1-3 days or so..

Always keep up on your reports.. I used www.truecredit.com - pay a few bucks a month and get updated reports from all 3 companies all the time...

The scores are "fakos" not true fico scores but the reports are good.

Is that tip in your book?
People arent going to pay to read a book with tips like that in it!

Damn. I should write a book. I bet it would actually sell. And help the people. Again, I am a man of the people. I am here to help.

i bet you used to go around and tell people santa claus didn't exist...

always a thread spoiler in the crowd... :321GFY

I know! I'm still holding on to it. It's not much, was getting in and out, and got fucked with the last trade, now I'm thinking long term...:(

You check your credit every 1-3 days?
WTF......

Its official. You are strange. Every 1-3 days???

Come on. Really? :uhoh:uhoh:uhoh

Damn. I hope you dont put that on the cover of your book.

It is true what I said, I didn't mention anything about having to report the blemishes, I just stated they would be there. Your assumption is that they will just all come off with any reporting, doesn't always work that easy. Better yet Boneprone, why don't you tell us how much you recently settled for on your credit card debt?

Think of all of the people settling with the banks currently on short sale home sales. Even though the lender reports it as paid, it still shows the forgiven home loan as a blemish that isn't going to be wiped away.

Again, I am a man of the people. I am here to help.
This tip does work.

As have all my other tips no??

A simple ThankYou would be nice. So much Hate. I come here with a gift to help the Avarage Joe and like clockwork haters always come.

Lol, well I didn't want the poor boy to get all confused, plus the anal hobbit gig grew old long ago.

This thread should be locked. This is not a scammer board. It ruins the integrity of this board and the company that owns it.

This is not good advise, this is bad for everyone in the end.

Excellent tip and a big bump for you.

Sextoyking is jewish, good fico = good interest = saving money. I'm shocked he doesn't want a report every 1-3 hours. ;)

Thats why you are in Scandinavia. And Scandinavia is well, Scandinavia..
This is for Americans.

You'd do much better just giving us the NBA lock of the night. When are you going to remove Hedo from your sig, I'm thinking a closeup of goofy Oden might work better.

:1orglaugh

I will spread this awesome Anal Hobbit tip around the UK. This is a landmark in the history of the consumers taking charge. This is simply huge you will be known as the Anal Hobbit Hero and not just some porn pusher on GFY. The consumers will no dought forever be in your debt. You are the king we always needed to lead us into the right direction. The economy is safe in your hands... Thanks again we love you :thumbsup

You aren't very smart... are you.. :2 cents:

:1orglaugh i know but there are still people that fall for his shenanigans...

time for some new nicks BP...

Finally someone with a brain... And to top it off he's from the UK.
Thank you for the appreciation. Thank you very much.

I bow down to you dear sir


BTW... I dont mean in a gayish way

You know I had a odd thing happen to my credit report. When I was younger and dumber I bought a house almost right out of high school. Ok so that wasn't the dumb part. Anyway I did some dumb shit and lost the house, however before that happened the mortgage was sold and it was reported as a paid in full loan on my credit report.

So now it's been well past the 7 years and the foreclosure has been removed yet I still show the orginal loan for that house that shows paid in full on my credit report..

Tell me this people. All joking aside.

Why should the Banks get BILLIONS in Bailout Money from the Tax Payers? Where is the Consumers Bailout?

Is it really fair? You are paying taxes on these bailouts. The Banks are still fucking you. The Bail out didnt help you.

Here is an oppertunity. Its not stealing, its accepted by the bank. Why not take advantage?

lol... go 3 months without paying and you have not only a 90 day late reports, but a 60 and 30. that 750 score is now 575. Sign an agreement they wont report it to your credit? Yes, they want a paper trail for the bank fraud and consumer reporting fraud so that their billion dollar company can get your $3500...Forgot the mention that your "perfect credit" will show in big letters under that tradeline, "creditor settled for amount less then due" You wont get a sears card for $500 for 7 years after thats reported. What a fucking retard some people are, seriously.

I'm going to start banking my gas money from anal's last tip and settle with my cc companies for pennies on the dollar.

So many awesome tips. This guy is worth his weight in gold!

Awwwwww... you poor guy! :1orglaugh

They had no choice but to bail out the banks, without them the whole economy is totaly fucked. No its not fair but what else can they do. The banks are blaming the consumers and the consumers are blaming the banks, its just a vicious circle and its always the tax payers that end up paying the bill :2 cents:

Unlike my other tips, there is nothing illegal about this tip. Its 100% legal.
In fact its the Bank who is making the deal.

So why am I the Bad guy?

Sure ive given tips about how to get free hookers and how to steal gas in the past, but this tip really is 100% legit. It's working the system. What's better its working within the system.

A system many of you who are struggling to pay bills and make it by everyday could use to give you some serious financial relief. A system many are not aware of.

The problem this Country is facing on the Consumer level is very very real. There are preditors out there claming to help get you out of debt and help you with your debt. They are basically doing for you (for a very large fee) what I am telling how to do here for free.

Im not sure how that makes me a bad guy.

In fact it doesnt. In fact it helps. A lot.
Sure doing the right thing and paying in full is best. But lets face it. The economy is in the toliet. This is a fact and not something im making up.

This is some relief. I hope I have helped.

Yes. And I am on the side of the people.
:thumbsup

You know what you say is true at least the banks will be getting some of the lent money bank without the hassle of paying even more money out to debt agencys. If you look at it from that prospective both the consumer and banks get something out of it :2 cents:

The problem is all these companies are "too big to fail".. The banks, Freddie and Fannie.. GM, Ford.. ect..ect..

This is why we need govt regulation to break these big companies up, so if they get in trouble they don't bring down the entire economy along with them.

can someone here pull some strings and get me an interview with a news agency?

CNBC? FOX??

I think they would enjoy hearing this perspective. It would make for an intresting dialoge on TV thats for sure.

yep

Im wondering if a lot of the big failing banks/companies will in the end be nationalised

http://latestnews.virginmedia.com/ne...ationalisation

Halifax Bank of Scotland could have to be nationalised if shareholders reject a takeover by Lloyds TSB, the bank's chairman said.

HBOS chairman Dennis Stevenson said the bank could need to raise at least £12 billion in capital if investors threw out the deal and a potential £11.5 billion injection of taxpayers' cash.

If HBOS decided to go it alone, there was "no certainty" over sources of funding, he added.

The bank could be forced to raise dearer funds from the Treasury, potentially resulting in "the loss of independent or private sector status for HBOS", Mr Stevenson said.

Mr Stevenson was writing in a circular to shareholders ahead of a meeting in Birmingham to approve the deal on December 12.

If the deal gets the go-ahead, it will create a banking giant with around 145,000 staff and 3,000 branches across the UK.

Last week the bank rebutted calls from the former heads of Bank of Scotland and Royal Bank of Scotland, Sir Peter Burt and Sir George Mathewson, to abandon the deal - which they claimed was no longer necessary - and install them as chief executive and chairman.

Competition rules have been waived to allow the takeover - which values HBOS at around £5.4 billion at current share prices - to go ahead.

Separately, the chairman and deputy chairman of nationalised mortgage bank Bradford & Bingley have stepped down, the lender said. Chairman Rod Kent, his deputy Nick Cosh and non-executive directors Ian Cheshire and Steve Webster left the company with immediate effect, B&B said.

Chief executive Richard Pym will take the dual role of executive chairman, the bank said in statement.

to anyone who says this isnt legit, then is it legit for credit companies to prey on people charge you 30% on a loan, then turn around to those same people they were just ass fucking and ask for a loan at 5%? people have gone hungry to pay credit card bills, how many CEOs have gone hungry because their company was failing?

no its not really fair, but if it works and its legal then the only losers are those who dont take advantage

life isnt fair but youre either fucking or getting fucked

start fucking