Married People - How do you handle finances? - GoFuckYourself.com

NinjaSteve · 08-13-2008, 05:17 AM

Do you have a joint bank account? Do you separate money and accounts? What about savings? Does one person pay more than the other?

seeandsee · 08-13-2008, 05:23 AM

That is really important question, and it's kinda fucked

cool1 · 08-13-2008, 06:18 AM

I have wondered the same thing.

Spunky · 08-13-2008, 06:25 AM

I had a joint account and a offshore account on which she knew nothing about

DWB · 08-13-2008, 06:26 AM

Everything is spread out offshore in various banks, countries and companies she knows nothing about.

In other words, she ain't getting shit.

DWB · 08-13-2008, 06:27 AM

Quote:

Originally Posted by Spunky

I had a joint account and a offshore account on which she knew nothing about

Smart man.

v4 media · 08-13-2008, 06:34 AM

Shes richer than me, so its in a joint account.

xmas13 · 08-13-2008, 06:36 AM

Quote:

Originally Posted by v4 media

Shes richer than me, so its in a joint account.

Smart a$$.

JayDeeZee · 08-13-2008, 06:42 AM

Seperate bank accounts and a joint account. We each put a set amount into the joint account each month. All the joint bills (mortguage, bills, food, car payments ect.) come out of the joint account.

All investments, savings and selfish luxuries (video games, sports, toys, ect.) I want, come from my own account.

Ross · 08-13-2008, 08:05 AM

Quote:

Originally Posted by JayDeeZee

Seperate bank accounts and a joint account. We each put a set amount into the joint account each month. All the joint bills (mortguage, bills, food, car payments ect.) come out of the joint account.

All investments, savings and selfish luxuries (video games, sports, toys, ect.) I want, come from my own account.

My recently married friend does this now. Two days after he got back from honeymoon his new wife went out and bought a new car. So now he has to put more into the joint account to pay for the car. He has a motorbike. His wife is also now taking motorbike lessons as well. Then she'll want her own bike which he'll have to put more money into the joint account for as well.

If I ever get married, nothing will change. I own my house, I pay the bills. Then if we split up its still my house and she aint getting shit

StuartD · 08-13-2008, 08:08 AM

She's better at managing the bills than I am, so everything gets put into a joint account where she manages everything.

Yeah yeah... call me stupid. Doesn't matter. If I had to do as much as I do and manage the finances, well... the finances would never get done.

raven1083 · 08-13-2008, 08:17 AM

don't have to worry about it now still available and single.

Barefootsies · 08-13-2008, 08:18 AM

Quote:

Originally Posted by DirtyWhiteBoy

In other words, she ain't getting shit.

Barefootsies · 08-13-2008, 08:20 AM

Quote:

Originally Posted by Ross

If I ever get married, nothing will change. I own my house, I pay the bills. Then if we split up its still my house and she aint getting shit

gornyhuy · 08-13-2008, 08:27 AM

FACT: Couples who keep separate accounts are psychologically preparing for divorce from the very beginning, and will likely end up there pretty soon.

Barefootsies · 08-13-2008, 08:29 AM

Quote:

Originally Posted by gornyhuy

FACT: Couples who keep separate accounts are psychologically preparing for divorce from the very beginning, and will likely end up there pretty soon.

They sound like some intelligent people.

StuartD · 08-13-2008, 08:30 AM

Quote:

Originally Posted by gornyhuy

FACT: Couples who keep separate accounts are psychologically preparing for divorce from the very beginning, and will likely end up there pretty soon.

That's pretty much the way I see it too.
There's 0 trust, respect or faith in the marriage right from the get go.

spazlabz · 08-13-2008, 08:35 AM

Joint account here, have had it for 20 years with no problems. My wife handles the finances because I am an irresponsible fuck with cash and will blow it on useless stuff

spaz

Cyandin · 08-13-2008, 08:54 AM

Quote:

Originally Posted by spazlabz

Joint account here, have had it for 20 years with no problems. My wife handles the finances because I am an irresponsible fuck with cash and will blow it on useless stuff

spaz

Similar here. I tend to overdraft all the time due to not keeping track of shit, so I make the money and she handles all the bills in our joint account.

We had separate accounts when we both worked, but once she got pregnant and stopped working (for an employer - she busts her ass at home with our son), it didn't make sense to have two accounts.

True, there is risk involved, but marriage is all about the cost-benefit tradeoff of risks and benefits. Money is just one facet of the equation.

Besides, if you want to look at it from a cynic's standpoint, I make all the money -who's to stop me from continuing to do so if I became single? My bills would just decrease!

In the end though, I'm happy with the way we have things setup, and my families financial state of being is better because of her great financial management skills.

BradM · 08-13-2008, 08:55 AM

We have our own Checking + Savings accounts and a joint account. ALL $ goes into the joint first. All bills are paid. At the end of the month after all responsibilities are taken care of and bills paid and CCs paid - we split the remainder and put it into our accounts and can do with it as we please.

Oh and I handle the finances. If she was allowed free reign we would be completely FUCKED in no time. She has no concept of money. Which is probably why my account is loaded and she has 0.58 in her account

Sid70 · 08-13-2008, 10:11 AM

I am the one who works, she runs home and kids, she gets everything she wants but i tought her wanting less.

firecracker · 08-13-2008, 10:28 AM

Joint account which I am about to change to separate, and I handle most of the bills. It is difficult to keep track of 2 people spending when one is clueless of the balance and the other has the entire burden of managing it.

NinjaSteve · 08-14-2008, 08:05 PM

Quote:

Originally Posted by firecracker

Joint account which I am about to change to separate, and I handle most of the bills. It is difficult to keep track of 2 people spending when one is clueless of the balance and the other has the entire burden of managing it.

That would be a PAIN! It sounds like 3 accounts is the way to go. Joint for regular spending. Seperate for the rest. What happens when you go out to eat together though? Things like this could get confusing. I'm not talking about a date, but more of a casual thing. I say split it or pay every other meal like you would with a friend.

Pornwolf · 08-14-2008, 08:20 PM

There's not enough wives here to get a true answer to the original question.

Take whatever the guys say with a grain of salt.

Socks · 08-14-2008, 08:21 PM

I give her my bank cards and let her buy whatever she wants. Over 5 years married now, she's never bought anything I had an issue with. She brings in way more than she spends, and I think keeping seperate accounts is silly, cuz you end up keeping buffers in each that could be used for better things.

rowan · 08-14-2008, 08:23 PM

Joint account here, everything pooled. We both work, and she doesn't spend disproportionate amounts of money on things she doesn't really need. We have credit cards in our own names (can you even get a joint CC?) which are funded from the joint account.

If things went tits up then in theory she could clean out the available cash in our account... but she'd still be liable for the mortgage...

Spunky · 08-14-2008, 08:26 PM

Quote:

Originally Posted by Ross

If I ever get married, nothing will change. I own my house, I pay the bills. Then if we split up its still my house and she aint getting shit

I wish it was that easy sometimes .It's always half of everything.even commonlaw they can be paid along with their kids from another father

rowan · 08-14-2008, 08:32 PM

My wife says that she wouldn't necessarily demand half of everything (which could potentially include FUTURE earnings of my business) if we ever split, but if a relationship ends in divorce who really knows what could be happening by that point.

My friend told me to get a prenup that specifically included any of my business assets and income from divorce proceedings. DIdn't do it.

08-13-2008, 05:17 AM	#1
NinjaSteve Too lazy to set a custom title Industry Role: Join Date: Dec 2003 Posts: 11,089	Married People - How do you handle finances? Do you have a joint bank account? Do you separate money and accounts? What about savings? Does one person pay more than the other? __________________ ...

08-13-2008, 05:23 AM	#2
seeandsee Check SIG! Industry Role: Join Date: Mar 2006 Location: Europe (Skype: gojkoas) Posts: 50,945	That is really important question, and it's kinda fucked __________________ BUY MY SIG - 50$/Year Contact here

08-13-2008, 06:18 AM	#3
cool1 sex is good Join Date: Sep 2001 Location: Carman, MB Canada Posts: 24,939	I have wondered the same thing. __________________

08-13-2008, 06:25 AM	#4
Spunky I need a beer Industry Role: Join Date: Jun 2002 Location: ♠ Toiletville ♠ Posts: 133,949	I had a joint account and a offshore account on which she knew nothing about __________________ *YOUR INFORMATION HERE*

08-13-2008, 06:42 AM	#9
JayDeeZee Confirmed User Industry Role: Join Date: Aug 2006 Posts: 3,595	Seperate bank accounts and a joint account. We each put a set amount into the joint account each month. All the joint bills (mortguage, bills, food, car payments ect.) come out of the joint account. All investments, savings and selfish luxuries (video games, sports, toys, ect.) I want, come from my own account. __________________

08-13-2008, 06:26 AM	#5
DWB Registered User Industry Role: Join Date: Jul 2003 Location: Encrypted. Access denied. Posts: 31,779	Everything is spread out offshore in various banks, countries and companies she knows nothing about. In other words, she ain't getting shit.

08-13-2008, 06:34 AM	#7
v4 media Confirmed User Industry Role: Join Date: Feb 2005 Location: Spain Posts: 2,934	Shes richer than me, so its in a joint account.

08-13-2008, 08:08 AM	#11
StuartD Sofa King Band Join Date: Jul 2002 Location: Outside the box Posts: 29,903	She's better at managing the bills than I am, so everything gets put into a joint account where she manages everything. Yeah yeah... call me stupid. Doesn't matter. If I had to do as much as I do and manage the finances, well... the finances would never get done. __________________ This is me on facebook This is me on twitter

08-13-2008, 08:17 AM	#12
raven1083 Confirmed User Join Date: Jul 2007 Posts: 7,687	don't have to worry about it now still available and single. __________________ Femdom Stories \| Bound BBW Blog and Videos \|Bondage Sex Videos and Pictures Hardcore Japanese Bondage \| BDSM Movies And Galleries Mistress Cuckold CBT

08-13-2008, 08:27 AM	#15
gornyhuy Chafed. Join Date: May 2002 Location: Face Down in Pussy Posts: 18,041	FACT: Couples who keep separate accounts are psychologically preparing for divorce from the very beginning, and will likely end up there pretty soon. __________________ icq:159548293

08-13-2008, 08:35 AM	#18
spazlabz Confirmed User Industry Role: Join Date: Jul 2003 Location: Kentucky Posts: 6,548	Joint account here, have had it for 20 years with no problems. My wife handles the finances because I am an irresponsible fuck with cash and will blow it on useless stuff spaz

08-13-2008, 08:55 AM	#20
BradM Confirmed User Join Date: Dec 2003 Location: 1123,6536,5231 Posts: 3,397	We have our own Checking + Savings accounts and a joint account. ALL $ goes into the joint first. All bills are paid. At the end of the month after all responsibilities are taken care of and bills paid and CCs paid - we split the remainder and put it into our accounts and can do with it as we please. Oh and I handle the finances. If she was allowed free reign we would be completely FUCKED in no time. She has no concept of money. Which is probably why my account is loaded and she has 0.58 in her account Last edited by BradM; 08-13-2008 at 08:57 AM..

08-13-2008, 10:11 AM	#21
Sid70 Downshifter Industry Role: Join Date: Dec 2002 Location: Road trip Posts: 16,413	I am the one who works, she runs home and kids, she gets everything she wants but i tought her wanting less. __________________ Русня, идите нахуй!

08-13-2008, 10:28 AM	#22
firecracker Confirmed User Join Date: Nov 2007 Location: Sacramento ca Posts: 653	Joint account which I am about to change to separate, and I handle most of the bills. It is difficult to keep track of 2 people spending when one is clueless of the balance and the other has the entire burden of managing it. __________________ When choosing between two evils, I always like to try the one I’ve never tried before.

08-14-2008, 08:20 PM	#24
Pornwolf Drunk and Unruly Join Date: Jan 2002 Location: Hollywood Posts: 22,712	There's not enough wives here to get a true answer to the original question. Take whatever the guys say with a grain of salt. __________________ I've trusted my sites to them for over a decade... Webair, bitches.

08-14-2008, 08:21 PM	#25
Socks Confirmed User Industry Role: Join Date: May 2002 Location: Toronto Posts: 8,475	I give her my bank cards and let her buy whatever she wants. Over 5 years married now, she's never bought anything I had an issue with. She brings in way more than she spends, and I think keeping seperate accounts is silly, cuz you end up keeping buffers in each that could be used for better things.

08-14-2008, 08:23 PM	#26
rowan Too lazy to set a custom title Join Date: Mar 2002 Location: Australia Posts: 17,393	Joint account here, everything pooled. We both work, and she doesn't spend disproportionate amounts of money on things she doesn't really need. We have credit cards in our own names (can you even get a joint CC?) which are funded from the joint account. If things went tits up then in theory she could clean out the available cash in our account... but she'd still be liable for the mortgage...

08-14-2008, 08:32 PM	#28
rowan Too lazy to set a custom title Join Date: Mar 2002 Location: Australia Posts: 17,393	My wife says that she wouldn't necessarily demand half of everything (which could potentially include FUTURE earnings of my business) if we ever split, but if a relationship ends in divorce who really knows what could be happening by that point. My friend told me to get a prenup that specifically included any of my business assets and income from divorce proceedings. DIdn't do it.