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Old 10-23-2002, 04:53 PM   #1
Krome
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:mad Time to fuck with Visa

http://www.visamediacenter.com/

Visa have been going through Litigation with Wal Mart plus others due to anti trust proceedings. It seems to have been a big matter....I know that I am small matter but I have decided to get 5 others of us in the UK together and a few in other countries and threaten class action in multiple countries with regard to the Visa shit.

They will probably just laugh it off but I am bored...I am going to repeatidly email there legal team:

http://www.visamediacenter.com/wal-mart/contact/

telling them how I am going to get class action happening in 4 or 5 countires worldwide.

I will also be CC the emails to there media department

http://www.usa.visa.com/personal/abo...oom/index.html

It is probably to late to do fuck all but I am just going to find this funny...I am bored out of my head and have decided to fuck with them for the rest of the week.

I personnally believe that I will just end up on there Terminated Merchant File....but hey fuck it they are wankers...plus I have loads of other accounts under different names I can run through.
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Old 10-23-2002, 05:01 PM   #2
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I'll stick my head in a hornet's nest. I'll pull it out after you won your case.
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Old 10-23-2002, 05:07 PM   #3
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I'll stick my head in a hornet's nest. I'll pull it out after you won your case.
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Old 10-23-2002, 05:19 PM   #4
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Quote:
Originally posted by eru
I'll stick my head in a hornet's nest. I'll pull it out after you won your case.
I dont let people fuck with me...I know I will lose but bollocks I would rather go down throwing a few punches and biting some fuckers ears off then just do as people say...
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Old 10-23-2002, 05:20 PM   #5
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I'll stick my head in a hornet's nest. I'll pull it out after you won your case.
ok
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Old 10-23-2002, 05:22 PM   #6
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Quote:
Originally posted by eru
I'll stick my head in a hornet's nest. I'll pull it out after you won your case.
Quote:
Originally posted by eru
I'll stick my head in a hornet's nest. I'll pull it out after you won your case.
yeah
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Old 10-23-2002, 05:31 PM   #7
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What are you planning to sue them for in this big class action suit?
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Old 10-23-2002, 05:31 PM   #8
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Thats like picking a freeking fight with god himself
But hey...best of luck to you champ
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Old 10-23-2002, 05:32 PM   #9
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Quote:
Originally posted by Krome


I dont let people fuck with me...I know I will lose but bollocks I would rather go down throwing a few punches and biting some fuckers ears off then just do as people say...
hahahaha hey we have something in common!
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Old 10-23-2002, 05:36 PM   #10
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What are you planning to sue them for in this big class action suit?
I am not going to sue what so ever...look at the facts to start class action int he amount of countried I have stated would cost probably minimum to get the ball rolling $25k each country.

All I am doing is I have 4 or 5 people im a few countries who are willing to put their names forward and say yes we intend on sueing for restriction of trade plus blocking....By canceling the rebills if you do not pay is blocking existing trade....fuck knows maybe they may reconsider....We are just going to contact each Visa head quarters in 4 or 5 countries..plus always relate the information back to Visa US and their media department and see what happens.
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Old 10-23-2002, 05:51 PM   #11
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keep us updated!
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Old 10-23-2002, 05:53 PM   #12
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Quote:
Originally posted by Krome
http://www.visamediacenter.com/

Visa have been going through Litigation with Wal Mart plus others due to anti trust proceedings. It seems to have been a big matter....I know that I am small matter but I have decided to get 5 others of us in the UK together and a few in other countries and threaten class action in multiple countries with regard to the Visa shit.

Damn, Maybe we should sue. at least on the visamediacenter site VISA is forced to explain themselved in great detail... They just tell us to fuck off and follow there rules with out actually letting us see the rules. The funny thing is they make us pay them to register yet we need to follow rules they won't talk to us a about and have no access to get clarification or anything. Maybe thats what they should be sue'd for. At least maybe they would need to explain themselves on the visamediacenter site.
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Old 10-23-2002, 06:10 PM   #13
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I have this friend of mine...His line of business is not starting companies up...he merely threatens to. He takes on companies like Gillette, companies in that size range. It is very simple..he starts to set up a company that is goign to compete with one of their high gross margin products.....he makes ure that they indirectly find out about it....To all pretences is it looks like he is going to...He then sets up the company...not actually buying offices etc just on paper and makes it public with a prospectus etc....which Gillette or whoever the victim is will see. They then pay him not to launch...Middle management shit themselves...he had no intention on doing so anyway....This is what I think we could do...5 countries 5 or more webmasters in each and send a mail to the regional head office in each country plus the main Visa US office and the press office...They wil have to fight 5 battles, 5 different countries...There costs would be millions....but the thing is we have no intention on court action we really just want to shit them up....It does work...I have the UK, Germany and France covered...Spain maybe plus Austrailia and also maybe Canada...
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Old 10-23-2002, 06:48 PM   #14
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dude... there's no grounds for a lawsuit. they have started to enforce regulations that have been around for years. you have a choice: comply with regulations, or don't comply.
if you choose not to comply, your ipsp has three choices: pay your visa fees for you, cancel your rebills, or process your rebills at the risk of a 25k fine.
someone said this earlier: visa is not a guranteed right. it's a privilege. a convienience service. and as such, they're free to make whatever rules they want. and you are free not to use them.

your time and money can be spent on a lot more interesting/useful things. pool your resources with these other webmasters and work on a prepaid internet card. that can be a lot more profitable.
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Old 10-23-2002, 07:14 PM   #15
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I agree it is not a god given right but the moment they alow you to do business with they have to allow certain things. They can not just kill your rebilling of customers. That is the bottom line.

I just want to see how they react to this.
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Old 10-23-2002, 07:23 PM   #16
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they're not killing rebills. your biller is killing rebills. your biller can continue to process your rebills, however they risk having to pay a fine if you haven't registered.
like i said, that leaves your biller with three options:
1. Process your rebills and risk fines.
2. Pay the registration fee for you and process your rebills.
3. Kill your rebills.

Quote:
They can not just kill your rebilling of customers. That is the bottom line.
Show me a law that says that, and I'll shut up and bow down.
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Old 10-23-2002, 07:57 PM   #17
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LOL Krome, I hate to tell you this but you won't have to sue to go TMF. At least one of the 5967 overseers does read this board.
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Old 10-23-2002, 10:03 PM   #18
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VISA is no fucking PRIVILEDGE, due to changes in modern markets there must be a way how you can make payments. otherwise the free market economy will fail.

there must be some way to sue them anyway. think of this: what is the common way to pay online: VISA.
if money would have been privatized and the "owners" of the system "money" would dictate what you can buy with it or not, that wouldn't be right. same with VISA.

the legal meaning of money is that if you are willing to pay the price the seller is demanding for, then you have the fucking right to get the item (unless there are some reasons you cannot buy it).

think of VISA: someone is accepting your price and is willing to pay, but it fails due to a PRIVATE COMPANY accting as a substitute of money.... this is fucking not right. there can be done something against this. the governments HAS to ensure that payments can be handled, this is the fucking basic for a working market. if deals cannot be made due to VISA, the government must find a way to allow those transactions, that's at least in my country (Switzerland) part of the CONSTITUTION.

if payment cannot be done, the MARKET WILL COLLAPSE, consumers cannot pay.

but this VISA issue is freaking big, and there will not happening anything until their strategists see the governments taking their business over as these transactions are necessary for working FREE MARKETS.

i am a too small player here to take action and i am just traffic brokering and dont know the real problems involved here, but i swear you, if you find the RIGHT PEOPLE AT SOME UNIVERSITIES, this issue will be discussed very seriously, and THEN you must start trying to sue VISA. this topic interests lawyers and free market economists as well.
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Old 10-23-2002, 10:10 PM   #19
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Sorry about the double-post before. GFY was acting weird.
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Old 10-24-2002, 04:13 AM   #20
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Originally posted by Kimmykim
LOL Krome, I hate to tell you this but you won't have to sue to go TMF. At least one of the 5967 overseers does read this board.
Put me on the TMF because I want to kick some shit off....I then acutally definitely think I have a case...
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Old 10-24-2002, 06:21 AM   #21
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I agree.So let's go and fuck VISA - all of us.Let's pay in cash :-)
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Old 10-24-2002, 06:51 AM   #22
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Have you spoken to your lawyer(s) yet?
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Old 10-24-2002, 07:08 AM   #23
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Quote:
Originally posted by psyko514
they're not killing rebills. your biller is killing rebills. your biller can continue to process your rebills, however they risk having to pay a fine if you haven't registered.
like i said, that leaves your biller with three options:
1. Process your rebills and risk fines.
2. Pay the registration fee for you and process your rebills.
3. Kill your rebills.
You overlooked what (most likely) will happen:
4. Continue processing your rebills but keep the money themselves.
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Old 10-24-2002, 08:20 AM   #24
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Quote:
Originally posted by Krome


I dont let people fuck with me...I know I will lose but bollocks I would rather go down throwing a few punches and biting some fuckers ears off then just do as people say...

Visa will still have their ears and everything else in tact after you're done.
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Old 10-24-2002, 08:30 AM   #25
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Quote:
Originally posted by Terenzo


the legal meaning of money is that if you are willing to pay the price the seller is demanding for, then you have the fucking right to get the item (unless there are some reasons you cannot buy it).
How has that changed? If you are selling something and I have the money, you can still sell to me.

Hate to tell you, VISA is a privilege. Why do you think some people get rejected when they apply for VISA cards?

Just because you think VISA owes you the right to accept their card, doesn't mean they do.

P.S. That's not really the legal meaning of money either.
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Last edited by FATPad; 10-24-2002 at 08:35 AM..
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Old 10-24-2002, 10:06 PM   #26
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Terenzo, Visa is a privilege. You don't have to use Visa, and Visa doesn't have to give you a card.
Yes, Visa may be the most popular method to pay online, but that's because they made it attractive to do so, with their Zero Liability policy.
But you're more than welcome to use Mastercard, Diner's Club, American Express or JCB online as well.
Or you can pay cash.

I suggest you ask someone the differences between rights and privileges.
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Old 10-24-2002, 10:37 PM   #27
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Quote:
Originally posted by fiveyes

You overlooked what (most likely) will happen:
4. Continue processing your rebills but keep the money themselves.

Gee, wouldn't one think that the smart motherfuckers who weren't processing Visa with their former processor would go in and expire all the passes as they were up for all their Visa rebills?

Of course if you expire them before they run out, you could end up losing your reserves to chargebacks and credits.

I can't believe people are worrying about processors keeping their rebills. That would be enough for Visa to terminate the processors account. If you have a site and a Visa, and are intending to stop taking it from any of your processors, I would suggest you sign up with your own card and see when the billing stops.
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Old 10-24-2002, 11:15 PM   #28
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Quote:
Originally posted by psyko514
dude... there's no grounds for a lawsuit.
In America at least you can sue anyone for anything. A class action lawsuit against VISA you could probably get an attorney to start it up for free since there's such huge money in it, as long as you had a decent case.

In my opinion there could be grounds to sue over the 'high risk' classification and the 0 liability policies allowing customers to charge back (enabling consumer fraud) so negligently. Figures from VISA themselves estimate $7 in every $100 online is fraud. They're admitting the overall numbers are 7% yet they expect merchants to stay below 1% while they encourage their customers to dispute if they don't recognize the charge? And setting up their OWN policies to essentially make contesting a downloadable transaction impossible?

Enabling fraud, imposing fines and unrealistic policies on their merchants, sure there's grounds for a lawsuit.

C.
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Old 10-24-2002, 11:46 PM   #29
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cal... well fuckin said playa!
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