Insurance claim help - they are trying to replace my LAPTOP with a pile of crap

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  • CunningStunt
    Confirmed User
    • Aug 2006
    • 5594

    #1

    Insurance claim help - they are trying to replace my LAPTOP with a pile of crap

    So my VAIO laptop died, dirty power / dodgy electrics etc, not sure exactly why, just is dead.

    It cost me $1980 about 3 years ago, and at the time, damn good machine. Of course the spec now is the lowest possible you can buy.

    I put in a claim, and they've offered to replace it with....a VAIO NS something or other, intergrated crappy graphics and 1Gb ram piece of shit at $800.

    How the fuck is that a "replace like for like" policy?

    Talk about being sucked in.

    Going to fight it.
  • WiredGuy
    Pounding Googlebot
    • Aug 2002
    • 34517

    #2
    What was the specs on the old one and the new one?
    WG
    I play with Google.

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    • Phoenix
      BACON BACON BACON
      • Nov 2002
      • 35475

      #3
      buy a new one...laptop dies...i didnt know that was an insurance claim
      Telegram PhoenixBrad
      https://quantads.io

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      • After Shock Media
        It's coming look busy
        • Mar 2001
        • 35299

        #4
        Originally posted by CunningStunt
        So my VAIO laptop died, dirty power / dodgy electrics etc, not sure exactly why, just is dead.

        It cost me $1980 about 3 years ago, and at the time, damn good machine. Of course the spec now is the lowest possible you can buy.

        I put in a claim, and they've offered to replace it with....a VAIO NS something or other, intergrated crappy graphics and 1Gb ram piece of shit at $800.

        How the fuck is that a "replace like for like" policy?

        Talk about being sucked in.

        Going to fight it.

        are the specs pretty much the same as what you bought 3 years ago?
        Isn't depreciation and usage allowed to be considered as well. I mean you did get 3 years of use out of it. Hell do you think you would even get 800.00 out of yours assuming it worked and was sold?

        Only thing I could see as being wrong was if the specs are different.

        [email protected] ICQ:135982156 AIM: Aftershockmed1a MSN: [email protected]

        Comment

        • ~Ray
          visit hardlinks.org
          • Jun 2003
          • 18361

          #5
          poor you
          Adult Backlinks for Adult Websites - Testimonials Available

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          • Slick
            Confirmed User
            • Feb 2001
            • 7338

            #6
            I'd take new replacement laptop, sell it on Ebay, take whatever profit you get and put it towards a better one.

            How is it getting replaced ? Did you buy an extended warranty or something when you originally bought it ?

            Comment

            • WarChild
              Let slip the dogs of war.
              • Jan 2003
              • 17263

              #7
              Your 3 year old laptop is a pile of crap now. Count your lucky stars you're getting something back from it.
              .

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              • collegeboobies
                So Fucking Banned
                • Jul 2004
                • 3644

                #8
                Holy shit I got a pile of laptops sitting around does homeowners insurance cover any of them?

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                • CunningStunt
                  Confirmed User
                  • Aug 2006
                  • 5594

                  #9
                  Originally posted by Slick
                  I'd take new replacement laptop, sell it on Ebay, take whatever profit you get and put it towards a better one.

                  How is it getting replaced ? Did you buy an extended warranty or something when you originally bought it ?
                  I think the Ebay option is probably the best. Your Home Insurance policy covers all sorts of things

                  Well actually, I am getting a bit greedy with it now I should count myself lucky to get anything. Just had my eye on a 4Gb Lenovo with 512mb dedicated graphics

                  The spec is about the same.

                  Comment

                  • Manowar
                    jellyfish  
                    • Dec 2003
                    • 71528

                    #10
                    the ebay option is the best, insurance sucks like that but on things like cars you are happy it's like for like because thats where they get fucked

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                    • nekrom
                      Confirmed User
                      • Mar 2004
                      • 921

                      #11
                      Which insurance company mate? Allianz are a bunch of muppets when it comes to claims.

                      -N
                      Free Traffic

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                      • CunningStunt
                        Confirmed User
                        • Aug 2006
                        • 5594

                        #12
                        NRMA. I can see where they're coming from with the depreciation etc. Just a shame, was looking forward to a better new toy

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                        • Spunky
                          I need a beer
                          • Jun 2002
                          • 133978

                          #13
                          That's been the standard excuse forever.you usually can pay to upgrade to a better system in lieu

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