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Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed.

 
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Old 10-08-2002, 03:57 PM   #1
PornoBug
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VISA RULES -Australian / Int Webmasters

PSW seem to say that the new VISA rules apply to US webmasters only and not to International Webmasters. This would be great news if it applies to the other billers too.

http://www.pswbilling.com/clients/visaintl.shtml

If this is the case, then why are companies like iBill still talking about wanting fees ? (this is a rhetorical question)

Perhaps some other Aussie / International webmasters can post their views on this ? What is your billing company telling you ?
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Old 10-08-2002, 03:59 PM   #2
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I called them and they said they can do Canadian webmmasters as well.
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Old 10-08-2002, 04:12 PM   #3
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Im with PSWBilling as primary and they seem to be saying that for international webmasters it will be business as normal.
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Old 10-08-2002, 04:28 PM   #4
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Only CCBill sucks big time... heres the email I received a couple of minutes ago:

-------------------------------------------------------------------------

Here is what the Visa regs say. We can bill for US based companies only. That means if you have a US - LLC, Limited Liability Corporation, you will be able to continue processing visa transactions. I know that a search on google.com brings up many websites that help set up LLC's. I hope this helps.

Andy

-------------------------------------------------------------------------
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Old 10-08-2002, 04:37 PM   #5
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It looks like CCBill has no plans to setup merchant banks in any other Visa regions.
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Old 10-08-2002, 04:41 PM   #6
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:mad

iBill just sent me the following in email.

"Companies located outside the U.S. will not be able to use an IPSP (such as
iBill) who is processing inside the U.S. Foriegn clients will have to have
a presence in the U.S. in order to continue using iBill. "

So who is right, PSW or iBill ?

I would have thought that a week after the announcement at least some dust would have settled on this issue.
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Old 10-08-2002, 04:50 PM   #7
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IBill needs to get their shit together regarding this international processing subject.
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Old 10-08-2002, 05:01 PM   #8
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Sexfind

Im an aussie webmaster too, basically we are fucked. The non-US 3d party processors will process us no worries, inclunding VISA, but that doesnt help our recurring customers. Basically we need a US company....set up with 5 weeks, sure..as if thats gonna happen.......Glo-bill is claiming to be able to get our recurring customers.....would be good....not sure about the legality tho.... icq me on 16841946 if you wanna chat to a fellow skip
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Old 10-08-2002, 05:04 PM   #9
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iBill may be cutting international customers loose...

I asked iBill

"Other companies , eg PSW, are saying that foreign companies will not be
adversely affected. How can you explain the disparity between iBill's position and that of it's competitors ?"

the reply was

"It is possible that you may be receiving incorrect information from the other processor, or they may have already made arrangements to accomodate their foreign clients."

So PSW say everything is fine for international clients, iBill are saying they cannot process international clients, what are the other billers saying about this ?
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Old 10-08-2002, 05:06 PM   #10
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www.acpay.com
and www.glo-bill.com
don't require the fees, if you are looking for processing visa and are international, try those two trustworthy companies.
(ACpay is run by AdultCheck)
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Old 10-08-2002, 05:09 PM   #11
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Sounds like IBill has no plans to get any merchant bank accounts in any other Visa regions besides the US.
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Old 10-08-2002, 07:43 PM   #12
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Same with ccbill.....this email confirms it..

"1) The company has to based in the US. So you would need to establish an LLC here in the US. Your current company in the Turks & Caicos Islands would not comply. If you are not a US based company, the rebills using Visa will be turned off as well. Please be aware of that. We can wire funds to you where ever you want.

2) We are not registered in any region outside the US at this time. More to come on that if we will be at a later point in time.

3) If you have an established US corporation, then you would need to register with Visa and pay the $750 registration fee.


which is a damn shame 'cos I luv 'em
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Old 10-08-2002, 10:16 PM   #13
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:2cents

I think it seems that iBill have put dealing with international clients in the "too hard" basket. From other posts it seems ccBill are saying the same thing.

PSW Billing and GloBill both appear to have solutions for international customers but how realistic are they ?

Personally I smell collusion between iBill/Paycom/Epoch & co. The joint press release seemed funny to me at the time, with the abandoning of international webmasters it seems the dogs have finally bitten one of the hands that feeds them.

So what options are people looking at ? PSW seems to be the most up front with news at the moment.
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Old 10-08-2002, 10:17 PM   #14
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Quote:
Originally posted by Sexfind
I think it seems that iBill have put dealing with international clients in the "too hard" basket. From other posts it seems ccBill are saying the same thing.

PSW Billing and GloBill both appear to have solutions for international customers but how realistic are they ?

Personally I smell collusion between iBill/Paycom/Epoch & co. The joint press release seemed funny to me at the time, with the abandoning of international webmasters it seems the dogs have finally bitten one of the hands that feeds them.

So what options are people looking at ? PSW seems to be the most up front with news at the moment.
i like ac pay
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Old 10-08-2002, 10:28 PM   #15
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Originally posted by quiet


i like ac pay
Hey quiet, do you know any sites that use them?
....I wouldn't mind checking out how friendly their signup page looks...

cheers,
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Old 10-08-2002, 10:29 PM   #16
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acpay does look good. the stats interface looked primitive though... I didn't notice a 'clicks' column on the detailed stats screen of the demo account, maybe I missed it.
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Old 10-09-2002, 02:58 AM   #17
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GloBill all the way!

They are the only 3rd party billing co who replies to support emails within hours. Super friendly staff which goes into details in their replies.

Not some one line reply which is so vague you have to reply to it and hope that next week they will get back to you with a two line reply. ;)
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Old 10-09-2002, 03:18 AM   #18
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There seem to be a lot of different info people are getting from the billers. One is getting that it is possible on the phone the other getting email it is not. Seems we all have to wait untill we see something in writing from the billers. What really pisses me off is that they have a 30 days deadline and within this deadline noone there has a clue.
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Old 10-09-2002, 07:27 AM   #19
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Just to add another " i just spoke to my iBill account rep" post,

My new rep just told me that they are still trying extremely hard to get a banking relationship in the Asia Pacific region.

It will be another week before any definite answer is known.

In the mean time she suggested that it would be best to start incorporating in the US because by doing that, I would be better off anyway, ......(hmmm)
She said that this was due to the fact that if they can establish a banking relationship here we will be facing an extra 2% in processing fees for this service. (this has been reported to have been said before also)


When asked if the deadline was a hard deadline or if there may be some leeway for those foreign webmasters having troubles trying to get setup in the US due to time constraints and especially those with the little time left because they waited on Ibills final anouncement on the requirements she said "Its the deadline we are setting"

.... so perhaps this isnt a Visa imposed deadline either ??

When asked what would happen to rebills in this case she said that if you were not ready by the deadline, all visa rebills would be canceled and would not be retrievable.

I could not get a clear answer on the presence issue, she said it looks like I would need to incorporate and have a US bank account, she couldnt comment on the possibility that the US presence may turn out to be more involved, for example having someone located there that owns at least 1% of the company.
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Old 10-09-2002, 09:07 AM   #20
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Quote:
Originally posted by Shark
In the mean time she suggested that it would be best to start incorporating in the US because by doing that, I would be better off anyway, ......(hmmm)
That's pretty much what I was told in a telephone conversation yesterday. The "better off anyway" remark was how it was put to me, but I assumed that meant benefits, not penalties.
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Old 10-09-2002, 10:41 AM   #21
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I think pretty clearly VISA is not being clear and maybe hasn't even thought this whole thing through itself!
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Old 10-09-2002, 12:08 PM   #22
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Quote:
Originally posted by Shark

When asked what would happen to rebills in this case she said that if you were not ready by the deadline, all visa rebills would be canceled and would not be retrievable.

I could not get a clear answer on the presence issue, she said it looks like I would need to incorporate and have a US bank account, she couldnt comment on the possibility that the US presence may turn out to be more involved, for example having someone located there that owns at least 1% of the company.
i email iBill as the following.
I will try to Set Up LLC today, but the problem is the time frame and all the docs
and i still need a USA bank account too right?
What happen if i cannot setup the LLC within the time frame?

iBill Reply as the following..
One thing you should know is that your existing rebills will not be affected. The Visa regulations will only affect NEW Visa signups to your site.
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Old 10-09-2002, 01:02 PM   #23
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Imagine how much profits Ibill and CCbill are gonna loose if they suspend all the International sites rebills on Nov 15th. Fuck it's in their best interest to keep those rebills going so if they don't establish their international presence by then they are very lousy business people.
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Old 10-09-2002, 01:09 PM   #24
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Quote:
Originally posted by Sexfind
PSW seem to say that the new VISA rules apply to US webmasters only and not to International Webmasters. This would be great news if it applies to the other billers too.

http://www.pswbilling.com/clients/visaintl.shtml

If this is the case, then why are companies like iBill still talking about wanting fees ? (this is a rhetorical question)

Perhaps some other Aussie / International webmasters can post their views on this ? What is your billing company telling you ?
Just got this from ac-pay

"AC Pay has a presence in other regions of the world and
processes its VISA transactions through VISA International,
which has not adopted the new regulations made by VISA
USA. There is a chance that VISA International may adopt
these regulations in the future, however VISA International
has traditionally had a much better track record of
cooperation between itself and its acquiring banks and
merchants."
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Old 10-09-2002, 01:12 PM   #25
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AC Pay sounds like its got its shit together.

IBill is scrambling to setup merchant bank accounts in other countries now? Why didn't they get on top of this back in July when they first learned about this?
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Old 10-09-2002, 02:29 PM   #26
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Quote:
Originally posted by tgirl

iBill Reply as the following..
One thing you should know is that your existing rebills will not be affected. The Visa regulations will only affect NEW Visa signups to your site.
Now that sounded like the best news I've heard yet tgirl !

I rang my rep back to confirm this and she said that they were under the belief that this was the case until yesterday when they were set straight on it.
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Old 10-09-2002, 02:44 PM   #27
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Now that sounded like the best news I've heard yet tgirl !

I rang my rep back to confirm this and she said that they were under the belief that this was the case until yesterday when they were set straight on it.
wtf. this is the most important issue for me, and there's been a dozen different answers to it. my ibill rep won't give me a definitive answer, someone else i spoke to says no - all rebills are lost after the 15th.

tgirl - have you heard any more about this issue? anybody else?
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Old 10-09-2002, 02:52 PM   #28
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Quote:
Originally posted by quiet


wtf. this is the most important issue for me, and there's been a dozen different answers to it. my ibill rep won't give me a definitive answer, someone else i spoke to says no - all rebills are lost after the 15th.

The answer is clearly no. The rebills would have to be processed
with the new merchant descriptor so it must be a registered presence.

Quiet, my ICQ is 17249164 if you want to compare notes. I think we are covering the same ground and that we have the same Ibill rep.
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Old 10-09-2002, 02:53 PM   #29
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I've heard different stories on this subject from everyone.

I wouldn't even believe what IBill tells you.

Ask all the processors about this and you'll get a different answer from each of them
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Old 10-09-2002, 02:59 PM   #30
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Quote:
Originally posted by Brown Bear
I've heard different stories on this subject from everyone.

I wouldn't even believe what IBill tells you.

Ask all the processors about this and you'll get a different answer from each of them
Right..... only time will tell
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Old 10-09-2002, 03:25 PM   #31
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What a total cluster fuck - something as important as this and just a bit over a month from the end the world and we still have no clear unequivocal statement on the whole situation.

Quite frankly we gave up listening to our billing company after the CEO said one thing here and our account rep told us the exact opposite on the phone just 5 minutes later.

Sorry - just had to vent
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Old 10-09-2002, 04:24 PM   #32
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Quote:
Originally posted by hypherion


Just got this from ac-pay

"AC Pay has a presence in other regions of the world and
processes its VISA transactions through VISA International,
which has not adopted the new regulations made by VISA
USA. There is a chance that VISA International may adopt
these regulations in the future, however VISA International
has traditionally had a much better track record of
cooperation between itself and its acquiring banks and
merchants."
I'm printing out the ACPAY contracts as I type, they emailed them in PDF format, said to fax them back and as soon as they activate me I can get started with them straight away.
Then I just mail the original in to them..

I'm still in the shit with Ibill though as I have 300 rebills happening over there.
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Old 10-09-2002, 05:13 PM   #33
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Hi everyone,

Our issue is our rebills !!!!!!!!!! after 5 years on the web we just don't want to loose them, like everyone else.

You can call this spam if you want but we have friends in the US helping out and he has this to offer.

http://www.lawdoc.com/visa.html

We are looking at setting up a corp. in Nevada, just still gathering info and sorting through all the 'crap' out there. Some straight answers would be great.


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Old 10-09-2002, 06:23 PM   #34
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The critical thing for webmasters to keep in mind is that iBill and other 2 other companies made a joint announcement to the world about this issue over 1 week ago.

Since making this dramatic announcement they have demonstrated zero ability to explain how the changes will be implemented, what effect the changes will have and what measures we, as webmasters, need to take.

It would be wise for everyone to seriously think about how unprepared your respective 3rd party biller has been and consider this when dealing with them in the future.

We, despite losing numerous rebills, decided today to dump iBill over all sites as we have no faith in their ability to provide their services to us in the long term. Although we may lose in the short term our goal is to have relationships with companies who show preparedness to deal with change. iBill scores a big fat zero on this count.

PSW look good to us as does ACPay, whether these companies can continue to service international accounts over time remains to be seen, however at least they are providing answers at the moment - something that iBill, Paycom, Epoch and ccBill just aren't doing well enough.
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Old 10-10-2002, 07:35 AM   #35
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Quote:
Originally posted by quiet


wtf. this is the most important issue for me, and there's been a dozen different answers to it. my ibill rep won't give me a definitive answer, someone else i spoke to says no - all rebills are lost after the 15th.

tgirl - have you heard any more about this issue? anybody else?
just get email form iBill today as the following

I am sorry to say I have new info.

After speaking directly with Visa they have determined that iBill and our competitors will not be able to process re-bills for our clients who do not register with Visa.

I am sorry for the misinformation that I provided in my last e-mail but Visa is clarifying their rules daily and we are learning as we go. So to be clear: After Nov 15 iBill will not be able to process ANY Visa transaction for a company who has not registered with Visa.

Please let me know if there is anything I can do to help.

iBill
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Old 10-10-2002, 07:52 AM   #36
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Don't know if this will help any of you... I got this email.... Nor if anyone has posted about them.

Dear jimmy xxxxxxxxx,

Thank you for being a loyal Verotel customer!

Here are some news items that we want to bring
to your attention.

1. IPSP regulations
===================
Other Billing Companies in the same market as
Verotel have had IPSP regulations imposed upon
them in the United States. We want to make it clear
that Verotel has not been affected by these
regulations, since our offices are located outside
the US. For more information about the IPSP regulations,
please visit

http://www.verotel.com/ipsp.html


2. New billing option: Verotel 1-900 Billing Europe
================================================== =
We now support a new method of phone billing in
7 different European countries: Verotel 1-900 Billing
Europe. For modem users, this is a dialer package
that dials a local premium rate number.
For ADSL and Cable users, it's just a simple
premium phone number, which your customer can
dial with a normal phone or by mobile telephone.

The advantages of this new billing facility are
endless and you can accrue a lot more volume from
your sales by adding this option to your website.
For each minute someone spends at your website
you will receive 40 US Dollar cents!
No chargebacks are possible with this type of
billing.

No integration or software is needed. Just simply
go to the Control Center, My Setup and select
User Payment Options. There you can add this
feature to your orderpage. This feature uses
the already installed VEROTELRUM script.
More information is available on the website:

http://www.verotel.com/m05000.html

3. Link to Verotel today!
=========================
Linking to Verotel allows you to receive commissions
on all new merchants you bring to us. In this market
of webmasters looking for alternatives (especially due to
the IPSP regulations), you can help us build
our portfolio and receive a commission on all
future sales.

How? Simple. Just visit the MY SETUP
of the control center (bottom page) or

http://linkto.verotel.com

For more information about all these services
please contact our Merchant Support department
at [email protected]. Don't forget
to state your Verotel ID in this email.
With kind regards,


Verotel Management
Amsterdam - Netherlands
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Old 10-10-2002, 08:36 AM   #37
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Hi all,
This may work as a stopgap solution for anyone unable to get set up with their existing US-based IPSP. There is a small, but well established third party biller in Amsterdam called Verotel.com. We've never used them directly, but a few of our European traffic exchange partners use them to process our revshares and, for the last 2 years, they have been reliable on our end of the stick. The rates (13.5 - 15%) are about the same as the US third party companies and for anyone in Canada or Europe, Australia, etc that is unable to jump through all the hoops, it is at least an option to start over.

here they are: http://www.verotel.com/ipsp.html

On a side note, if you are in the nasty situation of having your recurring database run by a US domestic third party biller, but are unable to get a US corp set up in time to be able to continue, you may want to talk to your rep at that company and see how they are doing in getting visa to allow them to grandfather the rebills even if you have to stop processing new sales through them. Not sure how the negotiations are going on that, but I know that the CEO of one of the "big three" is in NYC right now trying to set this up as a possibility with visa.

My sincere sympathy and best wishes to all of you effected by this situation. Let me know if there is anything I can do to help in the way of referrals to other processing or revenue options. I am moderating the seminars at the Berlin Show at the end of this month and speaking at the Cannes show, so if you are there, look me up!

Ciao,
Colin at Wasteland.com
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Old 10-10-2002, 09:46 AM   #38
archer
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Join Date: Jul 2002
Location: Canada
Posts: 1,721
I think it's too early to panic yet and dump your processing companies.

The situation is obviously fluid and solutions may be found.

I'm not saying don't prepare... ie incorporate in the US just in case....

On a different point... i guess i'm just highly paranoid but i do wonder who's going to see all this information that needs to be provided.
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