Just talked with IBILL (Australian webmasters) - GoFuckYourself.com

Sambuka · 10-07-2002, 07:35 AM

I Just talked to an account manager at Ibill, since I am in Australia I asked him if I would need a US company setup to be in complicance with the new VISA rules. He told me that since I was in Austarlia that I WOULD NOT be required to setup a US company as Ibill have merchant relationships setup in Australia.

He also confirmed that payments will still be billed in USA DOLLARS

I asked him about chargeback ratios and ask what the VISA limit is for the new rules. He said 2.5% and US$15 fee per chargeback over the 2.5%. He said if the chargebacks got quite high then they would work with you to lower them down so to help keep VISA happy.

I always thought it was 1% but do VISA have no intention of using 1%?? Where did 1% come from? I remember 2 years ago we thought it was all over when Visa mentioned 1% but nothing seemed to happen? or did I miss something?

He said there would be a premium of 1-2% per transaction added for this Australian service, he said webmasters in the USA would not be charged any of these addition fees.

He said I would still need to log all my info with VISA, and that I would just need to pay the $750 reg to continue processing.

I asked about the Ibill Mastercard requirement posted in the Webmasters admin area

"iBill must allow for consumers to make purchases from multiple iBill client sites. iBill will support a consumer portal and all clients will be required to register their sites on the portal.

At the time of checkout, iBill must offer the consumer the ability to make additional purchases. iBill receipts will now contain a link to this portal for additional consumer purchases.

I told him it didn't sound like a credit card company like Mastercard would require such a thing, he said it was a strange rule but infact Mastercard did make this rule not Ibill.
(Sounds like bullshit me, I dunno)

I just want to know who gets top spot on that page?? Is Ibill going to sell the top spots to the big boys?? YEP!

Well anyways thats all i've got, I posted it here because I have read about 200 posts on VISA on GFY and this info was new. If I missed some important facts where someone said what I just wrote was all lies then please feel free to correct me.

I for one hope this is legit and that Ibill wasn't just bullshiting me, damn there is so many rumors and bullshit flying it hard to tell whats real & what not.

Let me know what you guys thing about Ibill saying this stuff.

Cheers

Sammy

Sunny Gold coast

ControlThy · 10-07-2002, 07:39 AM

I have not heard much about the portal page strategy, however if they are going ahead with it I am sure we will start processing new signups with other processing companies.

markusborger · 10-07-2002, 07:48 AM

Mates!

If you don´t want those US credit card companies scammers to suck all your profit.....

Just switch to a good Russian processor like DiBill and not the credit card company

Calvinguy · 10-07-2002, 07:52 AM

Any news from IBill regarding European webmasters inside EU?

Jizar II · 10-07-2002, 08:01 AM

Sambuka: I read somewhere that its 2.5% for international transactions and 1% for domestic.

Sambuka · 10-07-2002, 08:32 AM

Alrighty, just talked to a 2nd person at IBILL, same story but a little more info. He confirmed that Ibill can handle webmasters processing from most countries (not all), so not everyone has to setup a US corperation.

I asked him if my Carribean company would be able to continue processing under the new rules and he said Ibill is setup or is currently getting setup in latin America so the Carribeanin would be included in that section and ALL IS GOOD in my little world

I asked what the deal is for everyone else and he said, Ibill can process for Asia, Western Europe, Latina America & US.

I asked him about Australia and he said Australia will be included inside the Aisa pacific region. I ask if Ibill was set or setting up in Australia and he said they were setting up, so not ready yet, but the last guy I talked to said in about a week they will be ready to accept Australia webmasters fully.

I asked what countries Ibill couldn't process for and they said, Eastern Europe, some parts of asia (weird parts), & they can't process for Canada (no one like porn in Canada???). he said the people in those countries would be required to open a US corperation to be legal under the rules.

So good news all round, for us foriegn webmasters anyways.

Doesn't look like the chargeback ratio's are changing that much either. 2.5% sounds fine to me.

I'll pay my $750 and continue as usual...

Amazing how rumors get out of control isn't it. I feel for the hype myself.

Cheers

Sammy
(Gold coast)

Calvinguy · 10-07-2002, 08:35 AM

Thats great news at least for some of us.

Did they say anything about how they split europe between east and west?

Shark · 10-07-2002, 08:36 AM

Agreed on the 1%, I also read that it was 1% for US domestic and 2.5% foreign.

Great to hear something half positive for us Aussie's Sambuka,

Thanks for posting this, I still dont feel confident about the way they are dealing with this via unconfirmed verbal reassurances.

We really need something in writing from them or else we are still in the same position in regards to setting up a US presence.
I for one do not want to do that unless I have no other options.

ControlThy · 10-07-2002, 08:49 AM

Quote:

Originally posted by Calvinguy
Thats great news at least for some of us.

Did they say anything about how they split europe between east and west?

Well I am sure they are talking about the common used description for what is east and west europe.

If you are a citizen of the European Union you should be fine.

Brown Bear · 10-07-2002, 10:57 AM

Good job on getting that info Sambuka.

El Demonio · 10-07-2002, 04:48 PM

Thanks Sambuka, looks very good, but what about the VISA censorship?

I mean, they decide which sites are good and which are not.

that is very worrysome

Jayson · 10-07-2002, 05:36 PM

I would trust someone like Globill over Ibill keeping a merchant account operational in Australia. But hey - I could be wrong.

But if you have rebills with ibill then this is obviously going to save hassles.

The Other Steve · 10-07-2002, 06:53 PM

Dunno - all of a sudden they are clutching at straws to try and keep us and it all seems too iffy to me.

We're not taking the chance - but then we're small and we can probably get a good percentage of our members to resign with a new billing company when it comes time to sign up again.

PornoBug · 10-07-2002, 07:04 PM

It might be an idea to bear the following things in mind.

iBill are talking about adding a percentage premium to fees for Australian (and other international) accounts, if I have this wrong then somone please correct me. If this is correct then how do you feel about paying iBill 17% or 18% for processing ?

$US750 is the best part of $1500 AU. This is a lot of money to spend. iBill have not shown themselves to be the best company to deal with when customer service is an issue. How many times have you emailed your rep only to wait a week for a reply or never get one at all ?

Given that iBill seem to still be in the process of adapting to these changes, how many times will their story change before things iron out ? I recall the problems with CMI earlier this year. I also recall the numerous times I have seen out of date promises in their news section etc..

Many iBill webmasters have multiple sites under one account (using different sub accounts). If one web site is canned by VISA does the whole account get canned ?

Personally I would prefer things in writing from iBill rather than over the phone. iBill's track record when it comes to promises it has made is not good enough for me to accept anything else. That said, since the joint announcement last Wednesday, 3 emails to my account rep at iBill have gone unanswered.

It's going to be an interesting couple of months.

Brown Bear · 10-07-2002, 07:09 PM

True. About 50% of what an IBill rep tells you over the phone is just some mumbo jumbo they just dreamed up.

DarkWing · 10-07-2002, 07:34 PM

Quote:

Originally posted by Sambuka
... I asked him about Australia and he said Australia will be included inside the Aisa pacific region. I ask if Ibill was set or setting up in Australia and he said they were setting up, so not ready yet, but the last guy I talked to said in about a week they will be ready to accept Australia webmasters fully.
...

Hate to say it mate, but promises on something that has not happened and has no proof that it will work, is not a good thing to spend money on, specialy considering the exchange rate.

Banks over here hate porn, they have had their fingers burnt too many times. Also VISA over here is a lot hasher on chargebacks and suspected fraudulent transactions than over in the good ol' US of A.

dieselaction · 10-07-2002, 07:43 PM

sexfind,

maybe ibill does not have any diffinitive answers from visa yet
what would they gain in holding out longer?

having banking accounts in other countries is not as easy as it sounds. yuo might have to deal with extra fees, a language barrier, reporting differences (how would you like to find out about a chargeback 10 months after it happens?), different holdback amounts, having your funds held hostage for weeks, misc fees etc

banking in the us is much more reliable than other countries

from my experiecne, visa has always been vague. porn has always been visas black sheep, the demented cousin that is locked up in the basement

how much notice did lolita get before they were banned by visa?

10-07-2002, 07:35 AM	#1
Sambuka Registered User Join Date: Sep 2002 Location: - Posts: 500	Just talked with IBILL (Australian webmasters) I Just talked to an account manager at Ibill, since I am in Australia I asked him if I would need a US company setup to be in complicance with the new VISA rules. He told me that since I was in Austarlia that I WOULD NOT be required to setup a US company as Ibill have merchant relationships setup in Australia. He also confirmed that payments will still be billed in USA DOLLARS I asked him about chargeback ratios and ask what the VISA limit is for the new rules. He said 2.5% and US$15 fee per chargeback over the 2.5%. He said if the chargebacks got quite high then they would work with you to lower them down so to help keep VISA happy. I always thought it was 1% but do VISA have no intention of using 1%?? Where did 1% come from? I remember 2 years ago we thought it was all over when Visa mentioned 1% but nothing seemed to happen? or did I miss something? He said there would be a premium of 1-2% per transaction added for this Australian service, he said webmasters in the USA would not be charged any of these addition fees. He said I would still need to log all my info with VISA, and that I would just need to pay the $750 reg to continue processing. I asked about the Ibill Mastercard requirement posted in the Webmasters admin area "iBill must allow for consumers to make purchases from multiple iBill client sites. iBill will support a consumer portal and all clients will be required to register their sites on the portal. At the time of checkout, iBill must offer the consumer the ability to make additional purchases. iBill receipts will now contain a link to this portal for additional consumer purchases. I told him it didn't sound like a credit card company like Mastercard would require such a thing, he said it was a strange rule but infact Mastercard did make this rule not Ibill. (Sounds like bullshit me, I dunno) I just want to know who gets top spot on that page?? Is Ibill going to sell the top spots to the big boys?? YEP! Well anyways thats all i've got, I posted it here because I have read about 200 posts on VISA on GFY and this info was new. If I missed some important facts where someone said what I just wrote was all lies then please feel free to correct me. I for one hope this is legit and that Ibill wasn't just bullshiting me, damn there is so many rumors and bullshit flying it hard to tell whats real & what not. Let me know what you guys thing about Ibill saying this stuff. Cheers Sammy Sunny Gold coast

10-07-2002, 10:57 AM	#10
Brown Bear Confirmed User Join Date: May 2002 Posts: 4,982	Good job on getting that info Sambuka. __________________ Surrender all your independent thinking and Click Here for re-programming.

10-07-2002, 04:48 PM	#11
El Demonio Confirmed User Join Date: Oct 2002 Location: Hell Posts: 237	Thanks Sambuka, looks very good, but what about the VISA censorship? I mean, they decide which sites are good and which are not. that is very worrysome __________________ WE ARE ALL ONE CIRCLE, NO BEGINNING, NO END.

10-07-2002, 05:36 PM	#12
Jayson Confirmed User Join Date: Oct 2001 Location: CZ Posts: 554	I would trust someone like Globill over Ibill keeping a merchant account operational in Australia. But hey - I could be wrong. But if you have rebills with ibill then this is obviously going to save hassles. __________________ Sapphic Cash - We Do It Right

10-07-2002, 06:53 PM	#13
The Other Steve Confirmed User Join Date: Dec 2001 Location: Sunny Queensland - perfect one day and better the next. Posts: 2,106	Dunno - all of a sudden they are clutching at straws to try and keep us and it all seems too iffy to me. We're not taking the chance - but then we're small and we can probably get a good percentage of our members to resign with a new billing company when it comes time to sign up again. __________________ Left intentionally blank ... just like my brain

10-07-2002, 07:39 AM	#2
ControlThy Confirmed User Join Date: May 2002 Posts: 1,909	I have not heard much about the portal page strategy, however if they are going ahead with it I am sure we will start processing new signups with other processing companies.

10-07-2002, 07:48 AM	#3
markusborger So Fucking Banned Join Date: Oct 2002 Posts: 145	Mates! If you don´t want those US credit card companies scammers to suck all your profit..... Just switch to a good Russian processor like DiBill and not the credit card company

10-07-2002, 07:52 AM	#4
Calvinguy Confirmed User Join Date: Oct 2002 Location: European Union Posts: 1,752	Any news from IBill regarding European webmasters inside EU?

10-07-2002, 08:01 AM	#5
Jizar II Confirmed User Industry Role: Join Date: May 2001 Location: LLL© Posts: 1,425	Sambuka: I read somewhere that its 2.5% for international transactions and 1% for domestic.

10-07-2002, 08:32 AM	#6
Sambuka Registered User Join Date: Sep 2002 Location: - Posts: 500	Alrighty, just talked to a 2nd person at IBILL, same story but a little more info. He confirmed that Ibill can handle webmasters processing from most countries (not all), so not everyone has to setup a US corperation. I asked him if my Carribean company would be able to continue processing under the new rules and he said Ibill is setup or is currently getting setup in latin America so the Carribeanin would be included in that section and ALL IS GOOD in my little world I asked what the deal is for everyone else and he said, Ibill can process for Asia, Western Europe, Latina America & US. I asked him about Australia and he said Australia will be included inside the Aisa pacific region. I ask if Ibill was set or setting up in Australia and he said they were setting up, so not ready yet, but the last guy I talked to said in about a week they will be ready to accept Australia webmasters fully. I asked what countries Ibill couldn't process for and they said, Eastern Europe, some parts of asia (weird parts), & they can't process for Canada (no one like porn in Canada???). he said the people in those countries would be required to open a US corperation to be legal under the rules. So good news all round, for us foriegn webmasters anyways. Doesn't look like the chargeback ratio's are changing that much either. 2.5% sounds fine to me. I'll pay my $750 and continue as usual... Amazing how rumors get out of control isn't it. I feel for the hype myself. Cheers Sammy (Gold coast)

10-07-2002, 08:35 AM	#7
Calvinguy Confirmed User Join Date: Oct 2002 Location: European Union Posts: 1,752	Thats great news at least for some of us. Did they say anything about how they split europe between east and west?

10-07-2002, 08:36 AM	#8
Shark Confirmed User Industry Role: Join Date: Feb 2002 Posts: 205	Agreed on the 1%, I also read that it was 1% for US domestic and 2.5% foreign. Great to hear something half positive for us Aussie's Sambuka, Thanks for posting this, I still dont feel confident about the way they are dealing with this via unconfirmed verbal reassurances. We really need something in writing from them or else we are still in the same position in regards to setting up a US presence. I for one do not want to do that unless I have no other options.

10-07-2002, 07:04 PM	#14
PornoBug Confirmed User Industry Role: Join Date: Oct 2002 Location: Australia Posts: 237	It might be an idea to bear the following things in mind. iBill are talking about adding a percentage premium to fees for Australian (and other international) accounts, if I have this wrong then somone please correct me. If this is correct then how do you feel about paying iBill 17% or 18% for processing ? $US750 is the best part of $1500 AU. This is a lot of money to spend. iBill have not shown themselves to be the best company to deal with when customer service is an issue. How many times have you emailed your rep only to wait a week for a reply or never get one at all ? Given that iBill seem to still be in the process of adapting to these changes, how many times will their story change before things iron out ? I recall the problems with CMI earlier this year. I also recall the numerous times I have seen out of date promises in their news section etc.. Many iBill webmasters have multiple sites under one account (using different sub accounts). If one web site is canned by VISA does the whole account get canned ? Personally I would prefer things in writing from iBill rather than over the phone. iBill's track record when it comes to promises it has made is not good enough for me to accept anything else. That said, since the joint announcement last Wednesday, 3 emails to my account rep at iBill have gone unanswered. It's going to be an interesting couple of months.

10-07-2002, 07:09 PM	#15
Brown Bear Confirmed User Join Date: May 2002 Posts: 4,982	True. About 50% of what an IBill rep tells you over the phone is just some mumbo jumbo they just dreamed up. __________________ Surrender all your independent thinking and Click Here for re-programming.

10-07-2002, 07:43 PM	#17
dieselaction Registered User Join Date: Oct 2002 Posts: 84	sexfind, maybe ibill does not have any diffinitive answers from visa yet what would they gain in holding out longer? having banking accounts in other countries is not as easy as it sounds. yuo might have to deal with extra fees, a language barrier, reporting differences (how would you like to find out about a chargeback 10 months after it happens?), different holdback amounts, having your funds held hostage for weeks, misc fees etc banking in the us is much more reliable than other countries from my experiecne, visa has always been vague. porn has always been visas black sheep, the demented cousin that is locked up in the basement how much notice did lolita get before they were banned by visa?