European webmasters/visa - GoFuckYourself.com

sidsel · 10-04-2002, 02:13 AM

What do we European webmasters do now?

Is Globill so far the only solution?
Honestly I think it sounds to good to be true if they can avoid the visa regulations.

Brown Bear · 10-04-2002, 02:16 AM

Where in Europe are you?

There is a rumor that some of the CC processing companies are looking into getting a UK merchant account.

sidsel · 10-04-2002, 02:24 AM

Denmark. A 5 million people small country. No chance they will deal with the trouble of a mer. account there I think.

Brown Bear · 10-04-2002, 02:29 AM

Quote:

Originally posted by sidsel
Denmark. A 5 million people small country. No chance they will deal with the trouble of a mer. account there I think.

Yeah, you're fucked.

sweandy · 10-04-2002, 03:24 AM

I'm in sweden and i think i'm fucked also if glo-bill starts to obey the new rules also.

I hope some german or other large EU country get a 3rd party biller online soon that us europeans can use.

That's if VISA can take eu like region and not sort it out to each little country.

sidsel · 10-04-2002, 03:33 AM

Looks like PSWbilling is working on something:

http://www.xnations.com/showthread.php?threadid=400

andi_germany · 10-04-2002, 03:37 AM

If a European bank lets a CC processor work with them all of the European union countries will be in on it. VISA can't impose those regulation on the European market because it would be against European law. If a UK company is able to do it a German or French company must have the same option or the European Union will throw the book at VISA.

Brown Bear · 10-04-2002, 03:49 AM

Quote:

Originally posted by sidsel
Looks like PSWbilling is working on something:

http://www.xnations.com/showthread.php?threadid=400

Thats cool...PSW setting up banks in every region.

and I hear IBill is working on setting up in Australia

Nydahl · 10-04-2002, 03:51 AM

And how about me I am in Czech but company in Grenada?I use multicard.com (Holland I think)

Troels · 10-04-2002, 04:23 AM

It would seem that if you live in a non-EU country you're fucked. Although I think EFTA countries are considered as EU countries as well (Switzerland, Norway etc), not sure though - the rules are weird, but EFTA countries are considered to be under the same EU market laws if I'm not mistaken. But if you live in Eastern Europe it doesn't look good.

RonC · 10-04-2002, 10:10 AM

All the 3rd party billing companies are exploring banking relationships in other countries. This is not the problem. We could all have banks in the 6 regions of Visa in 1 week. The problem is with the Visa Rules. Black in White lettering in the IPSP rules states COUNTRY not region.

The main advantage with the larger IPSP is the shared risk of the Visa ratios.

If you look at the numbers. Forgein Webmaster account for approx < 10% of the revenue. If Visa really sticks to the letter of their rules (no reason to beleive the will not) Then each billing company would have to setup in each country. So you have lets say 35 webmasters in a country. If one webmaster does something bad, then merchant account is gone, and risk the entire portfolio with the company having a TMF of not being able to process anywhere in the world? This would not be a very smart move for a billing company (same problem that has hurt smaller 3rd party processors that have gone out of business, Sypro, WTS, Digiblaze, Lancelot. etc)

Unless CCbill can get in writting from Visa that they will accept Regions, not Country as written in their Intenational rules. We would be exposing our 90%+ of US customers for <10% of the business. In my feeling this would be irresponsible as a billing company. We are working closely with Visa and we still have almost 45 days to resolve some of these issues.

Ron C
CEO, CCBILL.com

hypherion · 10-04-2002, 12:26 PM

Quote:

Originally posted by RonC
All the 3rd party billing companies are exploring banking relationships in other countries. This is not the problem. We could all have banks in the 6 regions of Visa in 1 week. The problem is with the Visa Rules. Black in White lettering in the IPSP rules states COUNTRY not region.

Actually Ron, VISA can not make a BY COUNTRY statement like that for the european union because it would violate european trade laws

Theo

sidsel · 10-04-2002, 12:36 PM

Actually Ron, VISA can not make a BY COUNTRY statement like that for the european union because it would violate european trade laws...

Correct....

The german processors I talked to today have not heard anything about these visa regs. at all.

hypherion · 10-04-2002, 02:44 PM

PSW claim that they have merchant accounts in all neccessary locations. So you don't need a us business presence with them.

Saruman · 10-04-2002, 02:48 PM

New processors will be launched soon! It´s a big chance for new companies. They can get a lot of clients right now!

10-04-2002, 02:13 AM	#1
sidsel Registered User Join Date: Oct 2002 Location: EU Posts: 49	European webmasters/visa What do we European webmasters do now? Is Globill so far the only solution? Honestly I think it sounds to good to be true if they can avoid the visa regulations.

10-04-2002, 02:16 AM	#2
Brown Bear Confirmed User Join Date: May 2002 Posts: 4,982	Where in Europe are you? There is a rumor that some of the CC processing companies are looking into getting a UK merchant account. __________________ Surrender all your independent thinking and Click Here for re-programming.

10-04-2002, 03:51 AM	#9
Nydahl Confirmed User Join Date: Sep 2002 Location: closer then it appears Posts: 6,655	And how about me I am in Czech but company in Grenada?I use multicard.com (Holland I think) __________________ www.garciniatrio.com www.acaitrio.com www.greencoffeetrio.com ICQ 153918034 email [email protected]

10-04-2002, 02:24 AM	#3
sidsel Registered User Join Date: Oct 2002 Location: EU Posts: 49	Denmark. A 5 million people small country. No chance they will deal with the trouble of a mer. account there I think.

10-04-2002, 03:24 AM	#5
sweandy Confirmed User Join Date: Jan 2002 Location: Europe Posts: 422	I'm in sweden and i think i'm fucked also if glo-bill starts to obey the new rules also. I hope some german or other large EU country get a 3rd party biller online soon that us europeans can use. That's if VISA can take eu like region and not sort it out to each little country.

10-04-2002, 03:33 AM	#6
sidsel Registered User Join Date: Oct 2002 Location: EU Posts: 49	Looks like PSWbilling is working on something: http://www.xnations.com/showthread.php?threadid=400

10-04-2002, 03:37 AM	#7
andi_germany Confirmed User Join Date: Oct 2002 Location: Germany Posts: 768	If a European bank lets a CC processor work with them all of the European union countries will be in on it. VISA can't impose those regulation on the European market because it would be against European law. If a UK company is able to do it a German or French company must have the same option or the European Union will throw the book at VISA.

10-04-2002, 04:23 AM	#10
Troels Confirmed User Join Date: May 2002 Location: Between the clouds Posts: 1,035	It would seem that if you live in a non-EU country you're fucked. Although I think EFTA countries are considered as EU countries as well (Switzerland, Norway etc), not sure though - the rules are weird, but EFTA countries are considered to be under the same EU market laws if I'm not mistaken. But if you live in Eastern Europe it doesn't look good.

10-04-2002, 10:10 AM	#11
RonC Confirmed User Industry Role: Join Date: Jul 2002 Posts: 236	All the 3rd party billing companies are exploring banking relationships in other countries. This is not the problem. We could all have banks in the 6 regions of Visa in 1 week. The problem is with the Visa Rules. Black in White lettering in the IPSP rules states COUNTRY not region. The main advantage with the larger IPSP is the shared risk of the Visa ratios. If you look at the numbers. Forgein Webmaster account for approx < 10% of the revenue. If Visa really sticks to the letter of their rules (no reason to beleive the will not) Then each billing company would have to setup in each country. So you have lets say 35 webmasters in a country. If one webmaster does something bad, then merchant account is gone, and risk the entire portfolio with the company having a TMF of not being able to process anywhere in the world? This would not be a very smart move for a billing company (same problem that has hurt smaller 3rd party processors that have gone out of business, Sypro, WTS, Digiblaze, Lancelot. etc) Unless CCbill can get in writting from Visa that they will accept Regions, not Country as written in their Intenational rules. We would be exposing our 90%+ of US customers for <10% of the business. In my feeling this would be irresponsible as a billing company. We are working closely with Visa and we still have almost 45 days to resolve some of these issues. Ron C CEO, CCBILL.com

10-04-2002, 12:36 PM	#13
sidsel Registered User Join Date: Oct 2002 Location: EU Posts: 49	Actually Ron, VISA can not make a BY COUNTRY statement like that for the european union because it would violate european trade laws... Correct.... The german processors I talked to today have not heard anything about these visa regs. at all.

10-04-2002, 02:44 PM	#14
hypherion Registered User Join Date: Oct 2002 Posts: 19	PSW claim that they have merchant accounts in all neccessary locations. So you don't need a us business presence with them.

10-04-2002, 02:48 PM	#15
Saruman Confirmed User Industry Role: Join Date: Jul 2002 Location: Prague, Czech Posts: 117	New processors will be launched soon! It´s a big chance for new companies. They can get a lot of clients right now!