New regulations on IBILL CMI for Master Card ??? - GoFuckYourself.com

Cindyff · 10-04-2002, 01:26 PM

If your an IBILL client you may want to check out the CMI.
They just posted a list of regulations including many new requirements for Master Card which no one seems to be talking about here ???

Cindy xx

Mr.Fiction · 10-04-2002, 01:27 PM

Why don't you post the new Mastercard rules on this thread so we can see them here?

Indeed · 10-04-2002, 01:28 PM

what is the url where we can take a look?

Bobo · 10-04-2002, 01:29 PM

Dear iBill Client,

I would like to update you on several new Visa and MasterCard regulations that will affect the way iBill and all other Internet Payment Service Providers (IPSP) and their clients conduct business. Both credit card associations now will require a unique set of operating guidelines that must be implemented by November 1st. Under new rules adopted by Visa, iBill will be considered an IPSP that provides services to Sponsored Merchants (iBill clients). In contrast, MasterCard will consider iBill the merchant that supplies the goods and services of its clients.

It is our mutual responsibility to ensure that we fully comply with all regulations implemented by the card associations. iBill is committed to seamlessly implementing the new regulations while retaining a business model that is good for our company and our clients. Below is a summary of the requirements for Visa and MasterCard that we must implement by November 1st:

VISA

Each Sponsored Merchant must complete a registration form that iBill will submit to Visa on their behalf.

Visa and our processor will require an initial registration fee of $750; $500 will be paid to Visa and $250 to our processor.

Visa and our processor will require an annual registration fee of $375; $250 will be paid to Visa and $125 to our processor.,br>
Sponsored Merchants must be approved by Visa before we can begin processing Visa transactions.

The pay page must present the client?s country of domicile.

iBill must provide Visa with monthly sales, chargeback and refund data on each Sponsored Merchant for Visa?s review. Sponsored Merchants not performing to Visa standards can be terminated directly by Visa.

The credit card descriptors must pass iBill?s name, as well as the Sponsored Merchants name. Sponsored Merchants will have 10 characters to identify their name ie: iBillCS.com*Merchant Name

iBill pay pages must include the following language: ?iBill is a designated payment processor for Merchant Name. iBillCS.com*Merchant Name will appear on your cardholder statement.?

Sponsored Merchants must display their privacy policy on their site. iBill will provide a web resource to assist clients in adopting a privacy policy.

Sponsored Merchants will need to update each of their master accounts client email address with a single email address. This will help iBill create a single identification number for your business.

MasterCard

The join page that resides on our client?s server can no longer negotiate any aspect of the transaction. iBill will provide all clients with a standard join page format that our compliance group will approve for account activation.

Selection of specific purchase options for goods and services will occur on a join page on iBill?s servers.

iBill must allow for consumers to make purchases from multiple iBill client sites. iBill will support a consumer portal and all clients will be required to register their sites on the portal.

At the time of checkout, iBill must offer the consumer the ability to make additional purchases. iBill receipts will now contain a link to this portal for additional consumer purchases.

MasterCard logos cannot be displayed on the client?s servers.

October will be a month of change for all of us, though we expect the transition should be a relatively smooth process. Following is a timetable for preparing for the November 1st deadline:

By October 14th, iBill will begin the Visa registration and MasterCard portal sign-up process.

By month end, clients will need to have a privacy policy up on their site and have implemented the new MasterCard sign-up process.

I will provide you with additional updates on these initiatives throughout the month. Rest assured that your iBill account manager or our client service team will be available at every step of this process if you have any additional questions or need support in making these changes. Thank you in advance for helping us to ensure a successful implementation of these new regulations.

Sincerely,

Garrett M. Bender

ColKurtz · 10-04-2002, 01:32 PM

What the fuck

"iBill must allow for consumers to make purchases from multiple iBill client sites. iBill will support a consumer portal and all clients will be required to register their sites on the portal.

At the time of checkout, iBill must offer the consumer the ability to make additional purchases. iBill receipts will now contain a link to this portal for additional consumer purchases. "

Theo · 10-04-2002, 01:35 PM

Theo · 10-04-2002, 01:37 PM

what are they trying to do? to leech clients for their own products or something?

Mr.Fiction · 10-04-2002, 01:38 PM

Bullshit.

Bobo · 10-04-2002, 01:41 PM

Bullshit is right.

First they make it difficult for international webmsaters to process with them and now they want to suck money out of their clients including US based clients.

What the fuck is going on here? How can this be real? This is fucked up!

Brown Bear · 10-04-2002, 01:43 PM

ATTENTION!

It is all over. There is no more online porn industry.

Please proceed to www.monster.com and look for a new job.

Thank you.

Mr.Fiction · 10-04-2002, 01:43 PM

If this is really a new Mastercard rule, then CC Bill and Jettis and all the rest will know about it too. Any comments from the non iBill companies?

ExpertSeries · 10-04-2002, 01:46 PM

Mr. Fiction, PSW Billing Solutions addressed all this months ago. The join information has always been on our server. The logo issues was handled in July. If there is an "upsell offer" required (that's pretty funny) it's easy enough to implement. For more information visit our website.

Theo · 10-04-2002, 01:47 PM

don't you know that companies keep the good news for the end? :-)

sweetcuties · 10-04-2002, 01:52 PM

So this doesn't apply to web900? I use ibill just for 900 billing... I hope I get my check next week

Shoplifter · 10-04-2002, 01:54 PM

A Mastercard upsell on the receipt after the purchase has been made is not a huge issue. Except that you may lose the rebill when the client sees that all the other sites are better than yours lol.

shunga · 10-04-2002, 01:58 PM

No mention of "US presence required" there, which is going to cause even more confusion.

KingK7 · 10-04-2002, 02:01 PM

Quote:

Originally posted by shunga
No mention of "US presence required" there, which is going to cause even more confusion.

Yeah, I noticed that too...

Mr.Fiction · 10-04-2002, 02:03 PM

Quote:

Originally posted by Shoplifter
A Mastercard upsell on the receipt after the purchase has been made is not a huge issue. Except that you may lose the rebill when the client sees that all the other sites are better than yours lol.

As long as it's after the sale it won't be too too bad.

I thought that after the sale the member is usually sent to your member area - are they now going to send them directly to the Sharper Image catalog or something?

Brown Bear · 10-04-2002, 02:09 PM

"At the time of checkout, iBill must offer the consumer the ability to make additional purchases. iBill receipts will now contain a link to this portal for additional consumer purchases."

What the hell is this? Explain please!

andi_germany · 10-04-2002, 02:14 PM

This sounds to me that ibill just wants to sell their own shit from companies that might be related to your sites. You can be assured that the customers will be very annoyed

m0rph3us · 10-04-2002, 02:16 PM

this reminds me of some TGP owners. First it was everyone who submitted got posted. Then they added some shit rules and everyone had to comply or they wouldn't get posted.
NOW, they are making some gallery makes PUT the TGP's sponsor banner on THEIR gallery to get listed.

Kinda the same shit ibill is doing. die.

ExpertSeries · 10-04-2002, 02:19 PM

Mastercard currently doesn't require any special "presences" (is that a word? ..certain hard to say that a few times). But who knows what the future will bring. ;)

Just for clarification, Visa and MasterCard -are- two separate entities and their regulations do not spill onto each other (provided they didn't make some decision together).

As far as the upsell stuff, whether it exists or not... providing a "shopping" link shouldn't distract the surfers too much from what they're after. I suppose it depends on the way the additional stuff is marketed.

"Visa is everywhere you want to be... for everything else, there's MasterCard."

vik · 10-04-2002, 02:28 PM

What it really sounds like is that they are being very hypocritical, saying they don't want the adult business, don't use their logo, etc, but hey as long as that webmaster got a sale maybe they can grab the tail and try to get an upsell. What a bunch of shit assholes!

vik

Brown Bear · 10-04-2002, 02:31 PM

what are these upsells?

media · 10-04-2002, 02:40 PM

$500 to Visa, $250 to processor and paperwork fees or whatever the fuck.. plus a annual $375 registration of which $125 goes to the processor and paperwork or whatever, so basicly on 10,000 or X amount of clients your making an additional $3.75 million dollars this year.. You fucking rape people on processing percentages and now your lining your fucking pockets with more of our money.. I just dont see that as right!!!!

I dont give a fuck about paying visa directly.. but lining your pockets thats a whole other issue..

Media

media · 10-04-2002, 02:48 PM

Seriously, I want to hear feedback on this from a billing provider and the rest of you.. What do you think about them lining their pockets with our money taking advantage of this situation..

They make enough money processing and taking 15% or whatever of each transaction.. now they want to dip deeper into our pockets..

This whole thing with paying $XXX.XX to register a high risk account is fine, it should have been done long ago.. But now I just feel fucked like I want to pay 3 billing providers these fees and have them take almost 1/3 of it for themselves.. thats bullshit!

Media

quiet · 10-04-2002, 02:50 PM

Quote:

Originally posted by vik
What it really sounds like is that they are being very hypocritical, saying they don't want the adult business, don't use their logo, etc, but hey as long as that webmaster got a sale maybe they can grab the tail and try to get an upsell. What a bunch of shit assholes!

vik

No doubt - what a fucking joke.

and of course, no mention of US presence anywhere. yeah

shunga · 10-04-2002, 03:36 PM

Quote:

Originally posted by quiet
and of course, no mention of US presence anywhere. yeah

I wouldn't read too much into that - their newsletter doesn't even mention any of this.

quiet · 10-04-2002, 03:37 PM

Quote:

Originally posted by shunga

I wouldn't read too much into that - their newsletter doesn't even mention any of this.

it's called sarcasm.

shunga · 10-04-2002, 03:53 PM

Quote:

Originally posted by quiet
it's called sarcasm.

You've become too subtle.

RockDaddy · 10-04-2002, 04:14 PM

Quote:

plus a annual $375 registration of which $125 goes to the processor and paperwork or whatever

Who came up with the $125 that goes to the processors?? Is that an actual part of the Visa regulation or did these three 3rd party billers come up with that themselves.

If they did. That is called "price fixing" and against the law

media · 10-04-2002, 06:16 PM

Quote:

Originally posted by RockDaddy

Who came up with the $125 that goes to the processors?? Is that an actual part of the Visa regulation or did these three 3rd party billers come up with that themselves.

If they did. That is called "price fixing" and against the law

Im sure its all these companies working together to figure something out.. its getting over on us when we already pay 15% to them to just say ok sure heres your refund have a great night..

Im not sure but I think their customer support consists of some monkey sitting at a desk pressing a refund button whenever they feel like..

At any rate.. if we pay these registration fees and annual fees then we should have a lower % rate that we have to pay to the processor.. afterall that IS the reason why we goto someone else to process.. so that we dont have to do in house processing..

Dont stick it in my ass then expect me to lick it clean..

Media

steffie · 10-04-2002, 06:37 PM

Quote:

Originally posted by ExpertSeries

"Visa is everywhere you want to be... for everything else, there's MasterCard."

10-04-2002, 01:26 PM	#1
Cindyff Confirmed User Industry Role: Join Date: Sep 2002 Location: California Posts: 1,187	New regulations on IBILL CMI for Master Card ??? If your an IBILL client you may want to check out the CMI. They just posted a list of regulations including many new requirements for Master Card which no one seems to be talking about here ??? Cindy xx

10-04-2002, 01:35 PM	#6
Theo HAL 9000 Industry Role: Join Date: May 2001 Posts: 34,515	wtf!

10-04-2002, 01:43 PM	#10
Brown Bear Confirmed User Join Date: May 2002 Posts: 4,982	ATTENTION! It is all over. There is no more online porn industry. Please proceed to www.monster.com and look for a new job. Thank you. __________________ Surrender all your independent thinking and Click Here for re-programming.

10-04-2002, 01:46 PM	#12
ExpertSeries Registered User Join Date: Apr 2002 Location: pswbilling.com Posts: 23	Mr. Fiction, PSW Billing Solutions addressed all this months ago. The join information has always been on our server. The logo issues was handled in July. If there is an "upsell offer" required (that's pretty funny) it's easy enough to implement. For more information visit our website. __________________ SIG TOO BIG! Maximum 120x60 button and no more than 3 text lines of DEFAULT SIZE and COLOR. Unless your sig is for a GFY top banner sponsor, then you may use a 624x80 instead of a 120x60.

10-04-2002, 01:52 PM	#14
sweetcuties Confirmed User Join Date: Feb 2002 Location: Somewhere Posts: 5,859	So this doesn't apply to web900? I use ibill just for 900 billing... I hope I get my check next week __________________

10-04-2002, 01:27 PM	#2
Mr.Fiction Confirmed User Join Date: Feb 2002 Location: Free Speech Land Posts: 9,484	Why don't you post the new Mastercard rules on this thread so we can see them here?

10-04-2002, 01:28 PM	#3
Indeed Confirmed User Join Date: Oct 2002 Posts: 1,892	what is the url where we can take a look?

10-04-2002, 01:29 PM	#4
Bobo Confirmed User Join Date: Feb 2002 Posts: 2,253	Dear iBill Client, I would like to update you on several new Visa and MasterCard regulations that will affect the way iBill and all other Internet Payment Service Providers (IPSP) and their clients conduct business. Both credit card associations now will require a unique set of operating guidelines that must be implemented by November 1st. Under new rules adopted by Visa, iBill will be considered an IPSP that provides services to Sponsored Merchants (iBill clients). In contrast, MasterCard will consider iBill the merchant that supplies the goods and services of its clients. It is our mutual responsibility to ensure that we fully comply with all regulations implemented by the card associations. iBill is committed to seamlessly implementing the new regulations while retaining a business model that is good for our company and our clients. Below is a summary of the requirements for Visa and MasterCard that we must implement by November 1st: VISA Each Sponsored Merchant must complete a registration form that iBill will submit to Visa on their behalf. Visa and our processor will require an initial registration fee of $750; $500 will be paid to Visa and $250 to our processor. Visa and our processor will require an annual registration fee of $375; $250 will be paid to Visa and $125 to our processor.,br> Sponsored Merchants must be approved by Visa before we can begin processing Visa transactions. The pay page must present the client?s country of domicile. iBill must provide Visa with monthly sales, chargeback and refund data on each Sponsored Merchant for Visa?s review. Sponsored Merchants not performing to Visa standards can be terminated directly by Visa. The credit card descriptors must pass iBill?s name, as well as the Sponsored Merchants name. Sponsored Merchants will have 10 characters to identify their name ie: iBillCS.comMerchant Name iBill pay pages must include the following language: ?iBill is a designated payment processor for Merchant Name. iBillCS.comMerchant Name will appear on your cardholder statement.? Sponsored Merchants must display their privacy policy on their site. iBill will provide a web resource to assist clients in adopting a privacy policy. Sponsored Merchants will need to update each of their master accounts client email address with a single email address. This will help iBill create a single identification number for your business. MasterCard The join page that resides on our client?s server can no longer negotiate any aspect of the transaction. iBill will provide all clients with a standard join page format that our compliance group will approve for account activation. Selection of specific purchase options for goods and services will occur on a join page on iBill?s servers. iBill must allow for consumers to make purchases from multiple iBill client sites. iBill will support a consumer portal and all clients will be required to register their sites on the portal. At the time of checkout, iBill must offer the consumer the ability to make additional purchases. iBill receipts will now contain a link to this portal for additional consumer purchases. MasterCard logos cannot be displayed on the client?s servers. October will be a month of change for all of us, though we expect the transition should be a relatively smooth process. Following is a timetable for preparing for the November 1st deadline: By October 14th, iBill will begin the Visa registration and MasterCard portal sign-up process. By month end, clients will need to have a privacy policy up on their site and have implemented the new MasterCard sign-up process. I will provide you with additional updates on these initiatives throughout the month. Rest assured that your iBill account manager or our client service team will be available at every step of this process if you have any additional questions or need support in making these changes. Thank you in advance for helping us to ensure a successful implementation of these new regulations. Sincerely, Garrett M. Bender

10-04-2002, 01:32 PM	#5
ColKurtz So Fucking Banned Join Date: Oct 2002 Location: Cambodia Posts: 596	What the fuck "iBill must allow for consumers to make purchases from multiple iBill client sites. iBill will support a consumer portal and all clients will be required to register their sites on the portal. At the time of checkout, iBill must offer the consumer the ability to make additional purchases. iBill receipts will now contain a link to this portal for additional consumer purchases. "

10-04-2002, 01:37 PM	#7
Theo HAL 9000 Industry Role: Join Date: May 2001 Posts: 34,515	what are they trying to do? to leech clients for their own products or something?

10-04-2002, 01:38 PM	#8
Mr.Fiction Confirmed User Join Date: Feb 2002 Location: Free Speech Land Posts: 9,484	Bullshit.

10-04-2002, 01:41 PM	#9
Bobo Confirmed User Join Date: Feb 2002 Posts: 2,253	Bullshit is right. First they make it difficult for international webmsaters to process with them and now they want to suck money out of their clients including US based clients. What the fuck is going on here? How can this be real? This is fucked up!

10-04-2002, 01:47 PM	#13
Theo HAL 9000 Industry Role: Join Date: May 2001 Posts: 34,515	don't you know that companies keep the good news for the end? :-)

10-04-2002, 01:54 PM	#15
Shoplifter Richest man in Babylon Industry Role: Join Date: Jan 2002 Location: Posts: 10,002 Posts: 5,739	A Mastercard upsell on the receipt after the purchase has been made is not a huge issue. Except that you may lose the rebill when the client sees that all the other sites are better than yours lol.

10-04-2002, 01:58 PM	#16
shunga Confirmed User Join Date: Apr 2001 Location: Loveland Posts: 994	No mention of "US presence required" there, which is going to cause even more confusion. __________________ Clockwork Cash - ICQ: 355-26-288 / Email: admin AT clockworkcash DOT com Asian Paysites : Exclusive Content : NATS or CCBill Thai Cuties : Shave Asians : JAVondemand

10-04-2002, 02:09 PM	#19
Brown Bear Confirmed User Join Date: May 2002 Posts: 4,982	"At the time of checkout, iBill must offer the consumer the ability to make additional purchases. iBill receipts will now contain a link to this portal for additional consumer purchases." What the hell is this? Explain please! __________________ Surrender all your independent thinking and Click Here for re-programming.

10-04-2002, 02:14 PM	#20
andi_germany Confirmed User Join Date: Oct 2002 Location: Germany Posts: 768	This sounds to me that ibill just wants to sell their own shit from companies that might be related to your sites. You can be assured that the customers will be very annoyed

10-04-2002, 02:16 PM	#21
m0rph3us Confirmed User Join Date: Mar 2001 Location: Principality of Sealand Posts: 2,033	this reminds me of some TGP owners. First it was everyone who submitted got posted. Then they added some shit rules and everyone had to comply or they wouldn't get posted. NOW, they are making some gallery makes PUT the TGP's sponsor banner on THEIR gallery to get listed. Kinda the same shit ibill is doing. die. __________________ <font size="2" face="Tahoma"><a href="http://www.18blowjobs.com/webmasters/?640" target="_blank">Get paid $25 per signup</a> listing over <a href="http://galleries.18blowjobs.com/hosted.html" target="_blank">100 free hosted video galleries</a> - <a href="http://www.18blowjobs.com/webmasters/?640" target="_blank">Check it</a> » </font>

10-04-2002, 02:19 PM	#22
ExpertSeries Registered User Join Date: Apr 2002 Location: pswbilling.com Posts: 23	Mastercard currently doesn't require any special "presences" (is that a word? ..certain hard to say that a few times). But who knows what the future will bring. ;) Just for clarification, Visa and MasterCard -are- two separate entities and their regulations do not spill onto each other (provided they didn't make some decision together). As far as the upsell stuff, whether it exists or not... providing a "shopping" link shouldn't distract the surfers too much from what they're after. I suppose it depends on the way the additional stuff is marketed. "Visa is everywhere you want to be... for everything else, there's MasterCard." __________________ SIG TOO BIG! Maximum 120x60 button and no more than 3 text lines of DEFAULT SIZE and COLOR. Unless your sig is for a GFY top banner sponsor, then you may use a 624x80 instead of a 120x60.

10-04-2002, 02:28 PM	#23
vik Confirmed User Join Date: Oct 2002 Location: Minneapolis Posts: 144	What it really sounds like is that they are being very hypocritical, saying they don't want the adult business, don't use their logo, etc, but hey as long as that webmaster got a sale maybe they can grab the tail and try to get an upsell. What a bunch of shit assholes! vik __________________ PhotosByVik.com Photonudity.com

10-04-2002, 02:31 PM	#24
Brown Bear Confirmed User Join Date: May 2002 Posts: 4,982	what are these upsells? __________________ Surrender all your independent thinking and Click Here for re-programming.

10-04-2002, 02:40 PM	#25
media Confirmed Moneymaker Industry Role: Join Date: Apr 2002 Location: Eugene, OR It's Like Jail, Only with Trees! Posts: 9,853	$500 to Visa, $250 to processor and paperwork fees or whatever the fuck.. plus a annual $375 registration of which $125 goes to the processor and paperwork or whatever, so basicly on 10,000 or X amount of clients your making an additional $3.75 million dollars this year.. You fucking rape people on processing percentages and now your lining your fucking pockets with more of our money.. I just dont see that as right!!!! I dont give a fuck about paying visa directly.. but lining your pockets thats a whole other issue.. Media __________________ I'm here for the violence!

10-04-2002, 02:48 PM	#26
media Confirmed Moneymaker Industry Role: Join Date: Apr 2002 Location: Eugene, OR It's Like Jail, Only with Trees! Posts: 9,853	Seriously, I want to hear feedback on this from a billing provider and the rest of you.. What do you think about them lining their pockets with our money taking advantage of this situation.. They make enough money processing and taking 15% or whatever of each transaction.. now they want to dip deeper into our pockets.. This whole thing with paying $XXX.XX to register a high risk account is fine, it should have been done long ago.. But now I just feel fucked like I want to pay 3 billing providers these fees and have them take almost 1/3 of it for themselves.. thats bullshit! Media __________________ I'm here for the violence!