Is piggbacking on somebody else's CCBILL account ok with VISA and Mastercard? - GoFuckYourself.com

Mutt · 11-10-2007, 03:55 PM

I have a friend who wants to know if I can give him a sub-account off my CCBILL account for a new paysite he's shooting. I told him that I'd like to help him out but that as far as I knew that VISA doesn't allow this practice and that the paysite owner must have a direct relationship/contract with VISA.

am I correct or can I do him this favor?

thanks

Mutt · 11-10-2007, 04:20 PM

paging KimmyKim to the white courtesy phone

TidalWave · 11-10-2007, 04:26 PM

not allowed

Mutt · 11-10-2007, 04:35 PM

yeah somebody from CCBILL hit me up and explained the rules and why they are in place - VISA is tough.

thanks

sumphatpimp · 11-10-2007, 04:54 PM

do you pay taxes on the money you make from your ccbill account?
who is going to pay the taxes on the money your friend makes?
you are letting yourself in for a lot of trouble.

Mutt · 11-10-2007, 04:59 PM

that's a whole other issue - CCBILL does allow you to split up a sub-account into partnerships so let's say a friend was set up to receive 90% of the revenues the checks would go straight to him and it's his responsibility to pay taxes on it.

the issue is the owner of the account/sub-account according to VISA must be the person directly responsible for the content on the domains.

tony286 · 11-10-2007, 05:03 PM

What kind of content is he shooting and why cant he get his own account? If its he doesnt have the 750 there are options.

Enemator · 11-10-2007, 05:20 PM

If the new site goes under you main account, CCBill will allow it. But...according to them, the risk is all yours. So if the subaccount gets closed and actually gets your whole account closed, CCBill is not going to help you out. It's between you and the other guy.

It's been done, people are still doing it. No problem at all. Just make sure you really KNOW your "buddy"

emmanuelle · 11-10-2007, 05:34 PM

It's considered aggregating, which is a violation of Visa's policies. The way to get around it is to become a partner in the site and establish partial ownership. Most of these arrangements include a shared copyright clause throughout the duration of the contract.

Enemator · 11-10-2007, 05:37 PM

Setting up the splits on the subaccount is already proof enough for parntership.

Secondly, VISA only checks up on NEW ACCOUNTS. Not new SUBaccount.

Mutt · 11-10-2007, 08:12 PM

you're wrong - VISA inspects each new paysite/sub-account and does want to know the owner of the account and that that owner of the account and dmain is responsible for the content - the reason VISA does this is that they want to know EXACTLY who they are dealing with, anybody could 'rent' out subaccounts to anybody and upload whatever content they wanted to including CP and put everybody at risk under that merchant account - CCBILL's merchant account(s).

modF · 11-10-2007, 08:37 PM

Enemator:

Quote:

Secondly, VISA only checks up on NEW ACCOUNTS. Not new SUBaccount.

That's not accurate. I've had processors contact me on behalf of Visa before years after a site is approved.

Mutt · 11-11-2007, 02:34 AM

Emenator wrote:

If the new site goes under you main account, CCBill will allow it. But...according to them, the risk is all yours. So if the subaccount gets closed and actually gets your whole account closed, CCBill is not going to help you out. It's between you and the other guy.

you're wrong - VISA does NOT allow it and no it is NOT ok with CCBILL. The risk is NOT all yours, the risk is all CCBILL's because it is their merchant accounts.

Enemator · 11-11-2007, 05:41 AM

Apparently you have all the answers. So why ask?

I'd advise you to get your head out of your ass and hit up your CCBill rep.

Mutt · 11-11-2007, 09:53 AM

i did know all the answers it turns out but I was looking for confirmation and CCBILL from this thread gave it to me.

CCBILL is on the job 24/7

i really hope there aren't any shady fucks still skirting around the VISA rules - that would be bad. at least I won't be one of them.

11-10-2007, 03:55 PM	#1
Mutt Too lazy to set a custom title Industry Role: Join Date: Sep 2002 Posts: 34,431	Is piggbacking on somebody else's CCBILL account ok with VISA and Mastercard? I have a friend who wants to know if I can give him a sub-account off my CCBILL account for a new paysite he's shooting. I told him that I'd like to help him out but that as far as I knew that VISA doesn't allow this practice and that the paysite owner must have a direct relationship/contract with VISA. am I correct or can I do him this favor? thanks __________________ I moved my sites to Vacares Hosting. I've saved money, my hair is thicker, lost some weight too! Thanks Sly!

11-10-2007, 04:20 PM	#2
Mutt Too lazy to set a custom title Industry Role: Join Date: Sep 2002 Posts: 34,431	paging KimmyKim to the white courtesy phone __________________ I moved my sites to Vacares Hosting. I've saved money, my hair is thicker, lost some weight too! Thanks Sly!

11-10-2007, 04:26 PM	#3
TidalWave Confirmed User Industry Role: Join Date: Sep 2007 Location: Los Angeles Posts: 2,706	not allowed __________________ www.SwiftNode.com

11-10-2007, 04:35 PM	#4
Mutt Too lazy to set a custom title Industry Role: Join Date: Sep 2002 Posts: 34,431	yeah somebody from CCBILL hit me up and explained the rules and why they are in place - VISA is tough. thanks __________________ I moved my sites to Vacares Hosting. I've saved money, my hair is thicker, lost some weight too! Thanks Sly!

11-10-2007, 04:59 PM	#6
Mutt Too lazy to set a custom title Industry Role: Join Date: Sep 2002 Posts: 34,431	that's a whole other issue - CCBILL does allow you to split up a sub-account into partnerships so let's say a friend was set up to receive 90% of the revenues the checks would go straight to him and it's his responsibility to pay taxes on it. the issue is the owner of the account/sub-account according to VISA must be the person directly responsible for the content on the domains. __________________ I moved my sites to Vacares Hosting. I've saved money, my hair is thicker, lost some weight too! Thanks Sly!

11-10-2007, 04:54 PM	#5
sumphatpimp Confirmed User Join Date: Aug 2002 Posts: 5,235	do you pay taxes on the money you make from your ccbill account? who is going to pay the taxes on the money your friend makes? you are letting yourself in for a lot of trouble.

11-10-2007, 05:03 PM	#7
tony286 lurker Industry Role: Join Date: Aug 2002 Location: atlanta Posts: 57,021	What kind of content is he shooting and why cant he get his own account? If its he doesnt have the 750 there are options.

11-10-2007, 05:20 PM	#8
Enemator Confirmed User Join Date: Mar 2007 Posts: 1,252	If the new site goes under you main account, CCBill will allow it. But...according to them, the risk is all yours. So if the subaccount gets closed and actually gets your whole account closed, CCBill is not going to help you out. It's between you and the other guy. It's been done, people are still doing it. No problem at all. Just make sure you really KNOW your "buddy" __________________ I live in your nightmares. I make you dream you're getting bumfucked by a razor blade only to wake up and find I gave your wife an enema and tube-fed you her shit.

11-10-2007, 05:34 PM	#9
emmanuelle Confirmed User Join Date: Mar 2003 Location: Oh Canada! Posts: 3,662	It's considered aggregating, which is a violation of Visa's policies. The way to get around it is to become a partner in the site and establish partial ownership. Most of these arrangements include a shared copyright clause throughout the duration of the contract.

11-10-2007, 05:37 PM	#10
Enemator Confirmed User Join Date: Mar 2007 Posts: 1,252	Setting up the splits on the subaccount is already proof enough for parntership. Secondly, VISA only checks up on NEW ACCOUNTS. Not new SUBaccount. __________________ I live in your nightmares. I make you dream you're getting bumfucked by a razor blade only to wake up and find I gave your wife an enema and tube-fed you her shit.

11-10-2007, 08:12 PM	#11
Mutt Too lazy to set a custom title Industry Role: Join Date: Sep 2002 Posts: 34,431	you're wrong - VISA inspects each new paysite/sub-account and does want to know the owner of the account and that that owner of the account and dmain is responsible for the content - the reason VISA does this is that they want to know EXACTLY who they are dealing with, anybody could 'rent' out subaccounts to anybody and upload whatever content they wanted to including CP and put everybody at risk under that merchant account - CCBILL's merchant account(s). __________________ I moved my sites to Vacares Hosting. I've saved money, my hair is thicker, lost some weight too! Thanks Sly!

11-11-2007, 02:34 AM	#13
Mutt Too lazy to set a custom title Industry Role: Join Date: Sep 2002 Posts: 34,431	Emenator wrote: If the new site goes under you main account, CCBill will allow it. But...according to them, the risk is all yours. So if the subaccount gets closed and actually gets your whole account closed, CCBill is not going to help you out. It's between you and the other guy. you're wrong - VISA does NOT allow it and no it is NOT ok with CCBILL. The risk is NOT all yours, the risk is all CCBILL's because it is their merchant accounts. __________________ I moved my sites to Vacares Hosting. I've saved money, my hair is thicker, lost some weight too! Thanks Sly!

11-11-2007, 05:41 AM	#14
Enemator Confirmed User Join Date: Mar 2007 Posts: 1,252	Apparently you have all the answers. So why ask? I'd advise you to get your head out of your ass and hit up your CCBill rep. __________________ I live in your nightmares. I make you dream you're getting bumfucked by a razor blade only to wake up and find I gave your wife an enema and tube-fed you her shit.

11-11-2007, 09:53 AM	#15
Mutt Too lazy to set a custom title Industry Role: Join Date: Sep 2002 Posts: 34,431	i did know all the answers it turns out but I was looking for confirmation and CCBILL from this thread gave it to me. CCBILL is on the job 24/7 i really hope there aren't any shady fucks still skirting around the VISA rules - that would be bad. at least I won't be one of them. __________________ I moved my sites to Vacares Hosting. I've saved money, my hair is thicker, lost some weight too! Thanks Sly!