HSBC Interest rate drops 0.55%

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  • NinjaSteve
    Too lazy to set a custom title
    • Dec 2003
    • 11089
    #1

    HSBC Interest rate drops 0.55%

    I got this email the other day and it sucks. My online savings account was 5.05% and now they announced their savings account dropped to 4.5%. I like ING better anyway and ING pays 4.5% already. Lame

    Dear STEVE,

    We are writing to let you know HSBC Direct has adjusted your Online Savings Account interest rate to 4.50% APY*.

    This rate remains among America?s highest, at 10× the national savings average**?so you can continue to maximize your savings growth with HSBC Direct, recognized as the ?Best Online Savings Account? by Kiplinger?s Personal Finance.
    ...
    Tags: None
    • pocketkangaroo
      Confirmed User
      • Jan 2005
      • 8452
      #2
      ING went down to 4.3% the other day.

        Comment

        • NETbilling
          Confirmed User
          • Jan 2002
          • 8598
          #3
          Both are still the highest in the country my adviser has told us.

          Mitch


          Mitch Farber
          CEO - NETbilling, Inc.
          Email / Phone: 888-357-8166 / 661-252-2456
          Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

            Comment

            • bdld
              $100,000
              • Dec 2001
              • 11452
              #4
              there's still a few out there that havent reduced their rates just yet, but i expect them to do so soon.

                Comment

                • bdld
                  $100,000
                  • Dec 2001
                  • 11452
                  #5
                  eloan does 5%, 3month cd at 5.25%, wamu is at 5%

                    Comment

                    • fallenmuffin
                      Confirmed User
                      • Nov 2005
                      • 8170
                      #6
                      FNBO Direct dropped 0.95% :/ was 6.00% is now 5.05%

                        Comment

                        • JuiceMonkey
                          Confirmed User
                          • Oct 2004
                          • 3581
                          #7
                          My Rate went up?

                          We have some great news for you. Effective October 11, 2007, the everyday savings rate on your Direct Savings Account will increase from 3.50% to 4.05%* - making your savings work harder for you so you can reach your financial goals faster.

                          Heh go figure ;)
                          ICQ: 72251955 GTalk: JuiceMonkey

                            Comment

                            • WiredGuy
                              Pounding Googlebot
                              • Aug 2002
                              • 34512
                              #8
                              Originally posted by JuiceMonkey
                              My Rate went up?

                              We have some great news for you. Effective October 11, 2007, the everyday savings rate on your Direct Savings Account will increase from 3.50% to 4.05%* - making your savings work harder for you so you can reach your financial goals faster.

                              Heh go figure ;)
                              Considering the rates everyone else has posted, it sounds like you were being screwed before
                              WG
                              I play with Google.

                                Comment

                                • DigitalPimp
                                  Confirmed User
                                  • Jun 2003
                                  • 512
                                  #9
                                  The following page may help ya, it is updated often and trys to list the best rates around

                                  http://www.fatwallet.com/t/52/437553/

                                    Comment

                                    • NinjaSteve
                                      Too lazy to set a custom title
                                      • Dec 2003
                                      • 11089
                                      #10
                                      Originally posted by pocketkangaroo
                                      ING went down to 4.3% the other day.
                                      I didn't realize that. That sucks. The business account pays 4.75 right now.
                                      ...

                                        Comment

                                        • NinjaSteve
                                          Too lazy to set a custom title
                                          • Dec 2003
                                          • 11089
                                          #11
                                          Originally posted by DigitalPimp
                                          The following page may help ya, it is updated often and trys to list the best rates around

                                          http://www.fatwallet.com/t/52/437553/
                                          That link is great, thanks!
                                          ...

                                            Comment

                                            • peterk
                                              Confirmed User
                                              • Aug 2007
                                              • 3529
                                              #12
                                              Originally posted by JuiceMonkey
                                              My Rate went up?

                                              We have some great news for you. Effective October 11, 2007, the everyday savings rate on your Direct Savings Account will increase from 3.50% to 4.05%* - making your savings work harder for you so you can reach your financial goals faster.

                                              Heh go figure ;)
                                              it seems that your bank haven't had the best savings rate
                                              Bogat mama ala cu loturi de trafic

                                                Comment

                                                • AGS-17
                                                  Confirmed User
                                                  • May 2005
                                                  • 1402
                                                  #13
                                                  my adviser has told us.

                                                    Comment

                                                    • fallenmuffin
                                                      Confirmed User
                                                      • Nov 2005
                                                      • 8170
                                                      #14
                                                      Originally posted by DigitalPimp
                                                      The following page may help ya, it is updated often and trys to list the best rates around

                                                      http://www.fatwallet.com/t/52/437553/
                                                      Very nice link *Bookmarked*

                                                      FNBO Direct would of been #2 but they dropped their damn rate ARG

                                                        Comment

                                                        • After Shock Media
                                                          It's coming look busy
                                                          • Mar 2001
                                                          • 35299
                                                          #15
                                                          I really trust ING the most though for some odd reason. I suppose since the sort of invented the online banking branchless idea and also withstood the dotcom crash just fine. That sort of history has kept me loyal to them even when they were not the highest rate.

                                                          Plus since they offered mutual funds, atm access, and hell they even send out checks for you and eat the postage if they can not ACH it over. That is the type of support I am after.

                                                          PS. If your thinking of setting up an account hit me up before you do and start your account by depositing 250.00 and ING will credit you 25.00 and give me 10.00. That is an extra 10% right there. Haha yes I am that cheap that I will reffer some people in if they ask to make us both some extra cash. So drop me an email or icq about it.

                                                          [email protected] ICQ:135982156 AIM: Aftershockmed1a MSN: [email protected]

                                                            Comment

                                                            • NinjaSteve
                                                              Too lazy to set a custom title
                                                              • Dec 2003
                                                              • 11089
                                                              #16
                                                              ATM Access is through their checking or through their orange savings account?
                                                              ...

                                                                Comment

                                                                • Paparazzi
                                                                  Confirmed User
                                                                  • Mar 2002
                                                                  • 3488
                                                                  #17
                                                                  Do you guys have insurance in the US if a bank goes out of business you will get x amount of money back? In Sweden we have it and it's like $35k-40k per account and person.

                                                                  Pure Level(3) Premium Bandwidth
                                                                  When Quality Counts

                                                                    Comment

                                                                    • slaxxx
                                                                      Confirmed User
                                                                      • Aug 2004
                                                                      • 10
                                                                      #18
                                                                      Originally posted by Paparazzi
                                                                      Do you guys have insurance in the US if a bank goes out of business you will get x amount of money back? In Sweden we have it and it's like $35k-40k per account and person.
                                                                      Yeah, there's FDIC insurance up to $100k for a normal account.

                                                                        Comment

                                                                        • Paparazzi
                                                                          Confirmed User
                                                                          • Mar 2002
                                                                          • 3488
                                                                          #19
                                                                          nice
                                                                          The highest rate we have in Sweden is 4.1% right now, but they payout the rate 4 times/year and not 1/year like the rest of the banks do so it's ok

                                                                          Pure Level(3) Premium Bandwidth
                                                                          When Quality Counts

                                                                            Comment

                                                                            • JP-pornshooter
                                                                              Confirmed User
                                                                              • Sep 2006
                                                                              • 4007
                                                                              #20
                                                                              Originally posted by slaxxx
                                                                              Yeah, there's FDIC insurance up to $100k for a normal account.
                                                                              if i understand it correctly then it is not per account, it is per person.. so if you have 3 accounts with HBSC each with 100k (total 300k), you would only be covered for 100k total. you may want to check that if you are wealthy...
                                                                              "Obscenity is whatever gives the Judge an erection." -- Author Unknown

                                                                                Comment

                                                                                • Peaches
                                                                                  Old broad
                                                                                  • Oct 2002
                                                                                  • 13933
                                                                                  #21
                                                                                  And the first internet bank I ever used, Netbank, closed down completely! I'm going to start keeping my cash in the mattress.

                                                                                    Comment

                                                                                    • Tom_PM
                                                                                      Porn Meister
                                                                                      • Feb 2005
                                                                                      • 16443
                                                                                      #22
                                                                                      Originally posted by Peaches
                                                                                      And the first internet bank I ever used, Netbank, closed down completely! I'm going to start keeping my cash in the mattress.
                                                                                      Wow that stinks!
                                                                                      Also, whats your address?
                                                                                      43-922-863 Shut up and play your guitar.

                                                                                        Comment

                                                                                        • After Shock Media
                                                                                          It's coming look busy
                                                                                          • Mar 2001
                                                                                          • 35299
                                                                                          #23
                                                                                          Originally posted by NinjaSteve
                                                                                          ATM Access is through their checking or through their orange savings account?
                                                                                          I would have to double check. For the most part once money goes there it does not come out, except for the rental deposits I place there.

                                                                                          [email protected] ICQ:135982156 AIM: Aftershockmed1a MSN: [email protected]

                                                                                            Comment

                                                                                            • FreeHugeMovies
                                                                                              Too lazy to set a custom title
                                                                                              • Dec 2001
                                                                                              • 14141
                                                                                              #24
                                                                                              I think if you open up an E trade account it's 5% with no fees etc etc if you withdraw your money

                                                                                                Comment

                                                                                                • rockbear
                                                                                                  Confirmed User
                                                                                                  • Jul 2003
                                                                                                  • 806
                                                                                                  #25
                                                                                                  I really like ING direct too it's 3.75% right now and I'm with them since 4 years. They are the best

                                                                                                    Comment

                                                                                                    • lelahosting
                                                                                                      Confirmed User
                                                                                                      • Aug 2004
                                                                                                      • 484
                                                                                                      #26
                                                                                                      Originally posted by JP-pornshooter
                                                                                                      if i understand it correctly then it is not per account, it is per person.. so if you have 3 accounts with HBSC each with 100k (total 300k), you would only be covered for 100k total. you may want to check that if you are wealthy...
                                                                                                      You can have multiple accounts at a bank but it has to be done in a different fashion. One way to do that is if you add in trust of(say your minor child) that gets its own 100k. Also if you have a personal savings and a joint savings. plus your spouse has a personal checking that is 300k between those three.

                                                                                                      But if you have a checking, savings, cd, second savings, or whatecver you have a limit of 100k.

                                                                                                      Your website always needs to be accessible
                                                                                                      We accept AMEX/Discover/MC/Visa/Paypal/MB/Epass
                                                                                                      [email protected]

                                                                                                        Comment

                                                                                                        • uno
                                                                                                          RIP Dodger. BEST.CAT.EVER
                                                                                                          • Dec 2002
                                                                                                          • 18450
                                                                                                          #27
                                                                                                          Originally posted by pocketkangaroo
                                                                                                          ING went down to 4.3% the other day.
                                                                                                          Damn. I have HSBC and ING. Maybe I'll browse that fatwallet thread for a better account.
                                                                                                          -uno
                                                                                                          icq: 111-914
                                                                                                          CrazyBabe.com - porn art
                                                                                                          MojoHost - For all your hosting needs, present and future. Tell them I sent ya!

                                                                                                            Comment

                                                                                                            • Peaches
                                                                                                              Old broad
                                                                                                              • Oct 2002
                                                                                                              • 13933
                                                                                                              #28
                                                                                                              https://www.emigrantdirect.com/ is still at 4.75, for now.....

                                                                                                                Comment

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