Do you even know your credit score?
Do people outside of the US have similar credit scores or is it totally different?
Do people outside of the US have similar credit scores or is it totally different?
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ICQ: 86364801 Email: will [at] innovativeassets [dot] com
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9568460..........Comment
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i talked with the friend of mine from the us! Your credits are quite different than ours in Europe. I never ever heard that you can have either good or bad credit, and depending on that you would/wouldn't be able to buy stuff on time payment plan....quite interesting tho....
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mid 700's last time I had it checked, dunno if it's went up or down much since then.
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got me beat. 734.
Some fucker fucked with my credit I noticed it first of the year, 2 new credit cards that were opened and payments were made on them and naturally they were default till I noticed it. Dropped down to 650 for having two 30 day late marks. Took me 3 months to fix it, jumped back up to mid 700s.ICQ: 86364801 Email: will [at] innovativeassets [dot] com
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mine is BAD
, student loan that I never paid until latly.
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mine is 725, didnt used to be tht way though, i learned the hard way young and fought for years to rebuild my credit.Comment
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Works the same in Canada. BTW - I'm fucking envious of your 700 and up credit scores. Mine is below 600
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It's not easy. When you have lots of different bills, (personal and from several different businesses) you forgot 1 thing 1 time for more then 30 days and you get whacked hard. Even stupid shit like a cell phone.
I messed up a few times back in college. Last 30+ day delinquency I had was in 2000. Took 3 - 4 years of working hard to clean up my credit to go from about 550 - 750.ICQ: 86364801 Email: will [at] innovativeassets [dot] com
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I'm like you, soon after moving out on my own with my now wife, I discovered credit cards and being young, I got hooked and ended up screwing myself pretty good. I did pay them all off, but many years later, they're still there haunting my score.
Now I'm up over 700 with 6 monthly mortgage/loan/credit payments, so I'm getting back up little by little.Last edited by Slick; 06-29-2007, 06:56 PM.Comment
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A more important question is where are you checking your credit score.
Most people are probably getting "PLUS" scores not real FICO scores. Your PLUS score will pretty much always be higher than your FICO score.
A lot of people use www.freecreditreport.com which tho run by Experian gives you a PLUS score.
www.myfico.com is actually run by Fair Isaac which is the company who developed the FICO score. You will get a true score from there.Comment
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676 is mine.. i think its a bit above average, not sure thoReliable web host that actually cares, tell em geedub sent ya. VacaresComment
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Extremely low. Can it be a negative number? Mine probably is.
Not that concerned
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ICQ: 86364801 Email: will [at] innovativeassets [dot] com
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5 months ago it was 790. I don't have much debt and always pay my bills on time. so its pretty good
Mike Vega-ICQ:253868499-AIM:mikeydicevega Comment
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