Charge on Declined Credit Card

**Angelo22** · 03-13-2007, 07:46 AM

theyre just trying to steal again.
bastards.

**artman** · 03-13-2007, 07:47 AM

it may be an authorization? check back in 48 hours and see if the charge is still there

**WiredGuy** · 03-13-2007, 07:47 AM

If the charge is appearing, tell the merchant. Your entitled to a refund or the product. If they ignore you, you're entitled to chargeback.
WG

**themonk** · 03-13-2007, 07:49 AM

that happend to me with epass visa..
now the company has to contact your bank or something..

**axel77** · 03-13-2007, 10:26 AM

Originally posted by artman

it may be an authorization? check back in 48 hours and see if the charge is still there

Yes it's propably authorization, but why there needs to be one
if the CC is declined...

It does not make any sense...

**puravida** · 03-13-2007, 10:44 AM

yah i hate that. at certain stores here in costa rica, when i try to use my credit card, it's declined, and i KNOW the money is there. and when i go home to check online banking, the auth is shown there. it gets cancelled within a few hours though

**spunkmaster** · 03-13-2007, 11:00 AM

It's because your Bank approved the transaction but the merchant's
processor/gateway declined it.

This could be because your bank required a voice authorization, the
address didn't match or some other reason. Most merchants just decline
voice authorizations.

The charge/authorization should drop off after 3 business days but some
banks keep them there for 10 on debit cards.

**czarina** · 03-13-2007, 11:03 AM

they are probably holding the funds. Once the charge does not go thru in 3 days, the money is released into your bank account again.
It has happened to me before, it's upsetting but nothing to worry about.

Charge on Declined Credit Card

Charge on Declined Credit Card

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