Credit Cards and Debit Cards

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  • leroytrolley
    XXX Video Editor
    • Dec 2005
    • 2301
    #1

    Credit Cards and Debit Cards

    Hi.

    I'm wondering how many sales are made by different types of cards.

    I use CCBILL on my sites, but they only process credit card sale and not debit cards (apart from Austrian and Germans)

    What do you think/know about sales made on debit cards. Obviousley I dont want to be missing out on sales because more people have debit cards.

    Which processor would you recommend to process debit card sales??

    Leroy
    XXX Video Editor
    Tags: None
    • d00t
      Confirmed User
      • Sep 2002
      • 3766
      #2
      the one with the lowest % ;)

        Comment

        • leroytrolley
          XXX Video Editor
          • Dec 2005
          • 2301
          #3
          Bump for more info please.
          XXX Video Editor

            Comment

            • Klen
              • Aug 2006
              • 32235
              #4
              They dont proccess debit cards?And how can they know is someone have debit card or credit?I have two debit cards and they work anywhere.I didnt buying anything adult related but i am sure they could accept it.ALso i know ccbill accept virtual visa from epassporte which is also debit card.

                Comment

                • Ben.Z
                  Confirmed User
                  • Sep 2004
                  • 1164
                  #5
                  Hello Leroy,

                  There are millions of surfers who either don't have credit cards, or will not use them on the internet. Offering multiple payment options is a MUST to help diversify the risk of your processing revenues. You can tap into an entirely new revenue stream just by offering ACH (online checks) as a payment option. It's safe to assume that you could add 25%-35% in additional revenues on your existing traffic!

                  I'd like to invite you to try WTS's (ACHdebit.com) ACH processing service. Drop me a line and we can discuss how offering checks can increase your profits in more detail. Or feel free to use our new merchant signup form here: http://achdebit.com/contacts.html

                  I hope to hear from you soon.

                  Kind Regards,
                  Ben Zuckerman

                  Account Manager
                  Web Transaction Services
                  Toll Free: 1(866)735-5987 ext.1168
                  Fax: 1(512)263-3099
                  ICQ: 138827832
                  Credit Card Processing for Adult Merchants

                  Contact me: Ben Z. (ben|AT|CardReady.com) ICQ_138827832
                  Toll Free: 1.888.398.6001 Ext.212

                    Comment

                    • biftek
                      So Fucking Banned
                      • Jan 2005
                      • 1030
                      #6
                      the only difference between a debit and credit card
                      is that a debit card uses the money in the back account
                      while a credit card uses borrowed money
                      apart from that there is no difference , both use the visa network

                      i think your getting confused with a bankcard , which is just atm/eftpos
                      Last edited by biftek; 01-05-2007, 07:03 AM.

                        Comment

                        • Naughty-Pages
                          Confirmed User
                          • Oct 2006
                          • 4533
                          #7
                          Originally posted by biftek
                          the only difference between a debit and credit card
                          is that a debit card uses the money in the back account
                          while a credit card uses borrowed money
                          apart from that there is no difference , both use the visa network

                          i think your getting confused with a bankcard , which is just atm/eftpos
                          Agreed.. if the Debit card has a Visa/MC logo on it (as 95% of US debit cards now are), it can be used as a Credit Card anywhere...

                            Comment

                            • scouser
                              marketer.
                              • Aug 2006
                              • 2280
                              #8
                              A bit OT, but, can EU (and other Non US) customers pay for things on most american pay sites that use the US version of ccbill?

                                Comment

                                • Kimmykim
                                  bitchslapping zebras!!!!!
                                  • Jun 2001
                                  • 16015
                                  #9
                                  Debit cards function the same way as credit cards in a non pin-pad environment -- ie, on the web. They have a Visa, MC, Discover, etc logo and they run as a credit transaction until they are settled, at which point the money is debited from your account as if you had used a pin number.

                                  ATM cards without a Visa, MC, etc logo are not usable on the web at the moment. There is a technology for it, but there's been no real adoption of it that I'm aware of.

                                    Comment

                                    • Masterchief
                                      Confirmed User
                                      • Jun 2006
                                      • 530
                                      #10
                                      It's possible to accept STAR debit cards online, the flat rate transaction fee, having money immediately in your account and no chargebacks is a nice perk too

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