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Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed.

 
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Old 11-23-2006, 03:20 PM   #101
Barefootsies
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100 Howie Nixon's

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"Would you rather live like a king for a year or like a prince forever?"
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Old 11-23-2006, 03:26 PM   #102
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so where exactly are we, the poor robbed webmasters, after all this ???
Lets talk $$ & cents guys, spare the rest of the talk
Has anyone managed to get the moeny?
Has anyone filed legal lawsuits?
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Old 11-23-2006, 03:35 PM   #103
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so where exactly are we, the poor robbed webmasters, after all this ???
Lets talk $$ & cents guys, spare the rest of the talk
Has anyone managed to get the moeny?
Has anyone filed legal lawsuits?
Some webby's, such as Pete K-T are paid in full. He had said in another thread he was owed 10 or 30k in reserves. But he's "paid off and good". Some others in Montreal claim they are paid in full, up-to-date, and never missed a payment.

Howie's made it clear that if you are not "patients" you will be paid no earlier than 6 months per their T.O.S. (which are null and void once they locked you out of your account) and will wait even longer to pay you if you make a stink on the webmaster boards.
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Old 11-23-2006, 04:08 PM   #104
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Some webby's, such as Pete K-T are paid in full. He had said in another thread he was owed 10 or 30k in reserves. But he's "paid off and good". Some others in Montreal claim they are paid in full, up-to-date, and never missed a payment.

Howie's made it clear that if you are not "patients" you will be paid no earlier than 6 months per their T.O.S. (which are null and void once they locked you out of your account) and will wait even longer to pay you if you make a stink on the webmaster boards.
Looks like they did take care of at least some of their big players, but little guys like me got screwed, as we always do. I'm willing to bet that paymonde screwed the under site webmasters to pay their top level legit webmasters. This indicates to me they do plan on resurfacing under yet a different name. No point in pissing off too many top players. What pisses me off is this could have all been avoided if they just followed their own AUP and stayed with in Visa's AUP! It's not enough to have a good relation with a bank. Visa pulls the bank's string!

I think it's very unprofessional for them to make a remark like we will have to wait even longer if we make a stink about it on forums. They are ultimately the reason any one is stinking! Shit runs down hill, what do they expect?
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Old 11-23-2006, 04:19 PM   #105
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Looks like they did take care of at least some of their big players, but little guys like me got screwed, as we always do. I'm willing to bet that paymonde screwed the under site webmasters to pay their top level legit webmasters. This indicates to me they do plan on resurfacing under yet a different name. No point in pissing off too many top players. What pisses me off is this could have all been avoided if they just followed their own AUP and stayed with in Visa's AUP! It's not enough to have a good relation with a bank. Visa pulls the bank's string!

I think it's very unprofessional for them to make a remark like we will have to wait even longer if we make a stink about it on forums. They are ultimately the reason any one is stinking! Shit runs down hill, what do they expect?
Correct.

They remained silent for days first, then weeks, before letting their clients know. Not by e-mail. Although some had a head's up when they stopped receiving payments. But they let everyone know in their public statements.

"Like I said in the XBiz article".

Um how magnificant. However, I am sure you could have posted a message in the control centers, or sent out a bulk client e-mail so we knew before the rest of the industry.

Yes. Howie I am sure is planning to resurface. Hence the, "You think that GFY is going to ruin my reputation?" But when he pays off the programs, and big player like the Pete K-T's they make sure they are not punched in the fucking face once they resurface later in shows.

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Old 11-23-2006, 04:33 PM   #106
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Well I have a juicy update on paymonde from a couple of sources that were said to be close to the actualy happenings that resulted in paymonde's demise.

First of all I am not claiming this report is true, but it does come from 2 different sources, and given mvc/paymonde history, is very believable.

As some of you older webmasters know Paymonde use to be called My Virtual Card, and at that time there was a bit of a stirr cause on this forum because they were processing for Underage Model sites. You remember? First MVC tried to down play all this by defining the legalities of the under sites they processed for by saying they contained to porn so there for they were perfectly legal. But after continued pressure from GFY members, they did eventually stop processing for under sites. No doubt also had something to do with the problems they were having even then with banks! Then they changed their name to paymode.

Well I heard they got caught processing for under sites again! My, my, no surprise as it is a fact that those dirty little under sites were big revenue makers for them! WHat with $30 to $50 a month signups and over 40 signups a day from each of their hundred under sites, it added up!

It seems recently they gave in to temptation again and started that crap all over again. Now banks don't care as long as it is indeed legal, but visa and mastercard does care, and they pull all the strings. They do not want any thing to do with underage sites even if they are legal! Paymonde knows that perfectly well too!!!

So why do it again? Rumor has it they were having financial problems and knew they were near the end of their road, so why not make some big bucks before they get shut down?

I truly hope this was not the case, but given their history, and their lies, and the huge profits with those under sites, their finacial problems, their bank problems and also independent sources saying this, I tend to believe it!

If paymonde is reading this, and this report is not true, then come forth and say so! Because if it is true, you went against your word saying you would not process for under sites. Now we all have to pay for your mistake and greed!
This story extends even more than what you have stated here but i won't post the details on a board. I can confirm its true.
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Old 11-23-2006, 06:22 PM   #107
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This story extends even more than what you have stated here but i won't post the details on a board. I can confirm its true.
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Old 11-23-2006, 07:19 PM   #108
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Well I was a little surprised no one else posted about this sooner as I also know there is more to the story too, and I know I'm not the only one who knows it. I just feel webmasters deserve to know what really happened. It's all about trust, and paymonde really blew it big time. We forgave them the first time it happend when they where MVC. After all they were a decent company, or at least it seemed so. They got caught up in the underage model trap, they were not the first. Verotel, ccbill and ibill also went threw similar roads, but were smart enough to clean house early in the game. Visa is not a total monster. They warn you first with a big fat fine too I might add. You can't hide behind the law and say, well if it doesn't break any *real* laws it's ok because it really doesn't matter if you stay with in the laws. Some content such as underage models, even though there is no porn or nudity is still a hot button for visa/mastercard. Any one who has been around for even just a few years knows that! You have to play by the rules that visa makes!

It all comes back to trust again. Webmasters have to jumpr thru all sorts of hoops to get a site approved! We are monitored to make sure we stay in compliance, but who monitors the processors? If a processor is having bank troubles frequantly, you can bet your sweet google that there is much more to the story! It's hard enough to get perfectly legal teen sites 18+ approved even after staying well with in the guidelines. All it takes is some one from visa seeing a picture of a model that looks too youg to them. Nevermind you can prove they are legal age, it doesn't matter. If visa doesn't like it, it's gone!

So we do every thing in our power to do every thing right! Yet the processor we are bending over backwards for turns around and does the unthinkable! Process for underage model sites! It really burns me up. I'm busting my ass to make a fraction of what I use to make 5 years ago, making sure I don't even have a questionable word in my meta tags, and this shit happens!

I'm not even passing judgement on legalities here. I'm just playing by visa's rules because I was under the impression we all had to. I think the fact that paymonde did this AGAIN has so damaged their reputation and trust factor that even the big players won't have any thing to do with them any more. It's just too rsiky being involved with aprocessor you can't trust any more.

Rant over
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Old 11-27-2006, 07:03 AM   #109
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:2cents Howie Says...

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Old 01-18-2007, 11:47 AM   #110
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:mad

I found this interesting little tidbit when doing a search to see if Cohen had popped up anywhere on Google yet. A bit disturbing if you ask me. Not just the money missing, but I mean, WTF?!?!?


Welcome to Aicia-model.com
Including Howard Cohen. of www.myvirtualcard.com now www.paymonde.com. that stole $250000.00 from our models. AND!! Exploits children through fraud. ...
www.willeystudios.com/ - 3k - Cached - Similar pages

http://www.google.com/search?hl=en&lr=&safe=off&client=firefox-a&rls=org.mozilla%3Aen-US%3Aofficial&hs=kFH&q=howard+cohen%2C+paymonde&bt nG=Search
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