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Quote:

Originally Posted by Pete-KT (Post 11043058)

I told you to never tell anyone about the beanie babies :)

:1orglaugh

congratz, i want to do the same lol :thumbsup

Quote:

Originally Posted by media (Post 11041975)

I'm 8 months from paying off all my credit cards on a schedule...

I still have my auto loan, but thats a managable debt.. Once I get my cc's paid, I can nail down my auto loan on principle payments, and walk away 100% debt free within 14 months... It seems a ways off but thats a lot better than some people who won't be paid off for the next 10 years...

First off congratulations Pete.

Media that is some great news as well. Few people are really willing to tackle their debt on a smart schedule that allows them to walk away debt free.

It took me a bit of time but I was able to get out from under the majority of my debt. My capital one card has less than 300.00 on it which is paid off each month. My home depot card also has under 700.00 on it that will be paid off as well this month. It currently has a zero interest, no monthly payments for the next twelve months but I will knock it off when I pay my bills this week.
The mortgage is gone now, the fiances truck payments are gone, hell really everything is gone. Just trying to build up my damn credit score now though.

You're so lucky man! congrtas...:thumbsup

That is awesome, must be a load off your shoulders :)

I don't think I have ever paid interest on my credit card. I see no point in financing with a credit card.

What do you guys spend so much on?

Quote:

Originally Posted by After Shock Media (Post 11043190)

You've paid off a mortgage and a car, and you still don't have good credit?

Congrats and thanks for those two lovely pics. :thumbsup

congratz then :thumbsup

i'd hit it 50 times:pimp

Cut up those fuckers and never use them again :)

I have no cc debt.. but a lot of lawyer debt.. maybe another year.. i will be free and clear of that

good job man

Hi Katie, i'm Pixhell!

god i hope to be soon in the same boat haha

Quote:

Originally Posted by After Shock Media (Post 11043190)

paying off your credit cards to a zero balance actually hurts your credit rating
as well as having more than 2 credit cards.

showing that you make ON TIME long term monthly payments with a balance thats half to a quater of your credit limit is what makes a score go up.

good credit scores are based on being on time and going the term, not paying off the debt qucikly. creditors dont like that for the obvious.

fucked up but thats how it is.

Congrats and thank you for the pics. :)