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Old 08-04-2006, 08:21 PM   #1
GoodGuy
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How much do you pay for your Health Insurance?

How much do you pay? (per month or per year)
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Old 08-04-2006, 08:27 PM   #2
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$260 a month with Kaiser
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Old 08-04-2006, 08:27 PM   #3
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i pay 141/month with kaiser
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Old 08-04-2006, 08:30 PM   #4
Alex From San Diego
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Wife and I are in our 40's....we pay 280.00 per month combined for Sharps....Very reasonable..
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Old 08-04-2006, 08:31 PM   #5
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my daugthers insurance is 80$ a month thru texas young life and me and my wife have 120$ blue cross
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Old 08-04-2006, 08:41 PM   #6
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Old 08-04-2006, 08:43 PM   #7
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Taxes in Norway, all taxes!
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Old 08-04-2006, 08:43 PM   #8
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I pay between $280 and $400 / year.. Can't remember exactly right now..
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Old 08-04-2006, 08:58 PM   #9
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Dont have any. But here medical is cheap. You can see a doctor for as low as 8$ for the visit.
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Old 08-04-2006, 09:03 PM   #10
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$108 a month with Aetna PPO
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Old 08-04-2006, 09:09 PM   #11
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I pay about 60 bucks per month.
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Old 08-04-2006, 09:31 PM   #12
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$10 per month for dental, vision, and medical. Union job FTW.
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Old 08-04-2006, 09:31 PM   #13
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How the hell is it so cheap for all of you ?? Is that partial pay ??? I thought about getting health insurance for my wife and kids, but always thought that since we're younger, we'd hold off instead of paying $1,000 per month for shitty coverage. In a year's time, we spend maybe $1,000 total for doctor bills.

I know, I know, if something bad should happen, I'd be fucked, yeah, I know that, but for now, me and the wife are 32, so hopefully we'll have a few more health issue free years ahead of us (knock on wood). I just can't see pissing all of that money away.

I'm no expert in this area, so please correct me if I'm wrong with the price.
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Old 08-04-2006, 09:35 PM   #14
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Quote:
Originally Posted by Slick
How the hell is it so cheap for all of you ?? Is that partial pay ??? I thought about getting health insurance for my wife and kids, but always thought that since we're younger, we'd hold off instead of paying $1,000 per month for shitty coverage. In a year's time, we spend maybe $1,000 total for doctor bills.

I know, I know, if something bad should happen, I'd be fucked, yeah, I know that, but for now, me and the wife are 32, so hopefully we'll have a few more health issue free years ahead of us (knock on wood). I just can't see pissing all of that money away.

I'm no expert in this area, so please correct me if I'm wrong with the price.
Move to Canada
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Old 08-04-2006, 09:47 PM   #15
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Originally Posted by Slick
How the hell is it so cheap for all of you ?? Is that partial pay ??? I thought about getting health insurance for my wife and kids, but always thought that since we're younger, we'd hold off instead of paying $1,000 per month for shitty coverage. In a year's time, we spend maybe $1,000 total for doctor bills.
no clue man, but what I have is the standard Aetna plan for a 31 year old male in Georgia....$108 gets me $30 copay, $15 prescriptions and I can hit any doctor I want, i don't have to be in their "network"....
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Old 08-04-2006, 09:57 PM   #16
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I pay $212 for health and $18 for dental. It doesn't matter what I pay cause I get to write it off because I'm self employed. It's a business expense.
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Old 08-04-2006, 10:08 PM   #17
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I pay $187 a month.....but ya gotta have it.
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Old 08-04-2006, 10:43 PM   #18
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Where are some good places to get insurance in Michigan, Blue Cross ?
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Old 08-04-2006, 10:46 PM   #19
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0$, im canadian
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Old 08-04-2006, 10:46 PM   #20
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Old 08-04-2006, 10:46 PM   #21
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Where are some good places to get insurance in Michigan, Blue Cross ?
the usual

Blue Cross, Aetna, United Health Care
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Old 08-04-2006, 10:59 PM   #22
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the usual

Blue Cross, Aetna, United Health Care
Thanks, I'll be sure to dig into them.
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Old 08-04-2006, 11:02 PM   #23
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how much coverage for that cheap? Ny is crazy expensive
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Old 08-04-2006, 11:08 PM   #24
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I pay $600 a month to cover the whole family

And to that guy that thought $1000 was too much for his family so he said fuckit... at least get it on your kids dude... you'd be real sorry if something bad happened and they arent covered
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Old 08-04-2006, 11:11 PM   #25
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Nikki Nova doesnt pay....
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Old 08-04-2006, 11:24 PM   #26
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I pay $180/mo for kaiser..

btw, if you have kids and cable television (waste of money in comparison), and you don't get them fucking health insurance..

insurance for kids is like $50-100/mo
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Old 08-05-2006, 02:14 AM   #27
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Nikki Nova doesnt pay....
!!
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Old 08-05-2006, 02:21 AM   #28
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Old 08-05-2006, 04:03 AM   #29
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$108.00 a month for the family..
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Old 08-05-2006, 04:27 AM   #30
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Get a HSA plan. All insurance companies have that option. Tax advantages and ass saving coverage.
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Old 08-05-2006, 04:29 AM   #31
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A little too much in taxes I guess ... I don't exactly know.
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Old 08-05-2006, 04:35 AM   #32
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I pay 110 euro a month for full coverage...So dentist, all doctors etc etc...Also I am covered for surgeries in foreign countries world wide...

When the costs of your doctor/dentist visits is lower than 250euro in a year, you get the difference back...

So

no costs at all 250 euro back
dentist cost 50 euro, 200 euro back etc
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Old 08-05-2006, 04:58 AM   #33
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Blue Cross/Blue Shield of Florida for myself and 3 year old son -- personal policy...not through an employer.

$233/month
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Old 08-05-2006, 05:03 AM   #34
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i pay about $360 per year
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Old 08-05-2006, 05:08 AM   #35
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Nothing. We get free health care in the UK.
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Old 08-05-2006, 12:26 PM   #36
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For the wife $206 a month for her Blue Cross PPO plan. I just have emergency care coverage and that's $65 a month. That's what I get for living in SoCal, higher prices.
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Old 08-05-2006, 02:51 PM   #37
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i am just going to get one.
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Old 08-05-2006, 03:44 PM   #38
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Quote:
Originally Posted by justsexxx
I pay 110 euro a month for full coverage...So dentist, all doctors etc etc...Also I am covered for surgeries in foreign countries world wide...

When the costs of your doctor/dentist visits is lower than 250euro in a year, you get the difference back...

So

no costs at all 250 euro back
dentist cost 50 euro, 200 euro back etc
same here
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Old 08-05-2006, 03:54 PM   #39
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$167.00 to Blue Cross

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Old 08-05-2006, 04:09 PM   #40
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Almost 800 per month Kaiser, 4 family members 25 copay.
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Old 08-05-2006, 04:10 PM   #41
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Quote:
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How the hell is it so cheap for all of you ?? Is that partial pay ??? I thought about getting health insurance for my wife and kids, but always thought that since we're younger, we'd hold off instead of paying $1,000 per month for shitty coverage. In a year's time, we spend maybe $1,000 total for doctor bills.

I know, I know, if something bad should happen, I'd be fucked, yeah, I know that, but for now, me and the wife are 32, so hopefully we'll have a few more health issue free years ahead of us (knock on wood). I just can't see pissing all of that money away.

I'm no expert in this area, so please correct me if I'm wrong with the price.
Going without health insurance is very bad move. Get something at least. Espically for the kids. Trust me I found out the hard way.
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Old 08-05-2006, 04:17 PM   #42
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Is United Health Care any good?

I've been looking at a plan for myself that they have. While I'm not thrilled about the cost for a $2,500 deductible plan, I can write it off, and I need something. (the boys are both insured elsewhere)

They are coming in cheaper on quotes than Blue Cross, but I've never heard of them.
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Old 08-05-2006, 04:27 PM   #43
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Nothing- health care is free in austria/germany
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Old 08-05-2006, 04:32 PM   #44
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Originally Posted by selena
Is United Health Care any good?

I've been looking at a plan for myself that they have. While I'm not thrilled about the cost for a $2,500 deductible plan, I can write it off, and I need something. (the boys are both insured elsewhere)

They are coming in cheaper on quotes than Blue Cross, but I've never heard of them.
united health care is one of the top 3 private insurance companies
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Old 08-05-2006, 04:36 PM   #45
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Brace yourself. $1,890.00 for family plan (me, wife, three kids), oxford in NY, and it's the least expensive quote i got.
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Old 08-05-2006, 04:40 PM   #46
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Where are some good places to get insurance in Michigan, Blue Cross ?
Just go look at how much some of the plans of the different companies will cost you for your area at www.ehealthinsurance.com
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Old 08-05-2006, 08:34 PM   #47
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Where are some good places to get insurance in Michigan, Blue Cross ?
Blue cross is good but expensive ;) I would check a something for small businesses. Usually there is something that runs a co pay and you have to see their doctors but that helps keep the price down ;)

The one we have in washington is not bad i think we pay 500 a month for a family of 4 We use KPS out here.
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Old 08-05-2006, 11:27 PM   #48
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Quote:
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Blue cross is good but expensive ;) I would check a something for small businesses.
The main thing about blue cross if they do not drop you. You can get diabetes, cancer, etc. and your premiums do not go up. You pay more, but they accept EVERYONE. So regardless of age, or preexisting condition.

Obviously if you had one, then you are going to have to wait their grace period. But after that, you have your 1 million lifetime cap.

The other main difference is lack of preventive care (i.e. copay dr's visits). Those you have to pay out of pocket. Their prescription coverage is not so good. I rarely HAVE prescriptions, and would have to spend $250 for the year before they pick up the tab. But that's ok.

Dr's visits, and my one antibiotic a year's not goign to kill me. Some major issue, or hospital visit would. Plus I do not need to worry about them jacking my rates up if I get some new disease, or being dropped. So I will pay more, and have less to worry about.

I am not familar with all of the rest out there. But I did research a handful before picking Blue Cross.
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Old 08-05-2006, 11:36 PM   #49
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If you are on a high deductable health plan you should get an HSA (health savings account) and save pretax dollars to use for out of pocket expenses and it earns interest as well and can stay with you. Its simular to a 401k
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Old 08-05-2006, 11:43 PM   #50
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Originally Posted by clicker
If you are on a high deductable health plan you should get an HSA (health savings account) and save pretax dollars to use for out of pocket expenses and it earns interest as well and can stay with you. Its simular to a 401k
I just googled that term and am reading, but am getting more confused the more I read.

Of course, that could be due to the wine.
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