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Old 07-15-2006, 10:04 PM   #1
UtahSaints
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What billing services don't charge for VISA for non-europeans?

anything out there????
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Old 07-16-2006, 12:53 PM   #2
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Bump for this.
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Old 07-16-2006, 01:00 PM   #3
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Non European meaning what?

I know both CCBill and Paycom charge $750 each. The phone billers, Password by Phone and GxBill don't have a setup fee.
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Old 07-16-2006, 01:06 PM   #4
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Quote:
Originally Posted by The Ghost
Non European meaning what?

I know both CCBill and Paycom charge $750 each. The phone billers, Password by Phone and GxBill don't have a setup fee.
Those are phone-only billing companies!?

I'm interested if any billing company offers VISA processing for US companies without the $750 charge. Haven't found one yet.
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Old 07-16-2006, 01:11 PM   #5
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www.infinitybilling.com is only one that comes to mind for me.
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Old 07-16-2006, 02:57 PM   #6
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Quote:
Originally Posted by RS-MEDIA
What billing services don't charge for VISA for non-europeans?
anything out there????
Still thinking of the meaning behind this RS - shit I'm slow

Let's put it this way... assuming it's third party processing, the only banking region to accept VISA's "terms of trading" is North America. As part of this process, that mean't implementing extra procedures (basically crap) and a charge of around $750 for the privilege.

So.. anyone based or operating physically within North America appears to be obliged to comply with VISA US rulings. There are also cross-border issues creeping into the background.

OK... On a constructive side and possibly a clue - forget VISA North America and incorporate in a different banking region. The EU is as good as any and no fees apply. That down-the-drain $750 can be applied to costs of incorporation and at least you have a corp, - one step up from having nothing for $750. In that scenario - you have a choice of several processors to deal with and no fees.
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Old 07-16-2006, 03:04 PM   #7
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havent a clue
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Old 07-16-2006, 03:57 PM   #8
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Quote:
Originally Posted by Webby
Still thinking of the meaning behind this RS - shit I'm slow

Let's put it this way... assuming it's third party processing, the only banking region to accept VISA's "terms of trading" is North America. As part of this process, that mean't implementing extra procedures (basically crap) and a charge of around $750 for the privilege.

So.. anyone based or operating physically within North America appears to be obliged to comply with VISA US rulings. There are also cross-border issues creeping into the background.

OK... On a constructive side and possibly a clue - forget VISA North America and incorporate in a different banking region. The EU is as good as any and no fees apply. That down-the-drain $750 can be applied to costs of incorporation and at least you have a corp, - one step up from having nothing for $750. In that scenario - you have a choice of several processors to deal with and no fees.
That could be an option. Whats a good place to incorporate?
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Old 07-16-2006, 04:17 PM   #9
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Originally Posted by RS-MEDIA
That could be an option. Whats a good place to incorporate?
That depends where you are now RS. If you are in the US or Canada, probably the simplest location (and cheapest) is the UK.

Here's the main company formation agent in the UK - they deal with non-resident companies as well:

www.jordans.co.uk

Corp bank accounts can be anywhere - don't necessarily have to be in the UK.


If your background (that reads, where your home country is) enables you to take advantage of offshore, probably Gibraltar or Cyprus. The only exception, and it's a kinda barrier, but can still apply with decent legal advice, is where a person may be a US citizen.

I'm not familiar with Cyprus so much - but I'm sure others on the board are. Here's a sample formation agent for Gibraltar where you can find the background data on corps:

www.offshoregibraltar.com

What would be required in this instance is a non-resident company.
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Old 07-16-2006, 04:18 PM   #10
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Originally Posted by RS-MEDIA
That could be an option. Whats a good place to incorporate?

Cyprus, Gibraltor, Panama, UK

I'm personally Incorporating in Cyprus. Best thing to do is talk to some of the IPSP's in EU, they all have recommendations on who to use for Incorporating.
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Old 07-16-2006, 04:31 PM   #11
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Cyprus, Gibraltor, Panama, UK

I'm personally Incorporating in Cyprus. Best thing to do is talk to some of the IPSP's in EU, they all have recommendations on who to use for Incorporating.
Exactly Jamie. There are a few IPSP's in the EU who are very familiar with incorporation.

PS.. Watch that Panama location From a TPP angle, this falls within the Latin America and Caribbean banking region - not exactly known for processing. But, Panama still has plenty good uses for holding corps etc
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Last edited by Webby; 07-16-2006 at 04:33 PM..
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Old 07-16-2006, 04:33 PM   #12
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myvitualcard or Paymon I think they are now does not charge anything still I believe
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Old 07-18-2006, 08:11 AM   #13
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As always good information Webby!!!

If anyone has questions regarding EU processing or incorportation, feel free to contact me.
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Old 07-18-2006, 08:18 AM   #14
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Haven't found one yet.
Keep looking .. There is one I know and use ....

Will not post URL here so all the kids, spammers, fake sites ruin this solution
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Old 07-18-2006, 10:22 AM   #15
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Old 07-18-2006, 12:43 PM   #16
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Keep looking .. There is one I know and use ....

Will not post URL here so all the kids, spammers, fake sites ruin this solution
If they are in the US they are violating association guidelines and will be "ruined".
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Old 07-18-2006, 02:58 PM   #17
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If they are in the US they are violating association guidelines and will be "ruined".
Word. What he said.
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Old 07-18-2006, 03:06 PM   #18
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I remember when this came out, a few us companies tried to avoid passing the fees and ended up shutting down, I would try the other route.

Quote:
Originally Posted by Webby
the only banking region to accept VISA's "terms of trading" is North America.
so did the other banking regions simply refuse to adopt this procedure? ive allways worried that north america was an experiment and that it would effect all banking regions in the future.
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Old 07-18-2006, 03:19 PM   #19
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so did the other banking regions simply refuse to adopt this procedure? ive allways worried that north america was an experiment and that it would effect all banking regions in the future.
Correct kermey. All banking regions were presented with the same proposition from VISA International, and all refused outright, - with the exception of VISA North America.

The North American scenario *may be* more related to govt pressure than anything else - ie.. where a govt agency can now access data of website ownership, membership detail blah - of any websites participating in the "$750 club" - back to control freak world.

There also does not appear to be any plans by other banking regions to make any changes - tho, who knows what anyone could do in future.

In effect, it's actually the global banking regions who own credit card companies - without them, they would not exist.
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