Is it better to pay off double or triple the min. montly payment on larger debts or on the smaller debts to totally knock out the smaller debts first, then climb up the ladder?
-
-uno
icq: 111-914
CrazyBabe.com - porn art
MojoHost - For all your hosting needs, present and future. Tell them I sent ya! -
Pay all that shit off immediately...
Credit Card debt is for suckers
Dirty D - ICQ #1326843 - $1 Million Dollars of Bonus Money - 8,000+ FHG!
Glory Hole Girlz - Crack Whore Confessions - Tampa Bukkake - Slut Wife Training - Fuck a Fan
Electricity Play - Porn Video Drive - Theater Sluts - Skunk Riley - Ukraine Amateurs - Strapon Sessions -
I agree with dustman. Pay off as soon as you can. Keep the accounts open for the history.
You couldn't pay me to use a Credit Card. (well I'm open to offers
)
Comment
-
Pay off smallest to largest. Knock out the small debts first.Comment
-
What is debt?Comment
-
From a cash flow standpoint: Reduce the higher interest rate principal, first. Size of loan is irrelevant.
From a credit standpoint: Every incidence of successful borrow >> repay is a plus on your report.
2hptada!Comment
-
pay off the one with the highest interest rates first.. consolidate them to one card if you can.. at a lower rate.. then pay them off...
and close all but two.. one as your main (pay off each month) and one as a backup in case you need it for emergencies..
the more accounts you have open.. the more it affects your fico..
the more balances you carry the more it affects your fico..
becoming debt free was one of my big milestones.. credit cards and student loans all paid in full.. now i just have a mortgage and one lease payment..
Processing Partners http://www.processingpartners.comComment
-
Don't forget to use your dormant cards from time to time for small purchases to show activity. Some banks will want to close accounts that are inactive for too long.
Don't close the old accounts!Innovation without monetization is art without an audience.
Advertising sales: http://www.trafficdude.com
Paid inclusion and Search Marketing: http://www.trafficdude.com/searchComment
-
pay off the one with the highest interest rates first.. consolidate them to one card if you can.. at a lower rate.. then pay them off...
and close all but two.. one as your main (pay off each month) and one as a backup in case you need it for emergencies..
the more accounts you have open.. the more it affects your fico..
the more balances you carry the more it affects your fico..
becoming debt free was one of my big milestones.. credit cards and student loans all paid in full.. now i just have a mortgage and one lease payment..
Processing Partners http://www.processingpartners.comComment
-
Originally posted by fallenmuffinYou couldn't pay me to use a Credit Card. (well I'm open to offers)
Actually, using a credit card is very smart for credit building and earning trust from lenders.
Building up an insurmountable debt on a credit card is not so smart though.Comment
-
Originally posted by fallenmuffinI agree with dustman. Pay off as soon as you can. Keep the accounts open for the history.
You couldn't pay me to use a Credit Card. (well I'm open to offers)
hard to rent a car or get a hotel room without one these days.. sure debit cards work.. but it can also freeze your funds..Processing Partners http://www.processingpartners.comComment
-
Originally posted by 2HousePlague
Custom Software Development, email: woj#at#wojfun#.#com to discuss details or skype: wojl2000 or gchat: wojfun or telegram: wojl2000
Affiliate program tools: Hosted Galleries Manager Banner Manager Video Manager
Wordpress Affiliate Plugin Pic/Movie of the Day Fansign Generator Zip ManagerComment
-
find a few 0% balance transfer offers.Comment
-
Dammit, I hate when you post what I was going to post.Originally posted by gregtxpay off the one with the highest interest rates first.. consolidate them to one card if you can.. at a lower rate.. then pay them off...
and close all but two.. one as your main (pay off each month) and one as a backup in case you need it for emergencies..
the more accounts you have open.. the more it affects your fico..
the more balances you carry the more it affects your fico..
becoming debt free was one of my big milestones.. credit cards and student loans all paid in full.. now i just have a mortgage and one lease payment..
Comment
-
I would say, the more you can pay the better.Originally posted by unoComment
-
pay more than the monthly minimums..Comment
-
Write bad checks, then phone them and blame it on your accountant. Threaten to sue them if they attempt to charge you interest or bounced check fees.
When that stops working, max out whatever cards you have left and move to Guatemala.
Sleep well, and dream of large women.
Comment
-
Pay the whole "balance due" each month or throw them away.
Like an American Express charge card.Comment
-
Higher interest first.
But they have proven that psychologically it is important to finish off some smaller ones as you go. It has a greater effect on the psyche.Comment
-
Pay them off and keep one and cut up the rest..too easy to get buried in debtComment
-
run them all up, get more, run those up too.. repeat until you die.. leaving an enormous amount of debt unpaid.- Free Premium Domain Lists and Tools at Clickmojo.com
- For Sale: Obscenity.com
Comment
-
That's what I was thinking.Originally posted by stickyfingerzdotnet-uno
icq: 111-914
CrazyBabe.com - porn art
MojoHost - For all your hosting needs, present and future. Tell them I sent ya!Comment
-
that's the way to goComment
-
See icq for from Dave Ramsey disciple. ;)~
Doer of Things at
MetArtMoney
Where Flawless Beauty Meets Art
~The MetArt Network ~
selena.delgado9Comment
Comment