Life Insurance, how much and WTF?

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  • V_RocKs
    Damn Right I Kiss Ass!
    • Nov 2003
    • 32449
    #1

    Life Insurance, how much and WTF?

    I am getting life insurance. Should I get a few million?

    When I talked to my insurance guy he said I'd have to go through a shitload of medical tests.. Like a treadmill and shit...

    I don't plan on dying of a heart attack for about 20 more years and neither have any of my fathers, fathers, fathers...

    So why in the fuck are they asking for a battary of tests at age 34?
    Tags: None
    • ffmihai
      keep walking...
      • Jun 2002
      • 7177
      #2
      wait till you get to 40
      it will be much worse

        Comment

        • $5 submissions
          I help you SUCCEED
          • Nov 2003
          • 32195
          #3
          They want to see how healthy you are so they can gauge the risks re insuring you.

            Comment

            • FunForOne
              Confirmed User
              • Nov 2003
              • 8704
              #4
              Thats normal. Anything over a 100,000 they put you through the ringer to make sure you aren't dieing and trying to screw them.

              Anything over a million and they usually do a series of back ground checks and evaulate your "known associates".

              You can be turned down for life insurance for hanging with the wrong crowd.


              Side note: make sure the majority of your coverage is term. You can get 30 year-term policies that will cover alot. At age 65, you life insurance needs will be 1/10 of what they are now.

                Comment

                • notabook
                  Confirmed User
                  • Apr 2006
                  • 9748
                  #5
                  I remember this one Indian guy took out a huge life insurance policy on himself, around $500,000. He then committed suicide. He shows up a few months later in his newly reincarnated form and tries to get his life insurance money for dying. The insurance company goes: Sorry sir, we only ensure you for your first three reincarnations, our records show this is your fourth.

                  ...

                  Ok, not even I could laugh at that stupid piece of shit I just typed up. Somebody needs to sue my ass.

                    Comment

                    • gooddomains
                      Too lazy to set a custom title
                      • Jul 2003
                      • 10127
                      #6
                      go for the max

                        Comment

                        • 2HousePlague
                          CURATOR
                          • Jul 2004
                          • 14572
                          #7




                          2hp
                          tada!

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