Whats your credit score?

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  • xlogger
    Confirmed User
    • Jul 2004
    • 9507

    #1

    Whats your credit score?

    I never checked my until today. I was very surprised!


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    XLOGGER [REFLECTED] [OH]
  • minusonebit
    So Fucking Banned
    • Feb 2006
    • 7391

    #2
    FICO scores are what matters... not Plus... and I havent checked mine in a long, long time. Prolly should...

    Comment

    • SinSational
      Confirmed User
      • Oct 2004
      • 1723

      #3
      mine was over 800 about a year ago.

      ICQ# 273099174 - monthly specials - 2 Month Free Credit on All Plans - 100% Referrals - chris@ for details
      Virtual from $14.95/month, Dedicated from $149.95/month
      Dual-Core Xeon > 1000GB @ $149.95 | 1500GB @ $169.95 | 10Mbps @ $269.95

      Comment

      • gooddomains
        Too lazy to set a custom title
        • Jul 2003
        • 10127

        #4
        better not ask how mine looks like

        Comment

        • gooddomains
          Too lazy to set a custom title
          • Jul 2003
          • 10127

          #5
          better not ask how mine looks like

          Comment

          • fallenmuffin
            Confirmed User
            • Nov 2005
            • 8170

            #6
            I don't have a credit history... me = n00b to life

            Comment

            • Webby
              Too lazy to set a custom title
              • Oct 2002
              • 14956

              #7
              There's nothing I could less about that a credit card score.

              Don't live on credit and never will.
              XXX TLD's - Another mosquito to swat.

              Comment

              • UtahSaints
                Confirmed User
                • Jan 2005
                • 1538

                #8
                833 i think
                Enjoy Bucks - Enjoy Bucks

                Comment

                • fallenmuffin
                  Confirmed User
                  • Nov 2005
                  • 8170

                  #9
                  Originally posted by RS-MEDIA
                  833 i think
                  Isn't the highest it can go 820 ?

                  Comment

                  • gooddomains
                    Too lazy to set a custom title
                    • Jul 2003
                    • 10127

                    #10
                    the board is once again out of control

                    Comment

                    • UtahSaints
                      Confirmed User
                      • Jan 2005
                      • 1538

                      #11
                      Originally posted by fallenmuffin
                      Isn't the highest it can go 820 ?
                      you think?
                      Enjoy Bucks - Enjoy Bucks

                      Comment

                      • V_RocKs
                        Damn Right I Kiss Ass!
                        • Nov 2003
                        • 32449

                        #12
                        Originally posted by fallenmuffin
                        Isn't the highest it can go 820 ?
                        It can go higher.

                        Comment

                        • Jon Clark - BANNED FOR LIFE
                          North Coast Pimp
                          • Dec 2005
                          • 9395

                          #13
                          331..........................

                          Comment

                          • Antonio
                            Too lazy to set a custom title
                            • Oct 2001
                            • 14136

                            #14
                            what's a credit score, I owe ZERO !!!! so mine must 1 million and five credit score points

                            Comment

                            • flashfire
                              ICQ 1 6 7 8 5 3 4 9 2
                              • Feb 2003
                              • 13098

                              #15
                              Originally posted by Antonio
                              what's a credit score, I owe ZERO !!!! so mine must 1 million and five credit score points
                              it doesnt matter how much you owe as long as everything is kept up to date...infact if you never had any loans or anything your credit score wouldnt be very good or bad because you have no history.

                              I'm somewhere in the 700s

                              Comment

                              • madawgz
                                8.8.8.8
                                • Mar 2006
                                • 30509

                                #16
                                how do i check?
                                TAEMDLRMSKRJIXMRLSMRJ.

                                Comment

                                • xlogger
                                  Confirmed User
                                  • Jul 2004
                                  • 9507

                                  #17
                                  Originally posted by madawgz
                                  how do i check?
                                  http://freecreditreport.com/

                                  ----------
                                  XLOGGER [REFLECTED] [OH]

                                  Comment

                                  • notabook
                                    Confirmed User
                                    • Apr 2006
                                    • 9748

                                    #18
                                    775 last year.

                                    Comment

                                    • Kick Ass Chat
                                      Confirmed User
                                      • Dec 2002
                                      • 2057

                                      #19
                                      Originally posted by fallenmuffin
                                      I don't have a credit history... me = n00b to life

                                      If you have a SS# or ever paid taxes then yes you do have a credit score.
                                      [email protected]

                                      Comment

                                      • JimmiDean
                                        Confirmed User
                                        • Nov 2004
                                        • 3433

                                        #20
                                        It does matter how much you owe, even if you have to much credit availible
                                        (ie credit cards) it can lower your fico score.
                                        Also how many times you apply for credit (searches) lowers your score somewhat.
                                        You have to carry some loans but keep it in proportion to your availible credit to have a high score.
                                        I am sitting at 790 at present, it gives you some geat bargining power at the bank
                                        Last edited by JimmiDean; 06-12-2006, 01:07 AM. Reason: spelling
                                        My God there's Porn on here!

                                        Still on the Beach !!!

                                        Comment

                                        • woj
                                          <&(©¿©)&>
                                          • Jul 2002
                                          • 47882

                                          #21
                                          Originally posted by xlogger
                                          Aren't they just an affiliate of http://www.experian.com ? They must be making some nice $$$....
                                          Custom Software Development, email: woj#at#wojfun#.#com to discuss details or skype: wojl2000 or gchat: wojfun or telegram: wojl2000
                                          Affiliate program tools: Hosted Galleries Manager Banner Manager Video Manager
                                          Wordpress Affiliate Plugin Pic/Movie of the Day Fansign Generator Zip Manager

                                          Comment

                                          • BusterBunny
                                            perverted justice decoy
                                            • Aug 2005
                                            • 19291

                                            #22
                                            i don't know my score, but i can ask the repo man he is outside jacking my car right now...
                                            my sig caught gonoherpasyphilaids and died

                                            Comment

                                            • fallenmuffin
                                              Confirmed User
                                              • Nov 2005
                                              • 8170

                                              #23
                                              Originally posted by GirlsFreePics
                                              If you have a SS# or ever paid taxes then yes you do have a credit score.
                                              Never said I didn't have a credit score.. I said I didn't have credit history

                                              Comment

                                              • V_RocKs
                                                Damn Right I Kiss Ass!
                                                • Nov 2003
                                                • 32449

                                                #24
                                                Originally posted by fallenmuffin
                                                Isn't the highest it can go 820 ?
                                                850 is the highest it can go unless someone does something to change the bell curve.

                                                Comment

                                                • davecummings
                                                  Confirmed User
                                                  • Oct 2003
                                                  • 2922

                                                  #25
                                                  They ran one when I picked up my 2007 Camry Hybrid last month, even though I paid it in full with a money market check; my FICO was 832.

                                                  Dave
                                                  Dave Cummings
                                                  www.davecummings.com
                                                  www.davecummings.tv
                                                  San Diego

                                                  Email--- [email protected]

                                                  Comment

                                                  • DavieVegas
                                                    Confirmed User
                                                    • Jun 2004
                                                    • 6117

                                                    #26
                                                    mine is 768
                                                    SKYPE#: davievegas - email: ddmedia702[at]mail[.]com

                                                    Comment

                                                    • DavieVegas
                                                      Confirmed User
                                                      • Jun 2004
                                                      • 6117

                                                      #27
                                                      Originally posted by SinSational
                                                      mine was over 800 about a year ago.
                                                      um 800 is perfect. Doesnt go over that
                                                      SKYPE#: davievegas - email: ddmedia702[at]mail[.]com

                                                      Comment

                                                      • V_RocKs
                                                        Damn Right I Kiss Ass!
                                                        • Nov 2003
                                                        • 32449

                                                        #28
                                                        Originally posted by DavieVegas
                                                        um 800 is perfect. Doesnt go over that

                                                        Click Here
                                                        Your FICO score will range between 300 and 850. If your score lands in the 300-500 range you have some serious financial problems. Basically no lender or company will want to do business with you without charging you some mighty hefty fees and interest rates.

                                                        Above 500 the Fair Isaac computers sort you into one of six basic ranges:

                                                        THE FICO RANGES:
                                                        720-850 BEST
                                                        700-719
                                                        675-699
                                                        620-674
                                                        560-619
                                                        500-559 WORST
                                                        But you will say, "Fuck that bitch!"

                                                        OK... How about FairISAAC, they created the score and run www.myfico.com for those who wish to check out their own score.

                                                        Code:
                                                         If your FICO® score is:  	 Your interest rate is:  	 ...and your monthly payment is:
                                                        national interest rates, updated daily
                                                        760 - 850 	6.3% 	$1,337
                                                        700 - 759 	6.52% 	$1,369
                                                        680 - 699 	6.7% 	$1,394
                                                        660 - 679 	6.92% 	$1,425
                                                        640 - 659 	7.35% 	$1,487
                                                        620 - 639 	7.89% 	$1,569
                                                        But they probably just put in 850 to let us all know we suck and can never get there... Bastards...

                                                        Comment

                                                        • Why
                                                          MFBA
                                                          • Mar 2003
                                                          • 7230

                                                          #29
                                                          i dont spend money i dont have. Im not too concerned with my credit score.

                                                          Comment

                                                          • Why
                                                            MFBA
                                                            • Mar 2003
                                                            • 7230

                                                            #30
                                                            Originally posted by woj
                                                            Aren't they just an affiliate of http://www.experian.com ? They must be making some nice $$$....
                                                            i believe they also got the shit sued out of them in a class action because they billed people they werent supposed to.

                                                            i used them years ago and i remember getting an email a while back stating i was part of a class action. that makes experian, paypal, verizon and google that all fucked me at some point and got fucked for it. Big business sure is scammy.

                                                            Comment

                                                            • shermo

                                                              #31
                                                              Originally posted by Webby
                                                              There's nothing I could less about that a credit card score.

                                                              Don't live on credit and never will.
                                                              So if you ever want to buy a home, you will do so all in cash? Even if you do, your credit score is still evaluated. Everybody should be aware of their FICO.

                                                              Comment

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