Is buying a NEW CAR a stupid thing to do?

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  • GoodGuy
    So Fucking Banned
    • Aug 2003
    • 881
    #1

    Is buying a NEW CAR a stupid thing to do?

    My point is that we only lose money with a NEW CAR.

    After 2 years, it lowers its value by 20-40%, depending on how much you use it. After 5 years, 50% or more.

    New cars also require more expensive insurance, etc..

    Why buy a new Car? Tell me a good reason, other than to "show off" or to get a VIP status in your social circle.
    Tags: None
    • dunefield
      www.barely18movies.com
      • Feb 2003
      • 10920
      #2
      Why should anyone give you a good reason... It's up to YOU if you want to buy a new car or not...

        Comment

        • CybermedAndy
          Confirmed User
          • Jul 2004
          • 4170
          #3
          Buy one thats 6 months old- might even still smell new

            Comment

            • notabook
              Confirmed User
              • Apr 2006
              • 9748
              #4
              Show off status only. One of my friends back in 97 bought a 94 used car for about 45% off, the used car looked basically new, had a few perks with it. He still has the car now and it?s still running great! Instead of paying 38k for it new, he got it for around 21k. I seriously don?t see any benefit in getting a brand new vehicle unless it comes with one helluva fucking good warranty from the dealer.

                Comment

                • WWC
                  #1 Adult Content Provider
                  • Jul 2003
                  • 11577
                  #5
                  Lease all your cars...every 3 years, give it back...tax deduction, no worries of car problems and deprecation.....i havent been to a mechanic for almost 15 years
                  [email protected]
                  ICQ : 494-353-230
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                    Comment

                    • WiredGuy
                      Pounding Googlebot
                      • Aug 2002
                      • 34516
                      #6
                      I don't want to deal with repairs. Cars in their first 2 years very rarely need anything more than an oil change.
                      WG
                      I play with Google.

                        Comment

                        • d00t
                          Confirmed User
                          • Sep 2002
                          • 3766
                          #7
                          Used cars still depreciate the same as new cars until the 5-6 year mark.

                          Generally 3-4 years the car has lost 50% of the purchase price...less if you got yourself a good deal of course ;)

                          New car insurance is not always more expensive since it goes by number of cars of that model on the road, price, your age, type of car and other factors.

                          New cars generally don't fuckup until the 3-4 year mark.
                          Used cars cost more to maintain.

                          New cars are more fuel efficient.
                          Used cars generally are not.

                          You will lose money no matter what type of car you get.
                          Save your cash and get a friend to drive you

                            Comment

                            • d00t
                              Confirmed User
                              • Sep 2002
                              • 3766
                              #8
                              Originally posted by WWC-Raffi
                              Lease all your cars...every 3 years, give it back...tax deduction, no worries of car problems and deprecation.....i havent been to a mechanic for almost 15 years
                              Agreed! It's actually smarter to lease if you set up your business right, and get a good deal on the price with a GRV

                              With gas prices going up what, 100% in the last 3 years? In 3 years you don't want to be one of the other 50 million americans trying to sell a gasoline car to.... wait.....who the heck would want it? your asset= byebye

                                Comment

                                • MrMaxwell
                                  Too lazy to set a custom title
                                  • Jul 2005
                                  • 10057
                                  #9
                                  Buying a brand new automobile is a ridiculous financial decision.
                                  Period.

                                  But hell if some sucker is making 1M clear he can actually go out and buy 100 grand worth of automobile without being all that stupid. But we all know that the average idiot out there lives in twice the house he can afford and makes more in auto / auto insurance payments than his house payment.


                                  Follow the 10% rule I came up with. Your automobile should not cost more than 10% of your annual income. That means if you make 100 grand you buy a $10,000 car.... extreme idea, I know, but it use to be:
                                  Common sense!

                                    Comment

                                    • JD
                                      Too lazy to set a custom title
                                      • Sep 2003
                                      • 22651
                                      #10
                                      Originally posted by MrMaxwell
                                      Follow the 10% rule I came up with. Your automobile should not cost more than 10% of your annual income. That means if you make 100 grand you buy a $10,000 car.... extreme idea, I know, but it use to be:
                                      Common sense!
                                      thats dumb. so someone making $100k/yr should drive a 95 accord? gimmie a fucking break

                                        Comment

                                        • GoodGuy
                                          So Fucking Banned
                                          • Aug 2003
                                          • 881
                                          #11
                                          Originally posted by dunefield
                                          Why should anyone give you a good reason... It's up to YOU if you want to buy a new car or not...
                                          I asked what's the point in buying a new car, if we only lose money.

                                          Troll.
                                          Last edited by GoodGuy; 08-20-2006, 11:53 PM.

                                            Comment

                                            • DamageX
                                              Marketing & Strategy
                                              • Jun 2001
                                              • 14293
                                              #12
                                              Originally posted by SPeRMiNaToR
                                              thats dumb. so someone making $100k/yr should drive a 95 accord? gimmie a fucking break
                                              It will cost you a grand per year tops, in insurance and maintenance/repairs.
                                              Whitehat is for chumps

                                              If you don't do it, somebody else will - true story!

                                                Comment

                                                • emthree
                                                  Dialer Kingpin
                                                  • Jun 2003
                                                  • 10816
                                                  #13
                                                  If you buy a new car, dont buy it with the intention of selling it back.

                                                  • Sell Patches & Pills •

                                                    Comment

                                                    • wtfent
                                                      Confirmed User
                                                      • Nov 2003
                                                      • 3790
                                                      #14
                                                      Originally posted by GoodGuy
                                                      My point is that we only lose money with a NEW CAR.

                                                      After 2 years, it lowers its value by 20-40%, depending on how much you use it. After 5 years, 50% or more.

                                                      New cars also require more expensive insurance, etc..

                                                      Why buy a new Car? Tell me a good reason, other than to "show off" or to get a VIP status in your social circle.
                                                      Its all about feeling good, If you can hold your head high while driving a 97 Ford escort than so be it. I find it hard though to talk the big game I talk and then get into some junker. Normal people just dont understand why somebody with money drives a piece of crap car, they just all think you are full of crap. Even though I was taught to live in the most expensive home you can possibly afford but drive the cheapeast car you can find (the way of the super wealthy) I do not follow it. Generation X works a bit different I think.
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                                                        • bausch
                                                          Confirmed User
                                                          • Jul 2006
                                                          • 3017
                                                          #15
                                                          Originally posted by WWC-Raffi
                                                          Lease all your cars...every 3 years, give it back...tax deduction, no worries of car problems and deprecation.....i havent been to a mechanic for almost 15 years
                                                          For webmasters who work from home and never have meetings or never has ANY business lunches (I'm talking about myself) how would I get away leasing a car as a tax deduction if I don't have to go anywhere for business reasons?

                                                            Comment

                                                            • Alky
                                                              Confirmed User
                                                              • Apr 2002
                                                              • 5651
                                                              #16
                                                              Better question is why not buy something you like?

                                                              Are you that big of a tight ass that you can't spend some money that you work hard for on things that you like?

                                                                Comment

                                                                • KRL
                                                                  Entrepreneur
                                                                  • Oct 2002
                                                                  • 31429
                                                                  #17
                                                                  Nothing with buying pre-owned. You can get great deals on them now. Dealer lots are loaded down with excess inventory.

                                                                  Just have to get one that was perfectly maintained and care for, non-smoke, no kids, no dogs pissed in it, etc.

                                                                  There's also the collectors market where you can buy classics that are like investing in antiques.
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                                                                    • d00t
                                                                      Confirmed User
                                                                      • Sep 2002
                                                                      • 3766
                                                                      #18
                                                                      Originally posted by bausch
                                                                      For webmasters who work from home and never have meetings or never has ANY business lunches (I'm talking about myself) how would I get away leasing a car as a tax deduction if I don't have to go anywhere for business reasons?
                                                                      - restocking the staff beer fridge
                                                                      - office supplies
                                                                      - transport to the business meeting with your buddies
                                                                      - transport to the business meeting with the potential model (which happends to be your current gf)
                                                                      - checking mail
                                                                      - many others

                                                                      you need to get creative

                                                                        Comment

                                                                        • JD
                                                                          Too lazy to set a custom title
                                                                          • Sep 2003
                                                                          • 22651
                                                                          #19
                                                                          Originally posted by DamageX
                                                                          It will cost you a grand per year tops, in insurance and maintenance/repairs.
                                                                          yeah, but the car sucks and tbh, if I was doing $100k/year take home you can bet your sweet ass there'd be 40-50k worth of car in my driveway

                                                                            Comment

                                                                            • bausch
                                                                              Confirmed User
                                                                              • Jul 2006
                                                                              • 3017
                                                                              #20
                                                                              Originally posted by d00t
                                                                              - restocking the staff beer fridge
                                                                              - office supplies
                                                                              - transport to the business meeting with your buddies
                                                                              - transport to the business meeting with the potential model (which happends to be your current gf)
                                                                              - checking mail
                                                                              - many others

                                                                              you need to get creative
                                                                              Yea but don't you have to keep really accurate mileage records like everytime you go to a "business meeting"? And what if you get audited and the IRS asks "who" you had this "business meeting" with?

                                                                              I would crap in my pants

                                                                                Comment

                                                                                • Magix
                                                                                  Confirmed User
                                                                                  • Jun 2006
                                                                                  • 2616
                                                                                  #21
                                                                                  buy a used car !! that's all 6 month old car is the best to buy and it still be like new one ...
                                                                                  PSD to HTML/XHTML/CSS Services

                                                                                    Comment

                                                                                    • DWB
                                                                                      Registered User
                                                                                      • Jul 2003
                                                                                      • 31779
                                                                                      #22
                                                                                      Originally posted by WWC-Raffi
                                                                                      Lease all your cars...every 3 years, give it back...tax deduction, no worries of car problems and deprecation.....i havent been to a mechanic for almost 15 years
                                                                                      I concur.

                                                                                        Comment

                                                                                        • DWB
                                                                                          Registered User
                                                                                          • Jul 2003
                                                                                          • 31779
                                                                                          #23
                                                                                          Originally posted by bausch
                                                                                          For webmasters who work from home and never have meetings or never has ANY business lunches (I'm talking about myself) how would I get away leasing a car as a tax deduction if I don't have to go anywhere for business reasons?
                                                                                          You don't take TGP owners and program owners out to dinner and a good time when they come through town? Don't take them out for drinks? Don't go to the store to buy office supplies? Don't meet with people you MIGHT do business with someday?

                                                                                          Think it through.... you will figure it out.

                                                                                            Comment

                                                                                            • Antonio
                                                                                              Too lazy to set a custom title
                                                                                              • Oct 2001
                                                                                              • 14136
                                                                                              #24
                                                                                              Originally posted by MrMaxwell
                                                                                              Follow the 10% rule I came up with. Your automobile should not cost more than 10% of your annual income. That means if you make 100 grand you buy a $10,000 car.... extreme idea, I know, but it use to be:
                                                                                              Common sense!

                                                                                              you got it all wrong, its called the 90% rule - if you make 20k a year you buy a car that costs 18k, if you don't believe me ask all the black guys that live in this country

                                                                                                Comment

                                                                                                • MikeSmoke
                                                                                                  Confirmed User
                                                                                                  • Nov 2002
                                                                                                  • 3241
                                                                                                  #25
                                                                                                  I don't put that much mileage on my car, so five years ago i bought a low-mileage 1998 eclipse turbo convertible that would have cost me twice as much if it was new...it's now eight years old, looks great, runs great, and still only has 60K on it.
                                                                                                  It's a personal decision based on your lifestyle etc., but there's a lot to be said for not buying new, whether it's leasing or buying used.

                                                                                                  icq: 541-739-92

                                                                                                    Comment

                                                                                                    • d00t
                                                                                                      Confirmed User
                                                                                                      • Sep 2002
                                                                                                      • 3766
                                                                                                      #26
                                                                                                      Originally posted by bausch
                                                                                                      Yea but don't you have to keep really accurate mileage records like everytime you go to a "business meeting"? And what if you get audited and the IRS asks "who" you had this "business meeting" with?

                                                                                                      I would crap in my pants
                                                                                                      yeah you do need to keep logs of the trips - a small price to pay.

                                                                                                      ask the IRS officer what they had for lunch on Thursday April 21, 2005 - there is no way you can be expected to remember this sort of junk - you're a busy professional with a lot on your mind like making $$$ so you can pay your tax bill

                                                                                                        Comment

                                                                                                        • bausch
                                                                                                          Confirmed User
                                                                                                          • Jul 2006
                                                                                                          • 3017
                                                                                                          #27
                                                                                                          Originally posted by d00t
                                                                                                          yeah you do need to keep logs of the trips - a small price to pay.

                                                                                                          ask the IRS officer what they had for lunch on Thursday April 21, 2005 - there is no way you can be expected to remember this sort of junk - you're a busy professional with a lot on your mind like making $$$ so you can pay your tax bill
                                                                                                          True... that makes sense

                                                                                                          To the topic starter. If you don't want to buy a brand new car I highly suggest buying a certified pre-owned benz or bmw, if its only a few years old and looks just as good as new. I don't think anyone can tell because the cars are in immaculate condition.

                                                                                                            Comment

                                                                                                            • MrMaxwell
                                                                                                              Too lazy to set a custom title
                                                                                                              • Jul 2005
                                                                                                              • 10057
                                                                                                              #28
                                                                                                              Originally posted by SPeRMiNaToR
                                                                                                              thats dumb. so someone making $100k/yr should drive a 95 accord? gimmie a fucking break

                                                                                                              You're dumb for saying that what I said is dumb.

                                                                                                                Comment

                                                                                                                • MrMaxwell
                                                                                                                  Too lazy to set a custom title
                                                                                                                  • Jul 2005
                                                                                                                  • 10057
                                                                                                                  #29
                                                                                                                  Originally posted by SPeRMiNaToR
                                                                                                                  yeah, but the car sucks and tbh, if I was doing $100k/year take home you can bet your sweet ass there'd be 40-50k worth of car in my driveway


                                                                                                                  And of course you'd spend another 20 every year trading it back in
                                                                                                                  I know your type real well

                                                                                                                  The intelligent man will save and invest the 50k and the 20k per year and in a decade or so he'll have an extra, what, 1M+++ sitting around while you are still playing with yourself in your 50k automobiles


                                                                                                                  I'm handsome enough that I don't have to buy status automobiles.. so long as it has a V8, cold a/c and starts up and drives reliably I am happy and fine.

                                                                                                                    Comment

                                                                                                                    • gangbangjoe
                                                                                                                      Ronin
                                                                                                                      • May 2004
                                                                                                                      • 17693
                                                                                                                      #30
                                                                                                                      Originally posted by MrMaxwell
                                                                                                                      And of course you'd spend another 20 every year trading it back in
                                                                                                                      I know your type real well

                                                                                                                      The intelligent man will save and invest the 50k and the 20k per year and in a decade or so he'll have an extra, what, 1M+++ sitting around while you are still playing with yourself in your 50k automobiles


                                                                                                                      I'm handsome enough that I don't have to buy status automobiles.. so long as it has a V8, cold a/c and starts up and drives reliably I am happy and fine.

                                                                                                                      a v8????


                                                                                                                      in germany you would have to pay atleast 25k to get a good v8

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                                                                                                                        • VicD
                                                                                                                          ICQ: 304-611-162
                                                                                                                          • Feb 2005
                                                                                                                          • 13245
                                                                                                                          #31
                                                                                                                          If you can afford it, buy it, if you can't don't buy it

                                                                                                                            Comment

                                                                                                                            • free4porn
                                                                                                                              Confirmed User
                                                                                                                              • Jun 2005
                                                                                                                              • 4654
                                                                                                                              #32
                                                                                                                              pick one up thats a few years old, that way you get a good saving usually!
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                                                                                                                                • Quotealex
                                                                                                                                  Confirmed User
                                                                                                                                  • Sep 2001
                                                                                                                                  • 6265
                                                                                                                                  #33
                                                                                                                                  Originally posted by MrMaxwell
                                                                                                                                  Follow the 10% rule I came up with. Your automobile should not cost more than 10% of your annual income. That means if you make 100 grand you buy a $10,000 car.... extreme idea, I know, but it use to be:
                                                                                                                                  Common sense!
                                                                                                                                  If you lease, the 10% rule should be no problem;)

                                                                                                                                    Comment

                                                                                                                                    • Quotealex
                                                                                                                                      Confirmed User
                                                                                                                                      • Sep 2001
                                                                                                                                      • 6265
                                                                                                                                      #34
                                                                                                                                      Originally posted by SPeRMiNaToR
                                                                                                                                      thats dumb. so someone making $100k/yr should drive a 95 accord? gimmie a fucking break
                                                                                                                                      No one says you can't amortize the payment over a few years. Couldn't you borrow money from a bank or the car manufacturer and pay $10,000 per year for 5 years if you're making $100,000/year!

                                                                                                                                        Comment

                                                                                                                                        • BlueDesignStudios
                                                                                                                                          Confirmed User
                                                                                                                                          • Feb 2003
                                                                                                                                          • 9492
                                                                                                                                          #35
                                                                                                                                          Originally posted by MrMaxwell
                                                                                                                                          Follow the 10% rule I came up with. Your automobile should not cost more than 10% of your annual income. That means if you make 100 grand you buy a $10,000 car.... extreme idea, I know, but it use to be:
                                                                                                                                          Common sense!
                                                                                                                                          I prefer the 100% rule

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                                                                                                                                            • MrMaxwell
                                                                                                                                              Too lazy to set a custom title
                                                                                                                                              • Jul 2005
                                                                                                                                              • 10057
                                                                                                                                              #36
                                                                                                                                              Originally posted by Alex from Montreal
                                                                                                                                              No one says you can't amortize the payment over a few years. Couldn't you borrow money from a bank or the car manufacturer and pay $10,000 per year for 5 years if you're making $100,000/year!

                                                                                                                                              Good thinking.. but unfortunately, then, you not only own a largesized liability but while it sits there depreciating you're paying interest on the money you've got out on the automobile....

                                                                                                                                              Paying interest on money you have tied up in a depreciating liability, that's not a good thing
                                                                                                                                              The rule says that your car should cost 10% of your income - not on an ongoing basis, just one time, just once.

                                                                                                                                              See.

                                                                                                                                                Comment

                                                                                                                                                • MrMaxwell
                                                                                                                                                  Too lazy to set a custom title
                                                                                                                                                  • Jul 2005
                                                                                                                                                  • 10057
                                                                                                                                                  #37
                                                                                                                                                  Originally posted by gangbangjoe
                                                                                                                                                  a v8????


                                                                                                                                                  in germany you would have to pay atleast 25k to get a good v8

                                                                                                                                                  I wouldn't!

                                                                                                                                                    Comment

                                                                                                                                                    • BlackCrayon
                                                                                                                                                      Too lazy to set a custom title
                                                                                                                                                      • Jun 2003
                                                                                                                                                      • 19634
                                                                                                                                                      #38
                                                                                                                                                      Originally posted by gangbangjoe
                                                                                                                                                      a v8????


                                                                                                                                                      in germany you would have to pay atleast 25k to get a good v8
                                                                                                                                                      not if you buy used like he suggests. i drive an 83 monte carlo. i love that car. though i guess in europe its always been about small cars, so i could be wrong.
                                                                                                                                                      Last edited by BlackCrayon; 08-21-2006, 04:30 AM.
                                                                                                                                                      you don't know you're wearing a leash if you sit by the peg all day..

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                                                                                                                                                        • Manowar
                                                                                                                                                          jellyfish  
                                                                                                                                                          • Dec 2003
                                                                                                                                                          • 71528
                                                                                                                                                          #39
                                                                                                                                                          depends on your own situation

                                                                                                                                                            Comment

                                                                                                                                                            • georgeyw
                                                                                                                                                              58008 53773
                                                                                                                                                              • Jul 2005
                                                                                                                                                              • 9865
                                                                                                                                                              #40
                                                                                                                                                              Originally posted by WiredGuy
                                                                                                                                                              I don't want to deal with repairs. Cars in their first 2 years very rarely need anything more than an oil change.
                                                                                                                                                              WG
                                                                                                                                                              2 years? What exactly are you doing to your cars?

                                                                                                                                                              That's a complete myth unless of course you run the car into the ground. Modern engines should last for a very very long time and should always just start with no fuss.
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                                                                                                                                                                • polish_aristocrat
                                                                                                                                                                  Too lazy to set a custom title
                                                                                                                                                                  • Jul 2002
                                                                                                                                                                  • 40377
                                                                                                                                                                  #41
                                                                                                                                                                  Originally posted by Manowar
                                                                                                                                                                  depends on your own situation
                                                                                                                                                                  best answer so far
                                                                                                                                                                  I don't use ICQ anymore.

                                                                                                                                                                    Comment

                                                                                                                                                                    • Viper2K1
                                                                                                                                                                      Confirmed User
                                                                                                                                                                      • Aug 2001
                                                                                                                                                                      • 1006
                                                                                                                                                                      #42
                                                                                                                                                                      I'm not into pre-owned cars, even if that would save a nice amount of $$$

                                                                                                                                                                      I want my ride to be EXACTLY as I want it, i mean i want to pick all the colors, type of gearbox, small extras that I really need such as heated seats etc
                                                                                                                                                                      Let's say you get extremely lucky and find a car that meets 95% of what you wanted. Then there's the problem is the mileage you see for real, or did they have it tweaked. How did the previous owner ride that thing (if you currently drive a leased car, you know you don't really go easy on them ... well most of you don't hehe) etc etc

                                                                                                                                                                      The 10% "rule" is kinda hard, my car costed 30% of what I made at that time
                                                                                                                                                                      Spank me
                                                                                                                                                                      Dude, where's my traffic?

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                                                                                                                                                                        • MrMaxwell
                                                                                                                                                                          Too lazy to set a custom title
                                                                                                                                                                          • Jul 2005
                                                                                                                                                                          • 10057
                                                                                                                                                                          #43
                                                                                                                                                                          Originally posted by Viper2K1
                                                                                                                                                                          I'm not into pre-owned cars, even if that would save a nice amount of $$$

                                                                                                                                                                          I want my ride to be EXACTLY as I want it, i mean i want to pick all the colors, type of gearbox, small extras that I really need such as heated seats etc
                                                                                                                                                                          Let's say you get extremely lucky and find a car that meets 95% of what you wanted. Then there's the problem is the mileage you see for real, or did they have it tweaked. How did the previous owner ride that thing (if you currently drive a leased car, you know you don't really go easy on them ... well most of you don't hehe) etc etc

                                                                                                                                                                          The 10% "rule" is kinda hard, my car costed 30% of what I made at that time

                                                                                                                                                                          I don't need to be that selective even when it comes to a housegirl.. next time I have a housegirl or two all that matters is that she has a body I like, a voice I like and a good cooking and sucking

                                                                                                                                                                          The next Cadillac I buy all I care about is that it is dark colored in and out and keeps me cool and always starts.
                                                                                                                                                                          A 1991 Seville is fine for me really
                                                                                                                                                                          Driving a 1990 and a 1994 right now.. bought the 1994 STS for that 300HP Northstar, was planning on building the motor a bit for more power, but I'm selling it soon any way


                                                                                                                                                                          When I am wealthy again I probably will buy a 2-3 year old Cadillac and a 4-5 year old Bentley. I always have wanted a Bentley.
                                                                                                                                                                          Actually the 1999 or 2000 I think they are Rolls Royce are real damned sexy

                                                                                                                                                                            Comment

                                                                                                                                                                            • MrMaxwell
                                                                                                                                                                              Too lazy to set a custom title
                                                                                                                                                                              • Jul 2005
                                                                                                                                                                              • 10057
                                                                                                                                                                              #44

                                                                                                                                                                              This is what I will have once I am wealthy again,
                                                                                                                                                                              Sexy ass car it is damn it sure is
                                                                                                                                                                              http://cgi.ebay.com/ebaymotors/04-4D...mZ330019893956

                                                                                                                                                                                Comment

                                                                                                                                                                                • Sosa
                                                                                                                                                                                  In Tushy Land
                                                                                                                                                                                  • Oct 2002
                                                                                                                                                                                  • 40149
                                                                                                                                                                                  #45
                                                                                                                                                                                  The next car I buy for myself will be leased under my company.

                                                                                                                                                                                    Comment

                                                                                                                                                                                    • yys
                                                                                                                                                                                      Confirmed User
                                                                                                                                                                                      • Aug 2001
                                                                                                                                                                                      • 1922
                                                                                                                                                                                      #46
                                                                                                                                                                                      Originally posted by d00t
                                                                                                                                                                                      - restocking the staff beer fridge
                                                                                                                                                                                      - office supplies
                                                                                                                                                                                      - transport to the business meeting with your buddies
                                                                                                                                                                                      - transport to the business meeting with the potential model (which happends to be your current gf)
                                                                                                                                                                                      - checking mail
                                                                                                                                                                                      - many others

                                                                                                                                                                                      you need to get creative

                                                                                                                                                                                      Yeah just get creative.

                                                                                                                                                                                      I have a friend who owns a construction company who would write off his dog food as a security expense; he had a home office. He was audited and it was deemed a legit expense.

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                                                                                                                                                                                        • cranki
                                                                                                                                                                                          Confirmed User
                                                                                                                                                                                          • Feb 2005
                                                                                                                                                                                          • 5162
                                                                                                                                                                                          #47
                                                                                                                                                                                          I just read recently that as you drive your new car outta the dealer's gates, it loses x% (don't know the amount, but shocked me) of it's original value.

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                                                                                                                                                                                            • HpicAnn
                                                                                                                                                                                              Confirmed User
                                                                                                                                                                                              • Mar 2005
                                                                                                                                                                                              • 4319
                                                                                                                                                                                              #48
                                                                                                                                                                                              It is for me!
                                                                                                                                                                                              GiVe YoU a BiG......... tImE


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                                                                                                                                                                                                • latinasojourn
                                                                                                                                                                                                  Confirmed User
                                                                                                                                                                                                  • Oct 2003
                                                                                                                                                                                                  • 3191
                                                                                                                                                                                                  #49
                                                                                                                                                                                                  Originally posted by cranki
                                                                                                                                                                                                  I just read recently that as you drive your new car outta the dealer's gates, it loses x% (don't know the amount, but shocked me) of it's original value.

                                                                                                                                                                                                  i love all the pix of the guys with their fancy expensive cars sitting in driveways of modest houses, in areas of multi family dwellings.

                                                                                                                                                                                                  to get an estate you should put your money into appreciating assests.

                                                                                                                                                                                                  and then (after some time) you can put the beemer in the driveway of the big house.

                                                                                                                                                                                                  but if you piss your $ away in your formative working years and do not buy property you will miss out bigtime later in life.

                                                                                                                                                                                                  that said, the only vehicles i buy new are sportbikes. and i like high end cars about 4-5 years old, priced about 50% of msrp with 98% of the prestige, utility, and reliablility.

                                                                                                                                                                                                  pick a body style that is still current in 2006-7 so the neighbors don't know and keep your mouth shut.

                                                                                                                                                                                                  clue: S series MB 2001, etc.

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                                                                                                                                                                                                    • woj
                                                                                                                                                                                                      <&(©¿©)&>
                                                                                                                                                                                                      • Jul 2002
                                                                                                                                                                                                      • 47880
                                                                                                                                                                                                      #50
                                                                                                                                                                                                      Originally posted by MrMaxwell
                                                                                                                                                                                                      Follow the 10% rule I came up with. Your automobile should not cost more than 10% of your annual income. That means if you make 100 grand you buy a $10,000 car.... extreme idea, I know, but it use to be:
                                                                                                                                                                                                      Common sense!
                                                                                                                                                                                                      I think the rule makes more sense if it's a % of your net worth...10% is probably, low, but tieing up more than 20% of your wealth in something that depreciates in value doesn't make any sense...
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