Prosper.com - Anybody use it?

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  • zigx
    Confirmed User
    • Sep 2003
    • 1430
    #1

    Prosper.com - Anybody use it?

    I have a few friends who have been making OK money from prosper...

    was just curious if any of u guys use it? www.prosper.com
    _,.:'`- Club JK . com --> 60% payouts
    RSS, Hosteds, POTD, Your Mother, etc... CCBill
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    • Crynos
      Confirmed User
      • Jul 2006
      • 283
      #2
      Looks interesting, although unsure if id trust putting my money there

        Comment

        • zigx
          Confirmed User
          • Sep 2003
          • 1430
          #3
          it is a little fragile feeling but here are a few good points:
          • You can select a collection agency and use them if your borrower goes bad on a payment. they of course charge a fee
          • There is a credit score along with other items such as "owns a house" , etc that u can use to judge people
          • The minimum bid is $50 bucks.... so if you get a guy who seems really high risk u can put a few bucsk on him @ a high int rate and then a few more bucks on a guy with great credit and history -- that way u kinda diversify the risk.


          Im going to try it out a little bit and maybe start with 1k.
          _,.:'`- Club JK . com --> 60% payouts
          RSS, Hosteds, POTD, Your Mother, etc... CCBill

            Comment

            • poisson
              Confirmed User
              • Mar 2003
              • 6474
              #4
              wow, looks good

                Comment

                • babymaker
                  Confirmed User
                  • Jan 2004
                  • 4751
                  #5
                  i was going to try and borrow some money but my stupid state has the interest capped at 6% so no one is going to risk and internet loan for that...........

                  ICQ 293125596

                    Comment

                    • woj
                      <&(©¿©)&>
                      • Jul 2002
                      • 47880
                      #6
                      yea, pretty interesting, bump for some other opinions...
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                        Comment

                        • XPorn
                          Confirmed User
                          • May 2003
                          • 912
                          #7
                          I use it....over 30 loans in my acct right now...making 16.7%

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                            Comment

                            • Adult Warden
                              So Fucking Banned
                              • Jul 2006
                              • 1822
                              #8
                              It works good...Just spread your money out over multiple loans...Less risk obviously :-P

                              Works good borrowing money too

                                Comment

                                • tony299
                                  lurker
                                  • Aug 2002
                                  • 57021
                                  #9
                                  man thats cool i could use about 15 grand get rid of some high interest credit cards

                                    Comment

                                    • Adult Warden
                                      So Fucking Banned
                                      • Jul 2006
                                      • 1822
                                      #10
                                      Originally posted by tony404
                                      man thats cool i could use about 15 grand get rid of some high interest credit cards
                                      Works great...Less bullshit on normal loans...Less crap to go thru

                                        Comment

                                        • UCH
                                          Registered User
                                          • Jul 2006
                                          • 98
                                          #11
                                          I have used it. Made a few hundred dollars loaning people money. Nothing big yet.
                                          Hello World!

                                            Comment

                                            • zigx
                                              Confirmed User
                                              • Sep 2003
                                              • 1430
                                              #12
                                              man the bidding gets crazy i have been outbid on a ton of loan already
                                              _,.:'`- Club JK . com --> 60% payouts
                                              RSS, Hosteds, POTD, Your Mother, etc... CCBill

                                                Comment

                                                • Brujah
                                                  Beer Money Baron
                                                  • Jan 2001
                                                  • 22157
                                                  #13
                                                  Interesting. Do they have an affiliate program?

                                                  As to lending tho, I think I could get an insanely higher return with domain names.

                                                    Comment

                                                    • Nazgrel
                                                      Confirmed User
                                                      • Jun 2005
                                                      • 724
                                                      #14
                                                      There is no affiliate program, but you can make $ from setting up a group and recruiting ppl to it.
                                                      [email protected]

                                                        Comment

                                                        • zigx
                                                          Confirmed User
                                                          • Sep 2003
                                                          • 1430
                                                          #15
                                                          been using it since the start of this thread...

                                                          ave int rate is 11.1% for me... nobody has missed a single payment.
                                                          _,.:'`- Club JK . com --> 60% payouts
                                                          RSS, Hosteds, POTD, Your Mother, etc... CCBill

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