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Old 03-08-2006, 06:10 PM   #1
PostWhore
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Credit History question!

My credit score is 784, and i got one bill for 280 which i did not pay, how much is it going to fuck up my history?
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Old 03-08-2006, 06:13 PM   #2
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The 784 is your fico score from one agency.
Now that 280.00 bill will hit your credit reports and be reflected across all three dropping your score down a bit. I do assure you that it will end up costing you a whole fucking lot more than 280.00 in extra interest and whatnot over the next five years.
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Old 03-08-2006, 06:14 PM   #3
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that's a very high credit score......are you able to pay the $280?

I doubt it will bring you down much, but your score will suffer if it goes into collections.
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Old 03-08-2006, 06:14 PM   #4
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Quote:
Originally Posted by PostWhore
My credit score is 784, and i got one bill for 280 which i did not pay, how much is it going to fuck up my history?
A 90 day late within the last year could cost you about 40 points.

A chargeoff could be as much as 100 points.
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Old 03-08-2006, 06:17 PM   #5
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lol , can afford to pay it, it is just an unjust charge !
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Old 03-08-2006, 06:19 PM   #6
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lol , can afford to pay it, it is just an unjust charge !
Pay the bill with a check. In the note write paid under protest. Then fight it in small claims. At least that way your credit is not hashed.
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Old 03-08-2006, 06:24 PM   #7
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can i write in a memo "fuck you" ??
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