meaning bonds stocks etc? I dont see that as savings esp when its high risk. But thats just imho...
canada they have RRSP's and other various safe stocks that you can invest in - plus I also have other funds I divide my money into eg. college fund for kids
I try to do 10%, but I havent been doing that as of late.
But I dont put it into a savings account and let it rot. I usually let it sit in an account until I get enough to buy a 1 oz gold bar or two at apmex.com, then I place the order and have it delivered. When it comes, it goes to my secret hiding place.
When the big money was rolling in I actually played in smart and put the majority away and invested (though some investments lost me several tens of thousands of dollars, so I guess it wasn't so smart.....). Now that I'm focusing on school and some other investing, I'm taking money OUT of that savings. Makes me nervous as hell but at least it's there
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