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Old 07-28-2005, 08:31 AM   #1
Mr. Mike
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Why don't billing processors provide direct deposit?

Seriously, is it more paperwork and so wires are cheaper? Direct deposit is free on the banks end, so why not?

Every damn wire is 15 bucks plus another 15 from the bank. Thats 120 a month. Not much at all but damn, its a decent dinner that I wouldnt mind having.

WHY costly wires and not free direct deposit?
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Old 07-28-2005, 09:03 AM   #2
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Corvette? Anyone? I know theres a reason!
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Old 07-28-2005, 09:04 AM   #3
E Guru
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Because direct deposite is for pussies
Real men use wires
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Old 07-28-2005, 09:06 AM   #4
Mr. Mike
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Quote:
Originally Posted by E Guru
Because direct deposite is for pussies
Real men use wires
I guess real men can't spell either.
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Old 07-28-2005, 09:40 AM   #5
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Old 07-28-2005, 09:43 AM   #6
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Direct Deposit would be nice, faster too. Not that wires don't come in quickly now, just DD is faster and cheaper. Over a year that is a lot of money saved.
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Old 07-28-2005, 09:46 AM   #7
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because the way big companies move money is a way in itself they make money.

sweeeeep
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Old 07-28-2005, 10:01 AM   #8
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Mr. Mike

You get daily direct deposits with MID merchant accounts.

Add that to lower rates and improving your profit margin it may be something to consider ;)

Give me a shout if you want more details
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Old 07-28-2005, 10:35 AM   #9
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if youre whining over 30 bucks youre in the wrong biz
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Old 07-28-2005, 11:21 AM   #10
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Well it isn't always just 30$ . . . for us, with 2 billing companies paying out weekly. Thats 60$ / week. Our paycom wires usually come in pairs (im not sure why) . .so usually thats 3 wires / week. We get charged by our bank for incoming wires (lame) and the billing companies take their cut too. This really adds up.

It's not like the wire fees are going to break our bank or anything, but I can think of better ways to spend that 300-400+ / month.

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Old 07-28-2005, 11:54 AM   #11
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Quote:
Originally Posted by thinkx
if youre whining over 30 bucks youre in the wrong biz
Its not 30 bucks. Im not whining, I asked a question. And only a loser would pass up the chance to save a few bucks. Gimme a break, you probably have a ford in your driveway, if you even have a driveway.
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Old 07-28-2005, 11:55 AM   #12
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Originally Posted by dicknixon
Well it isn't always just 30$ . . . for us, with 2 billing companies paying out weekly. Thats 60$ / week. Our paycom wires usually come in pairs (im not sure why) . .so usually thats 3 wires / week. We get charged by our bank for incoming wires (lame) and the billing companies take their cut too. This really adds up.

It's not like the wire fees are going to break our bank or anything, but I can think of better ways to spend that 300-400+ / month.

Exactly, thank you. 2 billing companies and 3 sponsors who do wires, thats hunderds a month for me.
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Old 07-28-2005, 12:02 PM   #13
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Quote:
Originally Posted by thinkx
if youre whining over 30 bucks youre in the wrong biz
If you get 5-10 deposits a week like that it adds up .. even the bigger businesses try to limit costs of opreation . nothing wrong with that
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Old 07-28-2005, 01:37 PM   #14
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Wise businessmen always examine costs, its why they stay in business!
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Old 07-28-2005, 01:56 PM   #15
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Quote:
Originally Posted by thinkx
if youre whining over 30 bucks youre in the wrong biz
That's a lame attitude. Its called being efficient. Why spend $120 a month when you can spend $0? I used to pay someone via Western Union and it drove me nuts because so much money was wasted every payment.

You must wipe your ass with hundred dollar bills if you wouldn't like an extra $1k a year.
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