My emergency $$$ is hidden in an ING savings account earning 3.15%

Better to keep an emergency supply of food and water in your house, but that's another story :)

You can do better: http://www.emigrantdirect.com is paying 3.5%! (that's where my REAL hardcore emergency money is).

I also keep water and food in the basement. I am ready for the revolution :thumbsup

How long does http://www.emigrantdirect.com/ hold your money for before you get a %? I think ING is around 10 days.

They get your money, send you a letter and then you verify the info online. From what I can tell, your interest starts as soon as you verify, possibly as soon as they get the money though. I think ING does the same, you just can't make withdrawals for 10 days? Capital One is usually .10% higher than ING too but they haven't raised their rates after ING raised theirs.

I used to keep about 3-4 months living expenses on hand, now I just keep a couple hundred available. I really don't foresee any situation where I would need mass amounts of cash.

For all of you mentioning fire boxes... you do realize that most of them would never withstand the heat and length of a real house fire, right?

Just like burglers - if my house catches on fire, losing $4K in cash is going to be the very least of my worries. :(

Then you risk losing it.

Well.. you could always stash it in a locker at the bus depot or train station. Still some risk, but not as much as keeping it in your house or burying it I'd say.

My mom does, she keeps it in the house in the form of $100 bills and savings bonds under my name. I only keep about $400 in my own private stash.
WG

Yes, I keep it in a wall safe in my office along with important documents, my passport, etc.

There are risks no matter what you decide to do.

Simple solution: never "store" more than you're willing to lose.

I am working on it :)

lol, what are you dude, a drug dealer? The bus depot? The cash and bonds I keep in my house in insured in case of theft or fire like everything else.

Exactly. And I don't :)

Yeah, someone would have a hard time getting through my house without the neighbors hearing my dogs make quite a commotion (they have a doggie door, aren't friendly with strangers and are quite loud when one is present:))

I've got 3K stashed, never thought about the 1s and 5s thing. I need to break some bills :upsidedow

i hide 20k in my ass

Of course. I have 2k usd and $10 cdn. ;)

I keep $5k hidden. I consider it more of a "secret stash" from my wife, but I guess it could be used in emergencies.

I've got an emergency roll of tokens for the arcade hidden in my top dresser drawer.

I keep a vault in my house where I keep some amount of money and other important things.

i don't stash anything but the other day i found about $200 canadian dollars in an old wallet from when i moved here

figure i'll take it back on my next trip *shrug*

Whenever I am out of cash I call up the "Bank of Cameron"

My most infamous line ever
"Cam Pay The Man!"

LOL!

DH

That's funny, I heard Mike's emergency bank is the Bank of DH :)
WG

Fire proof safe?

one million dollars in the broiler , we grill alot so its safe lol

So, when are you guys having us over for dinner? Pay no attention to me bringing an empty suitcase and leaving with it full. :winkwink:

i keep about $800 for emergencies

I have AaronM's Paypal account info. That is enough emergency stash for me

I don't think it's really necessary these days

I feel on that one brotha. :thumbsup

Peaches, out of old habits or being lazy cash is around in a vase. My husband laughs about it.

Last week, it saved his ass. I didn?t pay a parking ticket and there was a knock on the door. They were going to take him to jail for a parking ticket (5.00 plus fines =106.00) that I didn?t pay. He called me on my cell wondering where the checkbooks were kept and I told him exact same place for years but it if you can?t find them, raid my vase.

He told me that we saved 45.00 paying in cash and then got on me for not paying the parking ticket? :upsidedow

I stuff my mattress with cash.

LOL! See, perfect example :)

Well...."freezer cash" was not intended to overcome banking emergencies...it was more about not depositing it in the bank. We are not talking about a small stash here....from what I remember there was enough money in that freezer to buy most small islands!!! :)


--T

Do Sparkletts bottles filled with coins and paper count?

Atm i have no cash, let alone a stash, hell i'm tryin to figure out how the hell to even get some smokes so i don't completely lose it :Oh crap

ahh the life of a programmer

Very true, lol! I knew SOMEONE would remember :) People worried about my $4K going up in flames/being stolen would shit if they knew the freezer cash amount :thumbsup

This good friend of mine recently started going through a divorce. His soon to be former wife launched the divorce on him and he was clueless it was happening until it was too late. He kept 175-200k USD(!) in his safe at home and his wife made off with that. She cleaned out the checking acct (another 35k) and the savings acct (10k). She even took cash advances on all the credit cards to the max. All the direct debit charges from the mortgage to his FPL electric bill bounced due to NSF.

Another friend of mine had 12k taken from his house by his drug addict son in law during a visit.

If you plan on keeping cash as security, keep it secret and keep it safe from your family. Your more likely to have it taken by a family member then by a burglar.

My family members have a LOT more money than me - I'm not worried. Hell, most of them know where it is in case something happens to me. :)

hmmmm

now i am wondering whose house will be robbed? :winkwink: