Are most of the houses in Florida insured? - GoFuckYourself.com

[PG] · 07-08-2005, 02:39 PM

how hard is it to get hurricane insurance? do they cover "natural disasters"?

Jensen · 07-08-2005, 02:40 PM

must be fun to be in insurance in the states.. so much fucked up weather

WiredGuy · 07-08-2005, 02:51 PM

I would hope so, why take the gamble on property in a state like Florida when you're pounded every year?
WG

MattO · 07-08-2005, 02:54 PM

I pay a good chunk of cash a month for my insurance. It was a bitch last year because I started buying my house last summer and had to wait a couple months to close since you can't get insurance when there's an active hurricaine. The waiting was brutal.

sperbonzo · 07-08-2005, 02:59 PM

you can get hurricaine insurance, but it is expensive, and there is usually a $10,000 deductable. And if you are in "zone 1" (right on the ocean or the intercoastal), the cost goes WAY up, or sometimes you just can't get insured at all.

You can get flood insurance though,

In fact you have to, in order to get a mortgage in most areas of south florida (since we are only about 2 to 6 feet above sea level)....and that's usually where most of the damage comes from in a storm anyway.

07-08-2005, 02:39 PM	#1
[PG] Registered User Join Date: May 2003 Posts: 38	Are most of the houses in Florida insured? how hard is it to get hurricane insurance? do they cover "natural disasters"?

07-08-2005, 02:51 PM	#3
WiredGuy Pounding Googlebot Industry Role: Join Date: Aug 2002 Location: Canada Posts: 34,485	I would hope so, why take the gamble on property in a state like Florida when you're pounded every year? WG __________________ I play with Google.

07-08-2005, 02:59 PM	#5
sperbonzo I'd rather be on my boat. Industry Role: Join Date: May 2003 Location: Miami, FL Posts: 9,748	you can get hurricaine insurance, but it is expensive, and there is usually a $10,000 deductable. And if you are in "zone 1" (right on the ocean or the intercoastal), the cost goes WAY up, or sometimes you just can't get insured at all. You can get flood insurance though, In fact you have to, in order to get a mortgage in most areas of south florida (since we are only about 2 to 6 feet above sea level)....and that's usually where most of the damage comes from in a storm anyway. __________________ Michael Sperber / Acella Financial LLC/ Online Payment Processing [email protected] / http://Acellafinancial.com/ ICQ 177961090 / Tel +1 909 NET BILL / Skype msperber

07-08-2005, 02:40 PM	#2
Jensen Confirmed User Join Date: Apr 2001 Location: Norway Posts: 3,790	must be fun to be in insurance in the states.. so much fucked up weather

07-08-2005, 02:54 PM	#4
MattO The O is for Oohhh Join Date: Feb 2003 Location: AUSTIN TEJAS Posts: 10,861	I pay a good chunk of cash a month for my insurance. It was a bitch last year because I started buying my house last summer and had to wait a couple months to close since you can't get insurance when there's an active hurricaine. The waiting was brutal.