* * Offshore Merchant Account Needed. - GoFuckYourself.com

pornopenguin · 06-13-2005, 05:00 AM

I have a somewhat high risk non adult digital product idea
and wondered what the chargeback ratios for an offshore
merchant account as compared to an onshore one are. I
would assume they are more lenient but I am not able
to verify this. Can anyone recommend where I can
get one and for how much ?

thanks

Kimmykim · 06-13-2005, 07:32 AM

Visa AP (Asia Pacific) allows 2% CDC. Mastercard allows 1% across the board. If you aren't sure whether or not your idea is high risk or not, icq me and I'll be happy to tell you what parameters it should fall under.

101 6 9619

taibo · 06-13-2005, 08:08 AM

i can get you in touch with people who will answer/help you with your problem. email me [email protected]

vicki · 06-13-2005, 10:49 AM

pornpenguin

If you mean 'are chargeback numbers higher when you have an offshore merchant account vs a US based merc'
then the answer is - chargeback ratios depend on how well you explain your return/refund policy, how well you comply to that policy, and if you give access to customer support for your customers .. not so much where the merchant account is based from.

if you meant ' what are the card association allowances for offshore vs US based .. then kk is right, MC is across the board BUT there are some solutions where banks have risk management companies manage their high risk portfolios. When this happens (which is getting more and more common) then the risk-management companies may allow higher percentages while they work with you to lower them.

Having said that, discount rates for US based mercs will always be lower than offshore .. especially if your digital product doesn't happen to fall in the high-risk arena.

hit me up if you'd like more specific answers or have more questions

06-13-2005, 05:00 AM	#1
pornopenguin Registered User Join Date: Jan 2005 Posts: 69	* * Offshore Merchant Account Needed. I have a somewhat high risk non adult digital product idea and wondered what the chargeback ratios for an offshore merchant account as compared to an onshore one are. I would assume they are more lenient but I am not able to verify this. Can anyone recommend where I can get one and for how much ? thanks

06-13-2005, 10:49 AM	#4
vicki Confirmed User Industry Role: Join Date: Feb 2002 Location: Deep in the heart o' Texas Posts: 1,478	pornpenguin If you mean 'are chargeback numbers higher when you have an offshore merchant account vs a US based merc' then the answer is - chargeback ratios depend on how well you explain your return/refund policy, how well you comply to that policy, and if you give access to customer support for your customers .. not so much where the merchant account is based from. if you meant ' what are the card association allowances for offshore vs US based .. then kk is right, MC is across the board BUT there are some solutions where banks have risk management companies manage their high risk portfolios. When this happens (which is getting more and more common) then the risk-management companies may allow higher percentages while they work with you to lower them. Having said that, discount rates for US based mercs will always be lower than offshore .. especially if your digital product doesn't happen to fall in the high-risk arena. hit me up if you'd like more specific answers or have more questions __________________ If at first you do succeed - try to hide your astonishment. HR merchant accounts from 3.45% solid biz since 98 victoriakozub AT gmail.com skype: victoria.kozub \| ICQ: 74296746

06-13-2005, 07:32 AM	#2
Kimmykim bitchslapping zebras!!!!! Industry Role: Join Date: Jun 2001 Location: In a shack by the beach Posts: 16,015	Visa AP (Asia Pacific) allows 2% CDC. Mastercard allows 1% across the board. If you aren't sure whether or not your idea is high risk or not, icq me and I'll be happy to tell you what parameters it should fall under. 101 6 9619

06-13-2005, 08:08 AM	#3
taibo Confirmed User Join Date: May 2005 Posts: 3,720	i can get you in touch with people who will answer/help you with your problem. email me [email protected]