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Old 04-05-2005, 10:18 AM   #1
WiredGuy
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USD Credit Cards for Canadian Businesses - Recommendations?

As the subject says, I'm looking to replace my existing USD Credit Card from Royal Bank with a credit card that can actually provide a reasonable credit limit without surrending a large security deposit. Already tried Amex and they can't provide USD Credit Cards for Canadians, what other options are out there?

WG
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Old 04-05-2005, 10:44 AM   #2
FreeHugeMovies
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American Express Rewards Card?
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Old 04-05-2005, 10:57 AM   #3
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I had no trouble getting one from CIBC. But I have had a CAD$ VISA with them for a long time.
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Last edited by Paul Waters; 04-05-2005 at 10:57 AM.. Reason: spelling
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Old 04-05-2005, 11:34 AM   #4
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Originally Posted by FreeHugeMovies
American Express Rewards Card?
I called Amex this morning. They don't offer any US currency credit cards to Canadians.
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Old 04-05-2005, 11:46 AM   #5
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Quote:
Originally Posted by WiredGuy
I called Amex this morning. They don't offer any US currency credit cards to Canadians.
WG
Just get a u.s. postal address and then apply to a normal one like "capital one", they never make you be an american.. just that you live in the u.s. and either pass a credit check or pay deposit
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Old 04-05-2005, 12:07 PM   #6
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We use TD Canada trust. I have a U.S. Visa with them. The only thing that sucks is they don't have anything set up online to check account. Still has to be done by phone or at the branch.
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Old 04-05-2005, 12:10 PM   #7
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I got a CIBC one NP.
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Old 04-05-2005, 12:15 PM   #8
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Quote:
Originally Posted by WiredGuy
As the subject says, I'm looking to replace my existing USD Credit Card from Royal Bank with a credit card that can actually provide a reasonable credit limit without surrending a large security deposit. Already tried Amex and they can't provide USD Credit Cards for Canadians, what other options are out there?

WG

None really, you could open a US checking account and get a debit mastercard. I know in Niagara Falls they'll give them to just any canuck with a pulse.

From my experience US banks won't issue US credit cards or extend credit without a real US address and a US incorporation. Even then, they are pretty tight when dealing with "outsiders".
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Old 04-05-2005, 12:17 PM   #9
WiredGuy
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Originally Posted by SmokeyTheBear
Just get a u.s. postal address and then apply to a normal one like "capital one", they never make you be an american.. just that you live in the u.s. and either pass a credit check or pay deposit
I would love to do this, but I based on the online application form, you'd still need a SSN or a federal tax id for companies and I'm not willing to establish a US presence just for a credit card. At least that's the impression I got from the online form.

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