| rickholio |
03-08-2005 04:10 AM |
Quote:
Originally Posted by Mike33
I agree. Before I was of age to have a credit card I heard people warning me never to get one because I would fall into debt. If you're responsible there is no reason not to have a credit card. Just don't buy things you can't actually afford. It's that simple. Meanwhile you build credit and that is a good thing.
I remember not planning ahead one New Years. I was stranded with a girl I wanted to fuck but I couldn't make it back home. I didn't have cash on me and no ATM's were around but I was able to get a room at a hotel using my CC. Not to mention all kinds of minor things you can pay for online and offline to avoid actual cash transactions.
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Yeah, I got that too. I think there's a perception that once kids (well, teenagers) get a hold of something that approximates real money that they'll wallow in an orgy of frivilous spending. Many do, of course, which is why visa loves sending out brochures to new students. Hook 'em while they're young. :winkwink:
You're totally right though, used responsibly a CC is the ticket to a good credit rating and is helluva convenient to buy things online and other... uh... tasks. :thumbsup |
