how much credit card debt are you in? - GoFuckYourself.com

FreakinWebmaster · 03-05-2005, 09:11 AM

Whether it be business expenses or personal. How much debt are you in?

I am doing a survey for this new book I am reading. It recommends doing research to find out how much debt others are in, in the same industry.

Platinumpimp · 03-05-2005, 09:12 AM

Not a single dime in debt here.

ssp · 03-05-2005, 09:13 AM

I'm too broke to even own a credit card. I have coupons.

Nylz · 03-05-2005, 09:14 AM

0

8char..

ADL Colin · 03-05-2005, 09:15 AM

Not a single cent of credit card debt. I've only used my cc card once and only then because I handed the cashier the wrong card. Interest sucks.

tungsten · 03-05-2005, 09:15 AM

personal, about $5k

Oncle_Benny · 03-05-2005, 09:18 AM

about 300-400$ (personnal)

Basic_man · 03-05-2005, 09:24 AM

I have like 300$ on my credit card, and nothing for my business

FrankWhite · 03-05-2005, 09:25 AM

no debt here, i bought a home without a loan !

Dirty-Dough · 03-05-2005, 09:34 AM

None. Making debt doesn't make any bussiness sense to me...

cjaccardi · 03-05-2005, 09:40 AM

0
they actually owe me money

Scott McD · 03-05-2005, 09:41 AM

$2000...

slapass · 03-05-2005, 09:44 AM

0 credit card. Car loan, It was 2%, I make more then that at the bank even. And a house mtge.

nofx · 03-05-2005, 09:47 AM

0

people do owe me some $

chemicaleyes · 03-05-2005, 09:48 AM

a few k£

Mike Semen · 03-05-2005, 09:49 AM

Personal - over £7k.

NastyTaylor · 03-05-2005, 09:51 AM

about $200.

FreakinWebmaster · 03-05-2005, 10:03 AM

hehe, where is everyone with the huge amounts in debt? I suppose this industry makes so much, you cant afford to be in debt.

I have 22k in debt. But that includes my 2002 ranger. I am working on being debt free in about 6-8 months.

mardigras · 03-05-2005, 10:06 AM

Nada... If I'm going to give away money I like it to do some good

SleazyDream · 03-05-2005, 10:08 AM

usually $50k ish each money - always paid in full

ssp · 03-05-2005, 10:09 AM

Quote:

Originally Posted by mardigras

Nada... If I'm going to give away money I like it to do some good

Can you give me some food coupons... I've ran out of food two weeks ago..

Manowar · 03-05-2005, 10:09 AM

Quote:

Originally Posted by Platinumpimp

Not a single dime in debt here.

Same here

thaifan99 · 03-05-2005, 10:28 AM

£173.24 Not bad for me......

Sosa · 03-05-2005, 11:33 AM

i pay off all cards in full every month.

Persius · 03-05-2005, 11:34 AM

Quote:

Originally Posted by Platinumpimp

Not a single dime in debt here.

Spunky · 03-05-2005, 11:34 AM

A few hundred bucks

skillfull · 03-05-2005, 11:43 AM

Quote:

Originally Posted by Sosa

i pay off all cards in full every month.

done that yesterday

NEVER missed a total paiement since i work on this interweb thing :P

quantum-x · 03-05-2005, 11:45 AM

0. debit cards ALL the way

slapass · 03-05-2005, 11:51 AM

He was talking credit cards because otherwise I have few million on loans.

Spudstr · 03-05-2005, 11:52 AM

10k, put the Sportbike on a credit card

rickholio · 03-05-2005, 12:03 PM

I pay off my CC every month, and never run a balance on it. I believe it's currently at around $750CAD.

Allowing credit card debt to linger is one of the worst debts you can accrue. Not only do they tag you with outrageous interest rates (some cards well over 20%!) but also with various late fees, service charges and other 'gotchas' that leave you paying far far more than the original balance if you let it sit even for a little while.

If you need to buy something big, get a line of credit or a loan. Credit card debt is brutal, and the card companies unforgiving and totally disinterested in your financial situation except how best to exploit it.

strobi · 03-05-2005, 01:24 PM

I try to get as mutch debt as I can get (realestate), but personal debt on creditcards -> 0$

03-05-2005, 01:25 PM

0$, all surplus in my account baby ;)

polish_aristocrat · 03-05-2005, 01:26 PM

I always consfuse strobi and slapass

exactly the same join date, similar postcount and nickname

strobi · 03-05-2005, 01:37 PM

Quote:

Originally Posted by polish_aristocrat

I always consfuse strobi and slapass

exactly the same join date, similar postcount and nickname

hehe

(8char)

Babagirls · 03-05-2005, 01:39 PM

around $1k

Jace · 03-05-2005, 01:42 PM

absolutely none

if I can't afford to pay cash for it, i don't get it

i have never, nor will I ever own a credit card

fl_prn_str · 03-05-2005, 01:43 PM

i like to pay my mastercard with my visa....

ezrydn · 03-05-2005, 01:44 PM

Nada. Zero. Zip. $0.00 totalled! How? Ever hear of a debit card? Since debits came out, I haven't had one penny of debt! You're problem is you need to spend money you don't own.

smack · 03-05-2005, 01:44 PM

heh, i think i owe about $150 on my visa card, and that's it. i like to pay with cash.

swedguy · 03-05-2005, 02:28 PM

$0

8char

Tytan · 03-05-2005, 02:30 PM

300 pounds

bangman · 03-05-2005, 02:37 PM

Debit Cards are the way to go.
My current balance on my cc is about $150.

woj · 03-05-2005, 02:37 PM

zero....

PrivateIvy · 03-05-2005, 02:39 PM

Quote:

Originally Posted by FreakinWebmaster

Whether it be business expenses or personal. How much debt are you in?

I am doing a survey for this new book I am reading. It recommends doing research to find out how much debt others are in, in the same industry.

Not a penny for credit cards or anything unsecured

Paid off my cards years ago and do cash only for everything now, big or small

Ivy

azguy · 03-05-2005, 02:40 PM

Quote:

Originally Posted by Doomed

no debt here, i bought a home without a loan !

Why would you want to do that?

Rorschach · 03-05-2005, 02:40 PM

1 million dollars

rickholio · 03-05-2005, 02:46 PM

Quote:

Originally Posted by azguy

Why would you want to do that?

To not get fucked by floating interest rate loans when they crank it up to avoid inflation, perhaps...

Although I agree, if you have enough money to buy a house outright, you'd be better off getting a fixed low rate loan and invest the money you would have spent on the purchase on investments that yeild a higher return.

Rorschach · 03-05-2005, 02:48 PM

there's something to be said for the psychological benefit of knowing that your house if completely paid for though...

azguy · 03-05-2005, 03:08 PM

Quote:

Originally Posted by rickholio

To not get fucked by floating interest rate loans when they crank it up to avoid inflation, perhaps...

Although I agree, if you have enough money to buy a house outright, you'd be better off getting a fixed low rate loan and invest the money you would have spent on the purchase on investments that yeild a higher return.

Exactly. This guy said he did pay in full, so he could have done the same.

Of course, it depends on where you're at in life, but as a general rule I think it's a bad financial decision to pay for a house in full when it can generate much more elsewhere for a while.

03-05-2005, 09:11 AM	#1
FreakinWebmaster Confirmed User Join Date: Jan 2003 Location: Mile High State Posts: 935	how much credit card debt are you in? Whether it be business expenses or personal. How much debt are you in? I am doing a survey for this new book I am reading. It recommends doing research to find out how much debt others are in, in the same industry.

03-05-2005, 09:12 AM	#2
Platinumpimp Logos and such. Industry Role: Join Date: Jan 2004 Location: Kingdom of the Netherlands Posts: 10,214	Not a single dime in debt here. __________________ I design logo's.

03-05-2005, 09:14 AM	#4
Nylz Confirmed User Join Date: Apr 2004 Location: Rotterdam Posts: 8,285	0 8char.. __________________ No sig.

03-05-2005, 09:15 AM	#5
ADL Colin Too lazy to set a custom title Join Date: Feb 2001 Location: Tube Titans, USA Posts: 11,929	Not a single cent of credit card debt. I've only used my cc card once and only then because I handed the cashier the wrong card. Interest sucks. __________________ Adult Date Link - $50 PPS starting NOW! -- good and JUICY! skype = "adultdatelink"

03-05-2005, 09:15 AM	#6
tungsten Too lazy to set a custom title Join Date: Mar 2004 Posts: 10,579	personal, about $5k __________________ VOYEUR /HOMEMADE, HENTAI / CARTOON, Reality, Amateur, Shemale, Hardcore, Cuckold, Celebrity, Retro/Vintage, ect...ALL OUR SITES >> Unbelievable Ratio \| High % of Rebills \| Bi-Monthly Payments (also to E-Passporte) Ton's of EXCLUSIVE Free content & FHG's \|=> GREAT REVENUE $$$ GUARANTEED!

03-05-2005, 09:13 AM	#3
ssp Confirmed User Join Date: Jan 2005 Location: United Kingdom Posts: 7,990	I'm too broke to even own a credit card. I have coupons.

03-05-2005, 09:18 AM	#7
Oncle_Benny Confirmed User Join Date: Mar 2004 Location: Montreal (Qc, Canada) Posts: 1,595	about 300-400$ (personnal) __________________ ICQ : 318-084-904

03-05-2005, 09:24 AM	#8
Basic_man Programming King Pin Industry Role: Join Date: Oct 2003 Location: Montreal Posts: 27,360	I have like 300$ on my credit card, and nothing for my business __________________ UUGallery Builder - automated photo/video gallery plugin for Wordpress! Stop looking! Checkout Naked Hosting, online since 1999 !

03-05-2005, 09:25 AM	#9
FrankWhite Confirmed User Join Date: Nov 2002 Location: nyc Posts: 3,540	no debt here, i bought a home without a loan !

03-05-2005, 09:34 AM	#10
Dirty-Dough Confirmed User Join Date: Dec 2004 Posts: 496	None. Making debt doesn't make any bussiness sense to me...

03-05-2005, 09:40 AM	#11
cjaccardi Confirmed User Join Date: Feb 2005 Posts: 406	0 they actually owe me money

03-05-2005, 09:41 AM	#12
Scott McD Too lazy to set a custom title Join Date: Nov 2002 Location: Glasgow, Scotland Posts: 67,795	$2000... __________________ I Buy My High Quality Traffic Here, You Should Too!

03-05-2005, 09:44 AM	#13
slapass Too lazy to set a custom title Join Date: Nov 2002 Location: Earth Posts: 14,622	0 credit card. Car loan, It was 2%, I make more then that at the bank even. And a house mtge.

03-05-2005, 09:47 AM	#14
nofx Too lazy to set a custom title Join Date: Nov 2002 Location: Virgin Mary's womb Posts: 16,826	0 people do owe me some $ __________________ Often times I wonder why There's love and hate, theres live or die. When sickness comes I must decide: When feelings go, theres suicide.

03-05-2005, 09:48 AM	#15
chemicaleyes UNSTOPPABLE Join Date: Aug 2003 Location: UK :: ICQ# 156068 Posts: 11,569	a few k£ __________________ No way as way, No limitation as limitation. AmeriNOC formally PhatServers

03-05-2005, 09:49 AM	#16
Mike Semen Confirmed User Join Date: Dec 2001 Location: London Town Posts: 2,924	Personal - over £7k. __________________ ICQ 1454 81 522 \|

03-05-2005, 09:51 AM	#17
NastyTaylor Registered User Join Date: Feb 2005 Posts: 96	about $200. __________________ [email protected] "Your Premier Adult Entertainment Network"

03-05-2005, 10:03 AM	#18
FreakinWebmaster Confirmed User Join Date: Jan 2003 Location: Mile High State Posts: 935	hehe, where is everyone with the huge amounts in debt? I suppose this industry makes so much, you cant afford to be in debt. I have 22k in debt. But that includes my 2002 ranger. I am working on being debt free in about 6-8 months.

03-05-2005, 10:06 AM	#19
mardigras Bon temps! Join Date: Feb 2003 Location: down yonder Posts: 14,194	Nada... If I'm going to give away money I like it to do some good

03-05-2005, 10:08 AM	#20
SleazyDream I'm here for SPORT Industry Role: Join Date: Jul 2001 Location: Phone # (401) 285-0696 Posts: 41,470	usually $50k ish each money - always paid in full __________________ This dog, is dog, a dog, good dog, way dog, to dog, keep dog, an dog, idiot dog, busy dog, for dog, 20 dog, seconds dog! Now read without the word dog.

03-05-2005, 10:28 AM	#23
thaifan99 Confirmed User Join Date: Jul 2003 Location: London UK Posts: 3,029	£173.24 Not bad for me...... __________________ ARE YOU A FAMILY MEMBER? CLICK HERE TO FIND OUT!

03-05-2005, 11:33 AM	#24
Sosa In Tushy Land Join Date: Oct 2002 Location: Nebraska Posts: 40,149	i pay off all cards in full every month.

03-05-2005, 11:34 AM	#26
Spunky I need a beer Industry Role: Join Date: Jun 2002 Location: ♠ Toiletville ♠ Posts: 133,944	A few hundred bucks __________________ *YOUR INFORMATION HERE*

03-05-2005, 11:45 AM	#28
quantum-x Confirmed User Join Date: Feb 2002 Location: ICQ: 251425 Fr/Au/Ca Posts: 6,863	0. debit cards ALL the way __________________ PrettyInCash.com - BoozedGFs.com - TeenGFs.com - JizzGFs.com- MilfUploads.com -

03-05-2005, 11:51 AM	#29
slapass Too lazy to set a custom title Join Date: Nov 2002 Location: Earth Posts: 14,622	He was talking credit cards because otherwise I have few million on loans.

03-05-2005, 11:52 AM	#30
Spudstr Confirmed User Industry Role: Join Date: Jan 2003 Location: In a Tater Patch Posts: 2,321	10k, put the Sportbike on a credit card __________________ Managed Hosting - Colocation - Network Services Yellow Fiber Networks icq: 19876563

03-05-2005, 12:03 PM	#31
rickholio Confirmed User Industry Role: Join Date: Jan 2004 Location: Nor'easterland Posts: 1,914	I pay off my CC every month, and never run a balance on it. I believe it's currently at around $750CAD. Allowing credit card debt to linger is one of the worst debts you can accrue. Not only do they tag you with outrageous interest rates (some cards well over 20%!) but also with various late fees, service charges and other 'gotchas' that leave you paying far far more than the original balance if you let it sit even for a little while. If you need to buy something big, get a line of credit or a loan. Credit card debt is brutal, and the card companies unforgiving and totally disinterested in your financial situation except how best to exploit it.

03-05-2005, 01:24 PM	#32
strobi Confirmed User Join Date: Nov 2002 Location: Belgium Posts: 7,383	I try to get as mutch debt as I can get (realestate), but personal debt on creditcards -> 0$

03-05-2005, 01:25 PM	#33
buddyjuf Guest Posts: n/a	0$, all surplus in my account baby ;)

03-05-2005, 01:26 PM	#34
polish_aristocrat Too lazy to set a custom title Join Date: Jul 2002 Posts: 40,377	I always consfuse strobi and slapass exactly the same join date, similar postcount and nickname __________________ I don't use ICQ anymore.

03-05-2005, 01:39 PM	#36
Babagirls Text Writer Join Date: Feb 2001 Location: Wisconsin Posts: 18,812	around $1k __________________ Need a Text Writer? Blogs\|Reviews\|Descriptions\|Paysites\|TGP's\|Stories ICQ: 397892500

03-05-2005, 01:42 PM	#37
Jace FBOP Class Of 2013 Industry Role: Join Date: Jan 2004 Location: bumfuck, ky Posts: 35,562	absolutely none if I can't afford to pay cash for it, i don't get it i have never, nor will I ever own a credit card

03-05-2005, 01:43 PM	#38
fl_prn_str Confirmed User Industry Role: Join Date: Aug 2004 Location: Tampa, FL Posts: 5,736	i like to pay my mastercard with my visa....

03-05-2005, 01:44 PM	#39
ezrydn Confirmed User Join Date: Aug 2004 Location: Guadalajara, MX Posts: 695	Nada. Zero. Zip. $0.00 totalled! How? Ever hear of a debit card? Since debits came out, I haven't had one penny of debt! You're problem is you need to spend money you don't own.

03-05-2005, 01:44 PM	#40
smack Push Porn Like Weight. Industry Role: Join Date: Mar 2002 Location: Inside .NET Posts: 10,652	heh, i think i owe about $150 on my visa card, and that's it. i like to pay with cash. __________________ Cry havoc and let slip the dogs of war.