Are europeans using their CCs to buy porn online?

[AkiraSS]

We used to send Europeans to dialer hell, what's the situation now? Have they started using their credit cards?

[hmmwv]

here in germany most people don´t have a cc!
(at least in the younger age group <30 )

[WpC]

Nothing changed ;)

But YOU can change something "...send Europeans to dialer hell"

Better send them to Passwordbyphone.com

[Phoenix]

i am hearing different things..that many do have cc's and then now that they dont

there must be an official study somewhere

[Corleone]

Direct Debit!!!!!

[Corleone]

i am hearing different things..that many do have cc's and then now that they dont

there must be an official study somewhere

[WpC]

Wow, that was my first post here since May 2004

[Mefo]

most of it is still dialers, that's why we also payout on the dialer minutes

[Rui]

Is this a joke?

Btw Europe is far from beeing only Germany...

[Tipsy]

Is this a joke?

Btw Europe is far from beeing only Germany...

I was thinking much the same. Most of Europe does VERY well with CC sales.

[chemicaleyes]

Damn, how stupid are people, lol... the EU/UK has just as many credit card and debit card users online as the US learn this!

[Corleone]

Damn, how stupid are people, lol... the EU/UK has just as many credit card and debit card users online as the US learn this!

yeah redirecting to dialers is a waste of money I think

and affiliates hate it

[tungsten]

in my opinion dialers are becoming less effective

[Tipsy]

The biggest problem with Europe is that most sites are too lazy to produce a mirror in the native language which has fuck all to do with CC's and never really has had. Diallers worked well because the better ones always were geo targetted and in the native language or auto-installed to the point where language meant little.

Although a huge chunk of mainland Europeans can speak English as a second language they're still far more comfortable using their own language and signing up to sites that do so. That's where sales are lost.

There are a few exceptions, such as Germany, where they seem to have a CC phobia but they are very much exceptions.

[Skn_Designs]

We used to send Europeans to dialer hell, what's the situation now? Have they started using their credit cards?

i think paying with CC's gets more and more attractive to europeans, i am from Austria & i know way many people who have CC.... & by the way, they all HATE dialers...

[Slinx]

here in germany most people don´t have a cc!
(at least in the younger age group <30 )

Not really true. But direct debit is a good solution (for 99% of the surfers)

[basschick]

we're a small program, but i have always seen european sales - especially UK, germany, and denmark, but a fair amount of all eu countries as well as japan.

[Adult-biz]

We used to send Europeans to dialer hell, what's the situation now? Have they started using their credit cards?

It`s laughable to think that Europeans don`t have credit cards.

I cannot speak for the whole of Europe but I believe that Germany has high numbers of debit cards as opposed to credit cards.

However in the UK a recent report indicated that we have more credit cards being used than people (some 67 million cards against 60 million people!).

So people having this opinion that you should send UK surfers to dialers is just crazy.

Extract from a recent report....
At the end of 2003, there were 542m payment (credit, debit and charge) cards in western Europe and, of these, 134m were held in the UK. Germany is the second largest card market in Europe, since being overtaken by the UK in 2001.

[various]

Read & learn about the world folks:

http://www.idc.com/groups/isi/main.html

[TheSaint]

Solid EU sales here with credit cards, no problem. Dialers is for crap useless traffic, not a quality pay site.

[Tipsy]

Extract from a recent report....
At the end of 2003, there were 542m payment (credit, debit and charge) cards in western Europe and, of these, 134m were held in the UK. Germany is the second largest card market in Europe, since being overtaken by the UK in 2001.

There you go - even Germans have them. Explains why so many joins are sent by them despite the fact that they're meant to have a card allergy. But then, in the UK at least, debit cards have been HUGE for a long, long while, more so than in the US. If a site takes credit cards it also takes debit cards too.

[bufferover]

The only way to get cash from EU surfers i guess is trought SMS billing but don't know what sponsors waith and still push the dialers thing

[chemicaleyes]

The only way to get cash from EU surfers i guess is trought SMS billing but don't know what sponsors waith and still push the dialers thing

"The only way to get cash from EU surfers i guess is through SMS billing"
Have you even read the thread?

[Gottis]

CCs are everywhere in Europe. SMS billing is great for pay per view type of sales or not so costy products and services (rebilling is possible yes).

[breaker]

When people say europeans don't use credit cards they might not think of that most people here use debit cards instead connected to their bankaccounts. In my country i know that atleast 80-90% of the youth 18yrs+ have a debitcard atleast visa,mastercard . Not that many use creditcard it's not so much in our culture to spend money on credit for small purchases. Atleast what i've seen.

So if you want to know if european people use creditcards on the net. Sure for many years now and everyone knows english atleast if it's in the younger generation 18-35yrs.

I don't even know people using modems today so dailers i doubt work. SMS Billing would work better today.

[Tipsy]

I don't even know people using modems today so dailers i doubt work. SMS Billing would work better today.

As Germany was mentioned several time the last stats I saw for them showed broadband takeup in Germany to be huge. Why on earth you'd want to hit people on broadband with diallers beats the hell out of me.

Then you have to remember most sponsors are US based and a huge % of US people are genuinely ignorant about the lifestyle of most of the rest of the world. A similar thread a while back had someone trying to say how people outside of the cities in Europe don't even have TV. OK, few will go that far but they still believe any old BS thrown at them, including the myth about no CC's being used in Europe. A myth that has kept dialler companies in business for years as they're happy to spread it

[Calvinguy]

Its about trust. Many people are afraid of sending there creditcard info "over there"

[Kevsh]

The European cam sites I promote seem to mostly offer multiple billing options:

Visa/Mastercard/Eurocard
ISDN/LAN/Modem/DSL Access
PaySafeCard

Some offer SMS Billing as well.

I think that Europeans are more likely to use a CC on a site based in their own country than, say, one in the U.S. Just as us North Americans are less likely to drop our CC number on a site across the Atlantic.

[ssp]

EUROPE IS NOT ONE COUNTRY YOU IDIOT

[PoKo]

I don't know much about Germany and France but the rest of Western Europe is all about CC and have been for years. In scandinavia most people don't have cash in their wallets at all. Plastic goes all the way everywhere. Didn't know Germany was so far behind.

BTW - The new hype over here is paying for porn access by cell phones. More and more sites are using this now for european surfers. Dialers are worthless since most of us europeans (at least scandinavians) are on broadband or cable.

[SmokeyTheBear]

Lots of sponsors just forward the traffic . SEE SIG , spacash makes sure we have a special page just for german surfers so we never lose a credit card sale.. The spacash geotarget banners , mean when a german surfer is on your site he see's it in german

[Sneezy]

interesting thread with some good thoughts.

Here are mine.

A lot of people in Europe have creditcards no doubt about that. For the difference between North American CC holders and EU CC holders you have to look at their payment behavior.

I lived the most part of my life in Europe but live in North America now and I've noticed that the majority of CC holders here use their CC for almost every payment they make. Even for their groceries. It's no wonder they do, because every brand or store gives out a CC with some kind of points system. And man I tell you they love that here big time.
Same thing goes for paying your bills with a cheque; it's part of the North American culture. I still can't get used to the fact that people have to go to the bank to pay their bills.

In Europe the CC is not used in the same way. Most of the CC holders use it when they travel or for adhoc payments. The majority uses a debit card tied to their regular bankaccount. They don't use cheques or go to the bank to pay their bills.

So it's all about a difference in behavior and has nothing to do with CC penetration.

just my

[V_RocKs]

There you go - even Germans have them. Explains why so many joins are sent by them despite the fact that they're meant to have a card allergy. But then, in the UK at least, debit cards have been HUGE for a long, long while, more so than in the US. If a site takes credit cards it also takes debit cards too.

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Looks like you liked my post so much you made a sig out of it...

[Tipsy]

Looks like you liked my post so much you made a sig out of it...

Got given the URL by someone before then ;) The pics are so bad/funny though they had to be used :D

[Tipsy]

interesting thread with some good thoughts.

Here are mine.

A lot of people in Europe have creditcards no doubt about that. For the difference between North American CC holders and EU CC holders you have to look at their payment behavior.

I lived the most part of my life in Europe but live in North America now and I've noticed that the majority of CC holders here use their CC for almost every payment they make. Even for their groceries. It's no wonder they do, because every brand or store gives out a CC with some kind of points system. And man I tell you they love that here big time.
Same thing goes for paying your bills with a cheque; it's part of the North American culture. I still can't get used to the fact that people have to go to the bank to pay their bills.

In Europe the CC is not used in the same way. Most of the CC holders use it when they travel or for adhoc payments. The majority uses a debit card tied to their regular bankaccount. They don't use cheques or go to the bank to pay their bills.

So it's all about a difference in behavior and has nothing to do with CC penetration.

just my

You don't really have a point. As you say debit card use is HUGE in much of Europe especially the UK with most UK transactions over a few pounds now being debit card. However....the HUGE majority of debit cards are VISA branded and can be used on porn sites too so are no different as a payment method than credit cards.

The exceptions such as Solo which although in the minority are still used have just started being taken by Epoch. I'm sure CCbill and other will follow.

For the sake of this discussion in most cases when a payment is made by debit card it's just as valid as credit card so makes no real difference - the sale still goes through.

[Mojiteaux]

Creditcard is ok in Scandinavian countries and the UK.

Dialer is way better for Holland, Belgium, Germany, Southern European countries and Eastern European countries.

[Validus]

LOL, lots of people in Germany have credit cards, they just don't like using them

[Johny Traffic]

The UK spends tons online with Credit Cards

[Rui]

saying Europe as a whole don't have & use credit cards is uneducated to say the least..

[solonline]

Always amuses me this kind of thread, when its throught that Europe is barren of cred cards. over 50 percent of our members are from the EU and all pay with cards. Germany may be the exception, and SMS billing does have a place , but still cards are king and yep us europeans have em. And in the UK i think latest stats showed they have gone credit card mad.

My 2 cents

[WpC]

German surfer are something different than other european surfers.

Most of them have no creditcard OR if they have a creditcard they are scared to use it online.

We can see this every day in our stats.

[kkikki]

people have more than 3 CC in UK , average !

[jonnax]

If content is good people use their credit card (for example aff)

For common paysites sms-billing is a good option to have