Recommendations for health insurance... self employed

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  • RRRED
    Confirmed User
    • Jan 2001
    • 6754

    #1

    Recommendations for health insurance... self employed

    Anyone can help me out in this department?
  • devilspost
    Confirmed User
    • Feb 2004
    • 3980

    #2
    Wear your seatbelt, dont smoke and drink ;) that is what I do!

    Brothels and Escorts Worldwide.

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    • Sosa
      In Tushy Land
      • Oct 2002
      • 40149

      #3
      i got blue cross blue shield

      Comment

      • WiredGuy
        Pounding Googlebot
        • Aug 2002
        • 34517

        #4
        Blue Cross / Blue Shield I hear is great, has coverage in Canada and the USA.
        WG
        I play with Google.

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        • The Adult Broker
          Confirmed User
          • Dec 2004
          • 5265

          #5
          I have Blue Cross/Shield -it's Cobra- and they are raking me $500 a month...

          I'm going to go for the individual and family plan one from them instead, much cheaper...their phone # is...1-800-910-1010.

          (I was just on phone with them today that is way number is handy ;)

          if all else fails, beg a friend who owns a big company to put you on their company plan

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          • Juicy D. Links
            So Fucking Banned
            • Apr 2001
            • 122992

            #6
            I got Blue Cross Blue Shield of Ny here 393 /month

            $5 copay

            10/20/30 for meds.

            I get also 30 visits to the shrink per year and they cover chiropractic visits also for the $5 per visit copay.

            Comment

            • Vanilla DeVille
              Confirmed User
              • Dec 2003
              • 8097

              #7
              Originally posted by Sosa
              i got blue cross blue shield
              Ditto...
              Kisses, Vanilla DeVille
              SKYPE: vanilladeville
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              • Juicy D. Links
                So Fucking Banned
                • Apr 2001
                • 122992

                #8
                btw that is under my business corp the plan and shit. Dental is another 14 bucks per month i think I gotta call the chick back (writing sticky now)

                Comment

                • axelcat
                  Adult Locals
                  • Jun 2002
                  • 25450

                  #9
                  blue cross is good

                  Comment

                  • OzMan
                    Confirmed User
                    • Sep 2003
                    • 9162

                    #10
                    This place is good to compare plans, kinda like progressive but for people not cars.

                    http://www.ehealthinsurance.com/ehi/index.html

                    I got a plan from them that gives full coverage for my son and basic coverage for my wife and me but will probably upgrade soon as I want the peace of mind of knowing pretty much everything is covered since you never know what tomorrow may bring.

                    As was mentioned above a business health insurance plan is a better deal. You may want to form a corporation for this and other benefits if you don't have one already for ~ US$300 at places like http://www.thedelawarecompany.com. Incorporate in Delaware or offshore not Nevada as apparently Nevada corps are getting put under a microscope since many Adult companies incorporate here.

                    Comment

                    • abadfish
                      Confirmed User
                      • Jul 2003
                      • 1482

                      #11
                      i think I am going to wait until I have kids... I am 22 and I haven't been to the DR in probably 7+ years... The dentist is pretty affordable for check ups...

                      I called a couple places that wouldn't insure me because I was under 25 and self employed. I've heard good things about blue cross though. But for 500$ a month I'd rather put that into a savings... make money on it and use that if something goes wrong.
                      Reanna Mae

                      Comment

                      • Sosa
                        In Tushy Land
                        • Oct 2002
                        • 40149

                        #12
                        damn blue cross blue shield here wouldn't give me any dental or eye which sucked. My insurance is pretty cheap though. like $250 every 3 months. I haven't been to the doctor or been on any meds for pry close to 3 years now though so it isn't like it ever gets used.

                        Comment

                        • MandyBlake
                          The one and only!
                          • Nov 2002
                          • 17761

                          #13
                          we have kaiser permanente and they are great.
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                          • tony299
                            lurker
                            • Aug 2002
                            • 57021

                            #14
                            Originally posted by MandyBlake
                            we have kaiser permanente and they are great.
                            Very happy with them no bs they rule

                            Comment

                            • tASSy
                              Spread The Pink!
                              • Nov 2004
                              • 8229

                              #15
                              BC/BS is good if you have no pre-existing conditions, i have also heard about S.A.S.E., maybe someone else can help me out with what it stands for...something something Self Employed...sorry i'm not more helpful!

                              tassy*PINK
                              * ICQ ~ 318*097*066 *


                              Comment

                              • Der Schleicher
                                Confirmed User
                                • Jan 2005
                                • 1189

                                #16
                                Blue cross is all over the town.
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                                • Holly
                                  Too lazy to set a custom title
                                  • Jun 2003
                                  • 10017

                                  #17
                                  http://bcbs.com

                                  Put in your zip code and you can see your local stuff.
                                  War National Damn Champions Eagle

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                                  • Bigjohn
                                    Confirmed User
                                    • Feb 2003
                                    • 1118

                                    #18
                                    Every state is different and let me tell you, Washington State SUCKS for health insurance!

                                    Bills were passed in this state so that everyone can get insurance no matter how sick they are. Terminal disease... no prob, just come to WA. Nice deal for people who are sick BUT.... for those of us who are healthy....

                                    The insurance companies have raised their rates beyond insane in Washington State to cover all those who move here because they aren't insurable anywhere else.

                                    I've tried Group Health.... Not impressed, plus Blue Cross/Blue Shield is half the cost for exactly the same coverage. Stay away from anything that makes you Join their co-op in order to get insurance. All they do is create a mish-mash of plans from multiple companies and, from my experience, never pay their part without kicking and screaming if even then.

                                    Comment

                                    • Theo
                                      HAL 9000
                                      • May 2001
                                      • 34515

                                      #19
                                      the ones that covers all herpes therapies

                                      Comment

                                      • reynold
                                        Too lazy to set a custom title
                                        • Oct 2002
                                        • 51271

                                        #20
                                        You have to be healthy in a year, no hospital records whatsoever.

                                        Comment

                                        • MikeSmoke
                                          Confirmed User
                                          • Nov 2002
                                          • 3241

                                          #21
                                          Originally posted by RRRED
                                          Anyone can help me out in this department?
                                          I got hooked up with a guy who specializes in benefits (health, retirement, etc.) who walked me through everything --- by far the best approach is to set up a company with one other employee (for me, it's my gf) and that way you can get no-refusal group coverage. he's based here but i think he may service LA as well - LMK if you want his name and number :-)

                                          icq: 541-739-92

                                          Comment

                                          • bigdog
                                            Confirmed User
                                            • Jul 2001
                                            • 6964

                                            #22
                                            Health insurance can get expensive, the price of some people's rent, at least you will die on a matress and not in the street
                                            Last edited by bigdog; 02-17-2005, 04:04 AM.

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