Once again, Corvett owns the stage... :thumbsup

51 assholes with insufficient funds :321GFY

we quit accepting online checks about a year ago due the massive check returns,never considered offering them when the credit card attem,pts have been exhausted

wtsben, what is the check return rate if the surfer only sees it on a credit card decline, not as a seperate option on the payments page? do you have those stats? it has to be lower than offering that as an additional option, as the fraudsters do not see it right away and might not know it is gthere

For the year we are at 21% returned checks....

whatif_3, i don't think there's that much difference.... :2 cents:

Good to hear!:thumbsup

Our average rate (including recurring) is at about 80% :)

thansk for answering

hmm, i would think that most people that give bad information would look for easy sites to take advantage of, not try to attept legitimate cc transactions, then try to defraud when the cc declines send them to an online check page

one last question, what is your normal decline rate for check transactions, both by unique and raw? i can have a tiny chargeback rate if my processor is scrubbing 80% of my transactions, this is important to know