How much do you put into retirement funds monthly? - GoFuckYourself.com

detoxed · 09-15-2004, 07:24 PM

Im trying to decide how much to put in mutual funds every month for retirement. Im thinking $2500

Spunky · 09-15-2004, 07:25 PM

Good amount and smart idea

09-15-2004, 07:25 PM

why not get an RRSP?

init · 09-15-2004, 07:26 PM

" These people pay me over $20k a month. You can trust them with your pathetic little check. "

if you're only putting away $2500 what the hell are you spending the rest on

pornguy · 09-15-2004, 07:27 PM

2500 is a good amount.

In some cases you can only put a certain %. Make sure that you pay attention to that.

If you are only alloud a small% then use CD's as a safe way to store the money.

pornguy · 09-15-2004, 07:28 PM

Quote:

Originally posted by init
" These people pay me over $20k a month. You can trust them with your pathetic little check. "

if you're only putting away $2500 what the hell are you spending the rest on

And by the way. Who the fuck are you, and why would you insult someone you probably dont know anything about?

BrainDead · 09-15-2004, 07:31 PM

Quote:

Originally posted by detoxed
Im trying to decide how much to put in mutual funds every month for retirement. Im thinking $2500

good idea.. i think it's the right amount...

detoxed · 09-15-2004, 07:32 PM

Quote:

Originally posted by init
" These people pay me over $20k a month. You can trust them with your pathetic little check. "

if you're only putting away $2500 what the hell are you spending the rest on

You ever heard of taxes?

09-15-2004, 07:39 PM

Quote:

Originally posted by detoxed
You ever heard of taxes?

I'm sure quite a few of us around here have...Others either make no money or they have REALLY good accountants.

init · 09-15-2004, 07:42 PM

Quote:

Originally posted by pornguy
And by the way. Who the fuck are you, and why would you insult someone you probably dont know anything about?

please show me the part where i insulted him you idiot, and who i am is no concern to you

init · 09-15-2004, 07:44 PM

Quote:

Originally posted by detoxed
You ever heard of taxes?

still after taxes you should have a decent amount, but thats a good amount, its better then putting in nothing at all

Quote:

Originally posted by shermsshack
Others either make no money or they have REALLY good accountants.

the family has a very good accountant

xclusive · 09-15-2004, 07:51 PM

That's a good amout but I would suggest that you put $500 a month into stocks, Bonds, & Cd's to diversify a little...

JakeR · 09-15-2004, 07:57 PM

Quote:

Originally posted by xclusive
That's a good amout but I would suggest that you put $500 a month into stocks, Bonds, & Cd's to diversify a little...

500 a month won't buy you much diversification

09-15-2004, 07:58 PM

Quote:

Originally posted by JakeR
500 a month won't buy you much diversification

$500 a month won't even buy you a new car.

bret · 09-15-2004, 08:00 PM

i love the comments. 95% of the people on this board don't even gross 2.5k a month... and i would guess even more don't even have a savings account, so a retirement fund is not even in their vocab. go get a financial advisor if you need help with your money.

Rankings · 09-15-2004, 08:03 PM

not enough, but I always put something

Webmaster_Logic · 09-15-2004, 08:06 PM

Im puting 15% towards retirement now. I should have my house bought and payed for by thy end of next year. After that i will put in 30%-45% towards retirement.

The Heron · 09-15-2004, 08:09 PM

You did not provide enough information for anyone to give you a good answer.

I would hope you talk to a financial advisor as they are the best able to help you plan for your future.

I myself do not plan to live to retirement age, so I don't give a shit

xclusive · 09-15-2004, 08:34 PM

To add to the $2500 with $500 in each of the stocks, bonds, & cd's giving him a total of 4k i think it puts him in a good position. Sorry i wasn't clearer in my first post,,,

Webmaster_Logic · 09-15-2004, 08:35 PM

Quote:

Originally posted by bret
i love the comments. 95% of the people on this board don't even gross 2.5k a month... and i would guess even more don't even have a savings account, so a retirement fund is not even in their vocab. go get a financial advisor if you need help with your money.

You would be surprised there are alot on here who make 10 k easy a month....

detoxed · 09-15-2004, 08:36 PM

Quote:

Originally posted by xclusive
To add to the $2500 with $500 in each of the stocks, bonds, & cd's giving him a total of 4k i think it puts him in a good position. Sorry i wasn't clearer in my first post,,,

you are actually suggesting investing in individual stocks instead of mutual funds in order to diversify?

reynold · 09-15-2004, 08:40 PM

2500 is a good amount..

InsaneMidget · 09-15-2004, 08:48 PM

Quote:

Originally posted by Webmaster_Logic
You would be surprised there are alot on here who make 10 k easy a month....

wrong.

ShellyCrash · 09-15-2004, 10:32 PM

Quote:

Originally posted by pornguy
2500 is a good amount.

In some cases you can only put a certain %. Make sure that you pay attention to that.

If you are only alloud a small% then use CD's as a safe way to store the money.

I'm not sure if this is what you are getting at or not, but when I did the tax thing last year the most $ they would use twords the IRA tax break was 3k, and out of that $3 I think the break I got from that alone was $1500? - everything over that was only for my benefit and isn't taxable until I pull it out.

CDs last I checked (a little over 6 months ago) were earning the lowest I think I've ever seen them in my life.

I like Fidelity Investments, the money I have with them seems to be doing nicely, the highest earner outside individual stock purchases on my own. Janus so far is doing the worst- not looking good and actually has me at a slight loss, but I'm going to give it time and see if it turns around.

Sosa · 09-15-2004, 10:37 PM

I need to get started on my retirement fund stuff also. Been a while since I looked into it.

ShaneRyale · 09-15-2004, 11:36 PM

A good number to use is 20% of your net income. The way I do it is to have the bank forward it directly to my financial advisors account as soon as the wire or direct deposit hit my account. That way I don't physically have to do it, and after awhile you will not pay much attention to how much is in there.

Theo · 09-15-2004, 11:43 PM

FreeHugeMovies · 09-15-2004, 11:46 PM

I haven't invested too much of late. I did buy a house which is a good investment. On the other hand I do not wish to buy stocks and such bc. I feel I can make more money investing into what I know and that is porn and the online adult industry.

I am sure I am not the only one doing this.

Theo · 09-15-2004, 11:49 PM

im with you FHG.

Easton · 09-15-2004, 11:53 PM

i used to save pretty regularly, but lately i have been pouring it all into my new venture

i still save about an avg of $400/mth but in the form of one lump sum near the beginning of each year

wdsguy · 09-16-2004, 12:22 AM

as much as you can

Warden · 09-16-2004, 12:31 AM

$2500 a month is a fantastic amount to put towards retirement. If you have more to put away obviously there are other investment opportunities. Anyone that looks at $2500 a month as inadequate has never put away even $500 a month in a 401k or other long term investment plans. It grows very fast!

polish_aristocrat · 09-16-2004, 01:39 AM

The amount you put depends also on your age. If you are 20, you probably won't think about retirement at all.

FlyingIguana · 09-16-2004, 07:57 AM

retirement? i'm still trying to pay these damn student loans

Goatse · 09-16-2004, 06:08 PM

10% of your gross income is a nice start. Anything on top is just a bonus.

Screaming · 09-16-2004, 06:23 PM

thats a great idea there man

09-15-2004, 07:24 PM	#1
detoxed vip member Join Date: Jan 2003 Posts: 17,798	How much do you put into retirement funds monthly? Im trying to decide how much to put in mutual funds every month for retirement. Im thinking $2500

09-15-2004, 07:25 PM	#2
Spunky I need a beer Industry Role: Join Date: Jun 2002 Location: ♠ Toiletville ♠ Posts: 133,961	Good amount and smart idea __________________ *YOUR INFORMATION HERE*

09-15-2004, 07:26 PM	#4
init Confirmed User Join Date: Oct 2002 Location: Sarasota, FL Posts: 973	" These people pay me over $20k a month. You can trust them with your pathetic little check. " if you're only putting away $2500 what the hell are you spending the rest on __________________ icq: 2721653

09-15-2004, 07:27 PM	#5
pornguy Too lazy to set a custom title Industry Role: Join Date: Mar 2003 Location: Homeless Posts: 62,911	2500 is a good amount. In some cases you can only put a certain %. Make sure that you pay attention to that. If you are only alloud a small% then use CD's as a safe way to store the money. __________________ PornGuy skype me pornguy_epic AmateurDough The Hottes Shemales online! TChicks.com \| Angeles Cid \| Mariana Cordoba \| MAILERS WELCOME!

09-15-2004, 07:51 PM	#12
xclusive Too lazy to set a custom title Join Date: Apr 2004 Location: Buffalo, NY Posts: 35,218	That's a good amout but I would suggest that you put $500 a month into stocks, Bonds, & Cd's to diversify a little... __________________ I support MediumPimpin.com / Shemp's Outlawtgp.com /

09-15-2004, 07:25 PM	#3
buddyjuf Guest Posts: n/a	why not get an RRSP?

09-15-2004, 08:00 PM	#15
bret Confirmed User Join Date: Aug 2003 Location: detroit Posts: 766	i love the comments. 95% of the people on this board don't even gross 2.5k a month... and i would guess even more don't even have a savings account, so a retirement fund is not even in their vocab. go get a financial advisor if you need help with your money.

09-15-2004, 08:03 PM	#16
Rankings Adult SEO Industry Role: Join Date: Jan 2004 Location: A cat with three legs cannot bury shit in a frozen pond. In addition to that, can you cry underwater? Posts: 10,633	not enough, but I always put something __________________ Your leader for Adult SEO Services 19+ Years Serving the Adult/SEO Industry ICQ: 610-814 Skype: xratedseo

09-15-2004, 08:06 PM	#17
Webmaster_Logic Confirmed User Join Date: Jul 2004 Location: Tampa bay area Posts: 1,886	Im puting 15% towards retirement now. I should have my house bought and payed for by thy end of next year. After that i will put in 30%-45% towards retirement.

09-15-2004, 08:09 PM	#18
The Heron Confirmed User Industry Role: Join Date: Apr 2001 Location: Michigan Posts: 4,493	You did not provide enough information for anyone to give you a good answer. I would hope you talk to a financial advisor as they are the best able to help you plan for your future. I myself do not plan to live to retirement age, so I don't give a shit

09-15-2004, 08:34 PM	#19
xclusive Too lazy to set a custom title Join Date: Apr 2004 Location: Buffalo, NY Posts: 35,218	To add to the $2500 with $500 in each of the stocks, bonds, & cd's giving him a total of 4k i think it puts him in a good position. Sorry i wasn't clearer in my first post,,, __________________ I support MediumPimpin.com / Shemp's Outlawtgp.com /

09-15-2004, 08:40 PM	#22
reynold Too lazy to set a custom title Join Date: Oct 2002 Location: Global Traveler Posts: 51,271	2500 is a good amount..

09-15-2004, 10:37 PM	#25
Sosa In Tushy Land Join Date: Oct 2002 Location: Nebraska Posts: 40,149	I need to get started on my retirement fund stuff also. Been a while since I looked into it.

09-15-2004, 11:36 PM	#26
ShaneRyale Confirmed User Join Date: Mar 2004 Posts: 961	A good number to use is 20% of your net income. The way I do it is to have the bank forward it directly to my financial advisors account as soon as the wire or direct deposit hit my account. That way I don't physically have to do it, and after awhile you will not pay much attention to how much is in there. __________________ Shane - Affiliate Manager [email protected] ICQ: 170164556 See Who I Am At AdultWhosWho.com!

09-15-2004, 11:43 PM	#27
Theo HAL 9000 Industry Role: Join Date: May 2001 Posts: 34,515	0

09-15-2004, 11:46 PM	#28
FreeHugeMovies Too lazy to set a custom title Join Date: Dec 2001 Location: Charlotte, NC Posts: 14,139	I haven't invested too much of late. I did buy a house which is a good investment. On the other hand I do not wish to buy stocks and such bc. I feel I can make more money investing into what I know and that is porn and the online adult industry. I am sure I am not the only one doing this.

09-15-2004, 11:49 PM	#29
Theo HAL 9000 Industry Role: Join Date: May 2001 Posts: 34,515	im with you FHG.

09-15-2004, 11:53 PM	#30
Easton Too lazy to set a custom title Industry Role: Join Date: Sep 2002 Location: Phoenix, AZ Posts: 9,825	i used to save pretty regularly, but lately i have been pouring it all into my new venture i still save about an avg of $400/mth but in the form of one lump sum near the beginning of each year __________________ New models booked and shot every week... MILFs, pornstars and teens. Girls for every niche and project. Looking for high-quality affordable exclusive content? Check me out at Easton Content for all the details.

09-16-2004, 12:22 AM	#31
wdsguy Ryde or Die Industry Role: Join Date: Dec 2002 Location: California-Shanghai Posts: 19,568	as much as you can

09-16-2004, 12:31 AM	#32
Warden Confirmed User Join Date: Nov 2002 Location: Valencia, CA Posts: 2,906	$2500 a month is a fantastic amount to put towards retirement. If you have more to put away obviously there are other investment opportunities. Anyone that looks at $2500 a month as inadequate has never put away even $500 a month in a 401k or other long term investment plans. It grows very fast! __________________ AIM: ZeeRiddler ICQ: 128160005 Warden's MS

09-16-2004, 01:39 AM	#33
polish_aristocrat Too lazy to set a custom title Join Date: Jul 2002 Posts: 40,377	The amount you put depends also on your age. If you are 20, you probably won't think about retirement at all. __________________ I don't use ICQ anymore.

09-16-2004, 07:57 AM	#34
FlyingIguana aspiring banker Join Date: Mar 2002 Location: toronto Posts: 10,870	retirement? i'm still trying to pay these damn student loans

09-16-2004, 06:08 PM	#35
Goatse Confirmed User Join Date: Sep 2003 Posts: 2,086	10% of your gross income is a nice start. Anything on top is just a bonus.

09-16-2004, 06:23 PM	#36
Screaming I can change this!!!!! Join Date: Feb 2004 Posts: 18,972	thats a great idea there man __________________