viocard

VIOCARD.COM offers Credit Card Processing Services for Online Merchants. We are ready to provide you with all necessary services related to Merchant Account Opening and starting an Online Business or taking your already existing business online. Having a Merchant Account from VIOCARD.COM you will be able to process all major credit cards, including VISA and MasterCard. You will also be able to use all main online money transfer methods and accept foreign currencies. We offer incorporating services as well.
High-risk businesses accepted (adult, moto, gambling).

One of the main advantages of VIOCARD.COM is its Anti-Fraud System . A transaction passes through a battery of 57 different fraud-screening filters. Among the other advantages are the low rates, no hidden costs, unlimited processing volume, international businesses accepted .

See company's web site for more details.

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Mutt

viocard

Just did

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KDizzla

Your program looking promising.

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www.ogrish.com

viocard

Because it is promising!

And look at the other advantages that we offer:
- Low merchant rates;
- Merchant Account in one of the biggest European or North American banks-acquirers;
- No hidden fees and/or charges;
- Unlimited processing volume;
- International businesses accepted;
- Product or service businesses accepted;
- High risk accepted, including adult and gambling;
- No leases, no software to buy;
- All major cards processed, including VisaR, MasterCardR, DiscoverR, American ExpressR, JCBSM, Diners ClubSM and online checks (direct debit);
- Cutting-edge fraud screening;
- CVV and AVS verifications;
- Chargeback, dispute and refund management;
- Weekly settlement by SWIFT wire transfer to any bank account you wish (offshore accounts accepted);
- Instant sales notification;
- Real-time reporting and real-time processing with NO monthly fee.

Doesnt this make you want to use VIOCARD.COM!!!

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Groove

What are the charges, rates, etc?

viocard

The fee is up to 8% (it is on our banner).
It will vary.
We take 4% for gateway, shopping cart, affiliate management, and processing, etc. The shopping cart, affiliate management, etc. are additional features. If you do not use them, then our fee will be lower.
The bank fee is 3-5% and will depend on the type of business.
You will end up paying a fee from 7%. And it will be 9% maximum.
The usual fee is 8%.

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Mutt

when you say you accept VISA and all the other cards are you talking to fund this VIOCARD which the surfer will then use to buy a membership or some product? so you don't actually provide credit card processing just VIOCARD payment option?

viocard

We provide both.
As a buyer you can get your VIOCARD and use it as a payment option.
And as a Merchant you can get a Merchant Account from VIOCARD.COM. Having this Merchant Account you will be able to accept VISA and MasterCard (and also DiscoverR, American ExpressR, JCBSM, Diners ClubSM and online checks (direct debit).

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Trax

tell us about the requirements

viocard

We accept legal sites.
High-risk accepted (including adult, moto, gambling).
eCommerce accepted.
We accept international businesses and product and service businesses.
To get a Merchant Account you need to have a company to get a Merchant Account, but if you do not have one, we provide incorporating services for you.

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Rosie

What are the set up fees? Both with and without incorporation?

fedfest

From your faq'sSounds like it's pretty easy to chargeback when using your card, So what's your chargeback fees for the Merchant, if any ?

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HairToStay

Tell me more about JCB. I had a JCB merchant account but when I changed processors 3 years ago, I had to give it up as they don't process it. I only had about 1 transaction per week but still want it back.

What's the cost to set up a merchant account with you, for a non high-risk account (tangible goods)?

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viocard

If you get a Merchant account with us we will incorporate a company for you for $200 (for a US. European companies are more expensive. To find out about the prices for European companies, contact our representative).

The set up fee varies, depending on the site content.
We take formal fees for account set up, plus processing fees.
Most of the services we provide now are for the prime cost (like the incorporation).
Hit our sales ICQ (348843031) to get all the detailed information about the set up fee for your site.

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viocard

No chargeback fee!

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viocard

The set up fee for a non high-risk account is very low: up to $300.
And the rates for a non high-risk account will be much lower as well.

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JimmyJim

MERCHANTS BEWARE!!!!!!!!

I lost thousands of dollars when this fucker put through beastiality transactions,causing Novagrove to go down!

I was fortunate to get back on my feet; how fortunate will you be???

I wouldn't touch these guys with a ten-foot pole!

viocard

We are aware of the problems that appeared with Novagrove. But it wasnt our fault. We were on an aggregating account with other merchants. And it got closed. We suffered as other people did and we lost a lot of money as well.
That is why we do not do aggregating any more and open separate accounts for people. Individual Merchant Account allow to avoid all (or at least most) of the problems that aggregating accounts have.

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ElvisManson

An adult merchant account that will process American Express?

This I have to see.

JimmyJim

Bullshit! Your irresponsibility and greed cost me thousands of dollars! It is your OBLIGATION to monitor the content that comes through your site, but you were obviously blinded by dollar signs!

Prospective merchants: WOULD YOU RISK YOUR MONEY, AND TRUST A PROCESSOR WHO HANDLED BEASTIALITY??

LOOK OUT MERCHANTS!!!

viocard

We do work with American Express, but there's no rules' breaking.
We follow their rules. So if its an adult site, then the MA cannot accept American Express.

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viocard

We do not work with extreme adult! And never did! We never worked with beastiality. And it wasnt our fault that Novagrove had those problems.
We have severe rules about the site content that we accept. And we follow those rules, no matter how much money we are offered. There was a question about sites we accept here in this thread. I aswered it. You can see it. There are no "extreme adult sites" there.
And again, we are not offering aggregating. We offer Personal Merchant Account opening, where you cannot loose money because of someone else.

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JimmyJim

That's a noble stance to take , NOW! Aggregators are mostly jeapordized by careless merchants who don't keep a tabs on the kind of business running through their accounts! All the beating around the bush and smokescreens won't change the fact that YOU ARE the fault that Novagrove had those problems because you allowed beastiality through, and no other reason!!!

For all those who don't think so, I can get it in writing from Novagrove to put any doubts to rest.

Processors that deal with high risk are one thing; Processors that ARE A HIGH RISK ARE ANOTHER! This business had enough curveballs as it is, needn't inherit another one!!!

Kimmykim

Um, where do these transactions settle?

You don't seem to discern any difference between US and non-US merchant accounts, I'd be curious to know how you can overlook cross border acquisition so easily?

viocard

We do discern a difference between US and non-US merchant accounts.

We open US Merchant Accounts if you have a company in the USA and we open a European Merchant Account if you have a company in Europe.
We work with boggest European and American banks.

If you want to incorporate a company with us we offer you several options. You can get either a European or an American company.

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viocard

You are complaining about loosing lots of money. But nobody said anything about not paying the money back. We werent the reason for these problems and we ourselves got fooled in this situation. We are very sorry about it and about all the problems with Novagrove. The money will be paid back as soon as we can. And noone will lose anything.

We were not trying to steal money and it wasnt our fault they were put on hold in the banks. They will stay on hold for 180 days from the day when they were put on hold. As soon as the banks give money back, we'll pay them back to the merchants. Again, we are sorry for the situation.

Besides, VIOCARD.COM is a completely different type of business that eliminates the causes of the problems that we faced with aggregating accounts.

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Theo

same here

David - PG

This is what the guy said:Why would this sound suspicious?

Dcat

So what would a Canadian company have to do to get setup with VIOCARD? Obtain a US or European Merchant Account?

Dcat

Sorry. ...What I ment was, ...incorporate in the USA or EU?

acratophorum

I believe what JimmyJim said is that YOU put through the beastiality content through Novagrove...He claims also to be able to show this in writing from Novagrove...You keep dansing around his claim that you directly were responsible for the closing of this account. Do you deny that your company was DIRECTLY responsible for this?

Better be honest about this, lest Jimmyjim can provide unequvical evidence....'the truth will set you free'.

I am curious to know which North American bank would endorse adult merchant accounts...the only one I know of is Humbolt...

detoxed

How much $ is needed to get to the point where you can give adult merchant accounts from your bank (i mean owning the bank) to people?

What is that a $20 million minimum? Anyone know more about this?

acratophorum

If you can find a bank that offers adult merchant accounts, then all you have to do is become an ISO with them; they will give you a residual on all accounts you send their way. You don't need to pay the bank or put down any deposit.

detoxed

No, I want to be the bank that offers adult merchant accounts. What is required?

acratophorum

Well, for starters, you have to be a licenced financial institution which requires many millions of dollars in backing. At this point, Visa and MasterCard will start to talk to you.

Then you have to under-write each merchant account, which means posting millions of dollars in bonds.

viocard

There is a difference for us between a US and non-US Merchant Account, but we do work with both. We can offer you US and European Merchant Accounts and we offer incorporation in both Europe and the States. See previous posts for details.

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viocard

We offer Merchant Account opening for you.
So if you already have a company all you have to do is contact our sales rep (ICQ# 384-843-031, other contact info is on the site).
Very easy to set up!

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Ar3s

HIT me up on ICQ please VIOCARD.
thanks.

viocard

In a sec))

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{fusion}

if no chargeback fee, do you take the lose from your own pocket?

anyone offering no chargeback fees is a scam if you ask me, as anyone can chargeback when credit card is involved.

Theo

thanks i missed that. That's no suspicious.

viocard

We do not take any chargeback fees. But you still have to pay the bank's chargeback fee.

Why we do not take chargeback fee? Because we believe that our fraud-screening technology in unmatched.
It was specifically designed for VIOCARD.COM and is constantly perfected. A transaction passes through a battery of 57 different filters. We are linked to the biggest anti-fraud database.
Besides, all transactions are authorized manually. We use phone and e-mail verification as well.

We are so confident in our anti-fraud technology that we have completely eliminated chargeback fees!!!

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Basic_man

okay, noted

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viocard

We do not only work with American and European companies.
VIOCARD.COM also works with Canadian companies and with offshore companies as well.
We accept international businesses.

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Donnie Gangsta

In Panama, you can start a bank with $3mil in assets... just a bunch of government red tape but it's possible. I already looked into it.

Kimmykim

So you are saying you are an ISO or you are an IPSP?

There is a VAST world of difference between the two things.

I'm not too impressed with your 57 different fraud screening points to be honest, either, 4 years ago when I was at CCBill we had 51 points of failure and things have changed dramatically since then in the landscape.

I'm also curious as to how you would intend to manually approve or decline any serious number of transactions daily. For instance, Program A does 2000 signups a day, Program B does 1000 signups per day, then you have the rebills on both daily. Do you know how many staff members you'd have to have trained and able to make a decision on that many sales per day?

Best of luck to you, I just don't see where anything you are doing is either new, special or ahead of others that have a longer, more substantiative track record. I am including not just IPSPs but also established ISOs like NetBilling in this category.

Hanging Judge

Can you accept ACH transactions as well?

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viocard

Yes, we sure can!

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johnbosh

yup