if no chargeback fee, do you take the lose from your own pocket?

anyone offering no chargeback fees is a scam if you ask me, as anyone can chargeback when credit card is involved.

thanks i missed that. That's no suspicious.

We do not take any chargeback fees. But you still have to pay the bank's chargeback fee.

Why we do not take chargeback fee? Because we believe that our fraud-screening technology in unmatched.
It was specifically designed for VIOCARD.COM and is constantly perfected. A transaction passes through a battery of 57 different filters. We are linked to the biggest anti-fraud database.
Besides, all transactions are authorized manually. We use phone and e-mail verification as well.

We are so confident in our anti-fraud technology that we have completely eliminated chargeback fees!!!

okay, noted

We do not only work with American and European companies.
VIOCARD.COM also works with Canadian companies and with offshore companies as well.
We accept international businesses.

In Panama, you can start a bank with $3mil in assets... just a bunch of government red tape but it's possible. I already looked into it.

So you are saying you are an ISO or you are an IPSP?

There is a VAST world of difference between the two things.

I'm not too impressed with your 57 different fraud screening points to be honest, either, 4 years ago when I was at CCBill we had 51 points of failure and things have changed dramatically since then in the landscape.

I'm also curious as to how you would intend to manually approve or decline any serious number of transactions daily. For instance, Program A does 2000 signups a day, Program B does 1000 signups per day, then you have the rebills on both daily. Do you know how many staff members you'd have to have trained and able to make a decision on that many sales per day?

Best of luck to you, I just don't see where anything you are doing is either new, special or ahead of others that have a longer, more substantiative track record. I am including not just IPSPs but also established ISOs like NetBilling in this category.

Can you accept ACH transactions as well?

Yes, we sure can!

yup

The fees vary depending on the business type. Usually they are lower for eCommerce and higher for High-risk businesses. For non-high risk accounts the set up fee can be up to $300.

Was trying to get in contact with you via ICQ. But didnt get a responce from you.
Contact me when you can (ICQ#303335446).
Or our sales ICQ# 348-843-031

Just want to make sure you didn't miss my post, I didn't see any answers?

I would be interested to know:

What is your holdback percentage and period?
What do you charge per chargeback and what do you charge per refund?
What country are you incorporated in?
What is the minimum monthly transaction volume?
What is the MCC on the accounts?

Quote:

Originally posted by Kimmykim So you are saying you are an ISO or you are an IPSP? There is a VAST world of difference between the two things. I'm not too impressed with your 57 different fraud screening points to be honest, either, 4 years ago when I was at CCBill we had 51 points of failure and things have changed dramatically since then in the landscape. I'm also curious as to how you would intend to manually approve or decline any serious number of transactions daily. For instance, Program A does 2000 signups a day, Program B does 1000 signups per day, then you have the rebills on both daily. Do you know how many staff members you'd have to have trained and able to make a decision on that many sales per day? Best of luck to you, I just don't see where anything you are doing is either new, special or ahead of others that have a longer, more substantiative track record. I am including not just IPSPs but also established ISOs like NetBilling in this category.

Sorry, we did miss this thread. Thanks for getting back to us and asking again.

And here are the answers for you:

1. We are an IPSP and work together with a number of ISOs

2. Our fraud screening filters have unique features inside. We don't just block transactions or buyers. We analyze all of purchases and give our webmasters an option to decide what to do. We have customers with more than 5,000 transactions daily and some of them are still fraudulent. But we don't manage all of them manually. Each filter we have mark transactions according to the risk factor it has inside. And only a few of them should be analyzed and verified manually.

We utilize a large amount of 3rd party databases and filters as well. On the other hand, the more history we have with some merchant, the less active monitoring we push to his account. The more history we have with certain buyer, the less risky he/she is for us.

For example, not necessary to even analyze and filter a transaction from a buyer with $500/6 month history. We split all buyers onto groups with certain trust level...

We could write a book about all this :) if interesting - email us and we will continue in personal communcation. Or let's open a new topic for fraud monitoring :)

3. You say that there is nothing particularly special about our service. Well, you are definitely wrong on that! There are a lot of special features we offer.
How about this one: Our service is the best because the processing/billing fees we charge are the lowest in adult industry. It is 2-4%. Ever seen this before? :)

How much $ will it cost me start to finish to set up a high risk account with you.

1. Holdback %: 10%
Holdback period: 180 days

2. Chargeback fee: $25
Refund fee: there is no fee for a refund (just a normal transaction fee).

3. We are incorporated in the United States of America. We have our main office in one of the tallest buildings in Seattle, WA (the address is on our website). If you are nearby, stop by our office ;))
We also have an office in the United Kingdom.

4. Minimum monthly transaction volume: No minimum monthly transaction volume!
Maximum monthly transaction volume: Unlimited processing volume with VIOCARD.COM!

5. MCC on the accounts: Depends on the account we open. Each account has its own MCC. A bank issues this code, not us.

Does this answer your questions?

The set up fees vary depending on the type of your business. They are lower for eCommerce and higher for Hig-risk. The fees vary from $300 to $1500.

Get in touch with our sales representative via ICQ to get detailed info about the set up fee for your business.

Can you list some of your 50 000 sites using your services?

We are compiling a list of the web sites now. You will be able to see it on our web site very soon.

bump

It's too good to be true ;)

Anyone using Viocard ?

I was about to post the same question ..


Their claim is

"Viocard .. Is trusted by over 50,000 web sites worldwide"

But if you look for Viocard and Visa on Google the only results coming up are them writing in Russian on Russian boards and a site processing with them on secure.rapecash.com ..

I wouldn't trust them.

Lol.

I went to one of the rapecash sites (didn't think hardcore rape was legal, looks like Ibill gave them the boot.)

For laughs I clicked on the join button, got:

With our system is no payment possible at this product


Please inform us if this error occurs again [email protected]!

Dunno if viocard booted them too, but I would not deal with anyone who arranged payment processing at sites that are illegal in the U.S., personally. Not a judgement statement, just seems too risky.

Isn't viocard connected with yambo.biz ?

Why in the hell would anyone here be stupid enough to believe anyone like this who says they are the new hot thing? how many ISP's went out of business in the last 18 mo's? How many people get fucked continuously by these fly by night operations who have it all figured out?

What is it that they are going to do that someone like Epoch will not?

Anyone that trusts people like this deserves to lose all their money!

middle man

"Greetings,

I am looking for someone to handle all processing for my sites. I would prefer someone with no track record, no business history and without any referrences. I know there are a few very solid companies that have withstood the test of time and proven themselves to be world class companies to choose from, but thats just not my style.

Thanks, I look forward to working with you soon and I can't wait to trust you with my financial future.

Best Regards,
Newbie."

very true.

playing the middle man and taking a small cut for being just that. Not saying there is anything wrong with that though ...

so if a site is doing say 1000 new sales per day, and rebills up the wazoo, what happens when the bank puts a lock on the account until furthur investigation?

i dont want a company that will take the "wait the 180 days and when the bank unlocks the money we will pay you" attitude as mentioned on page one of this post to someone who had a problem.

i want a company that has the backing to pay me my money regardless, then THEY get paid back when the bank decides to release funds.

playing the middle man is a great game, but very risky in this situation.

i dont know too much about this side of the industry so my opinion really cant be counted, i just wanted to voice my thoughts.

As a matter of fact, yes. We pay our gateway 1.5% and 15% per transaction. You have nothing new to offer is seems except alot of speculation.

Z

*bump*

Unlike other spammers posting here this guy is offering a high risk merchant lead. God knows how stable of legit it is, but that's way more than everybody else here has to offer.

No it's not.

Can't agree with that one. It's possible to get high-risk merchant accounts these days even without a minimum volume. Just gotta follow the billing companies posts. :2 cents:

Can you be just a little bit more clear? Obviously we are not smart enough to figure it out :)

Not saying you weren't smart enough. I'm probably just on the board too much :)

But anyway, I know Netbiling now has a high risk solution without a minimum volume.

edit. Maybe more than one, you'd have to call them though.

You are right. Netbilling is setting us up another domestic account right now.

Z

people be carefulll. its the same people that runs www.yambobill.com and never pay to the masters. all the russians awm forums full of complaints against them. dont even think to use them as you will lost your money

:)