Is it time to say goodbye to VISA and it's damn rules? - GoFuckYourself.com

just a punk · 05-31-2004, 12:11 PM

DSMcard.com is now offering the DSMcard; an independent credit card that individuals can use to purchase any legal item, adult or not, from online merchants who have been setup to accept the DSMcard. Even small businesses, such as one-person run web sites, can accept the DSMcard, the merchant version of which is required to accept payments. Full Story...

Shaze · 05-31-2004, 12:14 PM

good article...have to keep an eye on the progress of this company...they really need to fix up their site...

just a punk · 05-31-2004, 12:28 PM

Quote:

Originally posted by Shaze
good article...have to keep an eye on the progress of this company...they really need to fix up their site...

Always thought something like that will happen sooner or later...

aaron · 05-31-2004, 12:29 PM

cool !!

AaronM · 05-31-2004, 12:31 PM

Exactly what is it that is wrong with Visa's rules?

Quit fucking the surfer/members and you will have nothing to worry about.

baddog · 05-31-2004, 12:36 PM

You guys crack me up. DSwhat card? I am sure millions will be flocking to use this new cc.

Yeah, please stop accepting VISA, will leave more for us that do.

just a punk · 05-31-2004, 12:36 PM

Quote:

Originally posted by AaronM
Exactly what is it that is wrong with Visa's rules?

Quit fucking the surfer/members and you will have nothing to worry about.

What's wrong you say? Hmm... What's about AVS ban, 1% chargeback limit, $750/$350 VISA process fee and other shit?

Semi-Retired-Dave · 05-31-2004, 12:38 PM

We have been doing this for over two years, its catching on quick. We have a webmaster referral program coming out on it real soon.

Our card is called CNWB.comhttp://www.cnwb.com

You can also get the adamandevecard.com http://www.adamevecard.com

or the CyberAge.com card http://www.cyberagecard.com

or the UGAS.com card..http://www.ugascard.com

There are a lot others as well.

You can use any of these cards anywhere that is excepts them.
All of our AVS's accepts them and also all of our Paysites thur Nastycash.com

Its nice having an alternate card.

baddog · 05-31-2004, 12:40 PM

Quote:

Originally posted by Shaze
good article...

really? what did you find "good" about it? serious question.

AaronM · 05-31-2004, 12:41 PM

Quote:

Originally posted by cyberxxx
What's wrong you say? Hmm... What's about AVS ban, 1% chargeback limit, $750/$350 VISA process fee and other shit?

What's your point?

STOP FUCKING THE SURFERS AND MEMBERS AND YOU WILL HAVE NOTHING TO WORRY ABOUT.

If you can't afford the fees then you should not be in this business in the first place.

smokingdawn · 05-31-2004, 12:44 PM

Good article..thanks!

kak_azn · 05-31-2004, 12:45 PM

Cut them up only pre pay!

jact · 05-31-2004, 12:46 PM

Quote:

Originally posted by AaronM
What's your point?

STOP FUCKING THE SURFERS AND MEMBERS AND YOU WILL HAVE NOTHING TO WORRY ABOUT.

If you can't afford the fees then you should not be in this business in the first place.

I could not agree with you more.

just a punk · 05-31-2004, 12:49 PM

Quote:

Originally posted by AaronM
What's your point?

STOP FUCKING THE SURFERS AND MEMBERS AND YOU WILL HAVE NOTHING TO WORRY ABOUT.

If you can't afford the fees then you should not be in this business in the first place.

Once again. I never fucked the surfers and members (actually I prefer to fuck women). Also what's about AVS?

baddog · 05-31-2004, 12:52 PM

Quote:

Originally posted by cyberxxx
Also what's about AVS?

what about AVS? I have not heard of any that do not accept VISA, but I have not gone out and actively tried to find one. Can you tell me one?

just a punk · 05-31-2004, 12:54 PM

Quote:

Originally posted by baddog
what about AVS? I have not heard of any that do not accept VISA, but I have not gone out and actively tried to find one. Can you tell me one?

Yes, they still accept VISA but they were forced to change their rules for that. Also as far as I remember, a couple of AVS were closed at all.

baddog · 05-31-2004, 01:02 PM

Quote:

Originally posted by cyberxxx
Yes, they still accept VISA but they were forced to change their rules for that. Also as far as I remember, a couple of AVS were closed at all.

well, the rule changes were pretty much based on the interpretation of the individual AVS . . . whoever closed did so because they could not adapt or could not afford $750 to stay in business

SGS · 05-31-2004, 01:09 PM

Quote:

Originally posted by AaronM
Exactly what is it that is wrong with Visa's rules?

Quit fucking the surfer/members and you will have nothing to worry about.

Sound advice

fiftyfingers · 05-31-2004, 01:11 PM

Quote:

Originally posted by AaronM
Exactly what is it that is wrong with Visa's rules?

Quit fucking the surfer/members and you will have nothing to worry about.

They should stop accepting chargebacks so easily

baddog · 05-31-2004, 01:15 PM

Quote:

Originally posted by fiftyfingers
They should stop accepting chargebacks so easily

you should start providing a product that doesn't result in a c/b or provide customer service that responds before they have to resort to using a c/b

Matt 26z · 05-31-2004, 01:15 PM

Quote:

Originally posted by cyberxxx
What's wrong you say? Hmm... What's about AVS ban

AVS is a ripoff. It's nothing more than a $30/mo TGP.

Quote:

Originally posted by cyberxxx
1% chargeback limit

If you have a problem staying below this, then you are doing something wrong.

Quote:

Originally posted by cyberxxx
$750/$350 VISA process fee

It's to cover the shit they have to put up with by the adult internet as a whole, which is a lot.

Rich · 05-31-2004, 01:33 PM

Quote:

Originally posted by baddog
well, the rule changes were pretty much based on the interpretation of the individual AVS . . . whoever closed did so because they could not adapt or could not afford $750 to stay in business

Why did the ones you ran go under?

Centurion · 05-31-2004, 01:40 PM

The bottom line is how widespread will this new card be?
The typical surfer KNOWS about Visa & MC and some of them have a really hard time getting those..a lot using the old "debit" card.

Assuming everything you say is true, and it's a great card, I just don't see the typical consumer flocking to get this card. Especially when you go to the site and see how this card really pushes the "adult" angle in it's useage.

A lot of people like to "hide" their porn ventures with other purchases on their Visa/Mc.

just a punk · 05-31-2004, 01:50 PM

Quote:

Originally posted by Matt 26z
AVS is a ripoff. It's nothing more than a $30/mo TGP.

1) There is much more content on ProAdult, AdultBouncer, DeluxePass and other good AVS than on 99% of "paysites" that currently floating on the Net.
2) Who said the TGP's should be free? I think they should also charge the payment (at least to protect the minors from watching porn).

BTW, I have about 70% rebill level on my ProAdult sites. What is the level of rebills on your own paysite?

FlyingIguana · 05-31-2004, 01:56 PM

Quote:

Originally posted by AaronM
Exactly what is it that is wrong with Visa's rules?

Quit fucking the surfer/members and you will have nothing to worry about.

visa and mastercard are fucking asshats who don't want to make the much needed changes to protect not only their customers but the merchants as well.

they're running a huge fucking scam and everyone in this industry is bending over for them.

ListYourPorn · 06-01-2004, 07:03 AM

It wont work.

This is how paynments work as I see it from working in this field.

As a site owner you need to be able to take payments from the public on the front end of your business. Also required is the need to transer funds P2P or B2P etc.

The front end is the easy part to sort out these days, CCBill, Verotel and iBill can do the job standing on their head and any one who needs to take payments should have an account with all of them.

The backend is where things get tricky, Paypal have walked away from a big market and the race is on to get our business. So who do we have in the running;

EPassporte - I like the product a lot though I am yet to see it in use widely in the UK.

Money Bookers is my favourate to fill the viod that Pay Pal have left. They already boast Netpond's replacement for paypal

The big issue though is that as they said in this report getting people to trust the provider and for the whole market to standardise and agree on new online currency.

StarkReality · 06-01-2004, 07:14 AM

Quote:

2) Who said the TGP's should be free? I think they should also charge the payment (at least to protect the minors from watching porn).

What a wonderful dream ! Only softcore for free, hardcore requires a cc...but it will stay a dream, it's like the TGP2 concept, especially the big TGPs won't dare any experiments and risk their bookmarker traffic.

Ash@phpFX · 06-01-2004, 07:23 AM

what is the merchant support for this like? still pretty low?

Brad Mitchell · 06-01-2004, 07:25 AM

I think the industry is ripe for innovation and new alternative billing methods, that's why I created 123Bill. The one and only comment that I'll make here is why don't you save your press release and threads on the boards until you're actually ready to conduct business? There is hardly a web site at all on dmscard.com and the signup page isn't even secure where you're asking for a Social Security number. There are no disclaimers, address, phone number, contracts, merchant application or sufficient details for the consumer about the nature of your offering.

I wish you the best of luck but my advice would be to create a secure, professional product and website before announcing it. XBiz actually wrote or published that? Weird.

Brad

Juicy D. Links · 06-01-2004, 07:32 AM

I fucked 3 exec's at Visa. I am immune to their rules. I just gott aput out evry so often to maintain my immunity,.

baddog · 06-01-2004, 07:43 AM

Quote:

Originally posted by Rich
Why did the ones you ran go under?

If you are talking about AdultLogin you will have to talk to Mogul, because it was still running when I left MogulNetworks . . . .but seeing as how he closed up all of his adult sites after I left, maybe it was because he had no one to run them and did not want to do adult any more

baddog · 06-01-2004, 07:47 AM

Quote:

Originally posted by Matt 26z
AVS is a ripoff. It's nothing more than a $30/mo TGP.

ignorance

Brad Mitchell · 06-01-2004, 08:21 AM

For the record, with regard to AVS I believe that done right it CAN be a good value to the consumer. What I disagree with is subversively cross-selling memberships to a full priced pay site when someone gets a "free" membership to an AVS when it's not adequately disclosed what they are going to be billed for.

Cheers,

Brad

KRL · 06-01-2004, 08:31 AM

one word. when all else fails you can always go back to basics.

I N V O I C E S

steffie · 06-01-2004, 08:42 AM

I remember many moons ago a new credit card came onto the horizon, it was called the Discover Card.

Sears pushed it, many got theirs because they were already with Sears. I never got one nor applied for one. I don't need it because I do own Visa and Mastercard and there is your problem

People like me

Were lazy, we don't want to be inconvinienced. We go to a paysite like it want it and when it is time to pay we will with our Credit Card Visa and Mastercard.

Will I go out and apply for a new card? of course not, I don't need anything else than the main once.

That sad truth, but unfortunate reality...

We need to appeal to the masses,, not just to people who own Discover Card. etc etc

and yeah, Invoicing,,, I always have that option and do sell quit a share of them during the month.. they send me money I send them a password.. Hey thats how it worked many moons ago also. Until we got lazy, we relied on Visa and never looked anywhere else. Now we are in front of the bridge, is it going to hold us or break?

Only time will tell
Only time

baddog · 06-01-2004, 08:45 AM

Quote:

Originally posted by steffie
I remember many moons ago a new credit card came onto the horizon, it was called the Discover Card.

exactly

baddog · 06-01-2004, 08:45 AM

Quote:

Originally posted by SinEmpire
For the record, with regard to AVS I believe that done right it CAN be a good value to the consumer. What I disagree with is subversively cross-selling memberships to a full priced pay site when someone gets a "free" membership to an AVS when it's not adequately disclosed what they are going to be billed for.

Cheers,

Brad

agreed

Veterans Day · 06-01-2004, 08:48 AM

Quote:

Originally posted by AaronM
Exactly what is it that is wrong with Visa's rules?

Quit fucking the surfer/members and you will have nothing to worry about.

Exactly, offer what you tout on your font pages, stop treating surfers like dumbfucks who arent gonna notice the same fucking plugins at every fucking paysite and youll be just fine, we dont do huge volumes but we offer a rare "real" product and give to you what we tout on the front pages, nothing more nothing less. Result = 0 cb's for us anyway

Brad Mitchell · 06-01-2004, 08:56 AM

Re: Invoicing

That's what 123bill is, discreet invoicing. Customers get instant approval or denial when they want to buy on your websites. If they're approved, they get instant access to your product. Once that takes place, you know you're getting a guaranteed payout from 123bill regardless of our ability to collect because that is how our product offering is structured. Unlike other things that are on the market, my product does not require that it be pre-loaded and really does address the issue of convenience for consumers since they're able to get access to what they want spontaneously.

Brad

Brad Mitchell · 06-01-2004, 09:02 AM

Quote:

Originally posted by Veterans Day
Exactly, offer what you tout on your font pages, stop treating surfers like dumbfucks who arent gonna notice the same fucking plugins at every fucking paysite and youll be just fine, we dont do huge volumes but we offer a rare "real" product and give to you what we tout on the front pages, nothing more nothing less. Result = 0 cb's for us anyway

I agree. But... We all also have to agree that there is a certain population, however small, that purchases memberships without the intention of ever paying their bill and ultimately charging it back because they know they can. Anyone who has ever taken customer service calls can attest to this. Similarly, there is still a real issue of organized crime with credit card fraud and affiliate accounts. Not too long ago we got hit with what CCBill determined was about 50 fraudulent transactions all from one affiliate in the SinBucks program in a short period of time, despite the scrub. So, inevidably, these types of bad transactions ultimately end up hurting even the most honest of merchants.

Do these transaction counts add up to 1%? No, probably not. However, they both represent real issues that could be better handled by some updated policies at Visa and Mastercard that address the inevidability of even the best merchants being defrauded despite scrubbing and other preventative practices.

Brad

emmanuelle · 06-01-2004, 10:53 AM

It's all about integrity. That's all Visa demands. Live up to your claims, and offer value to your customer.

No website in the world who operates an honest system is going to exceed Visa's chargeback ratio, under it's current rules. The bigger pps programs spend more resources on fighting affiliate fraud than consumer fraud. When webmasters wake up and realize that they are causing (and enabling) their own problems, then maybe this industry can be strong again.

Quit trying to fight Visa by reinventing the wheel. If you truly wish to embrace new payment options, then think outside of the box. 123bill is an amazing example of such vision and comes packaged with the integrity that is so dearly needed around here.

scottie0779 · 06-01-2004, 11:11 AM

Quote:

Originally posted by steffie
I remember many moons ago a new credit card came onto the horizon, it was called the Discover Card.

Sears pushed it, many got theirs because they were already with Sears. I never got one nor applied for one. I don't need it because I do own Visa and Mastercard and there is your problem

People like me

Were lazy, we don't want to be inconvinienced. We go to a paysite like it want it and when it is time to pay we will with our Credit Card Visa and Mastercard.

Will I go out and apply for a new card? of course not, I don't need anything else than the main once.

That sad truth, but unfortunate reality...

<SNIP>

Agreed. If you're one of us that have a hard-merchant account (a machine in my office to take transactions for my computer business) you know that Discover and AmEX also take longer than Visa & Mastercard to process and payout. Their take is higher too.

I have 3 cards, two are straight up Visa, the other is a bank Debit card (also Visa). I'm with steffie - i will most likely never apply for another card again. Got too many already...

Brad Mitchell · 06-01-2004, 12:28 PM

Quote:

Originally posted by scottie0779
Agreed. If you're one of us that have a hard-merchant account (a machine in my office to take transactions for my computer business) you know that Discover and AmEX also take longer than Visa & Mastercard to process and payout. Their take is higher too.

I have 3 cards, two are straight up Visa, the other is a bank Debit card (also Visa). I'm with steffie - i will most likely never apply for another card again. Got too many already...

Interestingly enough, Discover's discount rate is much less than Visa, Mastercard and American Express. American Express is the highest of the bunch at upwards of 1% above Visa and Mastercard.. This, based on experience with my own merchant accounts.

I'm not likely to ever want or need any more credit cards either. That's part of the reason I think 123Bill is a viable option, because it ultimately generates a bill in the mail with an automatic net 30 for the consumer.

Brad

Kimmykim · 06-01-2004, 12:41 PM

Visa's stance on AVS is simple, they do not want their product used as an age verification process. If you've read any of their releases or their statements, they are all about protecting their brand image.

Now, should I spam ePassporte in this thread or not, I wonder...

makefuckingmoney · 06-01-2004, 12:58 PM

Im only taking pesos from now on.. Its a top secret visa loophole!

Edguy! · 06-01-2004, 12:59 PM

VISA suck

Kassidy · 06-01-2004, 01:01 PM

Trying to fight visa is a losing battle but there's nothing wrong with looking at alternative methods in addition to visa and mc. It's important to offer your customers options. We've had a ton of great response since we added 123Bill to our sign up forms!

sperbonzo · 06-01-2004, 01:12 PM

You may also want to look at Duocash as an additional way to process transactions along with your credit card processor.

We enable pre-paid phone cards to be used, which means that we have nothing to do with VISA/MC and we are not subject to their regulations.

We are not looking to be a replacement for credit cards, but rather an anonymous, additional method to get customers who might otherwise not want, or be able, to give CC# to adult sites.
Our system also works very well for micropayments as there is no per transaction fee of 15 to 50 cents like CC transactions.

Perhaps you may want to take a look at Duocash

http://merchant.duocash.com/howto.jsp

We are putting together some VERY large deals that will be implemented in the next 60 days or so that will put us all over the US and Canada, and we are in discussions to expand to Australia and the EU.

We are not in the business of selling phone cards. The problem with earlier business models has been distribution of proprietary cards. The retailers won?t stock the cards if the customers aren?t asking for them. The consumers aren?t aware of the cards if they aren?t on retailers shelves. It?s a chicken and egg type of issue.

In our case, we have done something different. We are taking a product that is ALREADY on the shelves, in distribution online, and in call centers. We are enabling the existing phone cards that are already on the market and being distributed, to be used by consumers to purchase digital content on the internet. This also avoids the issue of a single-use card that won?t be carried by retailers and distributors because of perception problems associated with a card that is specific to adult, gaming, etc?

You can contact me on my mobile or my email at any time for any questions you might have.

sperbonzo · 06-01-2004, 02:23 PM

Quote:

Originally posted by makefuckingmoney
Im only taking pesos from now on.. Its a top secret visa loophole!

Brad Mitchell · 06-01-2004, 02:24 PM

Quote:

Originally posted by Kimmykim
Visa's stance on AVS is simple, they do not want their product used as an age verification process. If you've read any of their releases or their statements, they are all about protecting their brand image.

Now, should I spam ePassporte in this thread or not, I wonder...

Nah... Let someone do it for you!

ePassporte is an excellent option! http://www.epassporte.com

Cheers,

Brad

05-31-2004, 12:11 PM	#1
just a punk So fuckin' bored Industry Role: Join Date: Jun 2003 Posts: 32,386	Is it time to say goodbye to VISA and it's damn rules? DSMcard.com is now offering the DSMcard; an independent credit card that individuals can use to purchase any legal item, adult or not, from online merchants who have been setup to accept the DSMcard. Even small businesses, such as one-person run web sites, can accept the DSMcard, the merchant version of which is required to accept payments. Full Story... __________________ Obey the Cowgod

05-31-2004, 12:14 PM	#2
Shaze Confirmed User Join Date: Oct 2003 Location: Cyberspace Posts: 2,662	good article...have to keep an eye on the progress of this company...they really need to fix up their site... __________________ Adult Search Engine Japanese Porn Thai Porn

05-31-2004, 12:38 PM	#8
Semi-Retired-Dave Too lazy to set a custom title Join Date: Apr 2004 Location: LA Posts: 11,190	We have been doing this for over two years, its catching on quick. We have a webmaster referral program coming out on it real soon. Our card is called CNWB.comhttp://www.cnwb.com You can also get the adamandevecard.com http://www.adamevecard.com or the CyberAge.com card http://www.cyberagecard.com or the UGAS.com card..http://www.ugascard.com There are a lot others as well. You can use any of these cards anywhere that is excepts them. All of our AVS's accepts them and also all of our Paysites thur Nastycash.com Its nice having an alternate card. __________________ Support a Good Cause Last edited by Semi-Retired-Dave; 05-31-2004 at 12:43 PM..

05-31-2004, 12:44 PM	#11
smokingdawn Confirmed User Join Date: Feb 2004 Location: USA Posts: 2,808	Good article..thanks! __________________ $35 Per FREE CC sign up on CONSOLE FREE video niched tours including cams. $50 Per free instant access join for all new affiliates. Ask me how! DawnG \|at\| adultalchemy.com ICQ: 428-655-109

06-01-2004, 07:03 AM	#26
ListYourPorn Confirmed User Join Date: Jan 2004 Posts: 791	It wont work. This is how paynments work as I see it from working in this field. As a site owner you need to be able to take payments from the public on the front end of your business. Also required is the need to transer funds P2P or B2P etc. The front end is the easy part to sort out these days, CCBill, Verotel and iBill can do the job standing on their head and any one who needs to take payments should have an account with all of them. The backend is where things get tricky, Paypal have walked away from a big market and the race is on to get our business. So who do we have in the running; EPassporte - I like the product a lot though I am yet to see it in use widely in the UK. Money Bookers is my favourate to fill the viod that Pay Pal have left. They already boast Netpond's replacement for paypal The big issue though is that as they said in this report getting people to trust the provider and for the whole market to standardise and agree on new online currency. __________________ Sex Add your sites Click Here

05-31-2004, 12:29 PM	#4
aaron Confirmed User Industry Role: Join Date: Mar 2003 Location: USA Posts: 4,452	cool !!

05-31-2004, 12:31 PM	#5
AaronM Too lazy to set a custom title Industry Role: Join Date: Oct 2001 Location: ┌∩┐ ◣_◢ ┌∩┐ Posts: 46,909	Exactly what is it that is wrong with Visa's rules? Quit fucking the surfer/members and you will have nothing to worry about.

05-31-2004, 12:36 PM	#6
baddog So Fucking Banned Industry Role: Join Date: Apr 2001 Location: the beach, SoCal Posts: 107,089	You guys crack me up. DSwhat card? I am sure millions will be flocking to use this new cc. Yeah, please stop accepting VISA, will leave more for us that do.

05-31-2004, 12:45 PM	#12
kak_azn So Fucking Banned Join Date: May 2004 Location: TEXAS BAN Posts: 3,055	Cut them up only pre pay!

05-31-2004, 01:40 PM	#23
Centurion Confirmed User Industry Role: Join Date: Dec 2002 Location: SeATtle Posts: 6,033	The bottom line is how widespread will this new card be? The typical surfer KNOWS about Visa & MC and some of them have a really hard time getting those..a lot using the old "debit" card. Assuming everything you say is true, and it's a great card, I just don't see the typical consumer flocking to get this card. Especially when you go to the site and see how this card really pushes the "adult" angle in it's useage. A lot of people like to "hide" their porn ventures with other purchases on their Visa/Mc.

06-01-2004, 07:23 AM	#28
Ash@phpFX Confirmed User Join Date: Nov 2003 Posts: 4,292	what is the merchant support for this like? still pretty low?

06-01-2004, 07:25 AM	#29
Brad Mitchell Confirmed User Industry Role: Join Date: Nov 2001 Location: Southfield, MI Posts: 9,812	I think the industry is ripe for innovation and new alternative billing methods, that's why I created 123Bill. The one and only comment that I'll make here is why don't you save your press release and threads on the boards until you're actually ready to conduct business? There is hardly a web site at all on dmscard.com and the signup page isn't even secure where you're asking for a Social Security number. There are no disclaimers, address, phone number, contracts, merchant application or sufficient details for the consumer about the nature of your offering. I wish you the best of luck but my advice would be to create a secure, professional product and website before announcing it. XBiz actually wrote or published that? Weird. Brad __________________ President at MojoHost \| brad at mojohost dot com \| Skype MojoHostBrad 71 industry awards for hosting and professional excellence since 1999

06-01-2004, 07:32 AM	#30
Juicy D. Links So Fucking Banned Industry Role: Join Date: Apr 2001 Location: N.Y. -Long Island -- Posts: 122,992	I fucked 3 exec's at Visa. I am immune to their rules. I just gott aput out evry so often to maintain my immunity,.

06-01-2004, 08:21 AM	#33
Brad Mitchell Confirmed User Industry Role: Join Date: Nov 2001 Location: Southfield, MI Posts: 9,812	For the record, with regard to AVS I believe that done right it CAN be a good value to the consumer. What I disagree with is subversively cross-selling memberships to a full priced pay site when someone gets a "free" membership to an AVS when it's not adequately disclosed what they are going to be billed for. Cheers, Brad __________________ President at MojoHost \| brad at mojohost dot com \| Skype MojoHostBrad 71 industry awards for hosting and professional excellence since 1999

06-01-2004, 08:31 AM	#34
KRL Entrepreneur Join Date: Oct 2002 Location: USA Posts: 31,429	one word. when all else fails you can always go back to basics. I N V O I C E S __________________ If you would like to develop your domains, you can lease inexpensive foreign labor from the leaders in the field at iWebmasters.com TO LOWER YOUR COSTS AND INCREASE YOUR PRODUCTION! * * * * * * * * * * * * Domains Adult News KRL's Newsletter Biz Tips Just Listed Domains

06-01-2004, 08:42 AM	#35
steffie Confirmed User Join Date: May 2002 Location: Somewhere in the Mountains, far far away Posts: 2,422	I remember many moons ago a new credit card came onto the horizon, it was called the Discover Card. Sears pushed it, many got theirs because they were already with Sears. I never got one nor applied for one. I don't need it because I do own Visa and Mastercard and there is your problem People like me Were lazy, we don't want to be inconvinienced. We go to a paysite like it want it and when it is time to pay we will with our Credit Card Visa and Mastercard. Will I go out and apply for a new card? of course not, I don't need anything else than the main once. That sad truth, but unfortunate reality... We need to appeal to the masses,, not just to people who own Discover Card. etc etc and yeah, Invoicing,,, I always have that option and do sell quit a share of them during the month.. they send me money I send them a password.. Hey thats how it worked many moons ago also. Until we got lazy, we relied on Visa and never looked anywhere else. Now we are in front of the bridge, is it going to hold us or break? Only time will tell Only time __________________ Partying since '96 and not going anywhere Anna's Dorm

06-01-2004, 08:56 AM	#39
Brad Mitchell Confirmed User Industry Role: Join Date: Nov 2001 Location: Southfield, MI Posts: 9,812	Re: Invoicing That's what 123bill is, discreet invoicing. Customers get instant approval or denial when they want to buy on your websites. If they're approved, they get instant access to your product. Once that takes place, you know you're getting a guaranteed payout from 123bill regardless of our ability to collect because that is how our product offering is structured. Unlike other things that are on the market, my product does not require that it be pre-loaded and really does address the issue of convenience for consumers since they're able to get access to what they want spontaneously. Brad __________________ President at MojoHost \| brad at mojohost dot com \| Skype MojoHostBrad 71 industry awards for hosting and professional excellence since 1999

06-01-2004, 10:53 AM	#41
emmanuelle Confirmed User Join Date: Mar 2003 Location: Oh Canada! Posts: 3,662	It's all about integrity. That's all Visa demands. Live up to your claims, and offer value to your customer. No website in the world who operates an honest system is going to exceed Visa's chargeback ratio, under it's current rules. The bigger pps programs spend more resources on fighting affiliate fraud than consumer fraud. When webmasters wake up and realize that they are causing (and enabling) their own problems, then maybe this industry can be strong again. Quit trying to fight Visa by reinventing the wheel. If you truly wish to embrace new payment options, then think outside of the box. 123bill is an amazing example of such vision and comes packaged with the integrity that is so dearly needed around here.

06-01-2004, 12:41 PM	#44
Kimmykim bitchslapping zebras!!!!! Industry Role: Join Date: Jun 2001 Location: In a shack by the beach Posts: 16,015	Visa's stance on AVS is simple, they do not want their product used as an age verification process. If you've read any of their releases or their statements, they are all about protecting their brand image. Now, should I spam ePassporte in this thread or not, I wonder...

06-01-2004, 12:58 PM	#45
makefuckingmoney Confirmed User Join Date: Oct 2003 Posts: 3,277	Im only taking pesos from now on.. Its a top secret visa loophole!

06-01-2004, 12:59 PM	#46
Edguy! Confirmed User Join Date: Mar 2004 Posts: 1,126	VISA suck __________________ porndollar.com

06-01-2004, 01:01 PM	#47
Kassidy Confirmed User Join Date: Jul 2003 Location: Vancouverish... ICQ# 111432084 Posts: 1,219	Trying to fight visa is a losing battle but there's nothing wrong with looking at alternative methods in addition to visa and mc. It's important to offer your customers options. We've had a ton of great response since we added 123Bill to our sign up forms! __________________ The ORIGINAL micro niche program- All Original and exclusive content. Paying 60% recurring through CCBill, FHG, free content & gallery templates Well researched niches with on-target content. SUBSTANCE SELLS!

06-01-2004, 01:12 PM	#48
sperbonzo I'd rather be on my boat. Industry Role: Join Date: May 2003 Location: Miami, FL Posts: 9,748	You may also want to look at Duocash as an additional way to process transactions along with your credit card processor. We enable pre-paid phone cards to be used, which means that we have nothing to do with VISA/MC and we are not subject to their regulations. We are not looking to be a replacement for credit cards, but rather an anonymous, additional method to get customers who might otherwise not want, or be able, to give CC# to adult sites. Our system also works very well for micropayments as there is no per transaction fee of 15 to 50 cents like CC transactions. Perhaps you may want to take a look at Duocash http://merchant.duocash.com/howto.jsp We are putting together some VERY large deals that will be implemented in the next 60 days or so that will put us all over the US and Canada, and we are in discussions to expand to Australia and the EU. We are not in the business of selling phone cards. The problem with earlier business models has been distribution of proprietary cards. The retailers won?t stock the cards if the customers aren?t asking for them. The consumers aren?t aware of the cards if they aren?t on retailers shelves. It?s a chicken and egg type of issue. In our case, we have done something different. We are taking a product that is ALREADY on the shelves, in distribution online, and in call centers. We are enabling the existing phone cards that are already on the market and being distributed, to be used by consumers to purchase digital content on the internet. This also avoids the issue of a single-use card that won?t be carried by retailers and distributors because of perception problems associated with a card that is specific to adult, gaming, etc? You can contact me on my mobile or my email at any time for any questions you might have. __________________ Michael Sperber / Acella Financial LLC/ Online Payment Processing [email protected] / http://Acellafinancial.com/ ICQ 177961090 / Tel +1 909 NET BILL / Skype msperber