WTF somebody stole my identity ??? - GoFuckYourself.com

Doctor Dre · 05-27-2004, 08:04 AM

I applied for some credit margin at my bank ...

I have been with them for years and have never had a late credit card payment or ANYTHING close to that ...

They don't call me for 3 weeks after so I call today...

They say they got a unpaid credit card complaint and a insurance complaint of a compagny I don't know .

WTF is going on ... I really dunno what to do really ... the lady told me to chill out (it MIGHT have been an error) but I've never had any credit problems and always took care of everything .

LadyMischief · 05-27-2004, 08:06 AM

VERY common these days.. Best of luck to you finding out wtf

Manowar · 05-27-2004, 08:07 AM

i guess Dre wants his name back for the new album

jk man, that sucks - but the bank should sort it all out for you

eroswebmaster · 05-27-2004, 08:07 AM

I was watching some documentary last night about a serial killer who stole people's identities.

One guy for years had the IRS on his back and he kept trying to tell them he never worked for all of these other companies..he was in Louisiana and these companies were all out of state.

Anyway after like 5 or 6 years of this the guy has a heart attack and he attributed a lot of it to stress dealing with all of this.

I don't know the final outcome as I fell asleep...LOL

But good luck we live in strange times and some bad people out there are truly making life a shit storm for some.

Mike AI · 05-27-2004, 08:07 AM

I think I know who it was!

[IMG]http://rds.yahoo.com/S=96062883/K=dr.+dre/v=2/l=IVI/*-http://earthlink.eonline.com/Facts/People/Photos/fs.dre.dr.jpg[/IMG]

LauraLee · 05-27-2004, 08:07 AM

damn, that is not good and it seems to be something everyone has to be concerned about these days.
hope all works out for you...

Doctor Dre · 05-27-2004, 08:08 AM

I lost my wallet like 5 years ago with my social security card in it ... not looking good . But why 5 years later ? I got loans, credit cards and everything I needed ... weird

jackson · 05-27-2004, 08:10 AM

wow thats rigid man good luck in sorting thigns out!

HS-Trixxxia · 05-27-2004, 08:20 AM

Quote:

Originally posted by Doctor Dre
I applied for some credit margin at my bank ...

I have been with them for years and have never had a late credit card payment or ANYTHING close to that ...

They don't call me for 3 weeks after so I call today...

They say they got a unpaid credit card complaint and a insurance complaint of a compagny I don't know .

WTF is going on ... I really dunno what to do really ... the lady told me to chill out (it MIGHT have been an error) but I've never had any credit problems and always took care of everything .

Doctor Dre - she told you to CHILL? Either she doesn't know what she's doing or she doesn't know the implications of this.

First: Ask your bank manager (not the rep you dealt with) for a letter describing the reason either of the refusal or the delay. You want it on paper.

Second: Contact Equifax immediately - you can get it online for a charge or write them for a copy of your credit report http://www.equifax.com/EFX_Canada/co...nreport_e.html <---Start there - if you want it online. There should be a link with the address to send an official request - and send it registered with CanadaPost.

Third: Once you get your report - go through every bit and piece that is written on it. If there are loans on there that aren't/weren't yours, get that cleared up. Make sure you keep a copy of this & report it if it's fraud - be prepared if the government claims you've made income in other jobs that you haven't done.

The other thing is depending on the amounts of the loans/credit cards/jobs they have taken - you may find yourself with a seizure and that won't be something you want to CHILL about.

Once it's cleared - make sure the information is relayed to Equifax or you will find yourself with R9 references for the next 7 years - which means - no new cards, no new mortgage, no new anything until that time passes.

loverboy · 05-27-2004, 08:22 AM

that sucks

Doctor Dre · 05-27-2004, 08:23 AM

Thanx trixxie . I'ma wait a week to see what's up .

The lady said it MIGHT have been the credit bureau that made an error and sent the report of another guy with my name .

Jace · 05-27-2004, 08:23 AM

Quote:

Originally posted by Doctor Dre
I lost my wallet like 5 years ago with my social security card in it ... not looking good . But why 5 years later ? I got loans, credit cards and everything I needed ... weird

have you gotten a copy of your credit report lately? if not, DO IT NOW!!!!

they could have been slowly doing shit for 5 years, and living off you....identity theft is by far not a new thing

Jace · 05-27-2004, 08:24 AM

Quote:

Originally posted by Doctor Dre
Thanx trixxie . I'ma wait a week to see what's up .

The lady said it MIGHT have been the credit bureau that made an error and sent the report of another guy with my name .

don't wait a week, get a copy of your credit report now, you could be very suprised

Doctor Dre · 05-27-2004, 08:25 AM

Quote:

Originally posted by JaceXXX
don't wait a week, get a copy of your credit report now, you could be very suprised

there is nothing wrong with my credit cards ...

what she was talking about don't belong to me . Like if somebody would have open another bank account with my name and his own business cards.

Mine are totally fine ...

Tommy behind tha Deuce · 05-27-2004, 08:25 AM

I would look into the asshat that just ripped you and your friend off on a website.....does not mean that they did it but its a posibility.

I just went through a similar problem....and our system was hacked and hacked bad...I feel it could be the same person that ripped us and many others off too...can't prove it, but he and his worthless fuck company are vindictive and would do anything to get even with anyone that messes with them.

[it just keeps me on target to warn newbies about them...and when they loose money, it's good...as I have said I will always be around to warn people about them and we all know who this worthless individual is].

We have corrected the problem...changed bank accounts..ect,ect to prevent any futher damage.

Doctor Dre · 05-27-2004, 08:26 AM

I got online report for my CCs . Nothing was taken . I don't use them much honestly . I load them and unload them just to build better credit so it's kinda easy to see . Nothing wrong with them .

Jace · 05-27-2004, 08:27 AM

Quote:

Originally posted by Doctor Dre
there is nothing wrong with my credit cards ...

what she was talking about don't belong to me . Like if somebody would have open another bank account with my name and his own business cards.

Mine are totally fine ...

not your credit cards, your CREDIT REPORT FROM EQUIFAX

someone could have opened new cards in your name, and the onoly way to tell is via a credit report

have you ever ordered a credit report before???? i do it once a year

Doctor Dre · 05-27-2004, 08:29 AM

Quote:

Originally posted by JaceXXX
not your credit cards, your CREDIT REPORT FROM EQUIFAX

someone could have opened new cards in your name, and the onoly way to tell is via a credit report

have you ever ordered a credit report before???? i do it once a year

hrmm I'm in canada so it must be different

But I got accepted for my new 175k condo 3 months ago ... so it haven't been there for a long time .

Gotta try to find out hwo to do it .

Jace · 05-27-2004, 08:31 AM

Quote:

Originally posted by Doctor Dre
hrmm I'm in canada so it must be different

But I got accepted for my new 175k condo 3 months ago ... so it haven't been there for a long time .

Gotta try to find out hwo to do it .

http://www.equifax.com/EFX_Canada/co...nreport_e.html

Jace · 05-27-2004, 08:34 AM

sometimes it amazes me the amount of people, in cluding my family, that have no idea how bad identity theft can get

identity theft does not mean someone stole a credit card from your wallet and started charging...identity theft means someone actually used your social security # and other part of your life and opened new accounts (usually by mail or internet) and started a new life parallel to yours.....and the only way to know is by checking your credit report on a consistant basis

HS-Trixxxia · 05-27-2004, 08:38 AM

Quote:

Originally posted by Doctor Dre
I got online report for my CCs . Nothing was taken . I don't use them much honestly . I load them and unload them just to build better credit so it's kinda easy to see . Nothing wrong with them .

Doctor Dre, that's not what they are doing - they aren't taking money from you. They are taking your good financial standing and using it to get money.

Whatever your rep is telling you may be right, however it is affected you right now. If you don't straighten it out, they won't. Best be advised then be very sorry about it later. Trying to prove you are who you are and you didn't do what the other did is going to be very difficult in a year or two when you haven't corrected it and they may have bought a really nice expensive furniture or electronics (using your credentials) and moved somewhere in South America.

Trust me - don't wait a week. Your bank was negligent in not advising you sooner that you didn't qualify for the reasons on your credit bureau. Bringing up your credit score (even after you clear up the mistaken identity or blatent fraud) is going to be a bitch. Trust me on this. If we didn't have a lawyer up everyone's ass to get the fucking thing back to the time before the fraud - nobody would get it done.

BTW - Equifax is in Canada......if there isn't one in Toronto (I'd be surprised) Get the address in Montreal on Jean-Talon street.

HS-Trixxxia · 05-27-2004, 08:40 AM

Quote:

Originally posted by Doctor Dre
hrmm I'm in canada so it must be different

But I got accepted for my new 175k condo 3 months ago ... so it haven't been there for a long time .

Gotta try to find out hwo to do it .

The other thing is that they may have approved you for the condo because the qualifications when buying property (or the ratios required for mortgages) is different for the loans. The person may have been making good payments for awhile too - now they decided they'd load up the credit and get the fuck out leaving you with the 'bad rep'.

Doctor Dre · 05-27-2004, 09:08 AM

Quote:

Originally posted by JaceXXX
sometimes it amazes me the amount of people, in cluding my family, that have no idea how bad identity theft can get

identity theft does not mean someone stole a credit card from your wallet and started charging...identity theft means someone actually used your social security # and other part of your life and opened new accounts (usually by mail or internet) and started a new life parallel to yours.....and the only way to know is by checking your credit report on a consistant basis

I totally understand that ... I thought he told me to check my CC bills ... I just got it wrong lol

Jace · 05-27-2004, 09:12 AM

Quote:

Originally posted by Doctor Dre
I totally understand that ... I thought he told me to check my CC bills ... I just got it wrong lol

cool, i really hope it is just a screw up though....idneitity theft is just crazy and sucks!

Doctor Dre · 05-27-2004, 09:13 AM

Quote:

Originally posted by JaceXXX
cool, i really hope it is just a screw up though....idneitity theft is just crazy and sucks!

Yea well I just hope it's not the case. Time will tell .

Doctor Dre · 05-27-2004, 01:44 PM

Aiight I just got an email from the bank . It was just an error ... wehhhhh ... I just got accepted

Jace · 05-27-2004, 02:55 PM

Quote:

Originally posted by Doctor Dre
Aiight I just got an email from the bank . It was just an error ... wehhhhh ... I just got accepted

w00t!

StRoGE · 05-27-2004, 03:07 PM

You got lucky.
I went into the bank about a month ago to apply for a line of credit just for the hell of it. I wanted to see how much I could get ;)
Well I gave the rep all my info and he pulled up my credit report and it was TERRIBLE. Turns out there was two listings for my name (very uncommon last name) and the first one he pulled up was about as bad as it could possibly be. Bankrupt 3 times etc etc.
Luckily it was seperate from MY record and he was able to tell who was who. In my case it seems to have just been a computer screwup and not identify theft, but it definately had me worried for that 5-10 minutes.

Doctor Dre · 05-27-2004, 03:31 PM

Quote:

Originally posted by StRoGE
You got lucky.
I went into the bank about a month ago to apply for a line of credit just for the hell of it. I wanted to see how much I could get ;)
Well I gave the rep all my info and he pulled up my credit report and it was TERRIBLE. Turns out there was two listings for my name (very uncommon last name) and the first one he pulled up was about as bad as it could possibly be. Bankrupt 3 times etc etc.
Luckily it was seperate from MY record and he was able to tell who was who. In my case it seems to have just been a computer screwup and not identify theft, but it definately had me worried for that 5-10 minutes.

Yea same here :P

05-27-2004, 08:06 AM	#2
LadyMischief Orgasms N Such! Industry Role: Join Date: Sep 2002 Location: Oakville, Ontario Posts: 18,135	VERY common these days.. Best of luck to you finding out wtf __________________ ICQ 3522039 Content Manager - orgasm.com [email protected]

05-27-2004, 08:07 AM	#4
eroswebmaster March 1st, 2003 Join Date: Jul 2001 Location: Seat 4 @ Venetian Poker Room Posts: 20,295	I was watching some documentary last night about a serial killer who stole people's identities. One guy for years had the IRS on his back and he kept trying to tell them he never worked for all of these other companies..he was in Louisiana and these companies were all out of state. Anyway after like 5 or 6 years of this the guy has a heart attack and he attributed a lot of it to stress dealing with all of this. I don't know the final outcome as I fell asleep...LOL But good luck we live in strange times and some bad people out there are truly making life a shit storm for some. __________________ For rent - ICQ 127-027-910 Click here for more details

05-27-2004, 08:07 AM	#5
Mike AI Confirmed User Join Date: Jan 2001 Location: Elysian Fields Posts: 3,624	I think I know who it was! [IMG]http://rds.yahoo.com/S=96062883/K=dr.+dre/v=2/l=IVI/*-http://earthlink.eonline.com/Facts/People/Photos/fs.dre.dr.jpg[/IMG] __________________ Make big money on your Domains! Why wait 40 days to get paid with the other guys? Parked.com pays the most for your traffic, and cuts checks twice a month!

05-27-2004, 08:07 AM	#6
LauraLee Confirmed User Industry Role: Join Date: Sep 2003 Location: (Still) One Touch Cockie Posts: 3,821	damn, that is not good and it seems to be something everyone has to be concerned about these days. hope all works out for you... __________________ Priority Payout skype lauralee.bunker LL's Email

05-27-2004, 08:10 AM	#8
jackson Confirmed User Join Date: Feb 2004 Location: New Jersey Posts: 1,094	wow thats rigid man good luck in sorting thigns out! __________________ PromO ArS 4 ReAL TeenPicCentral.com icq#303419172

05-27-2004, 08:07 AM	#3
Manowar jellyfish Join Date: Dec 2003 Posts: 71,528	i guess Dre wants his name back for the new album jk man, that sucks - but the bank should sort it all out for you

05-27-2004, 08:22 AM	#10
loverboy When it rains, it pours Industry Role: Join Date: May 2003 Posts: 20,609	that sucks

05-27-2004, 08:25 AM	#15
Tommy behind tha Deuce Registered User Join Date: Nov 2003 Posts: 86	I would look into the asshat that just ripped you and your friend off on a website.....does not mean that they did it but its a posibility. I just went through a similar problem....and our system was hacked and hacked bad...I feel it could be the same person that ripped us and many others off too...can't prove it, but he and his worthless fuck company are vindictive and would do anything to get even with anyone that messes with them. [it just keeps me on target to warn newbies about them...and when they loose money, it's good...as I have said I will always be around to warn people about them and we all know who this worthless individual is]. We have corrected the problem...changed bank accounts..ect,ect to prevent any futher damage.

05-27-2004, 08:34 AM	#20
Jace FBOP Class Of 2013 Industry Role: Join Date: Jan 2004 Location: bumfuck, ky Posts: 35,562	sometimes it amazes me the amount of people, in cluding my family, that have no idea how bad identity theft can get identity theft does not mean someone stole a credit card from your wallet and started charging...identity theft means someone actually used your social security # and other part of your life and opened new accounts (usually by mail or internet) and started a new life parallel to yours.....and the only way to know is by checking your credit report on a consistant basis

05-27-2004, 03:07 PM	#28
StRoGE Confirmed User Join Date: Mar 2004 Location: Canada Posts: 1,713	You got lucky. I went into the bank about a month ago to apply for a line of credit just for the hell of it. I wanted to see how much I could get ;) Well I gave the rep all my info and he pulled up my credit report and it was TERRIBLE. Turns out there was two listings for my name (very uncommon last name) and the first one he pulled up was about as bad as it could possibly be. Bankrupt 3 times etc etc. Luckily it was seperate from MY record and he was able to tell who was who. In my case it seems to have just been a computer screwup and not identify theft, but it definately had me worried for that 5-10 minutes. __________________ [URL=http://www.stupidcash.com/referral=sailorslut/][/URL