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| Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed. |
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05-08-2004, 04:45 AM
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#1 |
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Confirmed User
Industry Role:
Join Date: Dec 2002
Location: Behind the scenes
Posts: 5,190
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Q about chargebacks
if a person places chargeback does it affect that persons credit history in any way?
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05-08-2004, 05:02 AM
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#2 |
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Confirmed User
Join Date: Jan 2003
Posts: 125
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It has no affect on their credit.
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05-08-2004, 05:07 AM
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#3 |
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Confirmed User
Industry Role:
Join Date: Dec 2002
Location: Behind the scenes
Posts: 5,190
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thanks
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05-08-2004, 07:10 AM
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#4 |
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PG Co-Boss
Industry Role:
Join Date: Nov 2003
Location: GFY
Posts: 524
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I would say it depends. If there's enough proof that the chargeback is 'friendly-fraud' meaning, you claim you didn't purchase something when you did, then the company you are disputing the charge with may opt to send the bill to a collection agency which in turn can affect your credit if unresolved.
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05-08-2004, 09:00 AM
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#5 |
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Confirmed User
Join Date: Mar 2004
Location: Behind you
Posts: 227
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It doesn't affect it immediately but every time you dispute a transaction it will go in your file and there will come a point where the card issuer will make a decision on your suitability to continue having their credit card. At this point it can affect you.
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05-09-2004, 03:05 AM
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#6 |
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Confirmed User
Join Date: May 2004
Posts: 3,599
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you can list their credit card number into black list. Allmost all billings have it.
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05-09-2004, 03:14 AM
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#7 | |
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Confirmed User
Join Date: Jan 2004
Posts: 4,095
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Quote:
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05-09-2004, 03:29 AM
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#8 |
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So Fucking Banned
Join Date: Apr 2003
Location: malta
Posts: 12,745
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Most chargebacks just go into card scrubbing databases and then they'll reject that card next time the person wants to use it.
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