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Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed. |
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#1 |
FUBAR the ORIGINATOR
Industry Role:
Join Date: Jan 2002
Location: FUBARLAND
Posts: 67,374
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![]() Or are you all Flash No Cash ?
http://money.msn.ca/articles/plannin...ng/P375709.asp Just to get you started ![]()
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#2 |
Too lazy to set a custom title
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Join Date: Mar 2004
Posts: 16,116
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Nice article.
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#3 |
sex dwarf
Join Date: May 2002
Posts: 17,860
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In other words: the best way to gather loads of money is not to enjoy it. Great advice indeed.
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/(bb|[^b]{2})/ |
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#4 |
So Fucking Banned
Join Date: Aug 2002
Posts: 5,579
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weeee
![]() I like to live a simple lifestyle, except I do buy daily espressos, it's my one vice. ![]() |
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#5 | |
FUBAR the ORIGINATOR
Industry Role:
Join Date: Jan 2002
Location: FUBARLAND
Posts: 67,374
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Quote:
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#6 | |
Confirmed User
Join Date: Aug 2002
Location: The Netherlands, Rotterdam
Posts: 8,965
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#7 |
Join The Royal Family
Join Date: Apr 2002
Posts: 25,463
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"The millionaire next door"
Great book, live like scrooge ![]()
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#8 |
Desire it and have it!!!
Join Date: Apr 2002
Location: www.fuckwithfire.com ICQ 512915
Posts: 30,767
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Great read JFK!
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#9 |
Confirmed User
Join Date: Jul 2001
Posts: 5,856
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thats definitely a good book, and while i agree with the authors almost 100%, its interesting to note #7:
"7. They chose the right occupations." that kindof negates a lot of everything else the book says. of course if you choose the right occupation you can become a millionaire. it doesnt matter how you live your life, how frugal you are or how flashy you are, etc... its a lot easier to become a millionaire as a doctor than it is as a teacher, for example. i think most of the time, those who consciously chose an occupation because of its wealth generating potential are more likely to become wealthy. no one goes into teaching with the aim of living frugal and retiring a millionaire. they go into teaching because they love teaching. just my ![]()
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#10 | |
FUBAR the ORIGINATOR
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Join Date: Jan 2002
Location: FUBARLAND
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Quote:
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#11 | |
making it rain
Industry Role:
Join Date: Oct 2003
Location: seattle
Posts: 22,119
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Quote:
You can ignore 1-5, but if you've got 6. They are proficient in targeting market opportunities. and 7. They chose the right occupations. You don't really need anything else. |
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#12 | |
we'll miss you our friend. RIP
Industry Role:
Join Date: Sep 2001
Location: Fernie, BC
Posts: 25,115
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Quote:
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we'll miss you our friend. RIP |
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#13 | |
making it rain
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Join Date: Oct 2003
Location: seattle
Posts: 22,119
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#14 | |
we'll miss you our friend. RIP
Industry Role:
Join Date: Sep 2001
Location: Fernie, BC
Posts: 25,115
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Quote:
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we'll miss you our friend. RIP |
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#15 |
Traffillionaire
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Join Date: Jan 2002
Location: ICQ:209371571
Posts: 22,430
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Whats the use being a millionaire if you dont spend it??? Just to tell everybody you are a millionaire??
I feel weird with my spendnig habits now, but I rather have soem fun then having a couple of million in the bank |
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#16 | |
we'll miss you our friend. RIP
Industry Role:
Join Date: Sep 2001
Location: Fernie, BC
Posts: 25,115
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Quote:
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we'll miss you our friend. RIP |
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#17 |
FUKM ALL!
Join Date: Jan 2004
Location: somewhere wet n sticky - Sydney
Posts: 38,781
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words to live by!
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#18 | |
FUBAR the ORIGINATOR
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Join Date: Jan 2002
Location: FUBARLAND
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Quote:
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#19 | |
Die With Your Boots On
Join Date: Oct 2003
Location: Hawaii
Posts: 22,872
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#20 | |
Too old to care
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Join Date: Jun 2001
Location: On the sofa, watching TV or doing my jigsaws.
Posts: 52,943
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Quote:
It took a doctor something like 15 years until he earned more than bus driver, when you calculate the years training, expense of training and the time it took to earn the money. A teacher never overtook and a nurse was way behind. Some people do things for the love. But that article seem to praise being a scrooge, I don't think going into debt by spending more than you earn is good, but I'm not leaving anything behind for my kids. ![]() |
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#21 | |
I help you SUCCEED
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Join Date: Nov 2003
Location: The Pearl of the Orient Seas
Posts: 32,195
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#22 | |
I help you SUCCEED
Industry Role:
Join Date: Nov 2003
Location: The Pearl of the Orient Seas
Posts: 32,195
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The true measure of wealth is how far you've travelled in life.
-- old Filipino saying Quote:
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#23 |
Confirmed User
Join Date: Nov 2002
Location: Belgium
Posts: 7,383
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the most important one:
1. They live well below their means. Yeah yeah I know you would say "you have to choose the right profession" blabla. But you can work on that. You can WORK to make money. Now, not spending it and investing it wise, ther's the key! I only do a few extreme expenses once in a while just do do something with my money. For the rest of the time I live very "sober", below my means. |
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#24 | |
Confirmed User
Join Date: Jan 2004
Location: CHICAGO
Posts: 3,700
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Quote:
what's the point of a mil if you live like a 50k a year shmoe? money is for reinvesting AND for living well. |
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#25 | |
Confirmed User
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Join Date: Jan 1995
Posts: 2,417
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#26 |
ICQ 1 6 7 8 5 3 4 9 2
Join Date: Feb 2003
Posts: 13,098
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interesting....I'm already a cheap-ass so its only a matter of time till I'm a millionare
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#27 | |
Confirmed User
Join Date: Jul 2003
Location: Seattle
Posts: 1,801
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Quote:
Maybe Im just young and shortsighted, but thats my philosophy... ![]() |
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#28 |
Entrepreneur
Join Date: Oct 2002
Location: USA
Posts: 31,429
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I've tried several lifestyles and have come to the conclusion I'm happiest when I keep things simple.
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#29 |
Confirmed User
Join Date: Oct 2003
Location: Bonnie Scotland
Posts: 2,876
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Good way KRL, keep life simple then you have no hassles
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#30 | |
Confirmed User
Join Date: Oct 2003
Location: ICQ:: 18822023
Posts: 2,636
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Quote:
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#31 |
Nice Kitty
Industry Role:
Join Date: Sep 2002
Location: The good old USA!!!
Posts: 21,053
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I have several school friends that are self made millionaires and live below their means...just as I do.
Not a single one of them has a college degree...and all of them came from lower middle class families. All of them were/are working class. One taught school for a number of years and worked part time as a carpenter...and during the school summer vacation. Between teaching...working part time...living frugally...he had disposable money and invested it into fixer uppers and eventually obtained a contractors license...quit teaching and made millions in buying and selling fixer uppers as well as building new homes. Another went to work for PG&E (Pacific Gas & Electric) not very long after graduating from High School. PG&E paid well enough that by living frugally he too had disposable money and he too began investing in fixer uppers (could barely drive a nail) when he started but he too is now a multiple millionaire. He was a millionare long before he retired from PG&E but continued to work for PG&E. I won't tell each of their stories but they all have one thing in common. If you knew them you would never suspect that they are millionaires by their life style. They do not think that they are sacrificing anything because they live as they choose to live and thoroughly enjoy their families and their lives. I too made my bones in Real Estate and began investing about two years into my Army career (which was ended after 12 years) and continued to do so until I recently sold all of my holdings and now have everything in mutual funds. I too have a friend that is a doctor (he spent 20 years in the Navy and served most of those years with the Marines as a medic). His current income is something over $300,000 annually but if he got sick for a couple of months he would probably lose every thing he has because he lives like he earns $500,000 per year...and has been in bankruptcy before.
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#32 | |
Nice Kitty
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Join Date: Sep 2002
Location: The good old USA!!!
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Quote:
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#33 | |
Nice Kitty
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Join Date: Sep 2002
Location: The good old USA!!!
Posts: 21,053
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Quote:
The best way to enjoy money is to have it...it buys security and security represents a form of freedom.
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#34 |
Confirmed User
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Join Date: Jan 2001
Location: TEXAS
Posts: 5,320
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my brother is like folks described in the article. you'd never know how wealthy he is by looking at him or his house. he spends money on the things that matter to him though. he loves good food, tips well and has traveled the world ten times over.
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I still love everybody |
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#35 |
Too lazy to set a custom title
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Join Date: Apr 2003
Location: World
Posts: 31,027
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Nice
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#36 |
Old school
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Join Date: Nov 2002
Location: Kettering, OH
Posts: 4,327
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millionaires wont tip a pizza guy worth a shit.. fuck em
![]() cept for the ones who do.. a small minority
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#37 | |
Nice Kitty
Industry Role:
Join Date: Sep 2002
Location: The good old USA!!!
Posts: 21,053
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Quote:
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When you're running down my country hoss...you're walking on the fighting side of me! FOR THE LYING LOWLIFE POSTING AS PATHFINDER...https://gfy.com/fucking-around-and-pr...athfinder.html |
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#38 | |
Traffillionaire
Industry Role:
Join Date: Jan 2002
Location: ICQ:209371571
Posts: 22,430
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Quote:
scrooge?? ![]() |
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#39 |
we'll miss you our friend. RIP
Industry Role:
Join Date: Sep 2001
Location: Fernie, BC
Posts: 25,115
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one thing you have to remember, most millionaires in N.A. will get there through the means outlined in that article (to some extent).
i'm guessing many/most in this industry will get there via other routes. what i mean is, i don't think you can necessarily extrapolate our group, to that of the majority of North Americans.
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we'll miss you our friend. RIP |
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#40 | |
Nice Kitty
Industry Role:
Join Date: Sep 2002
Location: The good old USA!!!
Posts: 21,053
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Quote:
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#41 | |
Traffillionaire
Industry Role:
Join Date: Jan 2002
Location: ICQ:209371571
Posts: 22,430
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Quote:
But I do think that you have to enjoy your money, and if you enjoy your money the best when its on the bank thats cool. I just wouldn't want to be you then. |
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#42 |
Confirmed User
Join Date: Dec 2002
Posts: 2,924
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Yup I have all 7 yet not the million bucks just yet anyway.. Working on it~
1. They live well below their means. 2. They allocate their time, energy and money efficiently, in ways conducive to building wealth. 3. They believe that financial independence is more important than displaying high social status. 4. Their parents did not provide economic outpatient care. 5. Their adult children are economically self-sufficient. 6. They are proficient in targeting market opportunities. 7. They chose the right occupations.
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#43 | |
Nice Kitty
Industry Role:
Join Date: Sep 2002
Location: The good old USA!!!
Posts: 21,053
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Quote:
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When you're running down my country hoss...you're walking on the fighting side of me! FOR THE LYING LOWLIFE POSTING AS PATHFINDER...https://gfy.com/fucking-around-and-pr...athfinder.html |
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#44 | |
FUBAR the ORIGINATOR
Industry Role:
Join Date: Jan 2002
Location: FUBARLAND
Posts: 67,374
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Quote:
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#45 |
Confirmed User
Join Date: Feb 2003
Location: Portland, Oregon
Posts: 752
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One of the dateline or 20/20 shows did a story on this a few years ago. Showed people with no special background, work and save and spend just enough to live and in a few years they are multi millionaires.
1 guy bought a crashed semi, and sold it for parts, which lead to buying and selling more crashed semis and soon about $10 million in just a few years. Also showed a woman who was a multimillionaire, lived in a nice but simple home, used coupons and rebates on everything (or she didn?t buy it) and had made $2 million in a few years, they only took vacations every 3 years or something if at all. It was interesting, but I agree, I'd rather travel and have much more of a life. |
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#46 | |
Confirmed User
Join Date: Jul 2003
Location: Seattle
Posts: 1,801
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#47 |
FUBAR the ORIGINATOR
Industry Role:
Join Date: Jan 2002
Location: FUBARLAND
Posts: 67,374
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It also helps if you enjoy what you do, because you are more dedicated. Its NOT a job
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#48 | |
jellyfish
![]() ![]() Join Date: Dec 2003
Posts: 71,528
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Quote:
![]() Real good advice, save all the money you earn for when you can't enjoy it ![]() |
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#49 |
Back in the harbor
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Join Date: Sep 2003
Posts: 11,482
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i have all the makings of a millionaire...its only a matter of time for me
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#50 |
lol
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Join Date: Jan 2002
Posts: 15,969
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#4. Their parents did not provide economic outpatient care.
hahaha I actually know people who still live with their parents, but I have been completely independant since I was 18. ![]() |
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