Someone charges something on your CC - GoFuckYourself.com

riosluts · 03-20-2004, 11:51 PM

What if someone charges something on your credit card. What happens then, are you fully insured by the credit card or what

Illicit · 03-20-2004, 11:54 PM

I had that happen once, they called me and asked If I had was in Taiwan buying furniture. I said no you just called me at my home tel # and they said ok and removed the charges and issued me a new card.

riosluts · 03-20-2004, 11:56 PM

yeah but what if someone buys something from the internet

m00d · 03-21-2004, 12:01 AM

Quote:

Originally posted by riosluts
yeah but what if someone buys something from the internet

shutthehellup scammer

thinking about buying you a new laptop online and not paying for it?

=^..^= · 03-21-2004, 12:03 AM

Quote:

Originally posted by m00d
shutthehellup scammer

thinking about buying you a new laptop online and not paying for it?

hmmm..
idea !

riosluts · 03-21-2004, 12:04 AM

OMG. I just wanted to know what happens. Like what would I be liable for

Illicit · 03-21-2004, 12:05 AM

better cover your tracks well... I see prison in your future...

jimboc · 03-21-2004, 12:06 AM

No, because all internet / non cardholder present (no signature) purchases are at the retailers risk.

If you were caught by your ip etc though you face prison for fraud.

riosluts · 03-21-2004, 12:08 AM

im not going to commit credit card fraud on my self. i just wanted to know what happens. jeezzzz

insanesurfer · 03-21-2004, 12:11 AM

Where I live the credit card company has to give you your money back if they can't prove that it was you used it. For internet they can also look at the mailing address.

cluck · 03-21-2004, 12:13 AM

Being a carder years ago I remember something about the card companies only reimbursing more than $50 worth of fraudulant charges. They wouldn't be bothered with under $50.

jimboc · 03-21-2004, 12:17 AM

Quote:

Originally posted by insanesurfer
Where I live the credit card company has to give you your money back if they can't prove that it was you used it. For internet they can also look at the mailing address.

That's correct if your signature is not on the slip, it is charged back to the retailer, if its within a limited time period, following a short investigation by the credit card company.

If your card is slolen, you are only liable until you have reported it.

They may pay you compensation on a case by case basis.

FYI they also pay $50 for recovery of stolen cards.

Vitasoy · 03-21-2004, 12:19 AM

Best possible answer, is call up the company who issued you this credit card.

03-21-2004, 04:12 AM

call to your bank.

03-20-2004, 11:51 PM	#1
riosluts Confirmed User Join Date: Sep 2003 Posts: 5,250	Someone charges something on your CC What if someone charges something on your credit card. What happens then, are you fully insured by the credit card or what __________________

03-20-2004, 11:54 PM	#2
Illicit wtf ? Join Date: Dec 2003 Location: GFY Posts: 11,895	I had that happen once, they called me and asked If I had was in Taiwan buying furniture. I said no you just called me at my home tel # and they said ok and removed the charges and issued me a new card. __________________ Insert Sig Here

03-20-2004, 11:56 PM	#3
riosluts Confirmed User Join Date: Sep 2003 Posts: 5,250	yeah but what if someone buys something from the internet __________________

03-21-2004, 12:04 AM	#6
riosluts Confirmed User Join Date: Sep 2003 Posts: 5,250	OMG. I just wanted to know what happens. Like what would I be liable for __________________

03-21-2004, 12:05 AM	#7
Illicit wtf ? Join Date: Dec 2003 Location: GFY Posts: 11,895	better cover your tracks well... I see prison in your future... __________________ Insert Sig Here

03-21-2004, 12:06 AM	#8
jimboc Confirmed User Join Date: Jun 2002 Location: Internet of course Posts: 1,614	No, because all internet / non cardholder present (no signature) purchases are at the retailers risk. If you were caught by your ip etc though you face prison for fraud. __________________

03-21-2004, 12:08 AM	#9
riosluts Confirmed User Join Date: Sep 2003 Posts: 5,250	im not going to commit credit card fraud on my self. i just wanted to know what happens. jeezzzz __________________

03-21-2004, 12:11 AM	#10
insanesurfer Confirmed User Join Date: Jun 2003 Posts: 790	Where I live the credit card company has to give you your money back if they can't prove that it was you used it. For internet they can also look at the mailing address. __________________ Tired of Paypal? Then give Moneybookers a chance.

03-21-2004, 12:13 AM	#11
cluck Confirmed User Join Date: Dec 2002 Location: New Jersey Posts: 5,248	Being a carder years ago I remember something about the card companies only reimbursing more than $50 worth of fraudulant charges. They wouldn't be bothered with under $50. __________________ icq 279990726 www.mcdonalds.com <- great money making opportunity

03-21-2004, 12:19 AM	#13
Vitasoy GFY HALL OF FAME DAMMIT!!! Join Date: Oct 2003 Posts: 58,202	Best possible answer, is call up the company who issued you this credit card. __________________ [email protected]

03-21-2004, 04:12 AM	#14
Alex Xe Guest Posts: n/a	call to your bank.