mainstream 3rd party billing / merchant acct question - GoFuckYourself.com

galleryseek · 02-18-2004, 06:22 PM

so a lot of you know i'm working hard on a non porn subscription service for fitness and i was wondering... to start off i'll probably use a 3rd party processor, and then once things start to pick up i'd probably switch to a merchant account...

can the rebill's be easily transferred from 3rd party to merchant? i don't know much about this stuff so ;)

thx.

galleryseek · 02-18-2004, 06:33 PM

detoxed · 02-18-2004, 07:00 PM

They cant be at all.

sperbonzo · 02-18-2004, 07:04 PM

You will find this VERY difficult. Whenever you transfer a re-ocurring database the change in descriptor causes a huge spike in chargebacks which will normally result in you losing your merchant account.

Also, many third party processors will not release your database as this would REALLY hurt their transaction to chargeback ratio, and they don't want that.

You could consider an agrigator account....or try to open your own merchant account right off the bat.

galleryseek · 02-18-2004, 08:17 PM

ah i see... so it'd be in my best interest to start off first with a merchant account? what are the requirements usually, what are the negative aspects of it?

herbalpaul · 02-18-2004, 08:19 PM

The people at netbilling are great and should be able to help ya out.

Talk to mitch @ netbilling.com

phillyrich · 02-19-2004, 09:24 AM

galleryseek, the cost for this type of account is not nearly as much as adult, also your discount rate should not be much more than about 5%. You will however need a gateway provider and an auth. If you have any more questions feel free to ICQ me.

02-18-2004, 07:04 PM	#4
sperbonzo I'd rather be on my boat. Industry Role: Join Date: May 2003 Location: Miami, FL Posts: 9,748	You will find this VERY difficult. Whenever you transfer a re-ocurring database the change in descriptor causes a huge spike in chargebacks which will normally result in you losing your merchant account. Also, many third party processors will not release your database as this would REALLY hurt their transaction to chargeback ratio, and they don't want that. You could consider an agrigator account....or try to open your own merchant account right off the bat. __________________ Michael Sperber / Acella Financial LLC/ Online Payment Processing [email protected] / http://Acellafinancial.com/ ICQ 177961090 / Tel +1 909 NET BILL / Skype msperber

02-18-2004, 08:19 PM	#6
herbalpaul Confirmed User Join Date: Feb 2004 Location: Chicago/Missouri Posts: 205	The people at netbilling are great and should be able to help ya out. Talk to mitch @ netbilling.com __________________ no sig.

02-19-2004, 09:24 AM	#7
phillyrich Confirmed User Join Date: Jul 2003 Location: California Posts: 162	galleryseek, the cost for this type of account is not nearly as much as adult, also your discount rate should not be much more than about 5%. You will however need a gateway provider and an auth. If you have any more questions feel free to ICQ me. __________________ Phillyrich ICQ-200441622 [email protected]

02-18-2004, 06:22 PM	#1
galleryseek Confirmed User Industry Role: Join Date: Mar 2002 Posts: 8,234	so a lot of you know i'm working hard on a non porn subscription service for fitness and i was wondering... to start off i'll probably use a 3rd party processor, and then once things start to pick up i'd probably switch to a merchant account... can the rebill's be easily transferred from 3rd party to merchant? i don't know much about this stuff so ;) thx.

02-18-2004, 06:33 PM	#2
galleryseek Confirmed User Industry Role: Join Date: Mar 2002 Posts: 8,234	.

02-18-2004, 07:00 PM	#3
detoxed vip member Join Date: Jan 2003 Posts: 17,798	They cant be at all.

02-18-2004, 08:17 PM	#5
galleryseek Confirmed User Industry Role: Join Date: Mar 2002 Posts: 8,234	ah i see... so it'd be in my best interest to start off first with a merchant account? what are the requirements usually, what are the negative aspects of it?