Can A Parking Ticket Effect Your Credit?? - GoFuckYourself.com

PinkMonkey · 01-16-2004, 06:08 PM

I got a parking ticket about 3 years ago that I refused to pay because I did indeed pay for 2 hours parking. The parking company had now sent it to Collection and no matter what I say to the parking company they will not listen even though I still to this day have the purchased parking tickets in my possesion.

Do I ignore their threats or just pay the thing??...but I know I am in the right

XxXotic · 01-16-2004, 06:11 PM

just send them a copy of proof that you did indeed pay for the parking, send it certified via your lawyer and tell them that any and all future correspondance should be done through him since they are pursuing something they should not be

Vitasoy · 01-16-2004, 06:14 PM

just ignore it, it won't affect your credit.

detoxed · 01-16-2004, 06:17 PM

Tell the collection company you want proof that the debt is valid and that you dispute the validity of the debt. Do this in writing. They cant collect on it any further until they mail you proof. Them saying you owe it is not proof.

Makingcoin · 01-16-2004, 06:50 PM

Pay it or it will effect your credit.

baddog · 01-16-2004, 06:58 PM

if it is in collections it will effect your credit, whether valid or not.

You need to take care of the problem by either providing proof you paid it, or pay it again

detoxed · 01-16-2004, 07:01 PM

Quote:

Originally posted by baddog
if it is in collections it will effect your credit, whether valid or not.

You need to take care of the problem by either providing proof you paid it, or pay it again

Wrong. Do what I said, and if the collection agency puts it on your credit before proving it, they have violated the Fair Debt Collection Practices Act and they owe you money.

detoxed · 01-16-2004, 07:02 PM

(b) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector.

bringer · 01-16-2004, 07:08 PM

pay your lawyer x to avoid paying y

X>Y

then you could charge the company for your lawyer fees and send it to collections

basschick · 01-16-2004, 07:26 PM

yes, it can. anything unpaid that goes to collections will end up on your credit unless you take whatever steps are necessary to rectify the situation.

KC · 01-16-2004, 07:27 PM

If it is in collections for long enough and the collections company are assholes (they usually are), they can get a judgement against you.

A judgement against you will effect your credit MORE than missing payments.

Either prove you paid for parking or just pay the fine again. They have you by the balls. There is no upside for you, only downside potential.

myjah · 01-16-2004, 08:24 PM

yep - don't just ignore it. either pay it and be done with it or definitely respond in writing and over the phone.

Rankings · 01-16-2004, 08:26 PM

you could have someone call and say you died

detoxed · 01-16-2004, 08:31 PM

Look, do what I've said. I've used this tactic on over 10 bullshit collection agencies collecting on "debts" where companies wanted to collect on bullshit charges that I had either already paid or never existed in the first place. I've NEVER heard a response once I send the dispute letter in asking for proof of the debt. NEVER.

detoxed · 01-16-2004, 08:32 PM

BTW my current FICO score is 786.... maximum you can have is 850. And I'm 20 years old.

Zprogramz · 01-16-2004, 08:53 PM

Pay it - you never know

Z

01-16-2004, 06:08 PM	#1
PinkMonkey Confirmed User Join Date: Dec 2002 Location: Vancouver Posts: 189	Can A Parking Ticket Effect Your Credit?? I got a parking ticket about 3 years ago that I refused to pay because I did indeed pay for 2 hours parking. The parking company had now sent it to Collection and no matter what I say to the parking company they will not listen even though I still to this day have the purchased parking tickets in my possesion. Do I ignore their threats or just pay the thing??...but I know I am in the right __________________ www.emilysweet.com www.coinscuties.com Flee the Country and Grow Some Dreds!!!

01-16-2004, 06:11 PM	#2
XxXotic Confirmed User Join Date: Jun 2002 Location: Da Swamps Posts: 8,500	just send them a copy of proof that you did indeed pay for the parking, send it certified via your lawyer and tell them that any and all future correspondance should be done through him since they are pursuing something they should not be __________________ Sponsors.. Tired of people not using your shitty RSS Feeds? Let Us Help You! Oxeo - Serious Hosting For Serious Webmasters. iCQ:135.887013

01-16-2004, 06:14 PM	#3
Vitasoy GFY HALL OF FAME DAMMIT!!! Join Date: Oct 2003 Posts: 58,202	just ignore it, it won't affect your credit. __________________ [email protected]

01-16-2004, 06:50 PM	#5
Makingcoin Confirmed User Join Date: Aug 2002 Location: The Ditch Posts: 8,919	Pay it or it will effect your credit. __________________ www.MAKINGCOIN.com icq. 166-662-831 "Start making large coin!" Daddy I Get Paid To Be A Whore - Coming Soon

01-16-2004, 07:08 PM	#9
bringer i have man boobies Join Date: Jul 2003 Location: van down by the river Posts: 13,082	pay your lawyer x to avoid paying y X>Y then you could charge the company for your lawyer fees and send it to collections __________________ 333-765-551

01-16-2004, 06:17 PM	#4
detoxed vip member Join Date: Jan 2003 Posts: 17,798	Tell the collection company you want proof that the debt is valid and that you dispute the validity of the debt. Do this in writing. They cant collect on it any further until they mail you proof. Them saying you owe it is not proof.

01-16-2004, 06:58 PM	#6
baddog So Fucking Banned Industry Role: Join Date: Apr 2001 Location: the beach, SoCal Posts: 107,089	if it is in collections it will effect your credit, whether valid or not. You need to take care of the problem by either providing proof you paid it, or pay it again

01-16-2004, 07:02 PM	#8
detoxed vip member Join Date: Jan 2003 Posts: 17,798	(b) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector.

01-16-2004, 07:26 PM	#10
basschick Confirmed User Join Date: Jan 2001 Location: el lay, ca usa Posts: 2,540	yes, it can. anything unpaid that goes to collections will end up on your credit unless you take whatever steps are necessary to rectify the situation. __________________ Got Gay and For Women Traffic?

01-16-2004, 07:27 PM	#11
KC Confirmed User Industry Role: Join Date: Jan 1995 Posts: 2,417	If it is in collections for long enough and the collections company are assholes (they usually are), they can get a judgement against you. A judgement against you will effect your credit MORE than missing payments. Either prove you paid for parking or just pay the fine again. They have you by the balls. There is no upside for you, only downside potential. __________________ Jupiter Hosting, Inc. Vice President, Business Development kc (AT) jupiterhosting.com

01-16-2004, 08:24 PM	#12
myjah Back in the harbor Industry Role: Join Date: Sep 2003 Posts: 11,482	yep - don't just ignore it. either pay it and be done with it or definitely respond in writing and over the phone. __________________ VP of Marketing AVN Media Network Skype: AVNJill [email protected]

01-16-2004, 08:26 PM	#13
Rankings Adult SEO Industry Role: Join Date: Jan 2004 Location: A cat with three legs cannot bury shit in a frozen pond. In addition to that, can you cry underwater? Posts: 10,633	you could have someone call and say you died

01-16-2004, 08:31 PM	#14
detoxed vip member Join Date: Jan 2003 Posts: 17,798	Look, do what I've said. I've used this tactic on over 10 bullshit collection agencies collecting on "debts" where companies wanted to collect on bullshit charges that I had either already paid or never existed in the first place. I've NEVER heard a response once I send the dispute letter in asking for proof of the debt. NEVER.

01-16-2004, 08:32 PM	#15
detoxed vip member Join Date: Jan 2003 Posts: 17,798	BTW my current FICO score is 786.... maximum you can have is 850. And I'm 20 years old.

01-16-2004, 08:53 PM	#16
Zprogramz Confirmed User Join Date: Apr 2003 Posts: 1,360	Pay it - you never know Z