Acquiring Merchant Account for Adult Sites

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  • riban
    Registered User
    • Feb 2004
    • 24
    #1

    Acquiring Merchant Account for Adult Sites

    Hello,

    I saw the post on the pros & cons of acquiring a Merchant Account vs Third Party billing. Now here's a question: what banks or institutions will actually provide Merchant Account for adult content providers (providing credit checks, company records, etc are complete & OK) ?

    My nderstanding was that US banks do not provide Merchant Accounts for adult content....
    is this true??
    Tags: None
    • unitedpimps jrock
      Confirmed User
      • Feb 2004
      • 263
      #2
      bump...someone enlighten us I am very interested also
      SIG TOO BIG! Maximum 120x60 button and no more than 3 text lines of DEFAULT SIZE and COLOR. Unless your sig is for a GFY top banner sponsor, then you may use a 624x80 instead of a 120x60.

        Comment

        • SpoinkDexter
          Confirmed User
          • Feb 2004
          • 111
          #3
          Originally posted by unitedpimps jrock
          someone enlighten us I am very interested also

          Me also!

          Spoink

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            • emmanuelle
              Confirmed User
              • Mar 2003
              • 3662
              #4
              Right now, no US bank is issuing new adult merchant accounts

                Comment

                • torrey
                  Confirmed User
                  • Jan 2004
                  • 1656
                  #5
                  I have a merchant account which has been grandfathered in past new laws, and only because we sell physical product. people selling digitally distributed products are going to have a hell of a time getting any US proc. service.

                  US based Cardservice Intl. are the people to contact, they may not be able to hook you up directly but they will help put in the right direction for the next best alternative. (prolly offshore).

                    Comment

                    • icedemon
                      Confirmed User
                      • Jun 2003
                      • 1022
                      #6
                      If you are in Europe, you can still get a merchant account. Otherwise, you can only get one Offshore now or in the US if your doing alot of money each month.
                      Clips4Sale.com

                        Comment

                        • international joe
                          Registered User
                          • Nov 2003
                          • 12
                          #7
                          Riban,
                          It is true that most domestic banks dont take adult content because of the risk. Bottom line is if you want to process and not get shut down you need to go offshore where your chargeback threshold is higher. Otherwise no domestic us bank will take it.

                            Comment

                            • Mogulman
                              Confirmed User
                              • Aug 2003
                              • 568
                              #8
                              Originally posted by riban
                              Hello,

                              I saw the post on the pros & cons of acquiring a Merchant Account vs Third Party billing. Now here's a question: what banks or institutions will actually provide Merchant Account for adult content providers (providing credit checks, company records, etc are complete & OK) ?

                              My nderstanding was that US banks do not provide Merchant Accounts for adult content....
                              is this true??
                              Yeah, it's basically true. I'm a merchant services provider and anything adult we have to take off shore. I can still help everybody out, but rates and fees are much different than mainstream.

                                Comment

                                • incredible1
                                  Confirmed User
                                  • Oct 2003
                                  • 128
                                  #9
                                  Contact webstream.net

                                  [email protected]

                                  With your own you take the risk of chargebacks and all the troubles as well as the $700 visa (MC is next to do same)

                                  and you have to plug in or pay for someone to program your checkout

                                  These guys are awesome. Tell em we sent ya No its not an affilaite thing, although they have one, we have had good fortune dealing with them
                                  SIG TOO BIG! Maximum 120x60 button and no more than 3 text lines of DEFAULT SIZE and COLOR. Unless your sig is for a GFY top banner sponsor, then you may use a 624x80 instead of a 120x60.

                                    Comment

                                    • HMS
                                      Registered User
                                      • Mar 2004
                                      • 84
                                      #10
                                      I work for a merchant account provider and we are still setting up accounts for adult business. Unfortunately we are only taking on established business, not brand new sites etc.

                                      In order to apply for a direct merchant account you would need to...
                                      -be in business for 2 years
                                      -currently process $100,000 per month
                                      -under 1% ChargeBacks

                                      If you happen to meet these requirements I would be able take your application. Rates and fee would be as follows

                                      discount rate 4.00%
                                      Trabsaction fee $0.30 (Including AVS)
                                      Statement Fee $10.00
                                      Start-up fee vary based on gateway etc
                                      Reserve based on processing history, credit, etc

                                      gateway fees may also apply. We work with several gatewyas that are very well versed in adult business... Jettis, DHD, Plug N Pay, VeriSign, Clear Commerce, etc

                                      If you meet the above and are interested in talk - drop me an email or phone call

                                      Steve Kimberling, AVP
                                      Humboldt Merchant Services
                                      877-635-3339
                                      [email protected]

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