What do you do for health insurance?

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  • sickkittens
    I am a meat popsicle.
    • Jul 2002
    • 25100

    #1

    What do you do for health insurance?

    and all that good stuff?

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  • freeadultcontent
    Confirmed User
    • Oct 2002
    • 9976

    #2
    Pay alot of money, is there another option?

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    • sickkittens
      I am a meat popsicle.
      • Jul 2002
      • 25100

      #3
      specifically I mean

      HIGHEST PAYOUTS FOR NO-CONSOLE TOURS IN THE ENTIRE INDUSTRY!

      THIS SIG CAN BE YOURS FOR $200 - ICQ: 78881543

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      • Arousal Design
        Confirmed User
        • Jun 2002
        • 1358

        #4
        pray i dont get sick :D

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        • juicylinks
          So Fucking Banned
          • Apr 2001
          • 122992

          #5
          Blue Cross Blue Shield i had 305 per month under a group plan

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          • phogirl69
            Confirmed User
            • Jul 2001
            • 3330

            #6
            For those that use BlueCross, which one do you pick ; HMO or PPO? Which one is better??? And where do you go if you want to buy private insurance, not HMO or PPO?

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            • candyflip
              Carpe Visio
              • Jul 2002
              • 43069

              #7
              My father is partner in a small company. They've got about 75 employees and I just get on board there. It's free (for me) and I've kept this over insurance provided a few companies I've worked for. Blue Cross is good stuff

              Spend you some brain.
              Email Me

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              • Katlicious72
                Confirmed User
                • Jul 2003
                • 1665

                #8
                I work for a university for my mainstream job. The benefits rock. I was also in the military for 8 years and still have a few benefits there as well.
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                • Furious_Male
                  Doing the grind since 99
                  • Oct 2003
                  • 16884

                  #9
                  It never hurts to check with your local chamber of commerce. Many have several group plans for small businesses far less expensive if you went and purchased into a plan on your own.

                  Chamber membership is inexpensive and from what I have seen most will allow you on board with a small less detailed membership that just gives you access to the insurance plans.
                  Living in Virtual Reality
                  Contact: Email (preferred): furiousmale .at. gmail - Skype: live:shanedws

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                  • -=HOAX=-
                    Confirmed User
                    • Dec 2001
                    • 4365

                    #10
                    I chose not to go with the insurance offered here at adult.com due to the price.

                    Instead I researched a few places and found a nice deal at Healthnet. I have two policies.


                    One for my wife and I, its a decent plan geared more towards big emergency type visits, pregnancy, broken limbs, cancer...the shit that costs amazing amounts of money. But we only get two yearly doctor visits, anything over that is charged more...our perscriptions are pretty cheap and our deductible is moderately high. But the monthly fee is low. We don't go to the doctor for every cold/flu that comes along.


                    One is for my daughter. It's a great overall plan from big to small we're covered, copays are cheap, perscriptions are cheap, and our deductible is low. If her farts stink too bad we go to the doctor's. The plan is fairly expensive, but there's only one person on it. So it's not too bad.

                    Overall, between both policies, I pay about $100 per month...after the credit I get from Lensman. Which is totally doable.

                    The point is do your research and figure out your needs. If you're married with kids...consider two different plans...since not everyone in your family has the same needs.
                    Insert Value Here.

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                    • $5 submissions
                      I help you SUCCEED
                      • Nov 2003
                      • 32195

                      #11
                      ARS offers free health insurance to its webmasters. Personally, I have Blue Cross. Doesn't help me too much here in the Philippines though, I have to pay up front and BC will reimburse me (minus co pay).

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                      • czarkazm
                        Confirmed User
                        • Jan 2003
                        • 225

                        #12
                        well i'm from kanada, eh

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                        • reynold
                          Too lazy to set a custom title
                          • Oct 2002
                          • 51271

                          #13
                          Netherlands, baby! Socialized Medicine ROCKS!

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                          • phogirl69
                            Confirmed User
                            • Jul 2001
                            • 3330

                            #14
                            What is better HMo or PPO? And where do you get private insurance? BlueCross is only Hmo & PPo.

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                            • mr rick
                              Confirmed User
                              • Apr 2003
                              • 104

                              #15
                              maintain my real job. I was ready to jump to strictly porn a few years ago when the money was just so fucking easy...since then my profit has been cut in half, so I'm glad I didn't. I'm just hanging around until the little guy can't survive anymore, or I have enough of a nest egg socked away to make a full time run in this industry.

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                              • jellohead
                                Confirmed User
                                • Apr 2003
                                • 154

                                #16
                                Originally posted by czarkazm
                                well i'm from kanada, eh

                                yeeeaahhhhh! I love free health care
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                                • MrIzzz
                                  If u touch it, I will cum
                                  • Sep 2003
                                  • 22923

                                  #17
                                  i use ghi at 280 a month, but it only covers emergency type stuff. i'm looking into getting a different plan myself


                                  WHO WANTS TO PLAY GRAB-ASS?

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                                  • $5 submissions
                                    I help you SUCCEED
                                    • Nov 2003
                                    • 32195

                                    #18
                                    Originally posted by jellohead



                                    yeeeaahhhhh! I love free health care
                                    Damn, I wish we had free health care here in the Philippines.

                                    People may bag on Fidel Castro a lot for being a dictator but at least he gives Cuba free health care. What's the point of being "free" when you can die of dengue any fucking day? Sheesh. Now, before any hater accuses me of being a commie, I'm dedicated to free enterprise, I run my own shop. I just wish, though, that the taxes we pay go to some sort of free socialized medicine for everyone.

                                    Hell, there's still kids going blind here because of lack of Vitamin A. Inexcusable shit, if you ask me.

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                                    • PersianKitty
                                      Meow Media Inc.
                                      • Jul 2001
                                      • 7785

                                      #19
                                      Major Medical Plan through NASE includes emergency room trips and has a prescription discount. About $200 per month for myself and my two boys.

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                                      • Peaches
                                        Old broad
                                        • Oct 2002
                                        • 13933

                                        #20
                                        Originally posted by phogirl69
                                        For those that use BlueCross, which one do you pick ; HMO or PPO? Which one is better??? And where do you go if you want to buy private insurance, not HMO or PPO?
                                        I use BX PPO. I chose it because it had all my doctors on it and the price, while not great, was OK. I take Imitrex for migraines which would cost me about $300 a month, so I end up OK.

                                        There are other companies - Fortis, Golden Rule, Kaiser - are a few.

                                        BX also has hospital/surgical plans which are very reasonable. Back when I was broke and they hadn't invented Imitrex yet, that's what I had and it worked out well.

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                                        • anidifranco
                                          So Fucking Banned
                                          • Feb 2003
                                          • 711

                                          #21
                                          BCBS PPO

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                                          • GoGoBar
                                            Confirmed User
                                            • Sep 2002
                                            • 1439

                                            #22
                                            I have a traditional plan through Horizon BCBS in NJ. I pay out the ass for it tho ($650/mo).

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                                            • MSB
                                              Confirmed User
                                              • Jun 2003
                                              • 2984

                                              #23
                                              Manulife...cause they have everything on the package


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                                              • The Dawg
                                                Confirmed User
                                                • Apr 2002
                                                • 2438

                                                #24
                                                BCBS PPO for me, my lady & my son.

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                                                • Mr Pheer
                                                  So Fucking Banned
                                                  • Dec 2002
                                                  • 22083

                                                  #25
                                                  Originally posted by PersianKitty
                                                  Major Medical Plan through NASE includes emergency room trips and has a prescription discount. About $200 per month for myself and my two boys.
                                                  I used NASE and when i had to have my head stitched back together in 99, they didnt pay for the emergency room so i dumped them. Now i use Unicare for me and & my son for $220 a month. So far they've paid $50k on my accident in august with no problems.

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                                                  • Peaches
                                                    Old broad
                                                    • Oct 2002
                                                    • 13933

                                                    #26
                                                    Originally posted by MrPheer


                                                    I used NASE and when i had to have my head stitched back together in 99, they didnt pay for the emergency room so i dumped them. Now i use Unicare for me and & my son for $220 a month. So far they've paid $50k on my accident in august with no problems.
                                                    My father and several other friends of mine have had bad experiences with NASE also.

                                                    That's one of the things I like about BCBS - it's a national name, fast approvals for the doctors, the doctors and hospitals cannot charge you more than they agreed to charge you through their BX contract (none of that "customary fees" crap you have to cover the difference for) and they pay on time.

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