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-   -   Why cant Visa charge every pay site webmaster $10k? (https://gfy.com/showthread.php?t=204665)

Hue G. Pness 12-04-2003 03:26 PM

Quote:

Originally posted by Pipecrew



Funny this is coming from you, the same guy who couldnt pay his affiliates and was willing to GIVE THEM your sites to pay the bill?

Survival of the fittest?

http://www.gofuckyourself.com/showth...ighlight=krome

LOL

gregtx 12-04-2003 03:32 PM

Quote:

Originally posted by PerfectionGirls


100 a month? Damn We have had 30 chargebacks since Jan 2003. Trust me.. you can control chargebacks without charging a fee.... Its called taking care of your members. Give them what they pay for and dont jerk them over on upsells and crossells. Play far and you wont have issue.

Charging 10,000 will not end the chargeback issue. The programs that are having chargeback issues would hardly miss the 10k so there would be no incentive for them to change there ways.

What up RichC :-D

PG.. i'm sure you also run on a partnership stlye model... thus you do not have to worry about shitty resellers... or "carders"... as kimmy pointed out... again... if you dont' understand other business models.. no reason to knock them... are you the wealthiest person here at gfy??? or are the big corporate site owners??? they must be doing something right eh???

Kimmykim 12-04-2003 03:33 PM

Quote:

Originally posted by Gimmy


so do you monitor the visa transactions much more carefully so the chargeback ratio stays low and just keep track of them?

Mastercard has its own rules, including the option to count credits in the same column as chargebacks for fine purposes if they feel the need to do so.

Bottom line is that 10k wouldn't stop the problems as the card companies see it.

gregtx 12-04-2003 03:36 PM

Quote:

Originally posted by PerfectionGirls


Is it lumped with your overall ratio?.. no. My 30 chargebacks for this year includes Mastercard also. Our overall ratio is under .01%

so what Krome is saying he would want you to pay $10k to visa.. and you do no harm... is that fair???

EscortBiz 12-04-2003 03:37 PM

webmasters can stop the chargeback problem by simply giving the surfer what you prommised and avoid using crazy cross sell stuff, its pretty simple.

You will never stop the CB problem 100% thou, not in this industry and not in mainstream, the credit card companies make it way to easy.

Sly_RJ 12-04-2003 03:41 PM

Angels of Porn is a smaller company and we're not seeing any chargeback issues. I was just checking out the situation the other day. The difference? Our members section gives everything the tour promises and then some. No tricks. No games. Just good porn.

Eliminating the smaller companies would be a bad idea, IMO. Most of the really good paysites out there come from companies who would have a difficult time coughing up $10k. Instead, they would need to find corners to cut just to pay the $10k. That in itself smells like trouble to me.

PerfectionGirls 12-04-2003 03:42 PM

Quote:

PG.. i'm sure you also run on a partnership stlye model... thus you do not have to worry about shitty resellers... or "carders"... as kimmy pointed out... again... if you dont' understand other business models.. no reason to knock them... are you the wealthiest person here at gfy??? or are the big corporate site owners??? they must be doing something right eh???
True and Im not knocking it at all and yes.. I do understand that business model. However, it does not change the fact that us smaller programs are not the ones causng the chargeback issues for the most part, but we pay the price with the new visa regs.

pornkitten 12-04-2003 03:43 PM

OMG!! Hey I dont dont even want to pay the $750 Ill be damned if I'd pay 10g's to Visa. No fucking way. Thats a lot of fucking money to waste just to appease some over ego inflated assholes at some god damn credit card company thats been making enough money off us all these years. Ill just take mastercard if it comes that. Not all of us like throwing money away. Almost all business (new businesses especially) could be considered a risk and they dont have to pay. Its discrimination against the adult industry and why the hell would you want to pay more and encourage that?? Take that ten grand and make a decent members area.

BrentD 12-04-2003 03:43 PM

:321GFY :321GFY :321GFY

Indeed 12-04-2003 03:53 PM

Quote:

Originally posted by detoxed
So charging someone that makes $1 million a year from their paysite $10,000 would stop chargebacks how?

I get your point. I bet most chargebacks come from huge sponsors . Most of them have the shitiest members zones and abuse free trials and cross sales. These companies make millions per month. 10k$ is notthing for them...and it would not stop chargebacks...

EscortBiz 12-04-2003 03:53 PM

50 webmasters

$5 submissions 12-04-2003 03:55 PM

Still misdirected. Still a bad idea.

gregtx 12-04-2003 04:01 PM

lol.. people still keep thinking it has to do with the members areas...

I agree lots of chargebacks come from xsells...

but a majority of chargebacks come from scamming webmasters... "carders" which pps programs have problems with.. and partnership programs do not...


think of mega corporate sites like "wal-mart" vs a smaller site... like a louis vuitton specialty store... and stop trying to blame members areas on chargebacks... geezzzz

Kimmykim 12-04-2003 04:02 PM

I think some of the revshare guys are in for a rude awakening as well.

Not saying your sites aren't good, just saying that the less chance the truly fraudulent resellers have to hit the PPS programs due to increased scrutiny, the more the cheaters will find ways to fuck over the revshare program owners.

It's already happening.

SinCityLex 12-04-2003 04:07 PM

hmmm well i have to say we all started out small. To come out on top and say shit like this is extremely pathetic. The $750 fee Visa charges now, is already weeding out the small time paysites as it is. But to say that someone can't play in this game unless they have huge money to start out with is just stupid. If a person starts out with very little and makes it out on top, then that is what makes this job worth doing!

Besides someone posted above that the big sites have real crap members areas. Probably very true. The only reason why they came out on top is because they got in on the game first. Their members areas are all riddled with the same mega site shit that are being used by many of the same content providers. So a surfer will join one of these sites, and think... damn i joined CE.. paid $50 a month and its the same crap that i can get at someothersite.com's site for $25 a month. Look at the prices these big boy sites are charging.. then you'll see where the chargebacks are coming from.

The smaller niched sites, and reality sites that do shoot content every week/month are the ones that are most likely doing better on maintaining a low chargeback ratio. And being the smaller sites, only charging around $29-34 a month, delivering the kind of content a specific surfer is looking for should be praised for shooting their own content, being original... well for a little while.

So for some guy to come on here and tell all the little guys to bugger off, you can't play "MY" game. Just screams out "hello, my name is Hitler, and i... i am a control freak"

Chargebacks happen not because of the quality of the site, its because, and its been even said by credit card operators, the wives/girlfriends/husbands see the credit card statement, go to their spouses and ask "what the hell is this?" and the spouse replies "i don't know! someone stole my CC info and bought porn!" Hell when i used to own my own merchant account, i was talking to the assholes at Card Service International.. and some of the operators told me they have to listen in on spouses fighting over the phone over porn disputes. It is just part of the game no matter how amazing your site is. And until the technology comes where a person has to put their written signature on an internet purchase, chargebacks will always continue to happen because the customer is always right in VISA's eyes.

The porn industry is not something that should be monopolized. No one has the right to claim it all for themselves. If you can build from the ground up, then you deserve what you achieve, even if you are still a small guy.

ukxtra 12-04-2003 04:09 PM

Krome
www.BADBOYCASH.com

Registered: Jul 2001
Location: <u>London - UK</u>


Registration and WHOIS Service Provided By: directNIC.com

Registrant:
Vis Org
P.O.BOX 53
MALVERNE, NY NY 11565
US
07968659236


Domain Name: XXXSTARCASH.COM

Administrative Contact:
Smith, Robert [email protected]
P.O.BOX 53
MALVERNE, NY NY 11565
US
07968659236


Technical Contact:
Smith, Robert [email protected]
P.O.BOX 53
MALVERNE, NY NY 11565
US
07968659236


No P.O Boxes in the UK that suit you Krome? or maybe you're just another SELF-IMPORTANT FUCKING BULLSHIT ARTIST
Now :321GFY

EscortBiz 12-04-2003 04:11 PM

Quote:

Originally posted by Kimmykim
I think some of the revshare guys are in for a rude awakening as well.

Not saying your sites aren't good, just saying that the less chance the truly fraudulent resellers have to hit the PPS programs due to increased scrutiny, the more the cheaters will find ways to fuck over the revshare program owners.

It's already happening.

it sure is starting to happen

kocur26 12-04-2003 04:13 PM

I'm all for making people pay $10k to be in this business it would eliminate lots of dead weight like people who just post galleries all day saturating the market with free content. But it won't do anything about chargebacks. Others have pointed out many reasons but one that hasn't been talked about is that a good perentage of chargebacks are pure BS. Surfer doesn't want to pay and Visa let's them get away with it. Until Visa changes their policies then this won't change.

iwantchixx 12-04-2003 04:26 PM

Quote:

This would kill the chargebacks and bring quality to the surfer.

Only the people who know how to make money via pay sites would pay the cash. The dick fucks (most of you who are reading this) would be relegated back to tgp posting daily and finally forced out of the industry (Survival of the fittest).

bitter are we? Just because a person can afford 10k does not mean they are better business people and know more of what they are doing.

Quote:

Why do some of you have the balls to charge surfers $20 plus per month membership? Look at your sites they are living shit. The main task for you setting up a site is not content but how to hide the cancel button so you get them to go to rebill.
Almost every big player program advertised on GFY plays by "hide the cancel button" rules. Pull your head out of your ass.

Quote:

The surfer would be accessing top quality sites and would have no reason to chargeback and they would be getting sites that are updaily daily.
oh this is hilarious, so now it's the paysite's fault people charge back, geesh, just this last whole year big webmaster programs were punishing and blaming affiliates. Again, pull head out of ass.

Quote:

OK the big scam artists would still be out there but instead of visa being pissed at an industry they would be able to just target a few individuals.


Think about this:

'Hey I am a pornographer and work in adult because I sell my sig space....'

Just because most of you on here are sig whores does not mean all newer poorer no paysite wielding webmasters act that way.


Quote:

'Hey check this content of the neighbourhood bike that I shot on my digital camera that I brought from the supermarket'

is it a crime to take pictures of a bike? big deal, we aren't all proffesionals like you mr big shot


Quote:

'Hey I am a designer because I just discovered the bevel tool in photoshop'
hey I'm qualified to speak for the whole industry just because I have a chip on my shoulder

Quote:

'Hey I am a major traffic player because I run a tgp that does 2k of hits per day'
Everyone starts out small, you didn't get rich over night. Those bragging about 2k of traffic a day are those that are proud they actualy did something that works, remember that first time you didn't fuck something up when you first started? How proud that made you feel?



Quote:

If you disagree with this thread it shows how insigificant your existance is in adult. If you agree then well done you can continue to run a kick arse operation...
How significant are you? What have you done that is so important that gives you the right to speak on behalf of the industry and slander those that do not agree with your utter bullshit? get over yourself bud. Seriously. There is more to life than shooting your rambling mouth off on GFY.

iwantchixx 12-04-2003 04:40 PM

What's the matter chrome? Cat caught your tongue? Or did you finaly realize that whining about smaller players is only wasting your own time. Get your head out of your ass and WORK for your bigger piece of the pie. Many very inteligent webmasters have made many valid points in this thread. Listen to them and stop your damn whining you little baby.

Krome 12-04-2003 04:46 PM

Quote:

Originally posted by iwantchixx
What's the matter chrome? Cat caught your tongue? Or did you finaly realize that whining about smaller players is only wasting your own time. Get your head out of your ass and WORK for your bigger piece of the pie. Many very inteligent webmasters have made many valid points in this thread. Listen to them and stop your damn whining you little baby.
No cat did not get my tongue. Just been out for a drive....man my new Merc is a serious smooth ride....Now where were we....oh yeah I think you were going to tell me how to make money and how my head is up my own arse....I like having my head up my own arse....it make life so much more pleasant that having to listen to your drivel.

BTW DirectNic does cheap domains and email if you need to upgrade and become a proper webmaster.

Krome 12-04-2003 04:47 PM

Quote:

Originally posted by iwantchixx


How significant are you? What have you done that is so important that gives you the right to speak on behalf of the industry and slander those that do not agree with your utter bullshit? get over yourself bud. Seriously. There is more to life than shooting your rambling mouth off on GFY.


How significant am I? Pretty much fuck all in the whole swing of things.

iwantchixx 12-04-2003 04:55 PM

Quote:

Originally posted by Krome


BTW DirectNic does cheap domains and email if you need to upgrade and become a proper webmaster.


what the fuck are you talking about? How does registering more domains make me a "propper" webmaster? You are seriously fucked bud.

Krome 12-04-2003 05:01 PM

Quote:

Originally posted by iwantchixx



what the fuck are you talking about? How does registering more domains make me a "propper" webmaster? You are seriously fucked bud.

MSN: rexbass24 (at) hotmail (dot) com
ICQ: 30 20 40 248 <- new
Sig For Sale

So you are a hotmail using sig whore....man you make me fucking laugh...so you cant make shit all from being a webmaster and you are now praying that BT from TCG hits you up and buys your sig space...

iwantchixx 12-04-2003 05:07 PM

Quote:

Originally posted by Krome


MSN: rexbass24 (at) hotmail (dot) com
ICQ: 30 20 40 248 <- new
Sig For Sale

So you are a hotmail using sig whore....man you make me fucking laugh...so you cant make shit all from being a webmaster and you are now praying that BT from TCG hits you up and buys your sig space...

You fucking MORON... MSN - AKA: Microsoft messenger.. You think I'm going to use my domain email adresses on MSN? Get a grip. I get enough spam to my domain adresses from webmasters as it is.

I am praying for nothing, but if someone wants to spend money to use my sig space they are more than welcome to, I have no uses for it. I am not going to put referal links to my sponsors that are doing well for me and effectively make myself more competition.

I like your tactic, turn it around on me to make yourself look like a big man, very childish and portrays yoru obvious lack of acceptance that you are a laughing stock of the industry. If you had two clues to rub together you would have realized that hotmail addy was for an instant messenger.

Krome 12-04-2003 05:09 PM

I love you..I could just buy you now. I dont give a fuck if I am the laughing stock of this industry atleast I make money in this industry.

iwantchixx 12-04-2003 05:14 PM

Quote:

Originally posted by Krome
I love you..I could just buy you now. I dont give a fuck if I am the laughing stock of this industry atleast I make money in this industry.
well good for you.


See folks, porn is easy money. Even idiots with a big mouth are able to make money.


enough of this, I got my point across and pretty much owned you and your thread. Later days... back to work I go.

Krome 12-04-2003 05:16 PM

Quote:

Originally posted by iwantchixx


well good for you.


See folks, porn is easy money. Even idiots with a big mouth are able to make money.


enough of this, I got my point across and pretty much owned you and your thread. Later days... back to work I go.

Just out of interest if idiots with a big mouth can make money then what does that make a little sig whore who cant even sell is arse?

You owned me? Fuck my watch is worth more than your whole entire life.

gin 12-04-2003 05:23 PM

charge backs aren't really an issue.. as long as you have no cross sales and have the price listed right on the site "3 day trial - 4.95$" along with a cancelation link on your site and inside of the members area.. cross sales were great.. alot of extra money.. just can't see how some one can throw up 2 cross sales..prechecked for over 80$... i could see 1 cross sale to something like "more moremovies.com" with extra movies for 4.95 - 9.95$ with it unchecked. unless they are expecting to go under the 100 charge back / month barrier (which visa could change any day)

goBigtime 12-04-2003 05:42 PM

Quote:

Originally posted by Krome


No it would wipe out the small time dim wits who create hundreds of charge backs by lying on tours and not offering quality to the surfer.

You just explained how some of the biggest people in this industry got to where they are.

So what you're really saying is...

Now that big guys have had the opportunity to profift from their earlier business practices, (which btw CREATED the problem in the first place) now they want to suggest a large entrace fee (easily paid by their ill-gotten gains) and 'go legit' with hopes that reduced competition will make up for the inability to run the old consumer scams.


THREAD SUMMARY ^

Kimmykim 12-04-2003 05:50 PM

Quote:

Originally posted by SinCityLex
Besides someone posted above that the big sites have real crap members areas. Probably very true. The only reason why they came out on top is because they got in on the game first.
Wrong. The reason the big guys are big is because they either worked harder, smarter or got luckier than a shit load of other people that were in the business at the same time.

If your statement were true then everyone who started before 2000 would be doing 3500 joins a day each.

Math, people, get a calculator if you can't do it in your head.

Bansheelinks 12-04-2003 06:00 PM

Jesus Christ what a stupid fucking thread...........

why not hack off your arms and give them to VISA while you are at it?

fuckin stupid

Bansheelinks 12-04-2003 06:01 PM

And while we are at it, why don't we let the oil companies charge us $10 for a gallon of gas?

Thats the logic of this useless thread

angelsofporn 12-04-2003 06:25 PM

funny for him to bring this up cuz krome is a very small player...by all accounts of people i talk to in UK who know of him...doubt if he pulls 5k a month in this biz...didnt have enough to pay his affilaites on his last uk program thats for sure

TheEnforcer 12-04-2003 06:57 PM

I knew this thread would be interesting!!

CamChicks 12-04-2003 07:10 PM

This is how we do things.

http://www.camchicks.tv/cclogin.jpg

We had 2 chargebacks this year.

strobi 12-04-2003 07:13 PM

Hahahahha I love the smell of DIMWITS in the morning!!

Jizar II 12-04-2003 07:19 PM

Quote:

Originally posted by gregtx

if you are under 100 cbs.. per month.. you are fine..

if you are over 100.. then it has to be less than 1% of your total amount of transactions...

please brush up on your knowledge .. especially on big business models... :winkwink:

Yes that might be true with VISA, but read this:

MasterCard Fee (Excessive Chargeback Program)
According to MasterCard regulations, fines will be assessed in multiple months where the following
criteria have exceeded the thresholds for two consecutive months:

Number of monthly chargebacks at least 15
AND
A monthly ratio of chargeback volume-to-interchange sales volume at least 2,5 %
OR
A monthly ratio of the number of chargeback transaction-to-total sales transactions at least 1 %

MattO 12-04-2003 07:33 PM

Quote:

Originally posted by Kimmykim


Especially when it goes to 2% on January 1, eh?


yea the change to 2 will suck but we've been holding under 1% globally... it's nice to have the cushion

icedemon 12-04-2003 10:16 PM

Quote:

Originally posted by angelsofporn
funny for him to bring this up cuz krome is a very small player...by all accounts of people i talk to in UK who know of him...doubt if he pulls 5k a month in this biz...didnt have enough to pay his affilaites on his last uk program thats for sure
I was actually thinking he is a small player with what he's saying. He comes across as a small guy trying to act like he one of the big players. He already got owned. That even showed just how small a player this guy actually is. With the way the guy talks, you can tell he doesn't know what he's doing or talking about.


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