:glugglug Fight the power that be!50 Bitches

Man, you're ON tonight.....
:glugglug

sounds like football season already...

lots of armchair quarterbacks!!!


if everyone would stop and think.. most programs are protecting their best interest like you protect yours... if your traffic is not converting witha sponsor you pull it... correct???

so if your account is higher than average for chargeback (keep in mind we did not even mention credits)... why should they not have the right to ask you to take your traffic elsewhere???

as least they gave you a heads up.. and they are paying you... could have just closed your account....:2 cents:

I'd like to clarify a few things on the TopBucks accounts that have recently been closed due to high chargeback ratios:

First and foremost, this certainly isn't something that we wanted to do; with the reduction of Visa's chargeback thresold, we felt that closing a small percentage of accounts with unusually high chargeback rates was called for.

Only accounts with chargeback rates in excess of 5% have been closed, along with some accounts that had a high degree of refunds/credits. A very small number of accounts have been closed, and only ones that have had a high degree of chargebacks/credits over the entire history of the account.

I'd also like to say that I'm happy to review individual cases with the webmasters affected, and see if there's something we can work out.

Soul_Rebel, if your account had fewer than 100 transactions (the chargeback rate is based on a percentage of all transactions, including rebills, not just initial sales), then it should not have been closed. Please send me your account number and I will review the numbers - [email protected]

Thanx for that last Note to all program owners :thumbsup

Sounds like you must be sniffing glue, Chargebacks Should have nothing to do with the webmaster promoting a site, its all about the content or how it was being promoted.

If your site meets the sponsors guidlines, then from that point on the surfer is in the hands of the sponsor and if the sponsor cant promote the site terms properly then its the sponsors fault period.

How could a webmaster possibly influence the rate of chargebacks, if his site is within guidlines ? its impossible.

People chargeback for 3 main reasons

1) They cant cancel the memberships ( sponsors fault )

2) The content They were promised Wasnt Delivered ( sponsors fault )

3) They were tricked into signing up for 2 other sites they didnt ask for ( sponsors fault )


Wanna know why you got cut even though you were under 100 signups :) because they include all the signups you werent paid for :)

Example:

if u get 80 signups the sponsor usually tries to add 2 free trials to other sites so really your 80 signups might be 240 signups, now if 4 people cancel and each person was signed up for 3 of the free trials that would equal 12 cancels on your 80 signups. putting you well above the limit, even though in reality the 4 that cancel make up only 5% of the memberships you were being paid for .

Can someone PLEASE explain to me how it would be a webmaster's fault for chargebacks on REBILLS??

This is clearly the fault of the program. Or am I missing something?

Quentin you have mail. To clarify the account had 98 initial transactions (trials). I don't know further info on cross sales,rebills etc since those stats are not provided to affiliates. You set the security standards on how you'll reduce cbs, I just questioned them.

My account was closed too..

I sent them 92 signups it looks like. But I have only sent them a few in the last few months..

Most of my signups went to big cock sex, which may explain the high cancel rate. This was all off mailer traffic. So no deceptive ads on my part.



Chris

So, you sent honest traffic to a paysite.

Member sees that 90% of the big cock sex photos are photoshopped.

Member is pissed off because he likes to see a "real" big member.

Member chargebacks.

Naturally, they cancel your account for high chargebacks.

Based on your word, your only mistake was sending traffic to a site (or niche) that has pretty much nothing but fake content.

For shame.

Sexyavs - email me your TopBucks account number, and I'll take a look at the account; with a relatively small number of sales like that, it's highly possible that the account was "flagged" in error during our scan. If so, we'll leave it active, of course.

To clarify, none of the accounts notified today have been shut down yet; we didn't schedule a large number of accounts for closure, and none were to be shut down until webmasters had a chance to reply and ask questions. We also continue to track sales after accounts have been closed, and continue to log the information. Any accounts that may have been closed in error would be credited for sales made during the period that they were closed.

For any webmasters who received a similar notification, if you have questions, email [email protected] and/or me personally at [email protected] and we will review the account with you in greater detail.

Thanks,
- Q.

just a funny thing i noticed.


ur banner pops up with the word REALITY.. hmm tough eh?

How many of my 65 sales were chargebacks?

I got a reply from Quentin that he examined the account and that was problematic in error on their part and not an issue of chargebacks with some further info.

I can tell you this gave me a relief since at least for the moment i'm not the source of all chargebacks in this industry :glugglug


Anyway, best thing to do is to request to take a look again on your account.

The problem are the surfer and the pre-checked cross sales boxes. If a horny surfer forgot to uncheck and see a $80 bill on his CC-statement, he will chargeback.
It's also a moral hazard problem. If he knows he can chargeback with no costs, maybe he will do so. Has a processing firm no rights to get the money back? Is there for a way to blacklist such surfers? That's legal online fraud.

I couldn't agree more. There used to be a site called Busty-Amateurs. I used to work for them. They shot all their own content and updated 5 days a week. They also gave their webmasters free memberships to the site, and let them use that content to promote. If a pay site has original content and they update regularly, they chargebacks will be under 1%. Too many programs out there that run pay sites with all leased videos and galleries. That shit won't cut it anymore. If you want to stay under 1%, then shoot your own shit. And for your tours, keep them simple. All these tours are the same. Too much text readnig "100,000 galleries, 100,000 videos." The net is oversaturated with these tours. Promote tours that are original, and watch the money come in month after month.

http://www.wantongirls.com/samples.html

feed your members good stuff and they will be loyal - well more loyal than they would be with all plugin and overexposed content.


photos, videos, made to order

Wrong, wrong, wrong, wrong, wrong.

Okay, maybe mostly right, but I have BIG issues with number 2.

Many, many webmasters WAY overpromise what their sponsors can deliver. That's just bad business. Before you promote a site, get a pass and check out the members' area. If it's not up to snuff, either don't promote it, or don't lie about it. Simple. If you can't or won't get a members' area pass, use text from the tour. That way you're not promising anything the sponsor isn't. THEN you can say it's the sponsor's fault.

Hmmmm...while I have always and will always accept that in many cases crap sites and the inability to easily cancel will cause higher chargebacks (please note this is a generic statement only and not aimed at topbucks) people either miss or just like to ignore the obvious.

Per signup programs (especially those with high payouts) attract CC fraud. Some cheats will go flat out with 100% stolen CC info until closed whereas others mix it up in with real sales. However the fact remains they attract fraud and often one of the only ways to find it is to look for higher CB's on an account.

However, given the sales figures quoted here and the fact that refunds are taken into account too it really does look like some accounts were closed without being looked at properly SR being just one. Unfortunately TB are not the first to do that and get it wrong.

Again - crap sites et al will also cause them however, few partnership programs seem to be suffering from the high CB problem but then they also don't attract people who make BS signups with stolen cards. Looks like TB are trying to thin those out and hitting far too many honest people on the way.

Glad I'm not the only one with a huge drop in ratios with them lately :)

Maybe you should take a look at cowlist.com or frogsex.com or 5000 other tgps. You really think there is no apparent reason why the ratios are gone to shit? Jesus...

Agreed!

I admit, the last time someone posted a backdoor list to membership areas I took a quick look into 6 or 7 of them (even from big companies) and I didn't found a single one for which I wouldn't do a chargeback. Not only that the content sucked and wasn't originally also the layout was totally confusing and boring.

I wonder what kind of "error " was it and have they made this "error" on other cancellerd accounts

If your looking for a proggy to try then take a look at PG Bucks :thumbsup

Well, here's a shocker. I agree with Brad.

The bottom line in this situation is that many programs are going to do things that resellers don't agree with, in order to manage their businesses at a level that is in compliance with Visa regulations.

I like Soul Rebel, and I hope that TB can work something out with him.

However -- I would fully expect EVERY program to sit down and evaluate their resellers accounts, since if they don't, I'd be willing to be their processors will do it for them.

This is going to mean some harsh measures for some programs and some honest and perhaps innocent people are going to suffer in the process.

But at the end of the day a program can't go to Visa and defend their programs being out of compliance, so the trickle down effect is going to be there.

Keep in mind that if these programs don't get in compliance they won't be around and that would cause alot more financial grief for alot more people than a selective thinning of the herd.

While I agree with this, I'm assuming most of the programs are terming accounts that have a higher than average cb %.

Example: Affiliate A's traffic is constantly below the 1% rate and Affiliate B's traffic is closer to 10%, are you really going to keep Affiliate B around?

Program owners sometimes have to make decisions like this and it will probably continue and get worse the next month or two.

While I think overall, we can all share the blame: surfers learning to chargeback, programs ripping off surfers, affiliates having unrealistic expectations with the value of their traffic, etc.

Interesting times indeed...while it's happening sooner than I thought, I've been talking about this for awhile: soon it'll all be invitation only for per signup options and possibly even invitation only to join most any program.

hi Kimmykim, thank you, it's mutual

it was an error, the account is still active :-)

well none of my traffic comes from tgp's but if you are saying there is too much free stuff out there, then yeah, i'd agree. my ratios doubled in one week, with no real changes in my traffic, content, or sponsors. the only notible change was the july 4th weekend, and this visa stuff.

Playboy,
the only reason we ever terminate webmasters without pay is when they do credit card fraud, or when they spam. We do not terminate webmasters based on chargeback ratio.

Flashcash is 100% honest, we count every sale, we pay for every sale.

If you have a personal issue, please mail me at [email protected] and I'll take a look at your account.

Note offshoreclicks is NOT run by Flashcash. Did you think they are? Maybe you are confused about what happened? Drop me an email and we'll get this resolved.

wonder if the outcome would be same if you weren't a "star" from GFY :2 cents:

Bro it is no big deal. You are getting paid for the traffic. Recieve the check, cash it, then tell them to fuck off. Wipe all links to their sites permanently and just divert their emails to your recycle bin.

Can't blame the people canceling, TB's sites are complete shit Ive seen them
I'd never ever pay $39 for that, there are some AVS sites out there that have way better content then all of their (at least gay) websites combined.

They should start cleaning house from the inside out instead

If the problem was with the sites and nothing else then all non-fraudulent resellers should have a near exact cb ratio.

But we know they don't so hey... what do you think the problem might be?

spam?

Maybe the programs should base payouts on not only volume but low charge back ratios. :winkwink:

Top Bucks is still rocking for me.. Hope it keeps up.

:1orglaugh

They're talking about under 100 joins, 2-3 cb's could turn the tables either way, with numbers that small it's coincidence.

The next 4 months should be very interesting with regards to this business....

i hope this isn't the case because I dont like special treatments. TB told me the account had higher refunds and not chargebacks and they were not even sure how it was "flagged" in their scan in the first place. This is one of the reasons i believe if you received a similar notification best thing you can do is to contact them. Additonally I couldn't imagine how on hell I had a 2nd cb issue in such short period of time and with that low number of transaction. Am I running out of luck or something......

The truth is that unfortunately when you don't know anyone in a business area and nobody knows you, when you'll have such issues it might be harder to solve them. A great thing about this industry is that is much easier to come in communication with near anyone compared to the mainstream. I can't recall a single time at the moment I had problem to come in contact with someone from an adult company, webmaster, sales person etc. Try to do the same with a mainstream co. from the software field :hehe Take a look the board that ebay has for their affiliates. There are still 6 months old questions unaswered. :)

I get at least 10 - 15 spam emails for TOPBUCKS sites a day from webmasters that have me on their spam lists.

At one point, I was keeping a list of the id's to turn them in. I wouldn't really do it if it was 1 a day, but the same guys day after day with a different TOPBUCKS and NASTYDOLLARS sites.

They do bullshit in the emails, and why the hell would you send the same addresses the same sites everyday???

I FUCKing hate email spammers... Opt-in my ASS! I have never opt'd in on any list ever!

Sorry son but Visa doesn't give a fuck about coincidences. They want compliance.

ANYONE doing 35 total sales a day is at risk under the new rules. Why shouldnt that extend down the food chain? Just because it's not fair doesn't mean it's not going to happen.

i think it's snowing outside...

Kimmy Kim, this is GFY, quit making sense dammit :winkwink:

Right, visa is going to terminate someone over 5 chargebacks. :thumbsup

Has anyone's Top Bucks ratios picked up again? I'm not sending them anymore traffic until I hear somethin good..

Depends on niches you promote. My Topbucks ratios have been rock solid and constant for about one year, within 1:100-150 and the same it seems to be this period.
XM

I also get those spam emails, and I never opted-in.

Topbucks ratio are still good for me, great to see it is still a great sponsor!

... and now dirtydollar.com caught you with your pants down.
http://www.gofuckyourself.com/showth...hreadid=239403

... any sponsors that are on his recommended sponsor list ( http://www.sex-picture-gallery.com/s...webmaster1.htm ) better check the signups coming from <b>JHON ARIAS</b>.

You are getting ripped off.