Canadian webmasters using ACPay, you're TOAST! - GoFuckYourself.com

p00p · 06-09-2003, 07:53 PM

No more Visa processing, OR mastercard.

"Effective July 1, AC Pay will no longer be able to process Visa or MasterCard for clients doing business in Canada. Canadian clients remaining in the system after July 1 will be able to take advantage of ACH (online checks), XMoola, and EuroDebit as soon as they become available (currently scheduled to launch on or before July 5, 2003).

If you have any questions about how this situation relates specifically to you, please feel free to email us at [email protected]. We will do everything we can to make any transitions as painless as possible."

I though Adult Check was a reputable company. lol

Mr.Fiction · 06-09-2003, 07:54 PM

If those are the Mastercard and Visa rules, what else can they do?

p00p · 06-09-2003, 07:59 PM

Quote:

Originally posted by Mr.Fiction
If those are the Mastercard and Visa rules, what else can they do?

It isn't a Mastercard rule. They could at least advise Canadian smut peddlars on the best route to take.....

Mr.Fiction · 06-09-2003, 08:00 PM

Quote:

Originally posted by p00p

It isn't a Mastercard rule. They could at least advise Canadian smut peddlars on the best route to take.....

If it's not because of the CC companies, then that's fucked.

Spunky · 06-09-2003, 08:00 PM

Canadians once again getting fucked by the man...its discrimination

Indeed · 06-09-2003, 08:03 PM

but if we got a US corp and register with VISA, is it alright?

hershie · 06-09-2003, 08:04 PM

Thats what iBill did to me last month. I believe its because Visa doesn't want IPSP's to process for webmasters outside of their Visa region and both iBill and ACPay were doing processing for Canadians from Europe region.

p00p · 06-09-2003, 08:05 PM

Quote:

Originally posted by Mr.Fiction

If it's not because of the CC companies, then that's fucked.

Last I heard, all the big processors will still at least process Mastercard for Canadians. It is Visa that requires registration. Jettis, CCBill both helped Canadians out by not only waiving the fee, but advising them on incorporation etc.
ACPay, rather then help with a solution for Canadians, is basically telling them that on July first, fuck off.

Pipecrew · 06-09-2003, 08:05 PM

uhhhh i hope this isnt true, i just started getting signups through them.

p00p · 06-09-2003, 08:05 PM

Quote:

Originally posted by Pipecrew
uhhhh i hope this isnt true, i just started getting signups through them.

Dude, it's true.
http://www.aclounge.com/viewtopic.php?t=586

p00p · 06-09-2003, 08:08 PM

Quote:

Originally posted by Indeed
but if we got a US corp and register with VISA, is it alright?

Get a UK corp instead, and it will be right. You can process through Jettis, CCBill or Ibill who are all based in the UK, too.

Kevin2 · 06-09-2003, 08:10 PM

Quote:

Originally posted bu p00p but if we got a US corp and register with VISA, is it alright?

If you do that then you can process Visa

FiReC · 06-09-2003, 08:12 PM

damn, ccbill and epoch weren't lieing at the phoenix forum about ac pay being in some shitl

Pipecrew · 06-09-2003, 08:14 PM

I just incorporated in Canada... Now i have to figure out the US corporation bullshit, not fun...

What if I just have an established US company take my checks and have them cut them for me? My family has a few registered US companies.

FiReC · 06-09-2003, 08:16 PM

pipecrew, talk with your CPA, they should know what to do.

p00p · 06-09-2003, 08:18 PM

Quote:

Originally posted by Pipecrew
I just incorporated in Canada... Now i have to figure out the US corporation bullshit, not fun...

What if I just have an established US company take my checks and have them cut them for me? My family has a few registered US companies.

If you're family already has registered US companies, just process under those company names....

Jon · 06-09-2003, 08:22 PM

Pipecrew -

Nothing to figure out.
www.delcorp.com -- Pay $300, get a Tax ID and you're set.
Ask for Jane Goldberg, she'll explain everything to ya..

Indeed · 06-09-2003, 08:22 PM

I already got a US corp and contacted acpay several times about registering with VISA but they keep ignoring my messages...I guess we should forget about them and move on...

Gutterboy · 06-09-2003, 08:25 PM

ouch, that fucking sucks.

From what I hear its the Canadian banks, not the CC companies, who are refusing high risk merchants.

p00p · 06-09-2003, 08:26 PM

Quote:

Originally posted by NiteChatDotTV
Pipecrew -

Nothing to figure out.
www.delcorp.com -- Pay $300, get a Tax ID and you're set.
Ask for Jane Goldberg, she'll explain everything to ya..

Doesn't the processor hold back %20 for U.S. taxes or something?
We had a discussion on here a few weeks ago about this, and if you get a US presences, I was led to believe you have to pay US taxes, and fight to get them back. Also you have to pay the $750 visa fee.
I believe with a UK presence there are no tax issues, lower Visa fee, and you are also allowed a higher chargeback ratio.
Anyone?

Pipecrew · 06-09-2003, 08:26 PM

Quote:

Originally posted by NiteChatDotTV
Pipecrew -

Nothing to figure out.
www.delcorp.com -- Pay $300, get a Tax ID and you're set.
Ask for Jane Goldberg, she'll explain everything to ya..

Thanks I will look into this route as well, seems we have about 3 weeks before the shit hits the fan.... I would go elsewhere, but I just got this awesome affiliate software that works with acpay/globill

p00p · 06-09-2003, 08:28 PM

Quote:

Originally posted by Indeed
I already got a US corp and contacted acpay several times about registering with VISA but they keep ignoring my messages...I guess we should forget about them and move on...

If you are ready to go in the US, the last processor I would use is ACPay. Try Epoch, Jettis, CCBill, or Ibill. You will probably get more cards being approved, and more rebills than ACPay.

Shoplifter · 06-09-2003, 08:53 PM

Quote:

Originally posted by Mr.Fiction
If those are the Mastercard and Visa rules, what else can they do?

In this case it isn't about the card associations...AC Pay knew they were flaunting the rules and had invited Canadians anyways.

What have they said about migrating accounts to US or EU presences?

Indeed · 06-09-2003, 08:54 PM

Quote:

Originally posted by p00p

If you are ready to go in the US, the last processor I would use is ACPay. Try Epoch, Jettis, CCBill, or Ibill. You will probably get more cards being approved, and more rebills than ACPay.

You are right...and that's what I'm going to do....however you forgot 1 thing: the rebills!

ServerGenius · 06-09-2003, 09:02 PM

Don't forget that it's NOT just having a US company. The president
of the company needs to be US citizen OR US resident! I shit you
not. This is at least the case for CCbill. I repeat the president of
the company needs to be at least US resident.

DynaMite

p00p · 06-09-2003, 09:02 PM

Quote:

Originally posted by Shoplifter

In this case it isn't about the card associations...AC Pay knew they were flaunting the rules and had invited Canadians anyways.

What have they said about migrating accounts to US or EU presences?

They didn't say a thing about migration. Basically they said they will no longer process visa and mc for people doing business in Canada. At least some of the billers gave advice when this all first started.

Indeed · 06-09-2003, 09:13 PM

Quote:

Originally posted by DynaSpain
Don't forget that it's NOT just having a US company. The president
of the company needs to be US citizen OR US resident! I shit you
not. This is at least the case for CCbill. I repeat the president of
the company needs to be at least US resident.

DynaMite

Epoch does not seem to require that

StupidFuckingWhore · 06-09-2003, 09:43 PM

why is everyone fucking over canada? fuck, im glad i don't have a paysite now...

jerryfan2000 · 06-09-2003, 10:06 PM

poop,
did they send email to you about this??

KRL · 06-09-2003, 10:10 PM

God damn, the porn business used to be so fucking simple. Now they are making everything ridiculously complex for everyone.

p00p · 06-09-2003, 10:11 PM

Quote:

Originally posted by jerryfan2000
poop,
did they send email to you about this??

Hell no! They copped out the easy way by posting on their webmaster board.

http://www.aclounge.com/viewtopic.php?t=586
I don't understand how Epoch, CCBill, IBill, Jettis found a workable, albeit complicated solution for Canadians, yet ACPay is just shutting Canadian webmasters right out.

jerryfan2000 · 06-09-2003, 10:36 PM

Does this issue have impact on webmaster in Canada only? Or any webmaster outside USA and EU regions also apply? My situation is a little bit more complicated since I have 2 passports. I am citzen of Taiwan (Visa asian pacific region) and Canada (Visa Canada). I faxed my Taiwanese passort during the time I signed up. So I really don't know should I get EU incorporated or not at this time.......

p00p · 06-09-2003, 10:46 PM

Quote:

Originally posted by jerryfan2000
Does this issue have impact on webmaster in Canada only? Or any webmaster outside USA and EU regions also apply? My situation is a little bit more complicated since I have 2 passports. I am citzen of Taiwan (Visa asian pacific region) and Canada (Visa Canada). I faxed my Taiwanese passort during the time I signed up. So I really don't know should I get EU incorporated or not at this time.......

I think in order to process with a major billing company based in the USA, or the UK, you must have an incorporated company in either region.
You are based in Canada, or Taiwan. So my guess is you are screwed. Of course there is Globill and Probilling, and they don't have the Visa fees. You could use them.
I am awaiting answers but my best guess for Canadians from advice given on this board by people who have done it, is to incorporate in the UK.

jerryfan2000 · 06-09-2003, 10:55 PM

Mmmmm..... So far the most discussed region to be excluded by major billers is Canada. So I am really confused how about thoes who are outside EU region such as Russian, East Europe...etc. But I do know a company, www,ginix.com, who has banking relation in pacific region. A lot of Japanese sites use them. Hope this info helps for thoes who are based in pacific.

Shoplifter · 06-09-2003, 11:07 PM

So AC Pay is not allowing migration? If they invited Canadians this is going to come back to bite them here.

Another place along with Ginix is Zeroweb...
http://www.zeroweb.co.jp/ but there is no English.

jerryfan2000 · 06-09-2003, 11:10 PM

Quote:

Originally posted by Shoplifter
So AC Pay is not allowing migration? If they invited Canadians this is going to come back to bite them here.

Another place along with Ginix is Zeroweb...
http://www.zeroweb.co.jp/ but there is no English.

I just saw a paysite using zeroweb 1 minute ago. seems it is pretty popular in Japan. h

XYCash · 06-09-2003, 11:19 PM

Quote:

Originally posted by p00p

I believe with a UK presence there are no tax issues, lower Visa fee, and you are also allowed a higher chargeback ratio.
Anyone?

Just to make everyones life a little more complicated, this was posted by EuropeanLee on Ynotmasters a few days ago:

"I have recently been following some important EU related news quite closely over the last few months as it going to have a significant impact on the industry what is this new law? Read on...

Under a new law that has been passed in the EU from July 1st 2003 any internet based company selling services or goods to customers inside the EU will have to pay the member state of their customer/client the equivalent V.A.T (Value Added Tax) Rate.

This in itself is not a big problem, online business have been paying taxes for many years, the problems start to occur when you take a look at the current state of the V.A.T system in the EU state members on an individual basis.

The following list shows the percentage of V.A.T that you will need to add to your clients bills if they are located inside a member state of the EU:

Austria - 20% VAT
Belgium - 21% VAT
Denmark - 25% VAT
Finland - 22% VAT
France - 19.6% VAT
Germany - 16% VAT
Greece - 18% VAT
Ireland - 21% VAT
Italy - 20% VAT
Luxembourg - 15% VAT
Netherlands - 19% VAT
Portugal - 17% VAT
Spain - 16% VAT
Sweden - 25% VAT
United Kingdom - 17.5% VAT

This will pose several problems for the adult industry namely, how will our billing processors be able to handle transactions from European Union citizens? Afterall, with so many different VAT rates across the EU their billing systems need to be able to correctly calculate the correct amount of VAT to the surfers final order.

Several accounting firms have set up new divisions to handle this for the mainstream side of the internet industry however, until just recently, the adult internet (it would appear) was unaware this was happening.

It would seem that although the international market place is a wholly viable one for adult webmasters to break into, it brings with it more complications that simply breaking the language barrier.

This new law will be a good test of the adult industry processors to see how they can handle the economic chages of the global market place and, more importantly, how they handle the new frontiers of international marketing on a global scale.

Regards,

Lee

http://www.europeanwebmasters.com

Kevin2 · 06-10-2003, 12:01 AM

Thank fuck I'm not in a member state of the EU. This is like walking thru a minefield.

Indeed · 06-10-2003, 01:15 PM

XYCash · 06-10-2003, 01:25 PM

Quote:

Originally posted by Kevin2
Thank fuck I'm not in a member state of the EU. This is like walking thru a minefield.

The fact you aren't in a member state makes you qualified to have to pay the value added tax if you are doing business with ANYONE inside those states.

Shoplifter · 06-10-2003, 05:01 PM

Bumping this...

Did anyone get any replies to emails or calls to AC Pay today?

Indeed · 06-10-2003, 05:05 PM

Quote:

Originally posted by Shoplifter
Bumping this...

Did anyone get any replies to emails or calls to AC Pay today?

no

p00p · 06-10-2003, 05:22 PM

Quote:

Originally posted by Shoplifter
Bumping this...

Did anyone get any replies to emails or calls to AC Pay today?

Yes. Bottom line. Incorporate in the US or EU. They will continue processing.

foe · 06-10-2003, 05:26 PM

another one bytes the dust

p00p · 06-10-2003, 05:30 PM

Quote:

Originally posted by foe
another one bytes the dust

Even though ACPay has no clue, I still think they are strong. ACPay is somewhat new, but Adult Check is an established company. I may continue to use them after July 1st.

Nice thing about incorporating in the EU is you don't have to pay any Visa fees, hence you can multiple backup processors at no extra cost. In the US you have to pay $750 fee for each processor you use.

rooster · 06-10-2003, 05:31 PM

canada and europe needs to start using capitalism, damn commies

CHMOD · 06-10-2003, 05:48 PM

You, at AC Pay, are just a bunch of stupid lyers.

I, and many other webmasters trusted you when we subcribed a couple of months ago. You said that WE SHOULD NOT WORRY ABOUT THE VISA REGULATIONS.

Your Cie was supposely so big and had a presence on all continents so there was no worry to have at all.

YOU ARE A BUNCH OF ASSHOLES !

Lucky for you that your are not in front of me.

I will loose several thousands dollars in rebills because of your lies. STUPID BASTARDS.

I swear, if I see your face in a trade show somewhere, you will pay for this.

directfiesta · 06-10-2003, 05:54 PM

Quote:

Originally posted by rooster
canada and europe needs to start using capitalism, damn commies

LOL ... You know Rooster, sometimes your " one-liners" are hilarous ....

Shoplifter · 06-10-2003, 07:33 PM

Quote:

Originally posted by p00p

Yes. Bottom line. Incorporate in the US or EU. They will continue processing.

Who did you email there? I don't know anyone who got a response yet.

p00p · 06-10-2003, 08:09 PM

Quote:

Originally posted by CHMOD
You, at AC Pay, are just a bunch of stupid lyers.

I, and many other webmasters trusted you when we subcribed a couple of months ago. You said that WE SHOULD NOT WORRY ABOUT THE VISA REGULATIONS.

Your Cie was supposely so big and had a presence on all continents so there was no worry to have at all.

YOU ARE A BUNCH OF ASSHOLES !

Lucky for you that your are not in front of me.

I will loose several thousands dollars in rebills because of your lies. STUPID BASTARDS.

I swear, if I see your face in a trade show somewhere, you will pay for this.

where are you from?

06-09-2003, 07:53 PM	#1
p00p Confirmed User Join Date: Dec 2002 Location: CanaDUH Posts: 5,125	Canadian webmasters using ACPay, you're TOAST! No more Visa processing, OR mastercard. "Effective July 1, AC Pay will no longer be able to process Visa or MasterCard for clients doing business in Canada. Canadian clients remaining in the system after July 1 will be able to take advantage of ACH (online checks), XMoola, and EuroDebit as soon as they become available (currently scheduled to launch on or before July 5, 2003). If you have any questions about how this situation relates specifically to you, please feel free to email us at [email protected]. We will do everything we can to make any transitions as painless as possible." I though Adult Check was a reputable company. lol __________________ ICQ: 316365783 <a href="http://www.hostultra.com/~p00p" target="_blank">TEST</a>

06-09-2003, 08:00 PM	#5
Spunky I need a beer Industry Role: Join Date: Jun 2002 Location: ♠ Toiletville ♠ Posts: 133,944	Canadians once again getting fucked by the man...its discrimination __________________ *YOUR INFORMATION HERE*

06-09-2003, 08:12 PM	#13
FiReC Confirmed User Industry Role: Join Date: Jan 2002 Location: Land o Nubiles Posts: 2,350	damn, ccbill and epoch weren't lieing at the phoenix forum about ac pay being in some shitl __________________ www.nubilefilms.com \| www.nubiles.net \| www.anilos.com \| tubescript.nubiles.net \| icq4162727

06-09-2003, 08:16 PM	#15
FiReC Confirmed User Industry Role: Join Date: Jan 2002 Location: Land o Nubiles Posts: 2,350	pipecrew, talk with your CPA, they should know what to do. __________________ www.nubilefilms.com \| www.nubiles.net \| www.anilos.com \| tubescript.nubiles.net \| icq4162727

06-09-2003, 08:22 PM	#17
Jon Confirmed User Industry Role: Join Date: Jun 2002 Location: New York City Posts: 2,578	Pipecrew - Nothing to figure out. www.delcorp.com -- Pay $300, get a Tax ID and you're set. Ask for Jane Goldberg, she'll explain everything to ya.. __________________ WickedFire.com - Stay here. We don't need more of you. Not unless you have money, then, fine...

06-09-2003, 07:54 PM	#2
Mr.Fiction Confirmed User Join Date: Feb 2002 Location: Free Speech Land Posts: 9,484	If those are the Mastercard and Visa rules, what else can they do?

06-09-2003, 08:03 PM	#6
Indeed Confirmed User Join Date: Oct 2002 Posts: 1,892	but if we got a US corp and register with VISA, is it alright?

06-09-2003, 08:04 PM	#7
hershie Confirmed User Join Date: Jun 2002 Posts: 4,642	Thats what iBill did to me last month. I believe its because Visa doesn't want IPSP's to process for webmasters outside of their Visa region and both iBill and ACPay were doing processing for Canadians from Europe region.

06-09-2003, 08:05 PM	#9
Pipecrew Master of Gfy.com Industry Role: Join Date: Feb 2002 Posts: 14,887	uhhhh i hope this isnt true, i just started getting signups through them.

06-09-2003, 08:14 PM	#14
Pipecrew Master of Gfy.com Industry Role: Join Date: Feb 2002 Posts: 14,887	I just incorporated in Canada... Now i have to figure out the US corporation bullshit, not fun... What if I just have an established US company take my checks and have them cut them for me? My family has a few registered US companies.

06-09-2003, 08:25 PM	#19
Gutterboy So Fucking Banned Join Date: Jul 2002 Location: Dis Posts: 4,751	ouch, that fucking sucks. From what I hear its the Canadian banks, not the CC companies, who are refusing high risk merchants.

06-09-2003, 09:02 PM	#25
ServerGenius Confirmed User Join Date: Feb 2002 Location: Amsterdam Posts: 9,377	Don't forget that it's NOT just having a US company. The president of the company needs to be US citizen OR US resident! I shit you not. This is at least the case for CCbill. I repeat the president of the company needs to be at least US resident. DynaMite __________________ \| http://www.sinnerscash.com/ \| ICQ: 370820 \| Skype: SinnersCash \| AdultWhosWho \|

06-09-2003, 09:43 PM	#28
StupidFuckingWhore Confirmed User Join Date: Apr 2003 Posts: 233	why is everyone fucking over canada? fuck, im glad i don't have a paysite now...

06-09-2003, 10:06 PM	#29
jerryfan2000 Registered User Join Date: Oct 2002 Location: Toronto Posts: 79	poop, did they send email to you about this??

06-09-2003, 10:10 PM	#30
KRL Entrepreneur Join Date: Oct 2002 Location: USA Posts: 31,429	God damn, the porn business used to be so fucking simple. Now they are making everything ridiculously complex for everyone. __________________ If you would like to develop your domains, you can lease inexpensive foreign labor from the leaders in the field at iWebmasters.com TO LOWER YOUR COSTS AND INCREASE YOUR PRODUCTION! * * * * * * * * * * * * Domains Adult News KRL's Newsletter Biz Tips Just Listed Domains

06-09-2003, 10:36 PM	#32
jerryfan2000 Registered User Join Date: Oct 2002 Location: Toronto Posts: 79	Does this issue have impact on webmaster in Canada only? Or any webmaster outside USA and EU regions also apply? My situation is a little bit more complicated since I have 2 passports. I am citzen of Taiwan (Visa asian pacific region) and Canada (Visa Canada). I faxed my Taiwanese passort during the time I signed up. So I really don't know should I get EU incorporated or not at this time.......

06-09-2003, 10:55 PM	#34
jerryfan2000 Registered User Join Date: Oct 2002 Location: Toronto Posts: 79	Mmmmm..... So far the most discussed region to be excluded by major billers is Canada. So I am really confused how about thoes who are outside EU region such as Russian, East Europe...etc. But I do know a company, www,ginix.com, who has banking relation in pacific region. A lot of Japanese sites use them. Hope this info helps for thoes who are based in pacific.

06-09-2003, 11:07 PM	#35
Shoplifter Richest man in Babylon Industry Role: Join Date: Jan 2002 Location: Posts: 10,002 Posts: 5,727	So AC Pay is not allowing migration? If they invited Canadians this is going to come back to bite them here. Another place along with Ginix is Zeroweb... http://www.zeroweb.co.jp/ but there is no English.

06-10-2003, 12:01 AM	#38
Kevin2 Confirmed User Join Date: May 2003 Location: Australia Posts: 1,429	Thank fuck I'm not in a member state of the EU. This is like walking thru a minefield. __________________ Webmasters Trade Traffic!!!

06-10-2003, 01:15 PM	#39
Indeed Confirmed User Join Date: Oct 2002 Posts: 1,892	bump

06-10-2003, 05:01 PM	#41
Shoplifter Richest man in Babylon Industry Role: Join Date: Jan 2002 Location: Posts: 10,002 Posts: 5,727	Bumping this... Did anyone get any replies to emails or calls to AC Pay today?

06-10-2003, 05:26 PM	#44
foe Confirmed User Join Date: May 2002 Location: CT Posts: 5,246	another one bytes the dust

06-10-2003, 05:31 PM	#46
rooster Confirmed User Join Date: Jan 2003 Posts: 2,384	canada and europe needs to start using capitalism, damn commies

06-10-2003, 05:48 PM	#47
CHMOD Confirmed User Join Date: Jun 2003 Posts: 1,697	You, at AC Pay, are just a bunch of stupid lyers. I, and many other webmasters trusted you when we subcribed a couple of months ago. You said that WE SHOULD NOT WORRY ABOUT THE VISA REGULATIONS. Your Cie was supposely so big and had a presence on all continents so there was no worry to have at all. YOU ARE A BUNCH OF ASSHOLES ! Lucky for you that your are not in front of me. I will loose several thousands dollars in rebills because of your lies. STUPID BASTARDS. I swear, if I see your face in a trade show somewhere, you will pay for this.