Canadian webmasters using ACPay, you're TOAST! - Page 2 - GoFuckYourself.com

p00p · 06-10-2003, 08:15 PM

Quote:

Originally posted by Shoplifter

Who did you email there? I don't know anyone who got a response yet.

50!

[email protected]
I wrote last night, got a reply this morning. These guys have always been very prompt and professional with me.

Here was my question:
"Hi, I saw in your lounge that you are no longer
processing for Canadian customers. If I open a
European corporation, will you continue to process my
site?"

And here was my answer:
"Absolutely. Just send us the new address and payment info and your service will remain uninterrupted."

They won't need a new address etc. All they will need is an IBC certificate #. Visa could care less where a check is sent. They want that corporate info. Some processors don't understand that part of it. Yet. You could incorporate in the US and have your checks sent to Russia.....From what I have been told, anyways.

Pipecrew · 06-10-2003, 08:18 PM

Quote:

Originally posted by p00p

50 :BangBang

[email protected]
I wrote last night, got a reply this morning. These guys have always been very prompt and professional with me.

Here was my question:
"Hi, I saw in your lounge that you are no longer
processing for Canadian customers. If I open a
European corporation, will you continue to process my
site?"

And here was my answer:
"Absolutely. Just send us the new address and payment info and your service will remain uninterrupted."

They won't need a new address etc. All they will need is an IBC certificate #. Visa could care less where a check is sent. They want that corporate info. Some processors don't understand that part of it. Yet. You could incorporate in the US and have your checks sent to Russia.....From what I have been told, anyways.

You basically just solved your own question didnt you?

p00p · 06-10-2003, 08:22 PM

Quote:

Originally posted by Pipecrew

You basically just solved your own question didnt you?

Yes, and hopefully have helped out a few people in the same boat. Which is the point of me posting all this shit. I could have figured it all out on my own. Privately.

Pipecrew · 06-10-2003, 08:30 PM

Quote:

Originally posted by p00p

Yes, and hopefully have helped out a few people in the same boat. Which is the point of me posting all this shit. I could have figured it all out on my own. Privately.

Contact me 9062599

You know the acpay guys all have icq too eh? I've never had a problem contacting them about anything, although I imagine they are VERY busy with all this insanity

jerryfan2000 · 06-10-2003, 08:31 PM

I got no reply since the 1st day visa fee issue was out. And I emailed them no less than 5 times.

CHMOD · 06-10-2003, 09:00 PM

Quote:

Originally posted by p00p

where are you from?

I'm from Quebec. And you ?

p00p · 06-10-2003, 09:12 PM

Quote:

Originally posted by Pipecrew

Contact me 9062599

You know the acpay guys all have icq too eh? I've never had a problem contacting them about anything, although I imagine they are VERY busy with all this insanity

I don't have ICQ.

p00p · 06-10-2003, 09:16 PM

Quote:

Originally posted by jerryfan2000
I got no reply since the 1st day visa fee issue was out. And I emailed them no less than 5 times.

Move along, then. Seriously. If you are Canadian, you cannot use ACPay anymore. If you plan on incorporating in US or EU, I can assure you there are better processors than ACPay. I am going to the trouble to incorporate in UK, and will not be using ACPay. As a primary processor, at least. I think CCBill is the way to go, then Jettis or PSBilling in second, IBill in 3rd, and ACPay 4th.

On a customer service note, I e-mailed 4 of the processors I just mentioned regarding EU billing, and CCBill responded 1st, ACPay 2nd. Haven't heard from Jettis or Ibill.

p00p · 06-10-2003, 09:18 PM

Quote:

Originally posted by CHMOD

I'm from Quebec. And you ?

Alberta. We are in the same boat.

Don't totally freak out on ACPay. They said they didn't see this coming, and I didn't believe them. But they are so freaking stupid about the situation, and seemingly confused that I am starting to believe it was a surprise to them. Beyond that, it is Visa doing this, not the processors. Although it is obvious some processors refuse to believe the inevitable.

wildporno · 06-10-2003, 09:21 PM

if u incorporate in UK do you pay taxes in uk and in canada (double taxes)? also why incorporate in UK when you can do it in USA ? please answer those two questions, i'm looking for a billing solution as well and need your knowladge

Pipecrew · 06-10-2003, 09:23 PM

Quote:

Originally posted by wildporno
if u incorporate in UK do you pay taxes in uk and in canada (double taxes)? also why incorporate in UK when you can do it in USA ? please answer those two questions, i'm looking for a billing solution as well and need your knowladge

Because if you incorporate in the US you need all those tax id's and ssn numbers and some people even say a resident in the states that owns your company etc... Apparently Uk is easier

wildporno · 06-10-2003, 09:39 PM

do you know appox. how much is it to incorporate in UK ? and how will it work, check will go to uk mail box and then forward it to canadian box? and who to use or where to go to get started ?

p00p · 06-10-2003, 10:01 PM

Quote:

Originally posted by wildporno
do you know appox. how much is it to incorporate in UK ? and how will it work, check will go to uk mail box and then forward it to canadian box? and who to use or where to go to get started ?

From what I have found out so far, under $1k to do the whole thing. You don't need a EU bank, a EU mailbox. The processor should mail checks right to Canada. All you need to do is register a EU corporation, get an IBC Certificate No. , forward that to your EU processor and you should be good to go. I am still gathering info on it, so of course it will probably cost me $3k, blah blah blah.

Check out this site:
http://www.waterlow.com/companyservices/ukform.htm

And read this whole thread:
http://www.gofuckyourself.com/showth...pagen umber=1

All the info you need is right there.

Also, there are pre-made (for lack of better terms) EU corporations. Meaning that everything is done, you fill in the blanks, and you can be legit and processing with a EU processor in less then a week. I believe in the US once you fill out all the paperwork etc. you have to wait for Visa approval, but you don't have to wait in the EU.

DomFromParis · 06-25-2003, 02:02 PM

Tough times with visa those days ...

dominique
http://www.billingfrance.net/index_eng.htm

scooby doo as scooby does · 06-25-2003, 03:13 PM

To set a UK company suitable for this costs around £80-£120 in the UK. That gets you a company plus the administration necessary to transfer it into your name (the company you buy it from register it first in there name). This is available thru UK magazines such as Exchange and Mart. It's legit, done it three times myself. I've not looked, but I'm sure you could get a UK company for around this much on the web somewhere.

To do it in a slightly more business like way, I.E. thru your own accountant in the UK costs around £300.

To do it over the web sounds like it costs a fuckin' fortune.

In the UK you can buy a custom company (you chose the name, you or somebody checks the name has not already been registered) or you can buy an 'off the shelf' company. This simply means the company (and name) has already been registered all the paperwork has been done. This is the quicker way to do it, but you might end up with a name like 'Bigbangbuckscardiff Ltd' or something

There is usually some choice of name tho.

To set up a UK company you need at least two people. A company secretary and at least one other director. Obviously if you want someone in the UK to be your 'silent' second person, it costs more.

You must provide a private address (not a P.O. box) for the registration, but it can be anywhere in the world. Neither the company secretary or any directors need be British, Any nationality will do. Neither are required to live in the UK.

Every company must have a registered office. This is the official 'headquarters' of the company. This must be in the UK (in fact, I think if you incorperate in England, it needs to be in England, Wales in Wales etc. but not sure on that). This need not be the primary place of business, often people pay more for this to be provided for them by other companies offering this service.

Your stationary must contain certain information. I can't for the life of me remember exactly what is required, but things like your registered office address. This is actually a legal requirement.

There is one other thing. I don't handle the accounts for my company, so I'm going from memory and it might be outdated memory

The company must keep financial accounts, these include;
1) Profit and loss report.
2) Balance sheet.
3) Directors report.
These need to be submitted to companies house (big cheese of UK companies HQ) once a year. Big fines if this is not done.
Smaller companies are exempt from some of this information. The best source of info on this (including online forms) is companies house; http://www.companies-house.gov.uk/

Thats about it.

My advice, if you want to set up a UK company, goto www.google.co.uk and search for 'company formation' or somesuch.

It really is a simple process and these prices of £3000 being tossed around are ridiculous (unless your the one charging them!

)

Regarding VAT. This is a complicated issue, but some of Lee's post is in fact incorrect. It is true (as I read the new law) that ANYONE charging an EU customer will need to be registered for VAT. There appears to be some dispute over that, but that's how I read it. It is not true that you have to charge different rates of VAT depending on where the EU customer resides. The law stipulates that you can chose one country and only always charge there rate. There is a threshold, I believe around £50,000pa (can't remember off the top of my head). If your turnover is under that, you do not need to register or charge VAT.

This is becoming law. The U.S. has been discussing a similar law for a long time and has attempted to get the EU to wait before enacting their own. The EU has said GFY and done it. Get ready. It will be enforced, not least because the US wants the EU to enforce their own similar law once the US gets it's act together. How it will be enforced I have no idea.

Now, wheres the potty....

06-25-2003, 03:13 PM	#65
scooby doo as scooby does Confirmed User Join Date: Nov 2002 Location: A deep dark place. Posts: 314	To set a UK company suitable for this costs around £80-£120 in the UK. That gets you a company plus the administration necessary to transfer it into your name (the company you buy it from register it first in there name). This is available thru UK magazines such as Exchange and Mart. It's legit, done it three times myself. I've not looked, but I'm sure you could get a UK company for around this much on the web somewhere. To do it in a slightly more business like way, I.E. thru your own accountant in the UK costs around £300. To do it over the web sounds like it costs a fuckin' fortune. In the UK you can buy a custom company (you chose the name, you or somebody checks the name has not already been registered) or you can buy an 'off the shelf' company. This simply means the company (and name) has already been registered all the paperwork has been done. This is the quicker way to do it, but you might end up with a name like 'Bigbangbuckscardiff Ltd' or something There is usually some choice of name tho. To set up a UK company you need at least two people. A company secretary and at least one other director. Obviously if you want someone in the UK to be your 'silent' second person, it costs more. You must provide a private address (not a P.O. box) for the registration, but it can be anywhere in the world. Neither the company secretary or any directors need be British, Any nationality will do. Neither are required to live in the UK. Every company must have a registered office. This is the official 'headquarters' of the company. This must be in the UK (in fact, I think if you incorperate in England, it needs to be in England, Wales in Wales etc. but not sure on that). This need not be the primary place of business, often people pay more for this to be provided for them by other companies offering this service. Your stationary must contain certain information. I can't for the life of me remember exactly what is required, but things like your registered office address. This is actually a legal requirement. There is one other thing. I don't handle the accounts for my company, so I'm going from memory and it might be outdated memory The company must keep financial accounts, these include; 1) Profit and loss report. 2) Balance sheet. 3) Directors report. These need to be submitted to companies house (big cheese of UK companies HQ) once a year. Big fines if this is not done. Smaller companies are exempt from some of this information. The best source of info on this (including online forms) is companies house; http://www.companies-house.gov.uk/ Thats about it. My advice, if you want to set up a UK company, goto www.google.co.uk and search for 'company formation' or somesuch. It really is a simple process and these prices of £3000 being tossed around are ridiculous (unless your the one charging them! ) Regarding VAT. This is a complicated issue, but some of Lee's post is in fact incorrect. It is true (as I read the new law) that ANYONE charging an EU customer will need to be registered for VAT. There appears to be some dispute over that, but that's how I read it. It is not true that you have to charge different rates of VAT depending on where the EU customer resides. The law stipulates that you can chose one country and only always charge there rate. There is a threshold, I believe around £50,000pa (can't remember off the top of my head). If your turnover is under that, you do not need to register or charge VAT. This is becoming law. The U.S. has been discussing a similar law for a long time and has attempted to get the EU to wait before enacting their own. The EU has said GFY and done it. Get ready. It will be enforced, not least because the US wants the EU to enforce their own similar law once the US gets it's act together. How it will be enforced I have no idea. Now, wheres the potty.... __________________ In 1904, Charles Newman-Berry connected two abacus's together using specially enhanced GrapeVine thus inventing the first Internet connection. NEWMAN-BERRY CASH Paying webmaster since 1904

06-10-2003, 08:31 PM	#55
jerryfan2000 Registered User Join Date: Oct 2002 Location: Toronto Posts: 79	I got no reply since the 1st day visa fee issue was out. And I emailed them no less than 5 times.

06-10-2003, 09:21 PM	#60
wildporno Confirmed User Join Date: May 2003 Posts: 108	if u incorporate in UK do you pay taxes in uk and in canada (double taxes)? also why incorporate in UK when you can do it in USA ? please answer those two questions, i'm looking for a billing solution as well and need your knowladge

06-10-2003, 09:39 PM	#62
wildporno Confirmed User Join Date: May 2003 Posts: 108	do you know appox. how much is it to incorporate in UK ? and how will it work, check will go to uk mail box and then forward it to canadian box? and who to use or where to go to get started ?

06-25-2003, 02:02 PM	#64
DomFromParis Registered User Join Date: Apr 2003 Location: Paris Posts: 11	Tough times with visa those days ... dominique http://www.billingfrance.net/index_eng.htm